Urban Lake Estates 2Nd Add
Homes for Sale in Seminole, FL

Community in Seminole · Pinellas County
137 homesBuilt 1957–2013Median sale $580K
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True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data11 years of closingsFL DOR public recordsUpdated twice daily
Live · Urban Lake Estates 2Nd Add Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$580K
Median sold · 12 mo
$283/sf
Sold $/sqft · 12 mo
peak $283 in 2026
96.0%
Sale vs ask
Pinellas median: 93.3%
Tempo
4days
Median DOM · closed
4 days at the 2026 low
3
Sold · last 12 mo
10-yr average: about 1 a year
Ownership and context
82%
Owner-occupied · Urban Lake Estates 2Nd Add
113 of 137 parcels homesteaded (FL DOR 2025)
18%
Non-owner-occupied · Urban Lake Estates 2Nd Add
incl. 8% trust or LLC-held · 4% out-of-state
0%
Cash buyers · Urban Lake Estates 2Nd Add
0 of 3 sales, 12 mo ending June 2026
137
Homes in the community
137 residential parcels (FL DOR 2025)
Track record · 11 years of records
Est. 1957
Community established
homes built 1957-2013, median 1974 (FL DOR 2025)
0
Failed listings · 2020
peaked at 2 in 2019
2,055sqft
Median sold home size
12-mo windows, closed sales
2.2%/yr
Turnover rate
about 3 of 137 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Urban Lake Estates 2nd Add is a small, established pocket in Seminole with a wide build-year spread — homes date from 1957 to 2013, though the typical house here was built in 1974. That gap matters more than any other single fact: two homes at the same square footage can price very differently depending on whether they've been updated since the 1970s or largely left original. At a median of $580,000 and $283.02 per square foot, condition and renovation history are doing most of the work on price, not lot size or floor plan.

A median of 4 days on market is a strong signal of current demand relative to what's listed — well-priced, well-presented homes here are not sitting. With homestead share at 82.5%, most owners are in these homes as their primary residence rather than holding them as rentals or second properties, which tends to support steadier turnover and fewer distressed or short-term-hold listings. Sellers should expect a fast process if priced to the current market; buyers should expect to move decisively when the right listing appears.

The 60-Second Overview

Urban Lake Estates 2Nd Add market snapshot (as of July 15, 2026): the median sale price is about $580K ($283 per sq ft over the trailing 12 months of closed sales), and a median 4 days on market for closed sales.

Urban Lake Estates 2Nd Add is a community of 137 homes in Seminole, Pinellas County, built between 1957 and 2013 (median 1974), with a median living area of about 2,126 square feet. 82% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).

A 137-home neighborhood in Seminole where the housing stock spans more than five decades of construction, with a median living area of 2,126 square feet and no formal community amenities identified in current MLS data — this is a location and lot-driven market rather than an amenity-driven one.

Best for

  • Buyers prioritizing an established Seminole location over a planned-community amenity package.
  • Buyers prepared to move quickly and decisively given a median 4-day time on market.
  • Buyers comfortable evaluating renovation and update history on individual homes spanning a 1957–2013 build range.

Probably not for

  • Buyers who want a clubhouse, pool, or organized recreational amenities included with their home.
  • Buyers hoping for a uniform, single-era housing stock with predictable, low-variance updating needs.
  • Buyers who need extended time to decide, given how quickly listings here have been moving.

Windows contain 0 to 3 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.

Homes sold per 12-mo window
0123201620182020202220242026
0 to 3 a year; 3 in the current window.

If we were buying in Urban Lake Estates 2Nd Add today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Urban Lake Estates 2Nd Add.

Best Buy
Buyers who want an established Seminole location and are comfortable evaluating condition and update history on a home-by-home basis.
Biggest Risk
The wide build-year range (1957–2013) means condition, not just size, drives price, so comps require care.
Sweet Spot
Homes near the median living area of roughly 2,126 square feet that have been updated since original construction.
Avoid If
You're looking for a community built around shared amenities — none are currently identified here.

Age, condition, and what's actually setting price

With homes built as far back as 1957 and as recently as 2013, Urban Lake Estates 2nd Add doesn't read as a single-era subdivision — it's a blend of original mid-century construction and later infill or rebuilds. The median year built of 1974 puts the typical home past the half-century mark, meaning updates to systems, roofs, and interiors are a real factor buyers should investigate on a house-by-house basis rather than assume are uniform across the community.

No community amenities are listed in current MLS data for this neighborhood, so the appeal here is the individual home and its lot rather than a shared clubhouse, pool, or recreational package. That keeps carrying costs simpler but also means buyers evaluating this community are pricing the house itself — its size, its updates, its land — not a lifestyle package layered on top.

The location and the amenities are priced into every listing in Urban Lake Estates 2Nd Add. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a neighborhood with a five-decade build-year range and a 4-day median time on market, pricing and presentation decisions have to be made fast and correctly the first time — there's little room to test the market and adjust. We track condition-adjusted comparables inside communities like this one so sellers price to what's actually moving and buyers know what they're paying a premium for versus what still needs work.

Urban Lake Estates 2Nd Add in 15 seconds.

Best forBuyers who want an established Seminole location and are comfortable evaluating condition and update history on a home-by-home basis.
Biggest advantageA fast-moving market — a 4-day median days-on-market signals well-priced listings don't linger.
Biggest riskThe wide build-year range (1957–2013) means condition, not just size, drives price, so comps require care.
Sweet spotHomes near the median living area of roughly 2,126 square feet that have been updated since original construction.
Avoid ifYou're looking for a community built around shared amenities — none are currently identified here.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Urban Lake Estates 2Nd Add sales matched to your home.

What is your Urban Lake Estates 2Nd Add home worth?

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Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Urban Lake Estates 2Nd Add?
The median sale price in Urban Lake Estates 2Nd Add was $580K over the 12 months ending July 15, 2026 (3 closed sales, Stellar MLS).
How long do homes in Urban Lake Estates 2Nd Add take to sell?
Homes that closed in the 12 months ending July 15, 2026 took a median 4 days on market (3 sales, Stellar MLS).
How many homes are in Urban Lake Estates 2Nd Add?
The Florida DOR 2025 assessment roll shows 137 homes in Urban Lake Estates 2Nd Add (public records).
What share of Urban Lake Estates 2Nd Add is owner-occupied?
82% of Urban Lake Estates 2Nd Add parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Urban Lake Estates 2Nd Add built?
Homes in Urban Lake Estates 2Nd Add were built between 1957 and 2013, with a median year built of 1974 (FL DOR 2025 roll).
Do cash buyers compete in Urban Lake Estates 2Nd Add?
Cash buyers took 0% of Urban Lake Estates 2Nd Add sales in the 12 months ending June 2026 (0 of 3 closings, Stellar MLS).
Who is the best real estate agent for Urban Lake Estates 2Nd Add?
The best agent for Urban Lake Estates 2Nd Add is one who actively works Seminole and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Urban Lake Estates 2Nd Add.
How do I find a top Seminole real estate agent who knows Urban Lake Estates 2Nd Add?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Urban Lake Estates 2Nd Add and the wider Seminole area.
Can Momentum Realty connect me with an agent for Urban Lake Estates 2Nd Add?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Urban Lake Estates 2Nd Add purchase or sale - no call center and no pressure.
Buyers prioritizing an established Seminole location over a planned-community amenity package.Excellent fit
Buyers prepared to move quickly and decisively given a median 4-day time on market.Excellent fit
Buyers comfortable evaluating renovation and update history on individual homes spanning a 1957–2013 build range.Excellent fit
Buyers who want a clubhouse, pool, or organized recreational amenities included with their home.Probably not
Buyers hoping for a uniform, single-era housing stock with predictable, low-variance updating needs.Probably not
Buyers who need extended time to decide, given how quickly listings here have been moving.Probably not

Data sources & freshness

Community market statsStellar MLS closed sales, 12-month windows ending July 15, 2026
Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (4 streets, ZIP 33776))
Under-contract sharesStellar MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2015 (15 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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