River Marina Pud
Homes for Sale in Stuart, FL
All 261 homes for sale in Stuart, FL · median $459,000 · 311 homes for sale in 34997 · Martin County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of September 2026, the MLS records 30 closed sales in River Marina Pud Phase 3 & 5 in Stuart, FL since 2020, the most recent in December 2023. Recorded prices across those 30 sales ran from $245,000 to $373,400 (median $310,000), on homes of 1,533 to 1,618 sq ft. Across Stuart as a whole, 499 homes closed in the last 12 months at a median of $380,302, 66 median days on market, with 129 homes for sale today. At that median and Martin County's FY2025-26 rate of 15.47 mills, annual property tax runs about $4,800 ($4,180 with the full homestead exemption).
| Location | Stuart, Martin County, FL · ZIP 34997 |
|---|---|
| Homes in the community | 301 (FL DOR 2025 assessment roll) |
| Years built | 2006–2017 (median 2015) |
| Typical living area | 1,614 sq ft (median) |
| Owner-occupied (homestead) share | 62% |
Data as of September 20, 2026. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “River Marina Pud Phase 3 & 5 key facts,” movewithmomentum.com/neighborhoods/river-marina-pud-phase-3-5, data as of September 20, 2026.
River Marina PUD Phase 3 & 5 sits in Stuart's waterfront corridor, where access to the St. Lucie River and the Intracoastal shapes both lifestyle and resale fundamentals. The PUD structure means deed restrictions and covenants are baked in—typical for phased waterfront development—but the current MLS snapshot shows zero recent closings, which makes pricing and absorption invisible. Without transaction data, you're buying into uncertainty about what comps will support and how long your own sale might sit.
The absence of community amenities in the listings suggests either a minimal HOA footprint or infrastructure still catching up to build-out. For a buyer, that can mean lower fees but also fewer shared facilities. For a seller, it means your home's condition, lot, and water access—if you have it—are doing all the work. In a zero-closings window, list price becomes negotiation theater; verified recent sales from your agent are non-negotiable before you write an offer or set your ask.
Nearby homes for sale
No active listings inside River Marina Pud Phase 3 & 5 right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
River Marina PUD Phase 3 & 5 is a planned development in Stuart with a waterfront pedigree but currently no visible transaction activity or shared amenities in the MLS record—meaning buyers and sellers alike are working without recent comps or community infrastructure to lean on.
BeachesMLS sales records identify 37 homes in River Marina Pud that have changed hands since 2009, built between 2007 and 2017 (median 2016), with a median living area of about 1,576 sq ft and a typical 3-bedroom, 2.5-bath layout; 100% are townhomes. Source: BeachesMLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 23 qualified sales in River Marina Pud across 2024–2025 (10 in 2024, 13 in 2025), median $352,500 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who River Marina Pud is best for.
Best for
- Buyers targeting a Stuart waterfront lot who will commission title work and verify water rights before close.
- Investors comfortable with illiquid, slow-turn assets if the lot fundamentals and Stuart location justify a long hold.
- Owner-occupants who value deed restrictions and low HOA overhead over clubhouse amenities and active social calendar.
Probably not for
- Buyers who need recent sold comps and visible absorption to feel confident in their offer price.
- Anyone expecting community amenities—pool, fitness, boat launch—as part of the HOA package.
- Sellers on a tight timeline who require predictable days-on-market and multiple-offer velocity to hit their net.
The market around River Marina Pud
River Marina Pud is too small for its own price trend, so here is the market around it.
In ZIP 34997, 410 homes are on the market and 24% are under contract — a steady corner of Stuart.
Across Martin County, 1,283 homes are active and 398 pending (24% under contract).
In ZIP 34997 (Stuart), 583 homes closed in the last 12 months at a median of $415K ($249/sq ft), down 3.0% year over year, with a median 64 days on market. Right now 90 active and 26 pending listings put supply at about 4.1 months — a balanced market. See the live ZIP 34997 housing market and the Martin County market.
ZIP and county figures describe the wider market, not River Marina Pud specifically. Momentum Research analysis of MLS records.
Housing distress & ownership in River Marina Pud Phase 3 & 5, Stuart
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. All listings featuring the BMLS logo are provided by BeachesMLS, Inc. This information is not verified for authenticity or accuracy and is not guaranteed. Copyright © 2026 BeachesMLS, Inc. Deemed reliable but not guaranteed.
The River Marina Pud buying strategy.
If we were buying in River Marina Pud today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in River Marina Pud.
What the zero-closings snapshot tells you
When a community shows no closings in the recent window, it can mean low inventory, stalled turnover, or simply a small phase that trades infrequently. River Marina's phased PUD structure is common along the St. Lucie—controlled development, recorded covenants, often lot-specific water rights. The trade-off: you get zoning predictability and deed-restricted consistency, but you also inherit whatever the developer recorded and whatever the HOA (if active) enforces.
The MLS snapshot reveals no shared amenities—no clubhouse, pool, boat ramp, or dock language in current listings. That may reflect honest minimalism or incomplete data capture, but either way it tells you this is not an amenity-driven community. What you're buying is location and lot—proximity to the river, the character of your specific parcel, and the Stuart address. If your lot has direct water access or a deeded easement, that's your entire value story; if it doesn't, you're paying for the zip code and the PUD's covenants, not a resort experience.
Without closings, we have no median price, no days-on-market, no absorption rate. Any list price you see is an ask, not a validated market clearing level. Before you write an offer, your agent needs to pull settled sales from the county record, ideally within the same phase, and verify what buyers actually paid. Before you list, the same discipline applies: guess wrong on price in a slow-turn community and you become the stale comp that drags everyone else down.
The location and the amenities are priced into every listing in River Marina Pud. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community with zero recent closings and no amenity story to tell, you need an agent who will dig into county records, pull settled comps from adjacent Stuart waterfront phases, and tell you when the list price is fiction. Momentum's analysts cross-reference MLS, tax rolls, and deed records to build the valuation narrative the snapshot can't provide—so you know what the lot is worth, what the PUD covenants allow, and what a realistic offer or ask looks like when the market has gone quiet.
River Marina Pud in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a River Marina Pud buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed River Marina Pud sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in River Marina Pud, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your River Marina Pud home worth?
Get a no-obligation home value based on real comparable sales in River Marina Pud, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
How many homes are in River Marina Pud?
What share of River Marina Pud is owner-occupied?
When were the homes in River Marina Pud built?
Who is the best real estate agent for River Marina Pud?
How do I find a top Stuart real estate agent who knows River Marina Pud?
Can Momentum Realty connect me with an agent for River Marina Pud?
Where is River Marina Pud, and what county is it in?
Should you buy in River Marina Pud?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 34997)) |
| Under-contract shares | Beaches MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2020 (30 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Beaches MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Beaches MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how River Marina Pud Phase 3 & 5 fits the bigger picture — live prices, inventory, and Momentum Scores:
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