TOPSAIL VILLAGE in Santa Rosa Beach

TOPSAIL VILLAGE
Homes for Sale in Santa Rosa Beach, FL

Community in Santa Rosa Beach · Walton County · ZIP 32459
Median sale $365K
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Live Market Pulse
36/100
Market Heat
Cooler than normal
2016 → 2026 · 91 at the 2022 peak
0 is TOPSAIL VILLAGE's coldest market since 2016, 100 its hottest. Today: 36. How it's scored

Photo via emeraldcoast

Built fromLive emeraldcoast data21 years of closingsUpdated twice daily
Live · TOPSAIL VILLAGE Housing Pulse emeraldcoast + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$365K
Median sold · 12 mo
down 1.4% vs the prior 12 months
-1.4%
1-yr price change
n = 6 and 3 sales in the two windows
93.3%
Sale vs ask
Walton median: 94.5%
Tempo
50days
Median DOM · closed
7 days at the 2022 low
40%
Under contract
3 · 2
For sale · pending
live counts, refreshed twice daily
6
Sold · last 12 mo
10-yr average: about 6 a year
Ownership and context
0%
Cash buyers · TOPSAIL VILLAGE
0 of 6 sales, 12 mo ending July 2026
TOPSAIL VILLAGE Housing Pulse · Momentum Research · as of July 25, 2026

TOPSAIL VILLAGE right now

🟡 Off the recent peak. The trailing-12-month median ($365K) is down 1.4% from the prior 12 months ($370K). With about 6 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level emeraldcoast closed sales, 12-month windows ending July 25. Confidence: Low (6 and 3 sales in the two windows).

What's unique here: the median sale price is about 47% below the typical Walton County sale ($365K vs $684K, trailing 12 months, emeraldcoast records).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

Updated July 25, 2026 · Live data: emeraldcoast, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

TOPSAIL VILLAGE market snapshot (as of July 25, 2026): the median sale price is about $365K, and a median 50 days on market for closed sales. The trailing-12-month median is down 1% from the prior 12 months, computed from record-level emeraldcoast closed sales (6 closings in the current window).

Price History: What Homes Here Have Actually Sold For

Median sale price over the trailing 12 months ending July 25 of each year, from record-level emeraldcoast closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($365K) IS the median in the snapshot above, and the move from 2025 ($370K) IS the -1.4% one-year change.

Windows contain 2 to 9 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$100K$200K$300K$400K20122014201620182020202220242026
Down 1.4% year over year.
Median days on market · closed sales
05010015020122014201620182020202220242026
7 days at the 2022 low; 50 now.
Sale price vs original ask · median
90%95%100%20122014201620182020202220242026
93.3% now vs Walton 94.5%.
Homes sold per 12-mo window
025820122014201620182020202220242026
2 to 9 a year; 6 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning201620182020202220242026
91 at the 2022 peak, 25 in the troughs, 36 now. Same score as the hero card, full history.

TOPSAIL VILLAGE Market Scorecard

Balanced

TOPSAIL VILLAGE is currently a balanced market., a median asking price of $349,000, and homes go under contract in about 45 days.

$349,000
Median list
$365,000
Median sold
45
Days on mkt
3/2/0
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: emeraldcoast, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in TOPSAIL VILLAGE

Live MLS inventory for TOPSAIL VILLAGE. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending TOPSAIL VILLAGE listings as of 2026-07-25, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Listing locations from emeraldcoast. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Walton County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Van R Butler · Elementary
  • Emerald Coast · Middle
  • South Walton · High

Zoned schools reflect the assignments reported on recent TOPSAIL VILLAGE listings and can change; always confirm with Walton County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any TOPSAIL VILLAGE address.

If we were buying in TOPSAIL VILLAGE today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in TOPSAIL VILLAGE.

A closer look at the TOPSAIL VILLAGE market

Homes in TOPSAIL VILLAGE trade around a median of $365K, where condition and lot do more to set the final number than the asking price does.

The trailing-12-month median down 1% year over year. Homes that do trade take a median 50 days on market, useful leverage on any listing that has lingered.

The location and the amenities are priced into every listing in TOPSAIL VILLAGE. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed TOPSAIL VILLAGE sales matched to your home.

What is your TOPSAIL VILLAGE home worth?

Get a no-obligation home value based on real comparable sales in TOPSAIL VILLAGE, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in TOPSAIL VILLAGE on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in TOPSAIL VILLAGE?
The median sale price in TOPSAIL VILLAGE was $365K over the 12 months ending July 25, 2026 (6 closed sales, emeraldcoast).
How long do homes in TOPSAIL VILLAGE take to sell?
Homes that closed in the 12 months ending July 25, 2026 took a median 50 days on market (6 sales, emeraldcoast).
Do cash buyers compete in TOPSAIL VILLAGE?
Cash buyers took 0% of TOPSAIL VILLAGE sales in the 12 months ending July 2026 (0 of 6 closings, emeraldcoast).
Who is the best real estate agent for TOPSAIL VILLAGE?
The best agent for TOPSAIL VILLAGE is one who actively works Santa Rosa Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for TOPSAIL VILLAGE.
How do I find a top Santa Rosa Beach real estate agent who knows TOPSAIL VILLAGE?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows TOPSAIL VILLAGE and the wider Santa Rosa Beach area.
Can Momentum Realty connect me with an agent for TOPSAIL VILLAGE?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your TOPSAIL VILLAGE purchase or sale - no call center and no pressure.

Nearby Communities

Explore more neighborhoods near TOPSAIL VILLAGE with Momentum Realty’s local guides.

DMDeer Moss Creek NicevilleSanta Rosa Beach, FL · 15.4 miWOWatersound Origins Santa Rosa BeachSanta Rosa Beach, FL · 16.4 miLMLatitude Margaritaville Watersound Panama City BeachSanta Rosa Beach, FL · 21.1 mi

Browse all Florida neighborhood guides →

Data sources & freshness

Live listingsemeraldcoast, refreshed twice daily (last: July 25, 2026)
Community market statsemeraldcoast closed sales, 12-month windows ending July 25, 2026
Historical depthClosed-sale records back to 2005 (102 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of emeraldcoast records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the emeraldcoast member average and 8 days faster, and we’ll price yours against live your area comps.

Looking to buy here? Search homes for sale →

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