Gardens at Lancaster Park
Homes for Sale in ST CLOUD, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, GARDENS AT LANCASTER PARK in ST CLOUD, FL has 3 homes for sale. Over the 12 months ending 2026-08-02, 8 recorded sales closed at a median of $507,568, $218 per square foot, a median 87 days on market, sellers accepting 98% of original asking (+5% versus the prior year). Homes listed or recently sold were built 2025 - 2026 with 17 new construction; 18 of 18 report an HOA (median $107/mo); none of the 17 geocoded homes sit in a FEMA special flood hazard zone (median elevation 71 ft). At the median price and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $7,730 ($7,130 with the full homestead exemption).
Gardens at Lancaster Park right now
🟡 Balanced market. 3.6 months of supply and 70% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of August 2, 2026. Confidence: High (10 active and pending listings, 8 closed sales in 12 months).
🟡 Still climbing. The trailing-12-month median ($508K) is up 4.7% from the prior 12 months ($485K). With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending August 2. Confidence: Low (8 and 5 sales in the two windows).
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Updated August 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Gardens at Lancaster Park market snapshot (as of August 2, 2026): the median sale price is about $508K ($218 per sq ft over the trailing 12 months of closed sales), a median 88 days on market for closed sales, and 3.6 months of supply, a balanced market. The trailing-12-month median is up 5% from the prior 12 months, computed from record-level Stellar MLS closed sales (8 closings in the current window).
Gardens at Lancaster Park is a community of 78 homes in ST CLOUD, Osceola County, built between 2024 and 2024 (median 2024), with a median living area of about 2,343 square feet. 1% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Gardens at Lancaster Park. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Gardens at Lancaster Park
Gardens at Lancaster Park
Gardens at Lancaster Park
Gardens at Lancaster Park
Gardens at Lancaster Park
Gardens at Lancaster ParkHousing distress & ownership in GARDENS AT LANCASTER PARK, ST CLOUD
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Gardens at Lancaster Park
Live MLS inventory for Gardens at Lancaster Park. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 41 daysTop listing
Active · 21 days
Pending · 8 days
Pending · 104 days
Pending · 89 daysActive and pending Gardens at Lancaster Park listings as of 2026-09-03, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2024 through 2026. Tap any home to ask about it.
Gardens at Lancaster Park on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Gardens at Lancaster Park
- Deed Restrictions · reported on 3 of 4 listings
- Pickleball Court(s) · reported on 1 of 4 listings
- Playground · reported on 1 of 4 listings
- Pool · reported on 1 of 4 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The Gardens at Lancaster Park buying strategy.
If we were buying in Gardens at Lancaster Park today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Gardens at Lancaster Park.
A closer look at the Gardens at Lancaster Park market
At a median of $218 per square foot, Gardens at Lancaster Park prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 3.6 months of supply, a balanced market and the trailing-12-month median up 5% year over year. Homes that do trade take a median 88 days on market, useful leverage on any listing that has lingered.
The housing stock is 78 homes built around 2024, and 1% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Gardens at Lancaster Park. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Gardens at Lancaster Park buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (5.6). Basis: Recent Direction +4.7% year-over-year; Liquidity & Demand 3.6 months of supply; Owner Commitment 1% owner-occupied; Pricing Power 98.3% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Gardens at Lancaster Park buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Gardens at Lancaster Park sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Gardens at Lancaster Park, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Gardens at Lancaster Park home worth?
Get a no-obligation home value based on real comparable sales in Gardens at Lancaster Park, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Gardens at Lancaster Park on the map →
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Osceola County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Osceola County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
GARDENS AT LANCASTER PARK Market Scorecard
GARDENS AT LANCASTER PARK is currently a strong seller's market. About 1.6 months of supply, a median asking price of $484,900, and homes go under contract in about 31 days.
Typical home value in the 34771 ZIP is $436,543, about 13.8% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Frequently Asked Questions
What is the median home price in Gardens at Lancaster Park?
How long do homes in Gardens at Lancaster Park take to sell?
Is Gardens at Lancaster Park a buyer's or seller's market right now?
How many homes are in Gardens at Lancaster Park?
What share of Gardens at Lancaster Park is owner-occupied?
When were the homes in Gardens at Lancaster Park built?
Do cash buyers compete in Gardens at Lancaster Park?
Who is the best real estate agent for Gardens at Lancaster Park?
How do I find a top ST CLOUD real estate agent who knows Gardens at Lancaster Park?
Can Momentum Realty connect me with an agent for Gardens at Lancaster Park?
Nearby Communities
Explore more neighborhoods near Gardens at Lancaster Park with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: August 2, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending August 2, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (community parcel extract) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Historical depth | Closed-sale records back to 2024 (13 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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See how GARDENS AT LANCASTER PARK fits the bigger picture — live prices, inventory, and Momentum Scores: