Stoney Creek Homes for Sale in Fernandina Beach, FL

Established Fernandina Beach resale market · Fernandina Beach · ZIP 32034

A gated, low-maintenance townhome and cottage community off Stoney Creek Parkway on mainland Fernandina Beach, built mainly in the mid-2000s, for buyers who want a settled resale with lawn care handled rather than new construction.

Established resaleFernandina Beach, Nassau County2 to 3 bedrooms

Live Market Pulse

50/100
Momentum

Buyer-Leaning Market (limited data)

This is a settled resale community, not a new-construction release. Inventory is limited and individual, so unit condition, updates, and lot position drive value more than a single headline number. Verify specifics by address.

Free · No obligation

Unlock Off-Market Stoney Creek

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulserealMLS

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Median Price

0mo

Supply

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Avg DOM

Soft

Seller Leverage

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Median $/Sqft

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1-Yr Price Change

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Distress

Jon's Current Read

"Stoney Creek is a resale play on a built-out, mid-2000s gated townhome and cottage community, not a builder market. The gated, low-maintenance format with a shared pool and HOA-handled lawn care draws buyers who want simplicity over a large single-family footprint. Because construction wrapped up around 2008, each home now trades on its own condition and updates rather than a builder price sheet. Confirm the current HOA or condo fee and what it covers in writing before you underwrite a purchase here."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Stoney Creek is an established, gated community off Stoney Creek Parkway on mainland Fernandina Beach, in Nassau County, built mainly from around 2006 to 2008. The homes here are low-maintenance townhomes and cottage-style units, generally running roughly 1,341 to 1,680 square feet, with 2 to 3 bedrooms depending on the plan. Because this is a resale market rather than new construction, each home trades on its own condition and updates.

The community is organized as a gated, pet-friendly setting with a community pool and sidewalks throughout, and monthly association fees are generally understood to cover lawn care, the gate, the pool, and common-area maintenance, though the exact current figure should be confirmed directly with the association. That low-maintenance structure is the core appeal for buyers who want a lock-and-leave home rather than a large single-family lot to maintain.

The bigger picture is location. Stoney Creek sits on the mainland side of Fernandina Beach, within a short drive of Amelia Island's beaches, the historic downtown district, and the everyday conveniences of Yulee and Wildlight. Jacksonville and its international airport are a longer, still manageable drive. That mainland Fernandina Beach setting, paired with a settled, gated, low-maintenance format, is the core of the value case here.

Quick Match

Who Stoney Creek is best for.

Best for

Buyers who want a gated, low-maintenance resale townhome or cottage near Fernandina Beach and Amelia Island
Buyers who value having lawn care and a community pool handled by the association rather than a large single-family lot
Buyers comfortable verifying the current HOA or condo fee and specific unit condition before committing

Probably not for

Buyers who need new construction with a builder warranty and modern systems
Buyers who want a large single-family lot, a golf amenity, or a private clubhouse, which this community does not offer
Buyers who want negotiating leverage from a large pool of competing existing homes

Market Pulse

How Stoney Creek is performing right now

50/100
momentum

Buyer-Leaning Market (limited data)

Seller's marketBalancedBuyer's market

0Months of supplytight

n/aMedian days on marketdays

0 : 0Under contract vs for salestrong demand

0Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

+0%Asking vs recent sold $/sqftroom to negotiate

Live market metrics for Stoney Creek update as realMLS listings and sales post. Figures shown reflect current recorded activity; confirm specifics by address.

Live from realMLS, as of July 10, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Stoney Creek listings and the trailing twelve months of closed sales.

Where prices are goingn/a2026 YTD

Median sale price by year. Tap a label to compare Amelia Concourse or Fernandina Beach. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square footn/a2026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now0 : 0active : pending

For sale0

Pending0

Sold 12mo0

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Stoney Creek buys, holds, and resells. See the five factors.

Interactive Map

Stoney Creek on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Drive times from Stoney Creek. They are approximate and vary with traffic and your exact start point.

Downtown Fernandina Beach Historic District10 to 15 min · approximate

Amelia Island beaches10 to 15 min · approximate

Wildlight and Yulee shopping and dining10 to 15 min · approximate

Downtown Jacksonville35 to 40 min · approximate

Jacksonville International Airport (JAX)35 to 40 min · approximate

Fernandina Beach Municipal Airport10 to 15 min · approximate

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Stoney Creek Homes for Sale in Fernandina Beach, FL with Momentum Realty’s local guides.

Nassauville Homes for Sale in Fernandina Beach, FLFernandina Beach, FL · 0.7 mi LHLoftonPoint Homes for Sale in Fernandina Beach, FLFernandina Beach, FL · 0.8 mi

River Glen Homes for Sale in Yulee, FLYulee, FL · 1.0 mi

North Hampton Homes for Sale in Fernandina Beach, FLFernandina Beach, FL · 1.0 mi

Amelia Bay Estates Homes for Sale in Fernandina Beach, FLFernandina Beach, FL · 1.1 mi

Liberty Cove Homes for Sale in Yulee, FLYulee, FL · 1.2 mi

Lumber Creek Homes for Sale in Yulee, FLYulee, FL · 1.3 mi

Villages of Woodbridge Homes for Sale in Fernandina Beach, FLFernandina Beach, FL · 1.3 mi

Harbor Concourse Homes for Sale in Amelia Concourse corridor, FLAmelia Concourse corridor, FL · 1.3 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Stoney Creek (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Nassau County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Stoney Creek is served by Nassau County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

High

Fernandina Beach High School (Nassau County School District); verify by address

Middle

Fernandina Beach Middle School; verify by address

Elementary

Emma Love Hardee Elementary School; verify by address

Buying with schools in mind? We can confirm the exact zoned schools for any Stoney Creek address.

The takeaway

The story here is a settled mainland Fernandina Beach location rather than a headline event. Stoney Creek is a built-out gated community that finished construction around 2008, so it now moves with the broader Fernandina Beach resale market rather than a builder's release schedule.

Recent Developments in Stoney Creek

Development Intelligence

Our read on what is being built around Stoney Creek, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishNet stable for a built-out, low-maintenance gated community near Fernandina Beach and Amelia Island, with the usual Florida coastal insurance costs to underwrite on a home-by-home basis.

Fernandina Beach area demand stays steady

Evergreen

BullishMajor impact

SignificanceRadius: Area

Fernandina Beach and the surrounding Amelia Island and Yulee area remain a sought-after Northeast Florida coastal draw, and a built-out, gated community like Stoney Creek benefits from that steady area-wide demand without relying on new development nearby.

No new-construction competition inside the community

Evergreen

BullishNotable impact

SignificanceRadius: Community

Stoney Creek is fully built out, so value here turns on the condition and updates of individual resale units rather than on a builder's current price sheet or new competing phases nearby.

Low-maintenance, gated format is a durable draw

Evergreen

BullishMinor impact

SignificanceRadius: Community

The gated entry, community pool, and association-handled lawn care give Stoney Creek a settled, lock-and-leave character that appeals to buyers who do not want to maintain a large single-family lot.

Confirm current HOA or condo fee before you offer

Evergreen

NeutralNotable impact

SignificanceRadius: Community

Stoney Creek has an active association, but a current fee figure was not published in this fast pass. Confirm the exact amount and what it covers with the association or its management company before you rely on it.

Coastal insurance costs remain a real line item

2026

NeutralMinor impact

SignificanceRadius: Region

Northeast Florida coastal homeowners insurance, including flood coverage, has stayed elevated. Get a bindable quote for the specific unit before you commit to a purchase.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Stoney Creek, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Stoney Creek buying strategy.

If we were buying in Stoney Creek, this is the order of operations we would run, and the one we run for our clients.

Pull the specific parcel's record with the Nassau County Property Appraiser to confirm year built, square footage, and any recorded deed restrictions.

Get written confirmation from the association or its management company on the current monthly fee, what it covers, and whether a Community Development District applies.

Get a thorough inspection focused on roof age, plumbing, electrical, and HVAC, since homes here now span roughly 2006 to 2008.

Verify the zoned elementary, middle, and high schools by the home's address with the Nassau County School District, since attendance zones change.

Get a bindable Florida coastal homeowners and flood insurance quote for the exact address before you make an offer.

The Quick Decision

Best Buy

A well-maintained or already-updated unit with clearly confirmed HOA or condo fees and a quieter position away from Stoney Creek Parkway.

Biggest Risk

Buying without confirming the current association fee, exact deed restrictions, and the condition of a unit now nearly two decades old.

Best Lot

Prioritize a quieter interior unit near the pool amenity over one closer to the parkway entrance.

Smart Timing

Resale-driven. Inventory is thin and individual, so move when the right condition and confirmed carrying costs line up.

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

The Homes

Type

Established resale townhomes and cottage-style homes, gated (Cottages at Stoney Creek); confirm if any attached single-family sections share the Stoney Creek name

Era

Built mainly around 2006 to 2008 (verify year built on the parcel)

Size range

Roughly 1,341 to 1,680 square feet

Bedrooms

2 to 3 (confirm by unit plan)

Costs & Fees

HOA

Yes, an active condo/HOA association; monthly fee not published here, confirm current amount with the association

CDD

None identified; confirm on the parcel tax record

Property use

Primary and second homes

Amenities

Marketed

Gated entry, community pool, sidewalks throughout

Status

No golf course or clubhouse identified; verify current amenity access with the association

Location

Area

Off Stoney Creek Parkway, mainland Fernandina Beach, Nassau County

Downtown Fernandina Beach and Amelia Island beaches

About 10 to 15 min (approximate)

Jacksonville International Airport

About 35 to 40 min (approximate)

Stoney Creek Homes For Sale

What your money buys in Stoney Creek.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Stoney Creek today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

The Entry

At the entry tier you are generally looking at the smaller units in the community or those in original condition, where the value is in the price point and any update upside. Confirm condition and updates before you offer.

Lowest entry

The Core

In the core of the market you find updated, well-maintained units near the community's typical size, representing the standard move-in resale here. This is where most recent activity tends to cluster.

Most inventory

The Top

At the top are the largest or most fully updated units in the community, and any on the more desirable positions near the pool. Confirm the exact size and condition on the specific parcel.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$900K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

The Entry

The Core

The Top

At the top are the largest or most fully updated units in the community, and any on the more desirable positions near the pool. Confirm the exact size and condition on the specific parcel.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Stoney Creek, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in Stoney Creek is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Stoney Creek holds value.

Our read on the factors that protect resale here, and the one to manage.

Home conditionVaries by unit

Roof and systems ageVerify age

HOA fee clarityConfirm by inquiry

Renovation upsideModerate

Location near Fernandina BeachCentral, established

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Stoney Creek

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

The value here is not a builder price sheet, it is a settled, gated setting: lawn care handled, a shared pool, and a home whose condition you verify directly.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

6.0C+ · Buy Score

Resale Strength6.0/10

Renovation Risk5.8/10

Location Efficiency7.2/10

Long-Term Defensibility5.8/10

Carrying Cost Advantage5.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Stoney Creek is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No automated estimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take

Units now span roughly 2006 to 2008; verify exact year built on the parcel.
Positions near the community pool and away from Stoney Creek Parkway tend to carry the most appeal.
The gated, sidewalk-lined layout is a durable low-maintenance asset.
Confirm the current association fee and what it covers before you rely on it.
Check the FEMA flood zone and get a bindable coastal insurance quote.

In a built-out, nearly two-decade-old gated community like this, the durable differences between units are condition, updates, and position relative to the community's gated entry and shared pool. Interior positions away from Stoney Creek Parkway and closer to the pool amenity tend to hold more appeal, while units with unaddressed roof, plumbing, electrical, or HVAC age carry more near-term cost. A thorough inspection and a direct association fee confirmation are the main ways to underwrite a purchase here.

The 15-Second Verdict

Stoney Creek in 15 seconds.

Best forBuyers who want a gated, low-maintenance resale townhome or cottage near Fernandina Beach and Amelia Island.

Biggest advantageA built-out, gated setting with a shared pool and association-handled lawn care, and no new-construction competition nearby.

Biggest riskBuying before confirming the current association fee and the condition of a unit that is now nearly two decades old.

Sweet spotA documented, well-maintained unit on a quieter interior position near the community pool.

Avoid ifYou need new construction, a large single-family lot, or a golf or clubhouse amenity package.

HOA, CDD & Fees

15-Second Take

HOA or condo fee yes; get the current amount in writing from the association or its management company.
No CDD was identified, but confirm it on the parcel's tax record.
The main shared amenities identified are a gated entry and a community pool.
Sidewalks throughout give the community a walkable, low-maintenance character.
Budget Florida coastal homeowners and flood insurance as a real cost; get a bindable quote.

Stoney Creek has an active association covering the gated, low-maintenance community. A current fee amount is not published here; confirm the exact figure and what it covers with the association or its management company before you buy.

Confirm in writing, but fees in a community like this generally fund lawn care, the gate, the shared pool, and common-area maintenance. No golf course or clubhouse was identified.

There is no golf course or private club here; the primary shared amenities identified are the gated entry and the community pool.

Run Your Numbers

Tools for a Stoney Creek buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxNassau County millage and the homestead picture.Rent vs buyThe breakeven on owning in Stoney Creek.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not an automated estimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Stoney Creek

Thinking of selling a Stoney Creek home?

Selling an established Fernandina Beach resale home takes a real strategy, not an automated estimate. We will show you the honest math on how condition, position, and location position your home against what is actually selling nearby.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Stoney Creek, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Amelia Concourse, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Stoney Creek home worth?

Get a no-obligation home value based on real comparable sales in Stoney Creek matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Stoney Creek on the map →

Real comps, not an automated estimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Stoney Creek year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Nassau County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,540/mo

Nassau County typical true cost to own

$97/mo

Nassau County typical home insurance

Check CDD

Confirm before you offer

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Nassau County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Live market metrics for Stoney Creek are being compiled from realMLS activity and will appear here as listings and sales post. For current county-level figures, see the market data links below.

Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is Stoney Creek a new-construction community?

No. It is an established, gated community on mainland Fernandina Beach, built mainly from around 2006 to 2008. Homes here are resales.

What kind of homes are in Stoney Creek?

The community centers on low-maintenance townhome and cottage-style homes, generally roughly 1,341 to 1,680 square feet with 2 to 3 bedrooms depending on the plan. Confirm the exact size and configuration by address.

Is there an HOA, and how much are the fees?

Yes, there is an active association. A current fee amount is not published here; confirm the exact figure and what it covers with the association or its management company before you buy.

Is there a CDD bond on the taxes?

No Community Development District was identified for this community, but CDD status is best confirmed on the specific parcel's tax record with the Nassau County Property Appraiser before you rely on it.

What amenities does the community have?

The main shared amenities identified are a gated entry and a community pool, with sidewalks throughout. No golf course or clubhouse was identified.

Is Stoney Creek gated or age-restricted?

It is described as a gated community. There is no verified information that it is age-restricted or 55 plus. Confirm access details with the association.

What schools serve the community?

It is in the Nassau County School District, with Fernandina Beach High School at the high-school level. The zoned elementary and middle schools should be verified by the specific address, since attendance zones can change.

How is the commute to downtown Fernandina Beach and the beaches?

Downtown Fernandina Beach's historic district and the island's beaches are both roughly a 10 to 15 minute approximate drive. Other drive times on this page are approximate estimates.

How far is Jacksonville?

Downtown Jacksonville and Jacksonville International Airport are both a longer, roughly 35 to 40 minute approximate drive from Stoney Creek.

What is the biggest risk of buying here?

Buying before confirming the current association fee and the condition of a unit that is now nearly two decades old. Both are manageable with direct verification and a thorough inspection.

How should I choose a unit here?

Favor a quieter interior position near the community pool and away from Stoney Creek Parkway, and prioritize documented updates and a clean inspection over relying on listing photos alone.

Should I get my own agent for a resale purchase here?

Yes. An experienced agent helps you confirm HOA status, condition, and true comparable sales, and represents your interests in the negotiation.

How current is the market data on this page?

This page will fill in with live realMLS data as sales in the community accrue. Until then, treat market figures as thin, and always confirm price and condition against genuinely comparable homes before you make an offer.

Who is the best real estate agent for Stoney Creek?

The best agent for Stoney Creek is one who actively works Fernandina Beach and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Stoney Creek.

How do I find a top Fernandina Beach real estate agent who knows Stoney Creek?

Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Stoney Creek and the wider Fernandina Beach area.

Can Momentum Realty connect me with an agent for Stoney Creek?

Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Stoney Creek purchase or sale - no call center and no pressure.

The Verdict

Should you buy in Stoney Creek?

An honest fit check. We will tell you when it is not your community.

You want a gated, low-maintenance resale townhome or cottage near Fernandina Beach and Amelia Island.Excellent fit

You value having lawn care and a shared pool handled by the association rather than a large single-family lot.Excellent fit

You are willing to directly verify the current association fee and specific unit condition before you buy.Excellent fit

You can budget for inspection findings typical of a nearly two-decade-old home.Excellent fit

You need new construction with a builder warranty and modern systems.Probably not

You want a large single-family lot, a golf amenity, or a private clubhouse.Probably not

You are not willing to verify the current association fee directly with the management company.Probably not

You cannot budget for older-home inspection findings or Florida coastal insurance costs.Probably not

Get the inside read on Stoney Creek

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Stoney Creek home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty Stoney Creek specialist will reach out personally, usually the same day.

Median sale price in Stoney Creek, Florida by year (2012 to 2026). Source: Momentum Realty.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

Stoney Creek Homes for Sale in Fernandina Beach, FL

The 60-Second Overview

Who Stoney Creek is best for.

Best for

Probably not for

How Stoney Creek is performing right now

Stoney Creek on the map.

How far is everything?

Nearby Communities

Schools

Fernandina Beach High School (Nassau County School District); verify by address

Fernandina Beach Middle School; verify by address

Emma Love Hardee Elementary School; verify by address

Recent Developments in Stoney Creek

Fernandina Beach area demand stays steady

No new-construction competition inside the community

Low-maintenance, gated format is a durable draw

Confirm current HOA or condo fee before you offer

Coastal insurance costs remain a real line item

The Stoney Creek buying strategy.

The full read, only if you want it.

The Homes

Costs & Fees

Amenities

Location

What your money buys in Stoney Creek.

What ~$900K buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well Stoney Creek holds value.

5 Mistakes Buyers Make in Stoney Creek

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Underbudgeting the carrying costs

Skipping the systems check

Momentum Buy Score.

Why our read on Stoney Creek is different.

Which Lots & Views Hold Value Best

Stoney Creek in 15 seconds.

HOA, CDD & Fees

Tools for a Stoney Creek buy.

Thinking of selling a Stoney Creek home?

In Stoney Creek, condition and view decide your number

What is your Stoney Creek home worth?

Price History: What Homes Here Have Actually Sold For

The real cost & risk here

Frequently Asked Questions

Should you buy in Stoney Creek?

Get the inside read on Stoney Creek

You are all set.

Need to sell fast in Duval County?

You just read the data. Now see what your home is worth.