Gardens At Lancaster Park
Homes for Sale in St. Cloud, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, Gardens At Lancaster Park in St Cloud, FL has 2 homes for sale. Over the 12 months ending 2026-09-20, 16 recorded sales closed at a median of $505,000, $209 per square foot, a median 12 days on market, sellers accepting 99% of original asking (+4% versus the prior year). Homes listed or recently sold were built 2026 - 2026 with 16 new construction; 18 of 18 report an HOA (median $107/mo); none of the 16 geocoded homes sit in a FEMA special flood hazard zone (median elevation 71 ft). At the median price and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $7,690 ($7,090 with the full homestead exemption).
| Location | ST CLOUD, Osceola County, FL · ZIP 34771 |
|---|---|
| Homes in the community | 44 (FL DOR 2025 assessment roll) |
| Years built | 2016–2024 (median 2018.0) |
| Typical living area | 3,278 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Deed Restrictions, Pickleball Court(s), Playground, Pool |
| Sale prices, last 12 months | $505,000 median across 16 closed sales · $209 per sq ft · +4.2% vs the prior 12 months |
| Days on market (closed sales) | 12 median |
| For sale right now | 2 active, 4 pending · median asking $484,900 · 1.5 months of supply |
| Owner-occupied (homestead) share | 38% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2024 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Gardens At Lancaster Park key facts,” movewithmomentum.com/neighborhoods/gardens-at-lancaster-park-st-cloud, data as of September 20, 2026.
Last 30 days in Gardens At Lancaster Park: 4 under contract right now, 1 closed sale (median $492,080). As of September 27, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Gardens At Lancaster Park right now
🔴 Seller-leaning market. 1.5 months of supply and 67% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: High (6 active and pending listings, 16 closed sales in 12 months).
🟡 Still climbing. The trailing-12-month median ($505K) is up 4.2% from the prior 12 months ($485K). With about 7 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Low (16 and 5 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 27, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Gardens At Lancaster Park market snapshot (as of September 20, 2026): the median sale price is about $505K ($209 per sq ft over the trailing 12 months of closed sales), a median 12 days on market for closed sales, and 1.5 months of supply, a seller-leaning market. The trailing-12-month median is up 4% from the prior 12 months, computed from record-level Stellar MLS closed sales (16 closings in the current window).
In ZIP 34771 (ST CLOUD), 2,895 homes closed in the last 12 months at a median of $436K ($211/sq ft), up 0.5% year over year, with a median 45 days on market. Right now 473 active and 208 pending listings put supply at about 3.4 months - a healthy market. See the live ZIP 34771 housing market and the Osceola County market.
County records show 11 qualified sales in Gardens At Lancaster Park across 2024 - 2025 (6 in 2024, 5 in 2025), median $525,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Gardens At Lancaster Park: of 13 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in St Cloud.
Gardens At Lancaster Park is a community of 44 homes in St Cloud, Osceola County, built between 2016 and 2024 (median 2018.0), with a median living area of about 3,278 square feet. 38% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Gardens At Lancaster Park. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Stellar MLS listings in Gardens At Lancaster Park; content deemed reliable but not guaranteed.
Housing distress & ownership in Gardens At Lancaster Park, ST CLOUD
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Gardens At Lancaster Park
Live MLS inventory for Gardens At Lancaster Park. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Gardens At Lancaster Park listings as of 2026-09-26, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2024 through 2026. Tap any home to ask about it.
Every Home for Sale in Gardens At Lancaster Park St Cloud Right Now (6)
All 6 active and pending Gardens At Lancaster Park St Cloud listings with a detail page, newest first, refreshed twice a day from the MLS.
- 1790 Teleford Road · $484,530 · 4 bd / 2.5 ba · pending · listed Sep 19, 2026 · listed by Cambridge Realty Of Central Fl
- 5491 Duxford Circle · $469,450 · 4 bd / 2.5 ba · pending · listed Sep 11, 2026 · listed by Cambridge Realty Of Central Fl
- 5427 Duxford Circle · $508,935 · 4 bd / 2.5 ba · pending · listed Sep 2, 2026 · listed by Cambridge Realty Of Central Fl
- 5419 Duxford Circle · $457,900 · 4 bd / 2.5 ba · listed Aug 20, 2026 · listed by Cambridge Realty Of Central Fl
- 5415 Duxford Circle · $511,900 · 3 bd / 3.5 ba · listed Jul 31, 2026 · listed by Cambridge Realty Of Central Fl
- 5499 Duxford Circle · $475,500 · 4 bd / 2.5 ba · pending · listed Jun 28, 2026 · listed by Cambridge Realty Of Central Fl
Gardens At Lancaster Park on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Gardens At Lancaster Park
- Deed Restrictions · reported on 3 of 4 listings
- Pickleball Court(s) · reported on 1 of 4 listings
- Playground · reported on 1 of 4 listings
- Pool · reported on 1 of 4 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The Gardens At Lancaster Park buying strategy.
If we were buying in Gardens At Lancaster Park today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Gardens At Lancaster Park.
A closer look at the Gardens At Lancaster Park market
At a median of $209 per square foot, Gardens At Lancaster Park prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 1.5 months of supply, a seller-leaning market and the trailing-12-month median up 4% year over year. Homes that do trade take a median 12 days on market, useful leverage on any listing that has lingered.
The housing stock is 44 homes built between 2016 and 2024, and 38% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Gardens At Lancaster Park. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Gardens At Lancaster Park buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (7.2). Basis: Recent Direction +4.2% year-over-year; Liquidity & Demand 1.5 months of supply; Owner Commitment 38% owner-occupied; Pricing Power 99.2% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA dues reported around $107/month (about $1,284/yr) · median of 265 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $107 per month ($1,284 a year) - the median AssociationFee across 265 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Gardens At Lancaster Park buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Gardens At Lancaster Park sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Gardens At Lancaster Park, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Gardens At Lancaster Park home worth?
Get a no-obligation home value based on real comparable sales in Gardens At Lancaster Park, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Gardens At Lancaster Park on the map →
Recently off market in Gardens At Lancaster Park
Homes in Gardens At Lancaster Park that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 6 on record.
- 1793 Westerham Avenue · off market
- 1826 Teleford Road · off market
- 1830 Teleford Road · off market
- 1834 Teleford Road · off market
- 5422 Duxford Circle · off market
- 5479 Duxford Circle · off market
31% of homes for sale in ZIP 34771 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).
GARDENS AT LANCASTER PARK Market Scorecard
GARDENS AT LANCASTER PARK is currently a strong seller's market. About 1.5 months of supply, a median asking price of $484,900, and homes go under contract in about 50 days.
Typical home value in the 34771 ZIP is $431,565, about 14.3% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
What is the median home price in Gardens At Lancaster Park?
How long do homes in Gardens At Lancaster Park take to sell?
Is Gardens At Lancaster Park a buyer's or seller's market right now?
How many homes are in Gardens At Lancaster Park?
What share of Gardens At Lancaster Park is owner-occupied?
When were the homes in Gardens At Lancaster Park built?
Who is the best real estate agent for Gardens At Lancaster Park?
How do I find a top St Cloud real estate agent who knows Gardens At Lancaster Park?
Can Momentum Realty connect me with an agent for Gardens At Lancaster Park?
Where is Gardens At Lancaster Park, and what county is it in?
Is Gardens At Lancaster Park in a flood zone?
Is Gardens At Lancaster Park a good place to live?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 26, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 34771)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2024 (21 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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