Sweetwater/Hammock Bay
Homes for Sale in Freeport, FL
All 377 homes for sale in Freeport, FL · median $428,000 · 374 homes for sale in 32439 · Walton County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
As of October 2026, the MLS records 1 closed sale in Sweetwater/Hammock Bay in Freeport, FL, the most recent in August 2026. Across Freeport as a whole, 608 homes closed in the last 12 months at a median of $385,471, 71 median days on market, with 296 homes for sale today. At that median and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $3,760 ($3,380 with the full homestead exemption).
Part of the Hammock Bay master-planned community in Freeport, FL — see all Hammock Bay homes for sale (140 listings across 20 villages and sections in the MLS).
| Location | Freeport, Walton County, FL · ZIP 32439 |
|---|---|
| Homes in the community | 45 (FL DOR 2025 assessment roll) |
| Years built | 2019–2020 (median 2019) |
| Typical living area | 2,997 sq ft (median) |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 84% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Sweetwater/Hammock Bay key facts,” movewithmomentum.com/neighborhoods/sweetwater-hammock-bay, data as of September 20, 2026.
There is nothing on the market in Sweetwater/Hammock Bay as of July 2026 — zero active listings. That means there is no current price signal to read here, and anyone quoting you a number is working from memory or from outside the community, not from live inventory.
For a buyer, that posture demands patience and a standing alert; when a home does surface in a no-inventory community, it tends to define the market rather than compete in it. For a seller, the flip side is real: with no active competition on the board, a well-prepared listing gets undivided attention. Pricing still has to be earned on condition and presentation, not assumed.
Nearby homes for sale
No active listings inside Sweetwater/Hammock Bay right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Sweetwater/Hammock Bay sits in Freeport, in Walton County, on the Emerald Coast side of the region. At the moment it registers no active MLS listings, so it trades quietly and infrequently rather than as an open, liquid market.
County records show 8 qualified sales in Sweetwater/Hammock Bay across 2024–2025 (4 in 2024, 4 in 2025), median $620,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Sweetwater/Hammock Bay is best for.
Best for
- Buyers with flexible timelines who can wait for the right home to list rather than shop an open market
- Buyers judging value on the individual home and lot rather than a shared amenity package
- Sellers who want to list into a community with no competing inventory
Probably not for
- Buyers who need to close on a firm, near-term deadline
- Buyers who want several active listings to compare before committing
- Buyers who prioritize built-in community amenities, which are not identified here
The market around Sweetwater/Hammock Bay
Sweetwater/Hammock Bay is too small for its own price trend, so here is the market around it.
In ZIP 32439, 535 homes are on the market and 26% are under contract — a steady corner of Freeport.
Across Walton County, 3,174 homes are active and 698 pending (18% under contract).
In ZIP 32439 (Freeport), 679 homes closed in the last 12 months at a median of $385K, down 3.3% year over year, with a median 70 days on market. Right now 301 active and 108 pending listings put supply at about 5.5 months — a buyer's market. See the live ZIP 32439 housing market and the Walton County market.
ZIP and county figures describe the wider market, not Sweetwater/Hammock Bay specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in Sweetwater/Hammock Bay, Freeport
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The Sweetwater/Hammock Bay buying strategy.
If we were buying in Sweetwater/Hammock Bay today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Sweetwater/Hammock Bay.
A no-inventory read
The single most important fact about this community right now is scarcity: nothing is listed. That is not a verdict on desirability — it is a statement about liquidity. Communities that go quiet like this can move quickly when a home finally lists, because there is no supply to absorb demand.
No community amenities were identified from current MLS listings, which means value here comes down to the individual home, the lot, and its position within Freeport and Walton County rather than a shared amenity package. Judge each opportunity on its own condition and setting, and don't expect a range of comparables to lean on.
The location and the amenities are priced into every listing in Sweetwater/Hammock Bay. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with no active listings, timing and access are everything. We track Sweetwater/Hammock Bay directly and can position you to move the moment inventory appears — with a realistic read on condition and value instead of a recycled headline number. If it turns out this isn't the right fit for your goals or budget, we'll say so plainly.
Sweetwater/Hammock Bay in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Sweetwater/Hammock Bay buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Sweetwater/Hammock Bay sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Sweetwater/Hammock Bay, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Sweetwater/Hammock Bay home worth?
Get a no-obligation home value based on real comparable sales in Sweetwater/Hammock Bay, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Freeport →
Recently off market in Sweetwater/Hammock Bay
Homes in Sweetwater/Hammock Bay that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 322 Sweet Tea Lane · off market
Frequently Asked Questions
How many homes are in Sweetwater/Hammock Bay?
What share of Sweetwater/Hammock Bay is owner-occupied?
When were the homes in Sweetwater/Hammock Bay built?
Who is the best real estate agent for Sweetwater/Hammock Bay?
How do I find a top Freeport real estate agent who knows Sweetwater/Hammock Bay?
Can Momentum Realty connect me with an agent for Sweetwater/Hammock Bay?
Where is Sweetwater/Hammock Bay, and what county is it in?
Should you buy in Sweetwater/Hammock Bay?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: October 1, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (1 streets, ZIP 32439)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2026 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Sweetwater/Hammock Bay fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
Explore more neighborhoods near Sweetwater/Hammock Bay with Momentum Realty’s local guides.