Topsail Village in Santa Rosa Beach

Topsail Village
Condos for Sale in Santa Rosa Beach, FL

All 844 homes for sale in Santa Rosa Beach, FL · median $1,162,500 · 875 homes for sale in 32459 · Walton County homes for sale

Community in Santa Rosa Beach · Walton County · ZIP 32459
Median sale $368K
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Live Market Pulse
64/100
Market Heat
Hotter than normal
2014 → 2026 · 92 at the 2022 peak
0 is Topsail Village's coldest market since 2014, 100 its hottest. Today: 64. How it's scored

Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data21 years of closingsUpdated twice daily

As of September 2026, Topsail Village in Santa Rosa Beach, FL has 6 homes for sale and 1 pending, asking from $349,000 to $367,500 (median $361,950). Over the 12 months ending 2026-09-20, 7 recorded sales closed at a median of $367,500, a median 22 days on market, sellers accepting 98% of original asking (-1% versus the prior year). Homes listed or recently sold were built 2005–2007; none of the 7 geocoded homes sit in a FEMA special flood hazard zone (median elevation 29 ft). At the median price and Walton County's FY2025-26 rate of 9.758 mills, annual property tax runs about $3,590 ($3,200 with the full homestead exemption).

TOPSAIL VILLAGE key facts
LocationSanta Rosa Beach, Walton County, FL · ZIP 32459
Home types (current listings and sales)condos 100%
Amenities listed by sellersPool, BBQ Pit/Grill, Short Term Rental - Allowed, Dumpster, Pets Allowed, Fire Alarm
Sale prices, last 12 months$367,500 median across 7 closed sales · -0.6% vs the prior 12 months
Days on market (closed sales)22 median
For sale right now5 active, 1 pending · median asking $364,900 · 8.6 months of supply

Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “TOPSAIL VILLAGE key facts,” movewithmomentum.com/neighborhoods/topsail-village, data as of September 20, 2026.

Last 30 days in Topsail Village: 3 new listings (median asking $365,000), 1 under contract right now. As of September 26, 2026, Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate.

Live · Topsail Village Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$368K ▼
Median sold · 12 mo
down 0.6% vs the prior 12 months
-0.6% ▼
1-yr price change
n = 7 and 3 sales in the two windows
98.1%
Sale vs ask
Tempo
8.6mo
Supply
3 to 6 months is the balanced band
22days
Median DOM · closed
7 days at the 2022 low
17%
Under contract
Walton: 18% (698 of 3,872)
5 · 1
For sale · pending
live counts, refreshed twice daily
7
Sold · last 12 mo
10-yr average: about 6 a year

Homes For Sale Right Now in Topsail Village

Live MLS inventory for Topsail Village. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Topsail Village listings as of 2026-09-26, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Topsail Village Right Now (6)

All 6 active and pending Topsail Village listings with a detail page, newest first, refreshed twice a day from the MLS.

Topsail Village Housing Pulse · Momentum Research · as of September 20, 2026

Topsail Village right now

🟢 Buyer-leaning market. 8.6 months of supply and 17% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Medium (6 active and pending listings, 7 closed sales in 12 months).

🟡 Off the recent peak. The trailing-12-month median ($368K) is down 0.6% from the prior 12 months ($370K). With about 6 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Emerald Coast MLS closed sales, 12-month windows ending September 20. Confidence: Low (7 and 3 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 27, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Topsail Village market snapshot (as of September 20, 2026): the median sale price is about $368K, a median 22 days on market for closed sales, and 8.6 months of supply, a buyer-leaning market. The trailing-12-month median is down 1% from the prior 12 months, computed from record-level Emerald Coast MLS closed sales (7 closings in the current window).

In ZIP 32459 (Santa Rosa Beach), 967 homes closed in the last 12 months at a median of $960K, up 2.0% year over year, with a median 82 days on market. Right now 496 active and 94 pending listings put supply at about 7.0 months — a buyer's market. See the live ZIP 32459 housing market and the Walton County market.

Emerald Coast MLS sales records identify 65 homes in TOPSAIL VILLAGE that have changed hands since 2005, built between 2004 and 2007 (median 2005), with a median living area of about 956 sq ft and a typical 2-bedroom, 2-bath layout; 100% are condominiums. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Windows contain 1 to 10 sales each (7 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$100K$200K$300K$400K20122014201620182020202220242026
Down 0.6% year over year.
Median days on market · closed sales
05010015020122014201620182020202220242026
7 days at the 2022 low; 22 now.
Sale price vs original ask · median
90%95%100%105%20122014201620182020202220242026
98.1% now.
Homes sold per 12-mo window
051020122014201620182020202220242026
1 to 10 a year; 7 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620182020202220242026
92 at the 2022 peak, 21 in the troughs, 64 now. Same score as the hero card, full history.
How much local inventory is already under contract

18% of homes for sale in ZIP 32459 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).

TOPSAIL VILLAGE Market Scorecard

Strong buyer's market

TOPSAIL VILLAGE is currently a strong buyer's market. About 10.3 months of supply, a median asking price of $361,950, and homes go under contract in about 36 days.

10.3
Months supply
$361,950
Median list
$367,500
Median sold
n/a
Per sqft
36
Days on mkt
6/1/7
Active/Pend/Sold

Typical home value in the 32459 ZIP is $858,444, about 71.1% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in TOPSAIL VILLAGE, Santa Rosa Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 24 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-25)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Walton County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Van R Butler · Elementary
  • Emerald Coast · Middle
  • South Walton · High

Zoned schools reflect the assignments reported on recent Topsail Village listings and can change; always confirm with Walton County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Topsail Village address.

If we were buying in Topsail Village today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Topsail Village.

A closer look at the Topsail Village market

Homes in Topsail Village trade around a median of $368K, where condition and lot do more to set the final number than the asking price does.

Inventory runs at 8.6 months of supply, a buyer-leaning market and the trailing-12-month median down 1% year over year. Homes that do trade take a median 22 days on market, useful leverage on any listing that has lingered.

“

The location and the amenities are priced into every listing in Topsail Village. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
5.3C · Buy Score
Recent Direction5.8/10
Liquidity & Demand1.4/10
Pricing Power8.8/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.3). Basis: Recent Direction -0.6% year-over-year; Liquidity & Demand 8.6 months of supply; Pricing Power 98.1% sale-to-list. Refreshed with each data update.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Topsail Village Condos for Sale in Santa Rosa Beach, FL homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Topsail Village Condos for Sale in Santa Rosa Beach, FL.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Topsail Village sales matched to your home.

What is your Topsail Village home worth?

Get a no-obligation home value based on real comparable sales in Topsail Village, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Santa Rosa Beach →

Real comps, not an automated estimate.

Recently off market in TOPSAIL VILLAGE

Homes in TOPSAIL VILLAGE that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.

Frequently Asked Questions

What is the median home price in Topsail Village?
The median sale price in Topsail Village was $368K over the 12 months ending September 20, 2026 (7 closed sales, Emerald Coast MLS).
How long do homes in Topsail Village take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 22 days on market (7 sales, Emerald Coast MLS).
Is Topsail Village a buyer's or seller's market right now?
As of September 20, 2026, Topsail Village leans toward buyers: 8.6 months of supply at the current sales pace (Emerald Coast MLS live counts).
Who is the best real estate agent for Topsail Village?
The best agent for Topsail Village is one who actively works Santa Rosa Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Topsail Village.
How do I find a top Santa Rosa Beach real estate agent who knows Topsail Village?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Topsail Village and the wider Santa Rosa Beach area.
Can Momentum Realty connect me with an agent for Topsail Village?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Topsail Village purchase or sale - no call center and no pressure.
Where is Topsail Village, and what county is it in?
Topsail Village is in Santa Rosa Beach, Walton County, FL, ZIP 32459. The community's center is about 9 miles northwest of the center of Santa Rosa Beach (straight-line).
Is Topsail Village a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Topsail Village: the median sale price over the last 12 months was $368K (7 sales), 62% below the Santa Rosa Beach median of $975K; homes took a median 22 days to go under contract; supply is 8.6 months at the current sales pace, which favors buyers. The full numbers, price history and the flood and school sections are above.

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: September 26, 2026)
Community market statsEmerald Coast MLS closed sales, 12-month windows ending September 20, 2026
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2005 (104 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

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Nearby Communities

Explore more neighborhoods near Topsail Village with Momentum Realty’s local guides.

Beach View Heights0.2 mi away · 31 homes, built 1975–24, 1 for saleBVBeach View Heights S D0.2 mi away · 1 for saleBeachview Woods0.3 mi away · 8 homes, built 1993–22, 1 for saleParkside (Walton)0.3 mi away · median $937K, 7 sales/12 moBJBlk J Beach Highlands 1St Add0.3 mi away · 1 for saleEscada (Walton)0.4 mi away · median $575K, 9 sales/12 moCypress Dunes0.4 mi away · median $1.38M, 12 sales/12 mo

Browse all neighborhood guides →

Thinking of selling in TOPSAIL VILLAGE? 7 recorded closings; median 22 days on market (window ending 2026-09-20). See the Walton County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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