Surf Park
Homes for Sale in Jacksonville Beach, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Surf Park's pricing is driven by a mix of vintage and location rather than a single build era: homes here date anywhere from 1915 to 2024, with a median year built of 1974 and a median living area of 1,690 square feet. With that kind of age spread, the number that actually explains value is price per square foot — currently a median of $440 — not the year on the permit. The median sale price sits at $892,500.
Right now there are only 2 active listings against roughly 1,247 homes in the community, so inventory is about as thin as it gets. Months of supply reads 3.4, which the data classifies as balanced, and the median listing is moving in 23 days. The year-over-year figure of 62.3% is real, but it's built on just 7 closings, so treat it as a signal of direction rather than a guaranteed number for any one home.
Surf Park right now
🟡 Balanced market. 4.0 months of supply and 33% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of August 5, 2026. Confidence: Medium (3 active and pending listings, 6 closed sales in 12 months).
🟢 Still climbing. The trailing-12-month median ($896K) is up 39.5% from the prior 12 months ($642K). With about 5 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending August 5. Confidence: Low (6 and 4 sales in the two windows).
What's unique here: the median sale price is about 3x the typical Duval County sale ($896K vs $310K, trailing 12 months, realMLS records).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated August 5, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Surf Park market snapshot (as of August 5, 2026): the median sale price is about $896K ($449 per sq ft over the trailing 12 months of closed sales), a median 15 days on market for closed sales, and 4.0 months of supply, a balanced market. The trailing-12-month median is up 40% from the prior 12 months, computed from record-level realMLS closed sales (6 closings in the current window).
Surf Park is a community of 1,247 homes in Jacksonville Beach, Duval County, built between 1915 and 2024 (median 1974.0), with a median living area of about 1,690 square feet. 65% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Surf Park is a Jacksonville Beach community in Duval County with 1,247 homes. Current MLS listings show no identified community amenities, so buyers should confirm any HOA terms or shared features directly rather than assume them.
The setting & the homes.
Aerial and on-site photos of Surf Park. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Surf ParkPhotos from realMLS listings in Surf Park; content deemed reliable but not guaranteed.
Who Surf Park is best for.
Best for
- Buyers with a budget near the $892,500 median who want to close quickly in a market moving at 23 days.
- Buyers comfortable evaluating homes across a wide build-year range, from 1915 to 2024, on a case-by-case basis.
- Buyers who use price per square foot — a $440 median here — as their primary comp tool rather than a fixed price target.
Probably not for
- Buyers who need several comparable listings on hand at once — active inventory is currently just 2 homes.
- Buyers expecting community amenities as part of the purchase — none are identified from current MLS listings.
- Buyers who want to treat the 62.3% year-over-year figure, built from only 7 closings, as a pricing guarantee.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 5 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($896K) IS the median in the snapshot above, and the move from 2025 ($642K) IS the +39.5% one-year change.
Windows contain 1 to 10 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Surf Park Market Scorecard
Surf Park is currently a balanced market. About 4.0 months of supply, a median asking price of $1,162,500, and homes go under contract in about 136 days.
Typical home value in the 32250 ZIP is $640,326, about 14.8% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Surf Park, Jacksonville Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Surf Park
Live MLS inventory for Surf Park. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 171 daysTop listing
Active · 175 days
Pending · 5 daysActive and pending Surf Park listings as of 2026-08-05, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Surf Park on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- San Pablo · Elementary
- Duncan Fletcher · Middle
- Duncan Fletcher · High
Zoned schools reflect the assignments reported on recent Surf Park listings and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Surf Park address.
The Surf Park buying strategy.
If we were buying in Surf Park today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Surf Park.
Age, Land, and Price
The build-year range in Surf Park runs from 1915 to 2024, with a median year built of 1974. That spread means comparable sales need real interpretation — a rebuilt or newer home is not the same product as an original one even at the same median living area of 1,690 square feet. The median price per square foot of $440 is the more reliable cross-property yardstick here than any single sale price.
Ownership patterns lean toward staying put: 65% of homes carry a homestead exemption, consistent with owner-occupancy rather than frequent turnover. Combined with only 2 active listings and 3.4 months of supply, that concentration of long-term owners helps explain why so little comes to market at once.
The location and the amenities are priced into every listing in Surf Park. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Surf Park buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (7.3). Basis: Recent Direction +39.5% year-over-year; Liquidity & Demand 4.0 months of supply; Owner Commitment 65% owner-occupied; Pricing Power 94.8% sale-to-list. Refreshed with each data update.
Why work with Momentum here
With only 2 active listings and a market heat score of 57, Surf Park does not leave much room for guesswork. Momentum prices against the median price-per-square-foot figure of $440 and the pace set by the 7 most recent closings, rather than leaning on a headline year-over-year number still working with a small sample.
Surf Park in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Surf Park buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Surf Park sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Surf Park, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Surf Park home worth?
Get a no-obligation home value based on real comparable sales in Surf Park, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Surf Park on the map →
Frequently Asked Questions
What is the median home price in Surf Park?
How long do homes in Surf Park take to sell?
Is Surf Park a buyer's or seller's market right now?
How many homes are in Surf Park?
What share of Surf Park is owner-occupied?
When were the homes in Surf Park built?
Do cash buyers compete in Surf Park?
Who is the best real estate agent for Surf Park?
How do I find a top Jacksonville Beach real estate agent who knows Surf Park?
Can Momentum Realty connect me with an agent for Surf Park?
Should you buy in Surf Park?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Surf Park with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: August 5, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending August 5, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (8 streets, ZIP 32250)) |
| Under-contract shares | realMLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2002 (81 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the realMLS member average and 8 days faster, and we’ll price yours against live your area comps.
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