Gardens at Lancaster Park in St Cloud

Gardens at Lancaster Park
Homes for Sale in St Cloud, FL

Community in St Cloud · Osceola County · ZIP 34771
44 homesBuilt 2016–2024Median sale $498K
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Built fromLive Stellar MLS dataFL DOR public recordsUpdated twice daily

As of November 2026, Gardens At Lancaster Park in St Cloud, FL has 3 homes for sale. Over the 12 months ending 2026-11-06, 11 recorded sales closed at a median of $498,120, $208 per square foot, a median 0 days on market, sellers accepting 99% of original asking. Homes listed or recently sold were built 2026 - 2026 with 14 new construction; 17 of 17 report an HOA (median $107/mo); none of the 17 geocoded homes sit in a FEMA special flood hazard zone (median elevation 72 ft). At the median price and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $7,590 ($6,990 with the full homestead exemption).

Last 30 days in Gardens at Lancaster Park: 2 new listings (median asking $488,750), 2 under contract right now, 3 closed sales (median $465,500). As of November 7, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.

Live · Gardens at Lancaster Park Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$498K
Median sold · 12 mo
$208/sf
Sold $/sqft · 12 mo
peak $208 in 2026
99.4%
Sale vs ask
Tempo
2.0mo
Supply
3 to 6 months is the balanced band
0days
Median DOM · closed
0 days at the 2026 low
40%
Under contract
Osceola: 17% (963 of 5,530)
3 · 2
For sale · pending
live counts, refreshed twice daily
11
Sold · last 12 mo
10-yr average: about 11 a year
Ownership and context
38%
Owner-occupied · Gardens at Lancaster Park
42 of 110 parcels homesteaded (FL DOR 2025)
62%
Non-owner-occupied · Gardens at Lancaster Park
incl. 48% trust or LLC-held · 1% out-of-state
44
Homes in the community
plus 66 vacant residential lots · 110 residential parcels (FL DOR 2025)
Track record · 0 years of records
11
Recorded sales · 2024-2025
median $525K · qualified sales on the county roll (FL DOR 2025)
2016–2024
Years homes were built
median 2018 · county roll (FL DOR 2025)
2,460sqft
Median sold home size
12-mo windows, closed sales
25.0%/yr
Turnover rate
about 11 of 44 homes trade a year

Homes For Sale Right Now in Gardens at Lancaster Park

Live MLS inventory for Gardens at Lancaster Park. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Gardens at Lancaster Park listings as of 2026-11-06, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2026 through 2026. Tap any home to ask about it.

Gardens at Lancaster Park Housing Pulse · Momentum Research · as of November 6, 2026

Gardens at Lancaster Park right now

🔴 Seller-leaning market. 2.0 months of supply and 40% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of November 6, 2026. Confidence: High (5 active and pending listings, 11 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated November 7, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Gardens at Lancaster Park market snapshot (as of November 6, 2026): the median sale price is about $498K ($208 per sq ft over the trailing 12 months of closed sales), a median 0 days on market for closed sales, and 2.0 months of supply, a seller-leaning market.

In ZIP 34771 (St Cloud), 1,013 homes closed in the last 12 months at a median of $440K ($203/sq ft), down 1.9% year over year, with a median 47 days on market. Right now 121 active and 83 pending listings put supply at about 1.4 months - a healthy market. See the live ZIP 34771 housing market and the Osceola County market.

County records show 11 qualified sales in Gardens At Lancaster Park across 2024 - 2025 (6 in 2024, 5 in 2025), median $525,000 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Flood zones in Gardens at Lancaster Park: of 12 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in St Cloud.

Gardens at Lancaster Park is a community of 44 homes in St Cloud, Osceola County, built between 2016 and 2024 (median 2018.0), with a median living area of about 3,278 square feet. 38% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.

Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

Recent Developments in Gardens At Lancaster Park

Development, infrastructure, retail, and school activity affecting Gardens At Lancaster Park, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.

Dev Momentum78/100 · High
  1. October 2026
    Parks & Amenities

    145,000 sq ft All Sports Dome planned on Gus Road in Kissimmee

    All Sports Dome Southeast plans a climate-controlled indoor inflatable dome at 3070 Gus Road with multi-sport courts, turf fields and training areas. It would be the brand's first Greater Orlando location, with an opening expected in 2027 and no exact date given.

    What it may mean for the marketAn indoor sports venue would add year-round recreation and event space on Kissimmee's Gus Road area. The project is about 16 miles southwest of Gardens At Lancaster Park, elsewhere in Osceola County.

    Source: What Now Orlando
  2. October 2026
    Infrastructure

    Turnpike widening in Osceola County runs ahead of schedule at Fortune Road Bridge

    Steel beams for the new westbound Fortune Road Bridge are in place a month early as Florida's Turnpike is widened from two to four lanes each way between Partin Settlement Road and Osceola Parkway. Westbound bridge traffic is expected at the start of 2027, and the broader project targets 2031. The bridge adds bike lanes and sidewalks.

    What it may mean for the marketDoubling Turnpike capacity through this stretch should ease regional commutes between Kissimmee and the Orlando area once complete. The project is about 12 miles southwest of Gardens At Lancaster Park, elsewhere in Osceola County.

    Source: WFTV
  3. October 2026
    Development

    Experience Kissimmee launches Film Kissimmee commission to recruit productions

    The new film commission markets Osceola County to production companies through an online database of more than 100 filming locations and has hired a location manager. Leaders say productions could become a new economic driver, citing spending on hotels, vehicles, food and crew services.

    What it may mean for the marketFilm work could add temporary jobs and visitor spending for hospitality and service businesses across Osceola County. The project is about 13 miles southwest of Gardens At Lancaster Park, elsewhere in Osceola County.

    Source: WFTV
  4. September 2026
    Infrastructure

    CFX holds public meetings on 14-mile toll road through part of Split Oak Forest

    The Central Florida Expressway Authority held public meetings on Sept. 16 and 17 for a 14-mile road from State Road 417 near Boggy Creek Road in Orange County to Nova Road in Osceola County. CFX says portions could begin construction next year and that the road would ease traffic on Narcoossee Road. The agency faces a legal challenge from Orange County and is pursuing an eminent domain case.

    What it may mean for the marketIf built, the road would add a new east-west route between Lake Nona and St. Cloud, changing commute options and access to east Orange and Osceola land. The site is about 5 miles southeast of Gardens At Lancaster Park.

    Source: Spectrum News 13
  5. August 2026
    Civic

    St. Cloud council approves $6.7 million downtown apartment and parking garage agreement

    The City Council unanimously approved an agreement with Atlantic Housing Partners for apartments and a parking garage next to City Hall. The Community Redevelopment Agency contributes $6.25 million and the city $460,000. The garage would hold 450 to 500 spaces, with 250 reserved for apartment residents.

    What it may mean for the marketNew downtown rental housing and public parking would add residents and parking capacity to the St. Cloud core. The project is about 13 miles south of Gardens At Lancaster Park, elsewhere in Osceola County.

    Source: Spectrum News 13
  6. March 2026
    Development

    Orlando approves the 380-acre Dowden Central Community Development District in Lake Nona

    Orlando approved the Dowden Central Community Development District, a roughly 380-acre district in the Lake Nona area of southeast Orlando, in March 2026. The district provides the framework to build roads, drainage, utilities, and parks for future development phases.

    What it may mean for the marketA new community development district lays the groundwork for large-scale growth in the Lake Nona area, a step that typically precedes new housing and commercial activity nearby. The site is about 4 miles south of Gardens At Lancaster Park.

    Source: ClickOrlando

Development alerts for Gardens At Lancaster ParkGet a short monthly email when something new is approved, funded, or opens near Gardens At Lancaster Park.

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Gardens at Lancaster Park today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Gardens at Lancaster Park.

A closer look at the Gardens at Lancaster Park market

At a median of $208 per square foot, Gardens at Lancaster Park prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.

Inventory runs at 2.0 months of supply, a seller-leaning market. Homes that do trade take a median 0 days on market, useful leverage on any listing that has lingered.

The housing stock is 44 homes built between 2016 and 2024, and 38% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

“

The location and the amenities are priced into every listing in Gardens at Lancaster Park. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
7.1B · Buy Score
Liquidity & Demand8.0/10
Owner Commitment3.8/10
Pricing Power9.6/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.1). Basis: Liquidity & Demand 2.0 months of supply; Owner Commitment 38% owner-occupied; Pricing Power 99.4% sale-to-list. Refreshed with each data update.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Gardens at Lancaster Park sales matched to your home.

What is your Gardens at Lancaster Park home worth?

Get a no-obligation home value based on real comparable sales in Gardens at Lancaster Park, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Gardens at Lancaster Park on the map →

Real comps, not an automated estimate.

Recently off market in Gardens At Lancaster Park

Homes in Gardens At Lancaster Park that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 9 on record.

Gardens at Lancaster Park key facts
LocationSt Cloud, Osceola County, FL · ZIP 34771
Homes in the community44 (FL DOR 2025 assessment roll)
Years built2016–2024 (median 2018.0)
Typical living area3,278 sq ft (median)
Home types (current listings and sales)single-family 100%
Amenities listed by sellersDeed Restrictions
Sale prices, last 12 months$498,120 median across 11 closed sales · $208 per sq ft
For sale right now3 active, 2 pending · median asking $499,900 · 2.0 months of supply
Owner-occupied (homestead) share38%

Data as of November 6, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2026 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Gardens at Lancaster Park key facts,” movewithmomentum.com/neighborhoods/gardens-at-lancaster-park-st-cloud, data as of November 6, 2026.

Housing distress & ownership in Gardens At Lancaster Park, St Cloud

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
6.67%
1 of 15 listings · short sale 1
Distress share trend - 6.67% now (2026-08-12 → 2026-11-06)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period November 2026 through November 2026. Deemed reliable but not guaranteed.

Just listed in Gardens at Lancaster Park

The newest homes for sale in Gardens at Lancaster Park right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.

Checked against the MLS nightly. All new listings in this market.

Every Home for Sale in Gardens At Lancaster Park Right Now (5)

All 5 active and pending Gardens At Lancaster Park listings with a detail page, newest first, refreshed twice a day from the MLS.

Streets in this community

Street-level pages: every home on record, what sold and what is for sale on each street.

How much local inventory is already under contract

29% of homes for sale in ZIP 34771 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-07).

GARDENS AT LANCASTER PARK Market Scorecard

Strong seller's market

GARDENS AT LANCASTER PARK is currently a strong seller's market. About 1.9 months of supply, a median asking price of $499,900, and homes go under contract in about 17 days.

1.9
Months supply
$499,900
Median list
$500,625
Median sold
$212
Per sqft
17
Days on mkt
3/2/19
Active/Pend/Sold

Typical home value in the 34771 ZIP is $432,082, about 6.7% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

What it really costs to own in Gardens at Lancaster Park

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

HOA duesMedian $1,280/year (about $107/month) across 18 MLS listings (most billed annually; 2026-11-07). Dues cover what the documents say they cover; ask for the budget and reserve study.
Home and flood insuranceThe average Citizens Property Insurance premium in Osceola County is $1,735/yr (2,188 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 12 listing addresses checked against the FEMA flood map, 100% sit outside the high-risk zone. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes).
Roof and ageMedian build year 2026 across 17 listings. Newer roofs and current wind-mitigation features usually mean the lower end of insurance quotes.

Email me new listings in Gardens at Lancaster Park

One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.

Equal Housing Opportunity. Every community is open to everyone; alerts are about homes, never about who lives here.

Ask an agent about Gardens at Lancaster Park

Have a question about the homes, fees, rules or commute here? A Momentum agent who works Gardens at Lancaster Park will answer, and the answer is published on this page for the next buyer.

Property facts only: homes, fees, rules, commute. Every community is open to everyone; agents do not answer questions about who lives here.

Frequently Asked Questions

What is the median home price in Gardens at Lancaster Park?
The median sale price in Gardens at Lancaster Park was $498K over the 12 months ending November 6, 2026 (11 closed sales, Stellar MLS).
How long do homes in Gardens at Lancaster Park take to sell?
Homes that closed in the 12 months ending November 6, 2026 took a median 0 days on market (11 sales, Stellar MLS).
Is Gardens at Lancaster Park a buyer's or seller's market right now?
As of November 6, 2026, Gardens at Lancaster Park leans toward sellers: 2.0 months of supply at the current sales pace (Stellar MLS live counts).
How many homes are in Gardens at Lancaster Park?
The Florida DOR 2025 assessment roll shows 44 homes plus 66 vacant residential lots in Gardens at Lancaster Park (public records).
What share of Gardens at Lancaster Park is owner-occupied?
38% of Gardens at Lancaster Park parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Gardens at Lancaster Park built?
Homes in Gardens at Lancaster Park were built between 2016 and 2024, with a median year built of 2018.0 (FL DOR 2025 roll).
Who is the best real estate agent for Gardens at Lancaster Park?
The best agent for Gardens at Lancaster Park is one who actively works St Cloud and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Gardens at Lancaster Park.
How do I find a top St Cloud real estate agent who knows Gardens at Lancaster Park?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Gardens at Lancaster Park and the wider St Cloud area.
Can Momentum Realty connect me with an agent for Gardens at Lancaster Park?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Gardens at Lancaster Park purchase or sale - no call center and no pressure.
Where is Gardens at Lancaster Park, and what county is it in?
Gardens at Lancaster Park is in St Cloud, Osceola County, FL, ZIP 34771. The community's center is about 8 miles northeast of the center of St Cloud (straight-line).
Is Gardens at Lancaster Park in a flood zone?
No, for the homes we can see: all 12 homes we sampled in Gardens at Lancaster Park sit outside a FEMA Special Flood Hazard Area (Zone X), where a lender does not require flood insurance. Flood zones are drawn parcel by parcel, so check the exact address on FEMA's flood map before you close; the flood section on this page shows the community's mix.
Is Gardens at Lancaster Park a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Gardens at Lancaster Park: the median sale price over the last 12 months was $498K (11 sales), 21% above the St Cloud median of $410K; homes took a median 0 days to go under contract; the assessment roll counts 44 homes, 38% of them homesteaded (owner-occupied); supply is 2.0 months at the current sales pace, which favors sellers. The full numbers, price history and the flood and school sections are above.

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: November 6, 2026)
Community market statsStellar MLS closed sales, 12-month windows ending November 6, 2026
Housing stock & ownershipFlorida DOR assessment roll (street-list match (3 streets, ZIP 34771))
Under-contract sharesStellar MLS records, as of 2026-11-06
Historical depthClosed-sale records back to 2026 (11 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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