Stoney Creek
Homes for Sale in Fernandina Beach, FL

Stoney Creek market snapshot (as of October 1, 2026): the median sale price is about $288K ($179 per sq ft over the trailing 12 months of closed sales), and a median 64 days on market for closed sales. The trailing-12-month median is up 3% from the prior 12 months, computed from record-level realMLS closed sales (6 closings in the current window).

In ZIP 32034 (Fernandina Beach), 1,079 homes closed in the last 12 months at a median of $440K ($200/sq ft), down 0.2% year over year, with a median 53 days on market. Right now 216 active and 75 pending listings put supply at about 7.3 months — a buyer's market. See the live ZIP 32034 housing market and the Nassau County market.

realMLS (Northeast Florida) sales records identify 68 homes in Stoney Creek that have changed hands since 2008, built between 2006 and 2009 (median 2007), with a median living area of about 1,531 sq ft and a typical 3-bedroom, 2.5-bath layout; 96% are condominiums. Source: realMLS (Northeast Florida) closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Stoney Creek is a gated, amenity-supported community of 220 homes in Fernandina Beach (Nassau County), all built in 2008, with a pool, security gate, and off-site management handling grounds and trash.

• Fernandina Beach High School (Nassau County School District); verify by address · High
• Fernandina Beach Middle School; verify by address · Middle
• Emma Love Hardee Elementary School; verify by address · Elementary

Zoned schools reflect the assignments reported on recent Stoney Creek listings and can change; always confirm with Nassau County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Stoney Creek address.

Because every home in Stoney Creek was built in 2008, the usual question of what era a neighborhood belongs to doesn't apply here — the real variable is what's been updated since. With a median price of $287,500 and $178.78 per square foot on 1,554 square feet of living space, buyers should expect the spread between listings to track renovation and maintenance history more than lot or floor-plan differences.

With zero active listings at the moment, there's nothing on the market to compare against directly — a buyer who wants in has to watch for the next listing rather than choose among several. The trailing 6-month closings window shows a median 63.5 days on market and pricing down 2.5% year-over-year, with a heat score of 49 putting this squarely in balanced-market territory rather than a seller's or buyer's extreme. Homestead exemptions on 45% of the community's 220 homes suggest a meaningful share of owner-occupants alongside non-homestead holdings.

With Stoney Creek currently showing zero active listings, the advantage goes to whoever hears about the next one first — that's where local, on-the-ground tracking of this specific gated community matters more than a general area search. Momentum can also help you read the last several closings against the 2008 build year so you're pricing condition and updates correctly rather than guessing, and can coordinate access through the security gate and off-site management for showings.

Listings in this community report association dues of about $387 per month ($4,644 a year) — the median AssociationFee across 95 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.