Turtle Creek Ph 1A
Homes for Sale in St Cloud, FL
True comps, carrying-cost math, and listings before the portals.
Turtle Creek Ph 1A is a built-out enclave of 433 homes in St Cloud, put up between 2007 and 2019 with the median home dating to 2016. What sets price here is size and condition, not novelty — at a median of roughly 2,609 square feet and $185 per foot, you are paying for real square footage, and the spread within the community is driven mostly by how updated a given home is rather than by any age gap.
The current posture is unusual: median price sits at $430,000, up 43.3% year over year, but the median home is taking 82 days to sell. That combination — a big price gain against a slow clock — tells sellers the market has already repriced and buyers are no longer chasing. Priced ahead of condition, a home here can sit. For buyers, the long days-on-market is leverage; patience is rewarded.
Turtle Creek Ph 1A right now
🟢 Still climbing. The trailing-12-month median ($430K) is up 43.3% from the prior 12 months ($300K). With about 1 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending July 13. Confidence: Low (7 and 5 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 13, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Turtle Creek Ph 1A right now
🟢 Still climbing. The trailing-12-month median ($430K) is up 43.3% from the prior 12 months ($300K). With about 1 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending July 13. Confidence: Low (7 and 5 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 13, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Turtle Creek Ph 1A market snapshot (as of July 13, 2026): the median sale price is about $430K ($185 per sq ft over the trailing 12 months of closed sales), and a median 82 days on market for closed sales. The trailing-12-month median is up 43% from the prior 12 months, computed from record-level Stellar MLS closed sales (7 closings in the current window).
Turtle Creek Ph 1A is a community of 433 homes in St Cloud, Osceola County, built between 2007 and 2019 (median 2016), with a median living area of about 2,609 square feet. 79% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
This is a mature, fully established St Cloud community where the housing stock is a decade or so old and consistently sized — not a place for buyers hunting new construction or a starter footprint. With nearly 80% of homes homesteaded, turnover is limited and inventory tends to move deliberately.
Who Turtle Creek Ph 1A is best for.
Best for
- Buyers targeting a roughly 2,600-square-foot home around the mid-$400s who value space over newness
- Long-hold owners comfortable in a low-turnover, mostly owner-occupied community
- Patient buyers willing to negotiate on a listing that has been sitting
Probably not for
- Buyers set on new construction or the newest possible build
- Anyone needing a small footprint or a low-maintenance starter home
- Sellers who need a fast exit and cannot wait out an 82-day median clock
Median sale price over the trailing 12 months ending July 13 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($430K) IS the median in the snapshot above, and the move from 2025 ($300K) IS the +43.3% one-year change.
Windows contain 0 to 7 sales each (7 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
The Turtle Creek Ph 1A buying strategy.
If we were buying in Turtle Creek Ph 1A today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Turtle Creek Ph 1A.
A repriced market that rewards patience
The headline is the 43.3% year-over-year jump in median price against an 82-day median days-on-market. Read those two numbers together rather than separately: the value gain is real, but the slow clock signals that buyers are underwriting condition carefully and walking away from anything priced as if it were already renovated. With only seven closings in the window, each sale carries weight and the median is sensitive to what happens to move — treat it as a directional read, not a precise thermostat.
The homestead share near 80% matters for supply. Most owners here live in the home, so listings trickle rather than flood, and the ones that do come up are often the well-kept, larger floor plans that define the community. That scarcity supports price on the downside, but it also means a buyer may wait for the right home rather than choose from many at once.
The location and the amenities are priced into every listing in Turtle Creek Ph 1A. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Turtle Creek Ph 1A buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.8). Basis: Recent Direction +43.3% year-over-year; Owner Commitment 79% owner-occupied; Pricing Power 88.7% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a market where the median has climbed sharply but homes still take the better part of three months to sell, pricing is everything — and the gap between a fair number and an aspirational one is where deals die. We price to condition against a thin comp set, and we tell sellers plainly when a home needs work before it lists. For buyers, we use the long days-on-market as a negotiating tool rather than a warning sign.
Turtle Creek Ph 1A in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Turtle Creek Ph 1A buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Turtle Creek Ph 1A sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Turtle Creek Ph 1A, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Turtle Creek Ph 1A home worth?
Get a no-obligation home value based on real comparable sales in Turtle Creek Ph 1A, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Turtle Creek Ph 1A on the map →
Frequently Asked Questions
What is the median home price in Turtle Creek Ph 1A?
How long do homes in Turtle Creek Ph 1A take to sell?
How many homes are in Turtle Creek Ph 1A?
What share of Turtle Creek Ph 1A is owner-occupied?
When were the homes in Turtle Creek Ph 1A built?
Do cash buyers compete in Turtle Creek Ph 1A?
Who is the best real estate agent for Turtle Creek Ph 1A?
How do I find a top St Cloud real estate agent who knows Turtle Creek Ph 1A?
Can Momentum Realty connect me with an agent for Turtle Creek Ph 1A?
Should you buy in Turtle Creek Ph 1A?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 13, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (6 streets, ZIP 34771)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2015 (17 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 13 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($430K) IS the median in the snapshot above, and the move from 2025 ($300K) IS the +43.3% one-year change.
Windows contain 0 to 7 sales each (7 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 13, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (6 streets, ZIP 34771)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2015 (17 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.