Pine Tree Estates
Homes for Sale in Lady Lake, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Pine Tree Estates in Lady Lake, FL has 1 home for sale. As of September 2026, the MLS records 3 closed sales in Pine Tree Estates in Lady Lake, FL since 2017, the most recent in April 2025. Across Lady Lake as a whole, 321 homes closed in the last 12 months at a median of $231,500, 46 median days on market, with 107 homes for sale today. At that median and Lake County's FY2025-26 rate of 16.65 mills, annual property tax runs about $3,850 ($3,180 with the full homestead exemption).
Pine Tree Estates is a small pocket of just four homes, and with only one active listing at any given time, this is not a market you can read from a chart. Pricing here gets set home by home, based on condition, updates, and lot specifics rather than any broader trend line, because there simply isn't enough volume to establish one.
For a buyer, that means each listing has to be evaluated on its own terms - comparables from a four-home community tell you very little. For a seller, it means the usual playbook of pricing off recent neighborhood sales doesn't really apply; positioning has to lean on the home itself and on comparable homes outside the immediate community.
The 60-Second Overview
Pine Tree Estates is a compact enclave in Lady Lake with homes built between 1984 and 1997 - a median build year of 1990 puts most of the stock at a similar age and stage of life, without being new construction.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
Who Pine Tree Estates is best for.
Best for
- A buyer who has already identified this specific home and wants a straightforward, standalone-property evaluation.
- A buyer comfortable with an established (1984 - 1997) build era and the condition variability that comes with it.
- A buyer who wants room to spread out, given the median 2,050 square foot living area, without needing community amenities.
Probably not for
- A buyer who wants a defined neighborhood market with recent, comparable sales to benchmark pricing against.
- A buyer expecting shared community amenities, since none have been identified from current MLS listings.
- A buyer who wants multiple active options to compare in real time, given only one listing is typically active at once.
The market around Pine Tree Estates
Pine Tree Estates is too small for its own price trend, so here is the market around it.
In ZIP 32159, 325 homes are on the market and 26% are under contract — a steady corner of Lady Lake.
Across Lake County, 3,179 homes are active and 1,077 pending (25% under contract).
In ZIP 32159 (LADY LAKE), 1,693 homes closed in the last 12 months at a median of $360K ($236/sq ft), down 1.6% year over year, with a median 43 days on market. Right now 115 active and 48 pending listings put supply at about 5.4 months - a balanced market. See the live ZIP 32159 housing market and the Lake County market.
ZIP and county figures describe the wider market, not Pine Tree Estates specifically. Momentum Research analysis of MLS records.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Lake County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Lake County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
PINE TREE ESTATES Market Scorecard
PINE TREE ESTATES is currently a thin data market. Limited supply, a median asking price of $420,000, and homes go under contract in about 1 days.
Typical home value in the 32159 ZIP is $317,506, about 10.6% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Pine Tree Estates
Live MLS inventory for Pine Tree Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Pine Tree Estates listings as of 2026-09-12, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2017 through 2025. Tap any home to ask about it.
Schools
- Lake County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Villages Elem of Lady Lake · Elementary
- Carver Middle · Middle
- Leesburg High · High
Zoned schools reflect the assignments reported on recent Pine Tree Estates listings and can change; always confirm with Lake County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Pine Tree Estates address.
Shop the zone: Homes zoned for Leesburg High High School
The Pine Tree Estates buying strategy.
If we were buying in Pine Tree Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Pine Tree Estates.
A four-home footprint
With only four homes total, Pine Tree Estates functions less like a subdivision with its own market dynamics and more like a handful of individual properties that happen to share a name. The median living area of 2,050 square feet suggests homes with real room to spread out, and the 1984 - 1997 build range means buyers are typically looking at original systems and finishes that have had time to be updated, replaced, or left as-is - condition will vary house to house.
No community amenities have been identified from current MLS listings, so this reads as a straightforward residential setting rather than one built around shared recreational features. About half of the homes here carry a homestead exemption, which is a useful signal that occupancy is mixed between owner-occupied and non-homestead use, but it doesn't tell you much more than that about any single listing.
The location and the amenities are priced into every listing in Pine Tree Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a community this small, there's no substitute for someone who will pull the actual listing history and walk the property rather than lean on neighborhood averages that don't exist yet. We treat a four-home community like what it is - a set of individual homes - and price, negotiate, and inspect accordingly.
Pine Tree Estates in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Pine Tree Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Pine Tree Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Pine Tree Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Pine Tree Estates home worth?
Get a no-obligation home value based on real comparable sales in Pine Tree Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Lady Lake →
Should you buy in Pine Tree Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 12, 2026) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2017 (3 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Pine Tree Estates fits the bigger picture — live prices, inventory, and Momentum Scores:
Common questions about Pine Tree Estates
Where is Pine Tree Estates?
Pine Tree Estates is a community in LADY LAKE, Lake County, Florida, ZIP 32159.
Are there homes for sale in Pine Tree Estates right now?
Yes - 1 active and 0 pending listings as of the last feed refresh (twice daily). They are listed on this page.
Does Pine Tree Estates have an HOA or CDD?
No HOA is on record for Pine Tree Estates in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.
Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.
Nearby Communities
Explore more neighborhoods near Pine Tree Estates with Momentum Realty’s local guides.