Two Rivers
Homes for Sale in Zephyrhills, FL
All 625 homes for sale in Zephyrhills, FL · median $295,000 · Pasco County homes for sale
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-09-20, 450 recorded sales closed at a median of $448,700, $194 per square foot, a median 49 days on market, sellers accepting 97% of original asking (+10% versus the prior year). At the median price and Pasco County's FY2025-26 rate of 16.15 mills, annual property tax runs about $7,250 ($6,600 with the full homestead exemption).
Part of the Two Rivers master-planned community in Zephyrhills, FL — see all Two Rivers homes for sale (7 listings across 27 villages and sections in the MLS).
Part of Two Rivers, Zephyrhills, FL — see all Two Rivers homes for sale (5 listings across 12 sections in the MLS).
| Location | Zephyrhills, Pasco County, FL · ZIP 33539, 33541, 33544, 33545 |
|---|---|
| Homes in the community | 710 (FL DOR 2025 assessment roll) |
| Years built | 1970–2024 (median 2024.0) |
| Typical living area | 2,296 sq ft (median) |
| Sale prices, last 12 months | $448,700 median across 450 closed sales · $194 per sq ft · +9.9% vs the prior 12 months |
| Days on market (closed sales) | 49 median |
| Owner-occupied (homestead) share | 16% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2023 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Two Rivers Ph B key facts,” movewithmomentum.com/neighborhoods/two-rivers-ph-b, data as of September 20, 2026.
Two Rivers right now
🟢 Still climbing. The trailing-12-month median ($449K) is up 9.9% from the prior 12 months ($408K).Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Very High (450 and 382 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 4, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
Nearby homes for sale
No active listings inside Two RiversHomes for Sale in Zephyrhills, FL right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Two Rivers market snapshot (as of September 20, 2026): the median sale price is about $449K ($194 per sq ft over the trailing 12 months of closed sales), and a median 49 days on market for closed sales. The trailing-12-month median is up 10% from the prior 12 months, computed from record-level Stellar MLS closed sales (450 closings in the current window).
In ZIP 33539 (Zephyrhills), 471 homes closed in the last 12 months at a median of $449K ($194/sq ft), up 8.9% year over year, with a median 52 days on market. Right now 26 active and 5 pending listings put supply at about 12.3 months — a buyer's market. See the live ZIP 33539 housing market and the Pasco County market.
County records show 165 qualified sales in Two Rivers across 2024–2025 (87 in 2024, 78 in 2025), median $364,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Two Rivers is a community of 710 homes in Zephyrhills, Pasco County, built between 1970 and 2024 (median 2024.0), with a median living area of about 2,296 square feet. 16% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($449K) IS the median in the snapshot above, and the move from 2025 ($408K) IS the +9.9% one-year change.
Windows contain 0 to 450 sales each (450 in the current window); every figure carries its sample size. Based on Stellar MLS data distributed by MLS GRID for the period 2023 through 2026. Deemed reliable but not guaranteed.
20% of homes for sale in ZIP 33539 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).
Housing distress & ownership in Two Rivers Ph B, Zephyrhills
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
The Two Rivers buying strategy.
If we were buying in Two Rivers today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Two Rivers.
A closer look at the Two Rivers market
At a median of $194 per square foot, Two Rivers prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The trailing-12-month median up 10% year over year. Homes that do trade take a median 49 days on market, useful leverage on any listing that has lingered.
The housing stock is 710 homes built between 1970 and 2024, and 16% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Two Rivers. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Two Rivers buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.9). Basis: Recent Direction +9.9% year-over-year; Owner Commitment 16% owner-occupied; Pricing Power 96.6% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Two Rivers buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Two Rivers sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Two Rivers, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Two Rivers home worth?
Get a no-obligation home value based on real comparable sales in Two Rivers, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Zephyrhills →
Frequently Asked Questions
What is the median home price in Two Rivers?
How long do homes in Two Rivers take to sell?
How many homes are in Two Rivers?
What share of Two Rivers is owner-occupied?
When were the homes in Two Rivers built?
Who is the best real estate agent for Two Rivers?
How do I find a top Zephyrhills real estate agent who knows Two Rivers?
Can Momentum Realty connect me with an agent for Two Rivers?
Where is Two Rivers, and what county is it in?
Is Two Rivers a good place to live?
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (36 streets, ZIP 33539/33541/33544/33545)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2023 (1,181 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how Two Rivers Ph B fits the bigger picture — live prices, inventory, and Momentum Scores:
Schools serving nearby communities
We do not have a confirmed school assignment for Two Rivers. These are the public schools most often assigned to other communities in ZIP 33539 / 33541 / 33544 / 33545; zones change and vary by address, so confirm with the district before you buy.
- Raymond B. Stewart Middle School · Middle · FLDOE grade C (assigned to 5 nearby communities)
- Zephyrhills High School · High · FLDOE grade C (assigned to 5 nearby communities)
- West Zephyrhills Elementary School · Elementary · FLDOE grade C (assigned to 3 nearby communities)
- Chester W. Taylor Jr. Elementary School · K-5, Zephyrhills (per M/I, 2026; verify zoning) (assigned to 2 nearby communities)
- Wesley Chapel High School · High · FLDOE grade A (assigned to 2 nearby communities)
Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).
Nearby Communities
Explore more neighborhoods near Two Rivers with Momentum Realty’s local guides.