Terra Lago
Homes for Sale in Indiantown, FL
All 59 homes for sale in Indiantown, FL · median $59,500 · 58 homes for sale in 34956 · Martin County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Beaches MLS
As of November 2026, Terra Lago in Indiantown, FL has 10 homes for sale and 9 pending, asking from $360,890 to $460,290 (median $421,090). Over the 12 months ending 2026-08-23, 70 recorded sales closed at a median of $397,645, $198 per square foot, a median 22 days on market, sellers accepting 100% of original asking. Homes listed or recently sold were built 2025–2026 with 31 new construction; 31 of 31 report an HOA (median $217/mo); none of the 31 geocoded homes sit in a FEMA special flood hazard zone (median elevation 37 ft). At the median price and Martin County's FY2025-26 rate of 15.47 mills, annual property tax runs about $6,150 ($5,540 with the full homestead exemption).
Last 30 days in Terra Lago: 6 new listings (median asking $434,590), 9 under contract right now, 1 closed sale (median $445,000). As of November 12, 2026, All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc.
Homes For Sale Right Now in Terra Lago
Live MLS inventory for Terra Lago. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 10 daysTop listing
Active · 6 days
Active · 10 days
Active · 56 days
Active · 125 daysActive · 2 days
Active · 6 days
Active · 79 days
Active · 59 days
Active · 2 days
Pending · 50 days
Pending · 29 days
Pending · 33 days
Pending · 50 daysActive and pending Terra Lago listings as of 2026-11-12, priced high to low. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Tap any home to ask about it.
Price here is driven by product type and build phase more than by lot or view. Townhomes and detached homes sit in the same data set, so a $397,645 median blends different products. Prices are up 3.2% year over year with 70 closings in the window, and 0.9 months of supply means listings that are priced to the section tend to move. If you are selling, compare against the exact floor plan and phase, not the community median. If you are buying, expect little negotiating room on well-priced homes and use the 22.5-day median as a pace check, not a rule.
Before offering, get in writing: the current HOA dues and what they cover, whether a CDD or other special district applies and the annual assessment, rental and parking rules, and the roof and insurance picture on the specific home. Construction is ongoing in a large plan, so ask which amenities are complete today versus planned, and confirm flood zone status from the survey and elevation certificate. The MLS lists internet as included for some homes; confirm what the association actually provides.
Figures in this note are as of October 12, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Terra Lago right now
🔴 Seller-leaning market. 0.9 months of supply and 58% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Beaches MLS records, as of August 23, 2026. Confidence: Very High (12 active and pending listings, 70 closed sales in 12 months).
🟡 Still climbing. The trailing-12-month median ($398K) is up 3.2% from the prior 12 months ($385K).Momentum Research, record-level Beaches MLS closed sales, 12-month windows ending August 23. Confidence: Low (70 and 4 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 13, 2026 · Live data: Beaches MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Terra Lago market snapshot (as of August 23, 2026): the median sale price is about $398K ($198 per sq ft over the trailing 12 months of closed sales), a median 23 days on market for closed sales, and 0.9 months of supply, a seller-leaning market. The trailing-12-month median is up 3% from the prior 12 months, computed from record-level Beaches MLS closed sales (70 closings in the current window).
BeachesMLS sales records identify 102 homes in Terra Lago that have changed hands since 2025, built between 2025 and 2026 (median 2026), with a median living area of about 1,964 sq ft and a typical 4-bedroom, 2.5-bath layout; 100% are single-family homes. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Flood zones in Terra Lago: of 19 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov.
Terra Lago is a master-planned neighborhood in the Village of Indiantown, Martin County, being built by an affiliate of The Garcia Companies on roughly 800 acres. The plan calls for about 2,500 units, mostly detached homes with townhomes in the mix, plus a recreation center on 11 acres and a Village Town Center with about 100,000 square feet of commercial space. It is new construction, so the resale pool is thin: the snapshot as of 2026-08-23 shows 5 active listings, a median price of $397,645 and $198.35 per square foot. Median days on market is 22.5, and the market reads seller-leaning at 0.9 months of supply. Treat every number here as a snapshot, not a forecast.
The setting & the homes.
Aerial and on-site photos of Terra Lago. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Terra LagoTerra LagoTerra LagoTerra LagoTerra LagoTerra LagoTerra LagoTerra LagoPhotos from Beaches MLS listings in Terra Lago; content deemed reliable but not guaranteed.
Who Terra Lago is best for.
Best for
- Buying new or newer construction at the price level of the $397,645 median.
- Buyers who want a pool, trails and sports courts included in the HOA.
- Comparing townhome and detached options inside one plan.
- Buyers who can wait for planned retail and services to open.
Probably not for
- Buyers who need a quiet, fully built-out street with no nearby construction.
- Buyers who need confirmed drive times to a specific employer before deciding, which we have not sourced here.
- Buyers who want no HOA or special district fees.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 23 of each year, from record-level Beaches MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($398K) IS the median in the snapshot above, and the move from 2025 ($385K) IS the +3.2% one-year change.
Windows contain 4 to 70 sales each (70 in the current window); every figure carries its sample size. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
47% of homes for sale in Terra Lago are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-13).
Terra Lago Market Scorecard
Terra Lago is currently a seller-leaning market. About 0.9 months of supply, a median asking price of $421,590, and homes go under contract in about 10 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Beaches MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Terra Lago on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Beaches MLS. Map data © OpenStreetMap contributors.
Life at Terra Lago
- Clubhouse · reported on 26 of 27 listings
- Community Room · reported on 26 of 27 listings
- Pool · reported on 22 of 27 listings
- Picnic Area · reported on 21 of 27 listings
- Playground · reported on 19 of 27 listings
- Jogging Path · reported on 17 of 27 listings
- Pickleball Court(s) · reported on 16 of 27 listings
- Soccer Field · reported on 15 of 27 listings
- Park · reported on 13 of 27 listings
- Fitness Center · reported on 12 of 27 listings
- Internet Included · reported on 10 of 27 listings
- Baseball/Softball Field · reported on 8 of 27 listings
Community amenities as reported across Beaches MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Martin County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Warfield · Elementary
- Indiantown · Middle
- South Fork · High
Zoned schools reflect the assignments reported on recent Terra Lago listings and can change; always confirm with Martin County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Terra Lago address.
Shop the zone: Homes zoned for South Fork High School
The Terra Lago buying strategy.
If we were buying in Terra Lago today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Terra Lago.
A planned town built around a town center
Terra Lago sits in the heart of the Village of Indiantown in Martin County. The plan includes a Village Town Center for restaurants, businesses and services, though the shopping and services you can actually use depend on construction progress, so verify what is open before you count on it. We have no sourced drive times to named employers or highways, and we will not guess them. Drive the route you will use daily at your own commute hour.
MLS listings report a clubhouse, community room, pool, fitness center, picnic area, playground, jogging path, trails, dog park, pickleball courts, a soccer field and a baseball or softball field. The developer describes lakes, walking paths, nature trails and parks along with an 11-acre recreation center. Fee amounts are not something we will quote from a secondary page: confirm the current HOA and CDD figures with the association before you compare this against nearby alternatives.
The product mix runs from townhomes to detached homes in several sections, and the plan also includes an assisted living facility and apartments, so what sits next door can differ a lot from one street to the next. Ask for the site plan and the list of what is approved but unbuilt near the address you like.
The location and the amenities are priced into every listing in Terra Lago. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Terra Lago buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.5). Basis: Recent Direction +3.2% year-over-year; Liquidity & Demand 0.9 months of supply; Owner Commitment 0% owner-occupied; Pricing Power 100.0% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a plan this large we compare sections and floor plans side by side, pull the HOA and any CDD documents, and read the full fee stack before you commit. We also check what is built versus planned near a given address and line up alternatives in nearby Martin County communities so you can see the trade-offs. There is no cost to the buyer for that work.
Terra Lago in 15 seconds.
Tools for a Terra Lago buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Terra Lago sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Terra Lago, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Terra Lago home worth?
Get a no-obligation home value based on real comparable sales in Terra Lago, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Indiantown →
Recently off market in Terra Lago
Homes in Terra Lago that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 18 on record.
- 13663 SW Vine Drive · off market
- 13669 SW Vine Drive · off market
- 13774 SW Reed Road · off market
- 13780 SW Reed Road · off market
- 13784 SW Reed Road · off market
- 13786 Reed Road · off market
- 13788 SW Reed Road · off market
- 14211 SW New Dawn Road · off market
| Location | Indiantown, Martin County, FL · ZIP 34956 |
|---|---|
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Clubhouse, Community Room, Pool, Playground, Picnic Area, Trail(s) |
| Sale prices, last 12 months | $397,645 median across 70 closed sales · $198 per sq ft · +3.2% vs the prior 12 months |
| Days on market (closed sales) | 22 median |
| For sale right now | 5 active, 7 pending · median asking $421,590 · 0.9 months of supply |
| Owner-occupied (homestead) share | 0% |
Data as of August 23, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Terra Lago key facts,” movewithmomentum.com/neighborhoods/terra-lago-indiantown, data as of August 23, 2026.
Housing distress & ownership in Terra Lago, Indiantown
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
Just listed in Terra Lago
The newest homes for sale in Terra Lago right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 13881 SW Blue Haven Drive $420,590 · 4 bd · 2.5 ba · 2,168 sq ft · listed Nov 11, 2026 Courtesy of Meritage Homes Of Fl Realty
- 13923 SW Savanna Street $360,890 · 3 bd · 2 ba · 1,513 sq ft · listed Nov 11, 2026 Courtesy of Meritage Homes Of Fl Realty
- 15717 SW Vine Drive $458,690 · 4 bd · 3 ba · 2,193 sq ft · listed Nov 7, 2026 Courtesy of Meritage Homes Of Fl Realty
- 15755 SW Vine Drive $412,990 · 4 bd · 2 ba · 1,840 sq ft · listed Nov 7, 2026 Courtesy of Meritage Homes Of Fl Realty
- 15775 SW Vine Drive $460,290 · 4 bd · 2.5 ba · 2,503 sq ft · listed Nov 3, 2026 Courtesy of Meritage Homes Of Fl Realty
- 15737 SW Vine Drive $448,590 · 4 bd · 3 ba · 2,193 sq ft · listed Nov 3, 2026 Courtesy of Meritage Homes Of Fl Realty
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Terra Lago Indiantown Right Now (19)
All 19 active and pending Terra Lago Indiantown listings with a detail page, newest first, refreshed twice a day from the MLS.
- 13881 SW Blue Haven Drive · $420,590 · 4 bd / 2.5 ba · listed Nov 10, 2026 · listed by Meritage Homes Of Fl Realty
- 13923 SW Savanna Street · $360,890 · 3 bd / 2 ba · listed Nov 10, 2026 · listed by Meritage Homes Of Fl Realty
- 15717 SW Vine Drive · $458,690 · 4 bd / 3 ba · listed Nov 6, 2026 · listed by Meritage Homes Of Fl Realty
- 15755 SW Vine Drive · $412,990 · 4 bd / 2 ba · listed Nov 6, 2026 · listed by Meritage Homes Of Fl Realty
- 15775 SW Vine Drive · $460,290 · 4 bd / 2.5 ba · listed Nov 3, 2026 · listed by Meritage Homes Of Fl Realty
- 15737 SW Vine Drive · $448,590 · 4 bd / 3 ba · listed Nov 3, 2026 · listed by Meritage Homes Of Fl Realty
- 13889 SW Blue Haven Drive · $385,075 · 4 bd / 2 ba · pending · listed Sep 30, 2026 · listed by Meritage Homes Of Fl Realty
- 15795 SW Vine Drive · $439,990 · 4 bd / 3 ba · pending · listed Sep 30, 2026 · listed by Meritage Homes Of Fl Realty
- 13765 SW Cypress Street · $390,492 · 4 bd / 2 ba · pending · listed Sep 30, 2026 · listed by Meritage Homes Of Fl Realty
- 13891 SW Blue Haven Drive · $393,862 · 3 bd / 2.5 ba · pending · listed Sep 26, 2026 · listed by Meritage Homes Of Fl Realty
- 13766 SW Reed Road · $407,290 · 4 bd / 2 ba · pending · listed Sep 24, 2026 · listed by Meritage Homes Of Fl Realty
- 13899 SW Bluehaven Drive · $409,990 · 4 bd / 2.5 ba · pending · listed Sep 23, 2026 · listed by Meritage Homes Of Fl Realty
- 15895 SW Vine Drive · $439,990 · 4 bd / 2.5 ba · listed Sep 18, 2026 · listed by Meritage Homes Of Fl Realty
- 15735 SW Vine Drive · $415,590 · 4 bd / 2 ba · pending · listed Sep 16, 2026 · listed by Meritage Homes Of Fl Realty
- 13905 SW Blue Haven Drive · $389,990 · 3 bd / 2.5 ba · listed Sep 14, 2026 · listed by Meritage Homes Of Fl Realty
- 15837 SW Vine Drive · $464,890 · 4 bd / 2.5 ba · pending · listed Sep 14, 2026 · listed by Meritage Homes Of Fl Realty
- 14414 SW New Dawn Road · $407,490 · 4 bd / 2.5 ba · pending · listed Aug 30, 2026 · listed by Meritage Homes Of Fl Realty
- 15855 SW Vine Drive · $409,990 · 4 bd / 3 ba · listed Aug 26, 2026 · listed by Meritage Homes Of Fl Realty
- 15877 SW Vine Drive · $421,590 · 4 bd / 2 ba · listed Aug 14, 2026 · listed by Meritage Homes Of Fl Realty
Recently sold in Terra Lago Indiantown
- 14405 New Dawn Road · sold $445,000
- 14409 Sw New Dawn Road · sold $463,290
- 15797 Sw Vine Drive · sold $423,974
- 13774 Sw Reed Road · sold $400,000
- 14413 Sw New Dawn Road · sold $408,950
- 13663 Sw Vine Drive · sold $435,164
- 14503 Sw New Dawn Road · sold $434,990
- 15875 Sw Vine Drive · sold $439,990
- 15975 Sw Vine Drive · sold $418,000
- 13780 Sw Reed Road · sold $415,490
Closed sales from the MLS; each page shows the sold price, taxes and value history.
More Indiantown home searches
- All homes for sale in Indiantown, FL
- Homes for sale in Martin County, FL
- ZIP 34956 housing scorecard
- 5 coming-soon communities in Martin County
Indiantown guides & data
- Property taxes (Martin County)
- Homestead exemption (Martin County)
- Home insurance cost
- New construction (Martin County)
- Home builders (Martin County)
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
- How to stop a foreclosure in Florida
- Florida documentary stamp tax, explained
- Cheapest places to live in Florida
Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- SW New Dawn Road (41 homes on record)
- SW Vine Drive (18 homes on record)
- SW New Dawn Road (4 homes on record)
- SW New Dawn Road (4 homes on record)
What it really costs to own in Terra Lago
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $2,804/yr across 9 listings here (MLS tax records, 2026-11-13). |
|---|---|
| HOA dues | Median $217/month across 32 MLS listings (most billed monthly; 2026-11-13). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Martin County is $2,580/yr (1,552 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 18 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
| Roof and age | Median build year 2026 across 31 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes. |
Estimated carrying cost at the median asking price, before the mortgage: about $666/month (tax $234, HOA $217, insurance $215). An estimate from the sources above, not a quote.
Email me new listings in Terra Lago
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Terra Lago
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Terra Lago will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
What is the median home price in Terra Lago?
How long do homes in Terra Lago take to sell?
Is Terra Lago a buyer's or seller's market right now?
What share of Terra Lago is owner-occupied?
Who is the best real estate agent for Terra Lago?
How do I find a top Indiantown real estate agent who knows Terra Lago?
Can Momentum Realty connect me with an agent for Terra Lago?
Where is Terra Lago, and what county is it in?
Is Terra Lago in a flood zone?
Is Terra Lago a good place to live?
Should you buy in Terra Lago?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Beaches MLS, refreshed twice daily (last: November 12, 2026) |
| Community market stats | Beaches MLS closed sales, 12-month windows ending August 23, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 34956)) |
| Under-contract shares | Beaches MLS records, as of 2026-08-18 |
| Historical depth | Closed-sale records back to 2025 (74 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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