Terrace at Walden Lake in Plant City

Terrace at
Walden Lake Homes for Sale in Plant City, FL

Newer townhome community · Plant City · ZIP 33566

A newer, low-maintenance townhome community with conservation views in Plant City.

Newer townhomesLawn care includedConservation views
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
This is a newer townhome community with an HOA that includes lawn care; the HOA finances, the all-in cost, and the unit position decide value, so confirm them for a specific home.
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Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Stellar MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseStellar MLS
n/a
Median Price
0mo
Supply
n/a
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
n/a
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Terrace at Walden Lake is a newer Highland Homes townhome community in Plant City, so the read is a townhome-and-association read: public sources describe luxurious, low-maintenance three-bedroom townhomes from about 1,710 to 1,880 square feet with a one-car garage, front porch, and covered lanai, adjacent to open space, ponds, and conservation, with a playground and picnic pavilions, off Turkey Creek Road minutes from downtown Plant City. The HOA, described around 350 dollars a quarter, includes lawn maintenance and irrigation. Because the homes are newer townhomes, value leans on the HOA's financial health, the all-in cost, the unit position, and any rental rules. Your leverage is reading the HOA finances, the all-in cost, and the unit before you buy."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Terrace at Walden Lake is a newer townhome community in Plant City, in Hillsborough County's 33566 ZIP, off Turkey Creek Road between Highways 92 and 60, minutes from historic downtown Plant City. Public sources describe a community of low-maintenance townhomes by Highland Homes.

The homes are practical and current: public sources describe three-bedroom townhomes from about 1,710 to 1,880 square feet with an open living area, a gourmet kitchen, a private owner's suite, a one-car garage, a front porch, and a private covered lanai, many adjacent to open space, ponds, and conservation for privacy and nature views.

The carrying cost is low-maintenance: public sources describe an HOA around 350 dollars a quarter that includes lawn maintenance and irrigation, with park amenities including a playground, common areas, and picnic and barbecue pavilions. Because the homes are newer townhomes, the HOA's financial health, the all-in cost, the unit position, and any rental rules drive value.

For buyers who want a newer, low-maintenance townhome with conservation views near downtown Plant City, Terrace at Walden Lake is one of the options. The work is reading the HOA finances and the all-in cost honestly before you buy.

Best for

  • Buyers who want a newer, low-maintenance townhome with lawn care included
  • Anyone who values conservation views and nature privacy
  • Buyers who want a Plant City location near downtown and Highways 92 and 60
  • Buyers who will read the HOA budget, reserves, and rental rules

Probably not for

  • Buyers who want a single-family home with a private yard
  • Anyone seeking no HOA or the lowest possible carrying cost
  • Buyers who want a central Tampa location
  • Investors who have not confirmed the rental rules and cap

How Terrace at Walden Lake is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
56Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Stellar MLS, as of June 24, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Terrace at Walden Lake listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Terrace at Walden Lake buys, holds, and resells. See the five factors.

Listing locations from Stellar MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

Terrace at Walden Lake sits in Plant City, with everyday shopping, major roads, and the wider Tampa Bay area within a reasonable drive.

Downtown Plant City~5-10 min · historic shops and dining
Walden Lake area / parks~3-5 min · recreation
I-4 (via SR-39 / Park Rd)~8-12 min · regional connector
Brandon / Westfield Brandon~25-30 min · regional mall
Downtown Tampa~35-45 min · via I-4
Lakeland~20-25 min · via I-4

Distances and times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Terrace atWalden Lake Homes for Sale in Plant City, FL with Momentum Realty’s local guides.

CHCountry Hills,Plant City Homes for SalePlant City, FL · 0.4 miWLWalden Lake Homes for Sale in Plant City, FLPlant City, FL · 0.5 miSHSunset Heights Rev(Plant City) Homes for SalePlant City, FL · 0.8 miWLWalden Lake Homes for Sale in Plant City, FLPlant City, FL · 0.9 miSLSeminole Lake Estates Homes for Sale in Plant City, FLPlant City, FL · 0.9 miVHVarrea Homes for Sale in Plant City, FLPlant City, FL · 0.9 miWPWalden Pointe Homes for Sale in Plant City, FLPlant City, FL · 1.0 miFVFarm at Varrea Homes for Sale in Plant City, FLPlant City, FL · 1.5 miCVCountry View Homes for Sale in Dover, FLDover, FL · 2.2 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Terrace at Walden Lake (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Hillsborough County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Terrace at Walden Lake is served by Hillsborough County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Public

Hillsborough County Public Schools (verify by address)

Verifyrating
By address

Confirm zoned elementary, middle, and high

Verifyrating
Choice

Magnet and choice options may apply

Verifyrating

Buying with schools in mind? We can confirm the exact zoned schools for any Terrace at Walden Lake address.

The takeaway

What is actually shaping value at Terrace at Walden Lake: the newer, low-maintenance townhomes with lawn care and conservation views, the Plant City location near downtown and I-4, and the HOA finances. Each item is sourced and linked.

Recent Developments in Terrace at Walden Lake

Our read on what is being built around Terrace at Walden Lake, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe newer townhomes with lawn care and conservation views and the Plant City location support demand, while the watch items are the HOA's financial health and any rental concentration.

Newer townhomes with lawn care and conservation views anchor demand

Ongoing
BullishNotable impact
SignificanceRadius: Community

Newer, low-maintenance townhomes with lawn care included and conservation views support demand among right-sizers and first-time buyers.

Plant City location near downtown and I-4 supports demand

Ongoing
BullishNotable impact
SignificanceRadius: Area

A location minutes from downtown Plant City and I-4 between Tampa and Lakeland supports steady demand.

HOA finances drive the carrying cost

Ongoing
NeutralNotable impact
SignificanceRadius: Community

Townhome value leans on the HOA's health; confirm the budget and reserves for a specific home.

Rental rules and new supply affect resale

Ongoing
NeutralNotable impact
SignificanceRadius: Community

Any rental concentration and competing new supply can shape resale; read the community's mix and rules.

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Terrace at Walden Lake, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. January 2025
    Community

    Highland Homes builds Terrace at Walden Lake in Plant City

    Builder sources describe Terrace at Walden Lake as a Highland Homes townhome community in Plant City with three-bedroom townhomes adjacent to conservation, an HOA that includes lawn maintenance and irrigation, and park amenities. Why it matters: The HOA finances and the all-in cost drive the buy; confirm them for a specific home. Source

  2. March 2026
    Market

    Terrace at Walden Lake sells out by the builder

    Reporting noted Terrace at Walden Lake as sold out by the builder as of March 2026, so purchases are resales. Why it matters: As resales, compare the HOA finances and the all-in cost; the builder is no longer offering incentives. Source

Development alerts for Terrace at Walden LakeGet a short monthly email when something new is approved, funded, or opens near Terrace at Walden Lake.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Terrace at Walden Lake, this is the order of operations we would run, and the one we run for our clients.

1

Read the HOA budget and reserves, not just the quarterly dues, and confirm what the HOA covers, including lawn care.

2

Confirm any CDD. Ask whether a CDD assessment applies and, if so, the annual amount for a specific home.

3

Check the rental rules and mix. Confirm any rental cap and the owner-occupancy mix, which affect financing and resale.

4

Read the unit's position. Interior versus a conservation or pond view, and parking, affect value.

5

Compare townhome options, and cross-shop Hampton Lakes at Main Street for a Brandon townhome.

Best Buy
A conservation- or pond-view unit with sound HOA finances
Biggest Risk
Underreading the HOA reserves and the rental concentration
Best Lot
A conservation or pond-view position over one facing parking
Smart Timing
Confirm the HOA budget, any CDD, and the rental rules before offering
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Terrace at Walden Lake is a newer townhome community in Plant City, in Hillsborough County's 33566 ZIP, off Turkey Creek Road between Highways 92 and 60, minutes from historic downtown Plant City. Public sources describe low-maintenance three-bedroom townhomes by Highland Homes from about 1,710 to 1,880 square feet with a one-car garage, front porch, and covered lanai, many adjacent to open space, ponds, and conservation, with park amenities including a playground and picnic pavilions, and an HOA around 350 dollars a quarter that includes lawn maintenance and irrigation. As newer townhomes, the HOA's financial health, the all-in cost, the unit position, and any rental rules drive value.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

The Interior Townhome

A standard interior townhome with lawn care included, the attainable entry into the community.

Lowest entry
The Conservation or Pond Unit

Units adjacent to conservation or with a pond view, the position that tends to hold appeal at resale.

Most inventory
The Best Position

The best positions with the most privacy and nature views in a sound HOA, the homes that hold value best.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

The Interior Townhome
A standard interior townhome with lawn care included, the attainable entry into the community.
The Conservation or Pond Unit
Units adjacent to conservation or with a pond view, the position that tends to hold appeal at resale.
The Best Position
The best positions with the most privacy and nature views in a sound HOA, the homes that hold value best.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Location within Plant CityStrong
Established communityPositive
HOA and CDD postureConfirm per parcel
Home condition and systemsVerify per home
Flood read per lotVerify per address

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Terrace at Walden Lake

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

The newer townhome and the lawn care are the easy part. The deal is won or lost on the HOA finances, the all-in cost, and the unit position.

Jon Brooks · Founder, Momentum Realty
7.6B · Buy Score
Resale Strength7.4/10
Renovation Risk8.4/10
Location Efficiency7.4/10
Long-Term Defensibility7.4/10
Carrying Cost Advantage7.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Terrace at Walden Lake is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Stellar MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Stellar MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Stellar MLS; for orientation, not an appraisal.

15-Second Take
  • The lot and the homesite are the scarce, durable asset here
  • A better-positioned lot holds value at resale
  • The homesite cannot be changed, the house can
  • Read the lot and the flood zone before the finishes
  • Condition and renovation level drive the number

In Terrace at Walden Lake, the part of your money the market protects is the lot, the position, and the condition of the home. Read the lot, the homesite, and the flood zone first, then price the condition and the renovation level against it.

Terrace at Walden Lake in 15 seconds.

Best forBuyers who want a newer, low-maintenance townhome with conservation views near downtown Plant City.
Biggest advantageNewer townhomes with lawn care included and conservation views minutes from downtown Plant City.
Biggest riskThe HOA finances and any rental concentration on the true cost and resale.
Sweet spotA conservation- or pond-view unit with sound HOA finances.
Avoid ifYou want a single-family yard, no HOA, or a central Tampa location.

HOA, CDD & Fees

15-Second Take
  • HOA around a confirmed amount/quarter
  • Lawn maintenance and irrigation included
  • Conservation and pond views
  • Read the HOA reserves, not just dues
  • Confirm any CDD and the rental rules

Public sources describe an HOA around 350 dollars a quarter that includes lawn maintenance and irrigation; confirm whether a CDD applies and review the reserves (confirm the current HOA dues, what they cover, the reserves, and any CDD for a specific home).

Public sources describe the HOA including lawn maintenance and irrigation, plus the park amenities; confirm exactly what is included and review the reserves.

Public sources describe park amenities including a playground, common areas, and picnic and barbecue pavilions, with the homes adjacent to open space, ponds, and conservation.

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Terrace at Walden Lake, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Hampton Lakes at Main Street, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Terrace at Walden Lake home worth?

Get a no-obligation home value based on real comparable sales in Terrace at Walden Lake matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Terrace at Walden Lake on the map →
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Real comps, not a Zestimate.

Terrace at Walden Lake Market Scorecard

Strong seller's market

Terrace at Walden Lake is currently a strong seller's market. About 1.8 months of supply, a median asking price of $1,019,500, and homes go under contract in about 79 days.

1.8
Months supply
$1,019,500
Median list
$847,500
Median sold
$313
Per sqft
79
Days on mkt
6/8/41
Active/Pend/Sold

Typical home value in the 32224 ZIP is $456,759, about 13.7% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Terrace at Walden Lake?
Terrace at Walden Lake is a newer townhome community in Plant City, in Hillsborough County's 33566 ZIP, off Turkey Creek Road between Highways 92 and 60, minutes from historic downtown Plant City.
Who builds Terrace at Walden Lake?
Public sources describe Terrace at Walden Lake as a Highland Homes townhome community, sold out by the builder as of early 2026, so purchases are resales.
What kind of homes are here?
Public sources describe three-bedroom townhomes from about 1,710 to 1,880 square feet with a one-car garage, front porch, and covered lanai, many adjacent to conservation.
What does the HOA cover?
Public sources describe an HOA around 350 dollars a quarter that includes lawn maintenance and irrigation, plus the park amenities. Confirm exactly what is included and review the reserves.
Does Terrace at Walden Lake have a CDD fee?
Confirm whether a CDD applies on the tax bill for a specific home, as community structures vary. The HOA includes lawn care and the park amenities.
What amenities does it have?
Public sources describe park amenities including a playground, common areas, and picnic and barbecue pavilions, with the homes adjacent to open space, ponds, and conservation.
Can I rent out a townhome here?
Rental rules vary and can change. Confirm any rental cap and the owner-occupancy mix, since these affect financing and resale, before you buy.
How far is it to Tampa?
Downtown Tampa is roughly thirty-five to forty-five minutes by car via I-4, with downtown Plant City about five to ten minutes and Lakeland about twenty to twenty-five minutes.
What schools serve Terrace at Walden Lake?
The community is served by Hillsborough County Public Schools. School assignment is by address and changes periodically, so confirm the current zoning for a specific home with the district.
What should I check before buying here?
Read the HOA budget and reserves, confirm any CDD and the rental rules, and read the unit's position and any conservation or pond view.
Is a townhome here a good value?
A newer, low-maintenance townhome with lawn care and conservation views near downtown Plant City can be a solid value. The HOA health and the unit position decide the real value.
Should I use the listing agent to buy here?
No. The listing agent works for the seller. Where the HOA finances and the unit position swing value, having your own representation is the highest-leverage decision you make.
Buyers who want a newer, low-maintenance townhome with lawn care includedExcellent fit
Anyone who values conservation views and nature privacyExcellent fit
Buyers who want a Plant City location near downtown and Highways 92 and 60Excellent fit
Buyers who will read the HOA budget, reserves, and rental rulesExcellent fit
Buyers who value newer construction with lawn care and conservation viewsExcellent fit
Buyers who want a single-family home with a private yardProbably not
Anyone seeking no HOA or the lowest possible carrying costProbably not
Buyers who want a central Tampa locationProbably not
Investors who have not confirmed the rental rules and capProbably not
Anyone who will not read the HOA finances and the all-in costProbably not

Get the inside read on Terrace at Walden Lake

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Terrace at Walden Lake home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Terrace at Walden Lake specialist will reach out personally, usually the same day.

Thinking about hiring an agent here? How to find the best real estate agent in Terrace at Walden Lake — what to look for, questions to ask, and your local expert.
Stellar MLS logoMLS GRID logo
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Listings courtesy of Stellar MLS as distributed by MLS GRID. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing; deemed reliable but not guaranteed by MLS GRID.

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