Monterey Homes for Sale in Jacksonville, FL

Monterey appeals mostly to value-minded buyers who want an established, woody Arlington setting at an attainable price, plus a small group chasing the rare riverfront homes.

The median sale price was about 249,950 dollars over the trailing twelve months in 2026 according to Redfin, with inland homes from the lower 100,000s to the mid 300,000s and riverfront houses from the upper 900,000s to nearly 2 million dollars. With such a wide spread, a specific home should be priced from the closest comparable sales for the right tier rather than the neighborhood median.

Buyers considering riverfront or low-lying lots should review flood zone designation, insurance, and any dock condition early, since those factors affect both cost and resale.

Monterey is a single established neighborhood, so the meaningful choices come down to whether a home is inland or riverfront and its condition rather than separate named sections.

The core of the neighborhood is midcentury single-family homes set among the trees. These are the value tier and the reason most buyers look here.

A small number of homes front the St. Johns River and trade far higher, recently from the upper 900,000s to nearly 2 million dollars. They rarely come to market.

As in any midcentury neighborhood, condition varies, so updates drive much of the price difference between two inland listings.

Monterey leans on its woody, waterside setting for character, and it relies on the surrounding Arlington area for shopping and services.

The river defines the neighborhood edge and gives a small number of homes direct water access, the premium feature in the area.

Mature trees and a settled layout give Monterey a leafy, quiet character.

The Arlington Expressway provides a straight shot east to Atlantic Beach, a real convenience for residents.

Shopping, dining, and the Regency retail district are a short drive away, with downtown minutes across the river.

Arlington gives Monterey convenient access to everyday and destination shopping. The Regency area anchors nearby retail with grocery, big-box stores, and restaurants, while St. Johns Town Center is a short drive across the area for larger trips. The location pairs a quiet, woody residential setting with quick access to Arlington services and the beaches.

Monterey spans attainable inland homes and rare million-dollar riverfront houses. The median tells you little, so price off the closest comparable sales for the right tier.

The waterfront homes here come to market infrequently, so be ready to move when one appears and to do the flood and dock homework quickly.

Older homes may need roof, HVAC, or electrical updates, so inspect carefully and budget realistically.

Monterey sits along the St. Johns River, so the river is the first due-diligence item, and it matters most on the riverfront and low-lying lots. Pull the FEMA flood designation for the exact parcel before you write, since two homes a few streets apart can fall in very different zones. A home in Zone X can cost far less to insure than one near the water in Zone AE, and the rare riverfront homes carry the most important flood and windstorm review. Get a bindable flood and homeowners quote during your inspection period so the real monthly cost is in your math before you commit, not after.

Because the inland homes here are midcentury, the systems read drives the price. Inspect roof age, HVAC, plumbing, and electrical (older homes can carry dated panels or cast-iron drain lines), and check any prior renovation work for permits. On a riverfront home, inspect the dock, boathouse, and any seawall as their own structures, including pilings and any state submerged-land lease, since dock repairs on the river are not cheap. On internet, the Jacksonville metro is served by Xfinity (Comcast) cable across nearly all addresses and AT&T with fiber to a growing share; confirm the options at the specific address.

Confirm the fee picture per parcel. Monterey is an established neighborhood that generally carries no mandatory homeowners association and no CDD, which keeps carrying costs low, but verify the status for the specific home and read any recorded restrictions before you write. Duval County total millage runs roughly 17.9 to 18.5 mills depending on the taxing district, and plan for the post-sale tax reset: when you buy, the prior owner's Save Our Homes cap ends and the assessed value resets to the new just value, so your second-year tax bill is often higher than the seller's current one.

Most buyers weighing Monterey are cross-shopping the other established Arlington neighborhoods along or near the St. Johns River, where attainable inland homes sit alongside scarce waterfront. Here is the honest shorthand.

The honest verdict: if you want an attainable, woody, established Arlington home minutes from downtown, with a small shot at rare river access, Monterey is one of the better value pockets on the east bank. If you want amenities, newer construction, or a deeper waterfront market, the neighbors above and the gated river communities further out are the right field to shop, and we will help you weigh the value against the water access and the upkeep.