Summerfield Crossing
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Summerfield Crossing is an established Jacksonville community with homes built between 1985 and 2001, and that age band is the real story on price. At a $315,000 median and roughly $219 per square foot on about 1,684 square feet, what you pay here is driven less by location alpha than by condition — an updated home and a dated one from the same era can sit far apart, and the median masks that spread.
The market posture is patient. A median of 44 days on market says this is not a bidding-war environment; buyers have time to inspect, negotiate, and walk. For sellers, that means condition and honest pricing carry the deal — deferred maintenance on a 1990s home shows up as days on market, not just a lower offer. With a homestead share around 81%, turnover is thin, so inventory is genuine rather than churned.
The 60-Second Overview
Summerfield Crossing market snapshot (as of September 20, 2026): the median sale price is about $315K ($219 per sq ft over the trailing 12 months of closed sales), and a median 44 days on market for closed sales.
Summerfield Crossing is a community of 78 homes in Jacksonville, Duval County, built between 1985 and 2001 (median 1993.0), with a median living area of about 1,684 square feet. 81% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Summerfield Crossing is a mature, owner-occupied pocket of Duval County where price tracks condition more than square footage, and the slower pace rewards buyers willing to look closely before they commit.
Who Summerfield Crossing is best for.
Best for
- Buyers around the mid-$300s who want an established neighborhood and will inspect carefully before committing
- Owner-occupants planning to stay put, matching this community's long-hold ownership pattern
- Value-minded buyers willing to take on an updatable 1990s home and budget for maintenance
Probably not for
- Buyers set on new construction or homes with all-new systems out of the box
- Investors chasing quick flips or fast turnover in a low-churn, owner-held market
- Buyers who need certainty on a tight timeline and can't absorb condition-driven surprises
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($315K) IS the median in the snapshot above.
Windows contain 0 to 7 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
37% of homes for sale in ZIP 32257 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).
Housing distress & ownership in Summerfield Crossing, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The Summerfield Crossing buying strategy.
If we were buying in Summerfield Crossing today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Summerfield Crossing.
An established community priced on condition
With a build range of 1985 to 2001 and a median year built of 1993, most of this housing stock is now decades into its life. That matters for roofs, HVAC, and original systems — the homes that have been kept current will command the top of the range, and the ones that haven't will sit. Budget for inspection and, in many cases, a maintenance reserve; the $315,000 median is a midpoint, not a ceiling or a floor.
A 44-day median on market gives buyers room to be deliberate, and the high homestead share signals a community held by long-term owners rather than flipped. For a seller, the takeaway is straightforward: presentation and realistic pricing move homes here; waiting for the market to bail out a dated listing generally does not.
The location and the amenities are priced into every listing in Summerfield Crossing. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this age-driven, the money is made or lost on reading condition against the $315,000 median. We help buyers separate a fairly priced updated home from a dated one wearing a fresh coat of paint, and we help sellers position honestly so their listing moves closer to that 44-day median instead of stalling past it.
Summerfield Crossing in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Summerfield Crossing buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Summerfield Crossing sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Summerfield Crossing, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Summerfield Crossing home worth?
Get a no-obligation home value based on real comparable sales in Summerfield Crossing, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Summerfield Crossing on the map →
Frequently Asked Questions
What is the median home price in Summerfield Crossing?
How long do homes in Summerfield Crossing take to sell?
How many homes are in Summerfield Crossing?
What share of Summerfield Crossing is owner-occupied?
When were the homes in Summerfield Crossing built?
Who is the best real estate agent for Summerfield Crossing?
How do I find a top Jacksonville real estate agent who knows Summerfield Crossing?
Can Momentum Realty connect me with an agent for Summerfield Crossing?
Should you buy in Summerfield Crossing?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Summerfield Crossing with Momentum Realty’s local guides.
Data sources & freshness
| Community market stats | realMLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 32257)) |
| Under-contract shares | realMLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2001 (58 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Summerfield Crossing fits the bigger picture — live prices, inventory, and Momentum Scores: