Surf Park Homes for Sale in Jacksonville Beach, FL

Established 1988 · Intracoastal West · ZIP 32224

An established beachside single-family neighborhood in Jacksonville Beach, mid-century homes a short ride to the sand with a mix of original cottages and rebuilds.

Beachside (32250)Mid-century, establishedShort ride to the sand

Live Market Pulse

52/100
Momentum

Buyer-Leaning Market (limited data)

Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.

Free · No obligation

Unlock Off-Market Surf Park

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive realMLS data14 years of closingsLocal renovation analysisUpdated twice daily

LiveMarket PulserealMLS

$896K

Median Price

4mo

Supply

127days

Avg DOM

Soft

Seller Leverage

$415/sf

Median $/Sqft

n/a

1-Yr Price Change

0now

Distress

Jon's Current Read

"Surf Park is an established beachside single-family neighborhood in Jacksonville Beach, dating to the late 1940s with midsize, competitively priced homes (neighborhoods.com, 2026). The read is walk-or-ride-to-the-beach Duval value in a coastal market where condition, the lot, and proximity to the sand drive price, and where original cottages increasingly give way to rebuilds. The trade is the usual older-coastal diligence, the roof and systems on mid-century homes, plus the flood zone and wind insurance for a beachside parcel."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Surf Park market snapshot (as of June 25, 2026): the median sale price is about $896K ($415 per sq ft), with homes averaging 127 days on market and 4.0 months of supply, a buyer-leaning market (limited data). Based on 6 recent closings in live realMLS data.

Surf Park is an established single-family neighborhood in Jacksonville Beach, Duval County, in the 32250 ZIP, a short ride from the Atlantic in the beachside grid of streets (neighborhoods.com, 2026).

The neighborhood dates to about 1947 and has filled in over the decades, with midsize, competitively priced homes that range from original mid-century cottages to renovated and rebuilt residences (neighborhoods.com, 2026); confirm the build year and condition for any specific home.

The appeal is the beachside location: a short walk or ride to the sand, near the Jacksonville Beach pier, downtown, and the restaurant and bar district, with the Intracoastal close to the west.

Because Surf Park sits in the beachside grid of Jacksonville Beach, the buyer questions are condition and coastal: the roof, systems, and any updates on a mid-century home, the FEMA flood zone for the specific parcel, a bindable wind and flood insurance quote, and the Duval County tax bill, rather than amenity considerations. The separately planned Jacksonville Surf Park wave-pool attraction is a different project in the eTown area of South Jacksonville, not this beachside neighborhood.

A Look Inside Surf Park

The course, the club, the gates.

Real aerial and on-site photos of Surf Park. Swipe to explore the community and its amenities.

Swipe or use the arrows → tap any photo to enlarge

Surf Park

Quick Match

Who Surf Park is best for.

Best for

Buyers who want a beachside single-family home a short ride from the sand
Buyers comfortable with mid-century stock and renovation or rebuild potential
Buyers who value the Jacksonville Beach pier, downtown, and the beach lifestyle

Probably not for

Buyers who want a new build with a builder warranty
Buyers who want a large inland lot or a no-flood-zone parcel
Anyone unwilling to price coastal flood and wind insurance and older systems

Market Pulse

How Surf Park is performing right now

52/100
momentum

Buyer-Leaning Market (limited data)

Seller's marketBalancedBuyer's market

4Months of supplytight

127Median days on marketdays

1 : 2Under contract vs for salestrong demand

6Sold in last 12 monthsliquidity

+127%Median price since 2012appreciation

-2%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from realMLS, as of June 25, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Surf Park listings and the trailing twelve months of closed sales.

Where prices are goingn/a2026 YTD

Median sale price by year. Tap a label to compare Atlantic Beach or Jacksonville Beach. The 1-year price change is the median sold price over the most recent year versus the prior year, the same measure most listing sites and local Realtor reports use. It reflects the mix of homes that sold, not the change in any single home's value, which is why median price per square foot is shown alongside it to adjust for home size. In thinly traded neighborhoods, where a sale or two can swing the median, we lead with the mix-resistant price-per-square-foot trend instead.

Price per square footn/a2026 YTD

Median $/sqft by year. 2026 is year to date.

Supply and demand now2 : 1active : pending

For sale2

Pending1

Sold 12mo6

Active and pending listings now vs homes sold in the last 12 months.

8.6A- score

Momentum intelligence

Momentum buy score

Our proprietary read on how a home in Surf Park buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Surf Park

Live MLS inventory for Surf Park. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

1702 7Th Street home for sale in Surf Park

Active · 125 daysTop listing

$1,200,000

6 bd · 3 ba · 2,658 sqft · built 1950

1702 7Th Street, Jacksonville Beach, 32250

Strong resaleRenovatedGolf

Listed by EMPIRE NETWORK REALTY

1602 7Th Street home for sale in Surf Park

Active · 129 days

$1,125,000

4 bd · 2.5 ba · 3,137 sqft · built 1953

1602 7Th Street, Jacksonville Beach, 32250

RenovatedBest valuePool

Listed by RIVER CITY REALTY

719 4Th Avenue home for sale in Surf Park

Pending · 42 days

$610,000

3 bd · 2 ba · 1,212 sqft · built 1955

719 4Th Avenue, Jacksonville Beach, 32250

Renovated

Listed by MOMENTUM REALTY

Active and pending Surf Park listings as of 2026-06-25, priced high to low. Source: Data provided by realMLS.. Tap any home to ask about it.

Interactive Map

Surf Park on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from realMLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Drive times from Surf Park. They are approximate and vary with traffic and your exact start point.

The Atlantic beach / pier~3 to 7 min · short walk or ride east

Downtown Jacksonville Beach~5 min · dining, bars, shops

Intracoastal Waterway~5 min · west across the beach grid

JT Butler Blvd (SR-202)~5 to 10 min · west toward the Town Center

St. Johns Town Center~20 to 25 min · west via JT Butler

Mayo Clinic Jacksonville~15 to 20 min · northwest via San Pablo

Jacksonville Int'l Airport (JAX)~35 to 40 min · north via I-295

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Surf Park Homes for Sale in Jacksonville Beach, FL with Momentum Realty’s local guides.

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Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr

Surf Park (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take

Duval County Public Schools
Verify the zoned schools by address
Magnet and choice options may be available
Confirm current ratings before relying on them
Private and parochial options nearby

Surf Park is served by Duval County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Surf Park address.

The takeaway

What actually affects Surf Park owners, sourced and dated. We do not publish rumor.

Recent Developments in Surf Park

Development Intelligence

Our read on what is being built around Surf Park, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThis is a built-out beachside neighborhood, so the near-term factors are coastal flood and wind-insurance pricing, the durable demand for beachside single-family homes, and the Duval County millage on the tax bill, rather than any new community development.

Beachside flood and wind insurance

NeutralIn the beachside grid, the FEMA flood zone and wind-insurance cost vary by parcel and drive the real carrying cost on mid-century homes; price them before you offer. impact

SignificanceRadius: Beachside Jacksonville Beach

Beachside flood and wind insurance

Durable beachside single-family demand

BullishA short ride to the sand in a built-out beachside neighborhood, with original cottages giving way to rebuilds, supports durable demand and resale. impact

SignificanceRadius: Jacksonville Beach (32250)

Durable beachside single-family demand

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Surf Park, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

2024
Taxes
Duval County millage and property assessments
Property taxes in Jacksonville Beach are set by the Duval County (City of Jacksonville Beach) millage and any non-ad-valorem line items, published by the Duval County Property Appraiser; beachside parcels also carry flood and wind-insurance considerations. Why it matters: Pull the actual parcel's tax bill and homestead status, and a bindable flood and wind quote that reflects roof age, before you budget the all-in monthly. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Surf Park buying strategy.

If we were buying in Surf Park, this is the order of operations we would run, and the one we run for our clients.

Inspect the systems and roof. On mid-century beachside homes, the roof age, electrical, plumbing, and HVAC drive the renovation budget and the insurance quote; inspect before you commit.

Pull the FEMA flood zone and a bindable quote. In the beach grid, the flood and wind insurance for the specific parcel is the number that decides the budget.

Confirm rebuild and rental rules. If you plan to renovate, rebuild, or rent, confirm Jacksonville Beach zoning, setbacks, and any short-term-rental rules for the parcel.

Read the actual Duval tax bill. Confirm the millage, homestead status, and any assessments for the parcel (Duval County Property Appraiser, 2024).

Comp within the beach grid. Price the home against the closest same-size, similar-condition beachside sale rather than an inland comparison.

The Quick Decision

Best Buy

A structurally sound mid-century home with a newer roof and updated systems, or a rebuild candidate on a good beach-grid lot, in a flood zone you have priced.

Biggest Risk

Deferred maintenance on mid-century homes and coastal flood and wind insurance cost, which can outweigh the price if you skip the inspection.

Best Lot

Lots closest to the sand and rebuild-ready parcels carry the premium; smaller original cottages are the value.

Smart Timing

Surf Park is a built-out beachside neighborhood; pricing tracks condition, the lot, and proximity to the sand more than any community-wide trend.

Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Surf Park is an established single-family neighborhood in Jacksonville Beach, Duval County, in the 32250 ZIP, a short ride from the Atlantic in the beachside grid (neighborhoods.com, 2026). It dates to about 1947, with midsize, competitively priced homes ranging from original mid-century cottages to renovated and rebuilt residences, near the Jacksonville Beach pier, downtown, and the Intracoastal. As a beachside neighborhood, the central buyer questions are condition, the roof and systems on a mid-century home, the FEMA flood zone for the specific parcel, a bindable wind and flood insurance quote, and the Duval County tax bill. The separately planned Jacksonville Surf Park wave-pool attraction is a different project in South Jacksonville's eTown area, not this neighborhood.

Surf Park Homes For Sale

What your money buys in Surf Park.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Surf Park today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

Entry: original mid-century cottages

$510K to $892K

Original mid-century cottages needing updates, the value end of Surf Park. Inspect the roof and systems and price the renovation or rebuild before you write.

Lowest entry

Mid: updated beachside homes

$892K to $1.10M

Updated single-family homes a short ride from the sand, the core of the neighborhood. Condition, lot, and proximity to the beach separate these more than floor plan does.

Most inventory

High: rebuilds and larger beachside homes

$1.10M to $1.12M

Newer rebuilds and larger homes closest to the sand set the neighborhood's ceiling. Proximity to the beach, the lot, and the build quality drive the premium; price each on its condition and location.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings

What Your Money Buys

What ~$896K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

$510K to $892K

Entry: original mid-century cottages

Original mid-century cottages needing updates, the value end of Surf Park. Inspect the roof and systems and price the renovation or rebuild before you write.

$892K to $1.10M

Mid: updated beachside homes

Updated single-family homes a short ride from the sand, the core of the neighborhood. Condition, lot, and proximity to the beach separate these more than floor plan does.

$1.10M to $1.12M

High: rebuilds and larger beachside homes

Newer rebuilds and larger homes closest to the sand set the neighborhood's ceiling. Proximity to the beach, the lot, and the build quality drive the premium; price each on its condition and location.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Surf Park, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take

Renovation math decides the deal
Better lots and views resell strongest
Roof and HVAC age drive the insurance quote
Interior lots are where buyers overpay

Proprietary Data

The renovation premium.

Renovated-listing inventory in Surf Park is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Surf Park holds value.

Our read on the factors that protect resale here, and the one to manage.

No CDD on the tax billStrong

Central Intracoastal West locationStrong

Scarce golf and lake homesitesStrong

$30M club reinvestment to 2028Positive

All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Surf Park

15-Second Take

Calling the listing agent (who works for the seller)
Misjudging the renovation budget
Overpaying for an interior lot
Underbudgeting the carrying costs
Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

Surf Park sells a beachside single-family home a short ride from the sand in Jacksonville Beach. The location is the value; the work is condition, the roof and systems on mid-century stock, the flood zone, and the wind insurance, not the brochure.

Jon Brooks · Founder, Momentum Realty

Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

7.3B+ · Buy Score

Resale Strength7.6/10

Renovation Risk5.6/10

Location Efficiency8.4/10

Long-Term Defensibility7.2/10

Carrying Cost Advantage6.0/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Surf Park is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live realMLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live realMLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates

Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)

$261 value$401 premium

GolfLake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from realMLS; for orientation, not an appraisal.

15-Second Take

Lots closest to the sand and rebuild-ready parcels carry the premium here.
Smaller original cottages are the value play.
Condition, the lot, and proximity to the beach matter more than headline price.

In Surf Park, the lot, condition, and proximity to the sand drive price more than floor plan, because the homes range from original cottages to rebuilds. Lots closest to the beach and rebuild-ready parcels carry a premium, while smaller original cottages are the value play for renovators. Because it is beachside mid-century stock, the roof age, systems, flood zone, and wind insurance move the true cost, so inspect first and comp a home against the closest same-condition beachside sale rather than an inland comparison.

The 15-Second Verdict

Surf Park in 15 seconds.

Best forBuyers who want a beachside single-family home a short ride from the sand in Jacksonville Beach and will price for condition.

Strong onA beachside location near the pier and downtown, mid-century stock with rebuild potential, and durable beach demand.

WatchDeferred maintenance on mid-century homes and coastal flood and wind-insurance cost; inspect before you commit.

Not forBuyers who want a new build, a large inland lot, or a no-flood-zone parcel.

The edgeA short ride to the sand in a built-out beachside neighborhood, with original cottages and rebuild-ready lots.

HOA, CDD & Fees

15-Second Take

There is generally no HOA here; confirm for the specific parcel.
Budget the Duval tax bill and a flood and wind insurance quote, not community dues.
Condition and roof age are the real cost drivers on mid-century beachside stock.

Surf Park is an established beachside single-family neighborhood and is generally not a fee-bearing HOA community. Confirm whether any deed restriction applies to the specific parcel before you assume one; the recurring costs to budget on the beach are the Duval tax bill and a flood and wind insurance quote that reflects the home's roof age.

If no association applies, there are no community dues; budget for taxes, insurance, and maintenance on a beachside home. Confirm any deed restrictions through the title work.

There is no golf or private club; this is a beachside single-family neighborhood. The proximity to the sand, the pier, and downtown Jacksonville Beach is the draw.

Run Your Numbers

Tools for a Surf Park buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxDuval County millage and the homestead picture.Rent vs buyThe breakeven on owning in Surf Park.Save Our HomesProject your homestead tax cap over time.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Surf Park

Thinking of selling in Surf Park?

Your buyer is cross-shopping beachside Jacksonville Beach single-family homes and rebuild lots. Sell what is specific: the proximity to the sand, the home's updates or rebuild potential, the flood zone and a real insurance figure, and the lot.

Momentum listings (YTD)

97.98%

Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.

Market average (YTD)

96.73%

The broader metro average sold-to-list ratio over the same period.

Momentum days on market

64 days

Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.

Market days on market

72 days

The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Surf Park, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Atlantic Beach, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Surf Park home worth?

Get a no-obligation home value based on real comparable sales in Surf Park matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Surf Park on the map →

Real comps, not a Zestimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Duval County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$1,609/mo

Duval County typical true cost to own

$110/mo

Duval County typical home insurance

Check CDD

Confirm before you offer

Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Duval County scorecard.

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Surf Park Market Scorecard

Balanced

Surf Park is currently a balanced. About 4.0 months of supply, a median asking price of $1,162,500, and homes go under contract in about 128 days.

4.0

Months supply

$1,162,500

Median list

$896,250

Median sold

$405

Per sqft

128

Days on mkt

2/1/6

Active/Pend/Sold

Typical home value in the 32250 ZIP is $636,354, about 14.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Surf Park?

It is an established single-family neighborhood in Jacksonville Beach, Duval County, in the 32250 ZIP, a short ride from the Atlantic in the beachside grid (neighborhoods.com, 2026).

Is Surf Park the same as the new Jacksonville Surf Park wave pool?

No. The planned Jacksonville Surf Park wave-pool attraction is a separate project in the eTown area of South Jacksonville. The Surf Park neighborhood is an established beachside neighborhood dating to about 1947 (neighborhoods.com, 2026).

When were the homes built?

The neighborhood dates to about 1947 and has filled in over the decades, with original mid-century cottages alongside renovated and rebuilt homes (neighborhoods.com, 2026). Confirm the build year for any specific home.

What are the homes like?

Midsize, competitively priced single-family homes ranging from original mid-century cottages to rebuilds. Confirm size and condition for any specific home.

How close is the beach?

A short walk or ride east to the sand and the Jacksonville Beach pier, with downtown Jacksonville Beach just minutes away.

Does Surf Park have an HOA?

It is generally not a fee-bearing HOA neighborhood. Confirm whether any deed restriction applies to the specific parcel before you assume one.

What does it cost to insure a home here?

On the beach, flood and wind insurance is the main recurring cost and varies by parcel, roof age, and elevation. Get a bindable quote for the specific address during diligence.

Can I rebuild or rent a home here?

Confirm Jacksonville Beach zoning, setbacks, and any short-term-rental rules for the parcel before you plan a rebuild or count on rental income.

What schools serve Surf Park?

It is in Duval County Public Schools, with assignments by address. Verify the exact zoned schools for a specific home with the district before you rely on it.

What should I inspect before buying?

On a mid-century beachside home, inspect the roof age, electrical, plumbing, and HVAC, since these drive the renovation budget and the insurance quote.

How is the market here?

Surf Park is a built-out beachside neighborhood where pricing tracks condition, the lot, and proximity to the sand more than any community-wide trend. Confirm current conditions for the exact home.

Is Surf Park a good buy?

For a beachside single-family home or rebuild lot a short ride from the sand it can be. The decision turns on the home's condition, the flood zone, and the insurance, so verify those before you commit.

Who is the best real estate agent for Surf Park?

The best agent for Surf Park is one who actively works Jacksonville Beach and knows the community's pricing, HOA and CDD details, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Surf Park.

How do I find a top Jacksonville Beach real estate agent who knows Surf Park?

Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Surf Park and the wider Jacksonville Beach area.

Can Momentum Realty connect me with an agent for Surf Park?

Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Surf Park purchase or sale - no call center and no pressure.

The Verdict

Should you buy in Surf Park?

An honest fit check. We will tell you when it is not your community.

You want a beachside single-family home a short ride from the sandExcellent fit

You are comfortable with mid-century stock and renovation or rebuild potentialExcellent fit

You will price coastal flood and wind insurance and inspect older systemsExcellent fit

You want a new build with a builder warrantyProbably not

You want a large inland lot or a no-flood-zone parcelProbably not

You are not willing to do beachside flood, insurance, and condition diligenceProbably not

Get the inside read on Surf Park

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Surf Park home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

You are all set.

A Momentum Realty Surf Park specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Surf Park - what to look for, questions to ask, and your local expert.

Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Data provided by realMLS.

Surf Park Homes for Sale in Jacksonville Beach, FL

The 60-Second Overview

The course, the club, the gates.

Who Surf Park is best for.

Best for

Probably not for

How Surf Park is performing right now

Homes For Sale Right Now in Surf Park

Surf Park on the map.

How far is everything?

Nearby Communities

Schools

Recent Developments in Surf Park

Beachside flood and wind insurance

Durable beachside single-family demand

Duval County millage and property assessments

The Surf Park buying strategy.

The full read, only if you want it.

What your money buys in Surf Park.

What ~$896K buys here.

Renovation & Resale Intelligence

The renovation premium.

The lot premium.

How well Surf Park holds value.

5 Mistakes Buyers Make in Surf Park

Calling the listing agent

Misjudging the renovation math

Overpaying for an interior lot

Underbudgeting the carrying costs

Skipping the systems check

Momentum Buy Score.

Why our read on Surf Park is different.

Which Lots & Views Hold Value Best

Surf Park in 15 seconds.

HOA, CDD & Fees

Tools for a Surf Park buy.

Thinking of selling in Surf Park?

In Surf Park, condition and view decide your number

What is your Surf Park home worth?

Price History: What Homes Here Have Actually Sold For

The real cost & risk here

Surf Park Market Scorecard

Frequently Asked Questions

Should you buy in Surf Park?

Get the inside read on Surf Park

You are all set.

Need to sell fast in Duval County?

You just read the data. Now see what your home is worth.