St Elmo
Homes for Sale in Jacksonville, FL
All 4,026 homes for sale in Jacksonville, FL · median $299,900 · 100 homes for sale in 32206 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of WATSON REALTY CORP · via realMLS
As of October 2026, the MLS records 32 closed sales in St Elmo in Jacksonville, FL since 2004, the most recent in July 2026. Recorded prices since 2024 ran from $68,750 to $228,500 (median $170,000), on homes of 859 to 1,569 sq ft. Across Jacksonville as a whole, 8,268 homes closed in the last 12 months at a median of $311,134, 43 median days on market, with 2,422 homes for sale today. At that median and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $3,040 ($2,300 with the full homestead exemption).
St Elmo's story is age and footprint, not price — Momentum's snapshot doesn't carry a median sale figure here because the feed simply isn't turning over inventory right now. What it does show is a housing stock with a 1889-to-2024 build span across 253 homes, a median build year of 1953, and a median living area of 1,161 square feet. That combination — mostly compact, mostly older homes with pockets of recent infill — is what will drive condition-based pricing conversations here, not a subdivision comp sheet.
The bigger signal for anyone watching this pocket of Duval is the ownership structure and the current inventory picture: only 28.2% of homes carry a homestead exemption, meaning the majority sit outside owner-occupied status, and there are zero active listings in Momentum's current tracking, with closings data limited to a two-month window. That's a market with almost nothing to shop right now — sellers and buyers alike are working with very thin, very fast-moving inventory when something does surface.
Nearby homes for sale
No active listings inside St Elmo right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
St Elmo is a compact, 253-home pocket of Jacksonville where the oldest recorded home dates to 1889 and the newest to 2024 — one of the widest build-year spans in Momentum's Duval County coverage, sitting on a median footprint of 1,161 square feet.
realMLS (Northeast Florida) sales records identify 18 homes in St Elmo that have changed hands since 2005, built between 1912 and 2025 (median 1961), with a median living area of about 1,094 sq ft and a typical 3-bedroom, 1.5-bath layout; 94% are single-family homes. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 9 qualified sales in St Elmo across 2024–2025 (8 in 2024, 1 in 2025), median $150,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of St Elmo. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
St Elmo
St Elmo
St Elmo
St Elmo
St Elmo
St ElmoPhotos from realMLS listings in St Elmo; content deemed reliable but not guaranteed.
Who St Elmo is best for.
Best for
- Buyers drawn to older Duval housing stock and comfortable evaluating condition home-by-home across a build range running from 1889 to 2024.
- Buyers or investors comfortable in a market where the majority of the 253 homes sit outside owner-occupied (homestead) status.
- Buyers who can move quickly on off-market or newly surfaced listings given zero current active inventory.
Probably not for
- Buyers who want to compare several active listings side by side — there are currently none in the MLS feed for this community.
- Buyers who want a larger home footprint; the median living area here is 1,161 square feet.
- Buyers who want shared community amenities — none were identified from current MLS listings.
The market around St Elmo
St Elmo is too small for its own price trend, so here is the market around it.
In ZIP 32206, 128 homes are on the market and 23% are under contract — a steady corner of Jacksonville.
Across Duval County, 3,953 homes are active and 1,522 pending (28% under contract).
In ZIP 32206 (Jacksonville), 221 homes closed in the last 12 months at a median of $307K ($172/sq ft), down 6.2% year over year, with a median 58 days on market. Right now 65 active and 26 pending listings put supply at about 5.5 months — a buyer's market. See the live ZIP 32206 housing market and the Duval County market.
ZIP and county figures describe the wider market, not St Elmo specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in St Elmo, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Andrew Jackson High School (Duval County Public Schools); verify by address · High
- Matthew W. Gilbert Middle School (Duval County Public Schools); verify by address · Middle
- Andrew A. Robinson Elementary School or your address-zoned elementary school (verify by address) · Elementary
Zoned schools reflect the assignments reported on recent St Elmo listings and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any St Elmo address.
The St Elmo buying strategy.
If we were buying in St Elmo today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in St Elmo.
A Century-Plus of Duval Housing Stock
The build-year spread in St Elmo — 1889 through 2024 — isn't a rounding artifact, it's the community. A median build year of 1953 puts the typical home solidly in the older half of Duval's housing stock, and a median living area of 1,161 square feet keeps most of these homes compact rather than sprawling. That combination means condition, updates, and lot use will carry far more weight in any pricing conversation than square footage comps alone. No community amenities were identified from current MLS listings, so whatever draws a buyer here is the home and its location, not a shared clubhouse or pool.
The ownership picture adds another layer: just 28.2% of the 253 homes carry a homestead exemption, which means the large majority sit outside owner-occupied status. Paired with zero active listings and a two-month closings window in Momentum's current tracking, this reads as a thin, largely non-owner-occupied micro-market where inventory simply isn't moving through the MLS in volume right now.
The location and the amenities are priced into every listing in St Elmo. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
With zero active listings and only a two-month closings window to work from, St Elmo isn't a market you shop by browsing a portal — it's one where an agent tracking off-market activity, title status, and homestead patterns across all 253 homes has a real edge. Momentum's read on a build-year range running from 1889 to 2024 means we're evaluating each home on its own condition and history rather than leaning on a comp set that doesn't really exist here.
St Elmo in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a St Elmo buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed St Elmo sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in St Elmo, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your St Elmo home worth?
Get a no-obligation home value based on real comparable sales in St Elmo, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Jacksonville →
Recently off market in St Elmo
Homes in St Elmo that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 1305 E 30Th Street · off market
- 1445 E 28Th Street · off market
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Frequently Asked Questions
How many homes are in St Elmo?
What share of St Elmo is owner-occupied?
When were the homes in St Elmo built?
What schools serve St Elmo?
Who is the best real estate agent for St Elmo?
How do I find a top Jacksonville real estate agent who knows St Elmo?
Can Momentum Realty connect me with an agent for St Elmo?
Where is St Elmo, and what county is it in?
How far is St Elmo from downtown Jacksonville and the beach?
Should you buy in St Elmo?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 32206)) |
| Under-contract shares | realMLS records, as of 2026-10-01 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2004 (32 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how St Elmo fits the bigger picture — live prices, inventory, and Momentum Scores:
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- E 30Th Street (14 homes on record)
- E 28Th Street (8 homes on record)
- E 28Th Street (6 homes on record)
- E 30Th Street (6 homes on record)
- E 27Th Street (4 homes on record)
- E 27Th Street (3 homes on record)
- E 30Th Street (2 homes on record)
Nearby Communities
Explore more neighborhoods near St Elmo with Momentum Realty’s local guides.