Urban Lake Estates
Homes for Sale in Seminole, FL
All 367 homes for sale in Seminole, FL · median $365,000 · 64 homes for sale in 33776 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
Homes listed or recently sold were built 1973–1979; none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 52 ft). As of October 2026, the MLS records 16 closed sales in Urban Lake Estates 2Nd Add in Seminole, FL since 2015, the most recent in August 2026. Across Seminole as a whole, 625 homes closed in the last 12 months at a median of $396,250, 51 median days on market, with 161 homes for sale today. At that median and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $7,680 ($6,870 with the full homestead exemption).
Urban Lake Estates 2nd Add is a small, established pocket in Seminole with a wide build-year spread — homes date from 1957 to 2013, though the typical house here was built in 1974. That gap matters more than any other single fact: two homes at the same square footage can price very differently depending on whether they've been updated since the 1970s or largely left original. At a median of $580,000 and $283.02 per square foot, condition and renovation history are doing most of the work on price, not lot size or floor plan.
A median of 4 days on market is a strong signal of current demand relative to what's listed — well-priced, well-presented homes here are not sitting. With homestead share at 82.5%, most owners are in these homes as their primary residence rather than holding them as rentals or second properties, which tends to support steadier turnover and fewer distressed or short-term-hold listings. Sellers should expect a fast process if priced to the current market; buyers should expect to move decisively when the right listing appears.
The 60-Second Overview
Urban Lake Estates market snapshot (as of September 12, 2026): the median sale price is about $600K ($292 per sq ft over the trailing 12 months of closed sales), and a median 4 days on market for closed sales.
In ZIP 33776 (Seminole), 239 homes closed in the last 12 months at a median of $451K ($287/sq ft), down 1.6% year over year, with a median 43 days on market. Right now 44 active and 12 pending listings put supply at about 2.8 months — a balanced market. See the live ZIP 33776 housing market and the Pinellas County market.
Stellar MLS sales records identify 58 homes in Urban Lake Estates that have changed hands since 2005, built between 1965 and 1979 (median 1968), with a median living area of about 1,813 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 13 qualified sales in Urban Lake Estates across 2024–2025 (11 in 2024, 2 in 2025), median $580,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
A 137-home neighborhood in Seminole where the housing stock spans more than five decades of construction, with a median living area of 2,126 square feet and no formal community amenities identified in current MLS data — this is a location and lot-driven market rather than an amenity-driven one.
Who Urban Lake Estates is best for.
Best for
- Buyers prioritizing an established Seminole location over a planned-community amenity package.
- Buyers prepared to move quickly and decisively given a median 4-day time on market.
- Buyers comfortable evaluating renovation and update history on individual homes spanning a 1957–2013 build range.
Probably not for
- Buyers who want a clubhouse, pool, or organized recreational amenities included with their home.
- Buyers hoping for a uniform, single-era housing stock with predictable, low-variance updating needs.
- Buyers who need extended time to decide, given how quickly listings here have been moving.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($600K) IS the median in the snapshot above.
Windows contain 0 to 3 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026. Deemed reliable but not guaranteed.
16% of homes for sale in ZIP 33776 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-04).
Urban Lake Estates 2Nd Add Market Scorecard
Urban Lake Estates 2Nd Add is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 33776 ZIP is $508,618, right around the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Urban Lake Estates
Live MLS inventory for Urban Lake Estates. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Urban Lake Estates listings as of 2026-09-19, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2015 through 2026. Tap any home to ask about it.
Every Home for Sale in Urban Lake Estates 2Nd Add Right Now (1)
All 1 active and pending Urban Lake Estates 2Nd Add listings with a detail page, newest first, refreshed twice a day from the MLS.
- 13635 97th Terrace · $649,000 · 3 bd / 2 ba · listed Sep 3, 2026 · listed by Nexthome Gulf Coast
Urban Lake Estates on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Schools
- Pinellas County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Oakhurst Elementary-PN · Elementary
- Seminole Middle-PN · Middle
- Seminole High-PN · High
Zoned schools reflect the assignments reported on recent Urban Lake Estates listings and can change; always confirm with Pinellas County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Urban Lake Estates address.
Shop the zone: Homes zoned for Seminole High-Pn High School
The Urban Lake Estates buying strategy.
If we were buying in Urban Lake Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Urban Lake Estates.
Age, condition, and what's actually setting price
With homes built as far back as 1957 and as recently as 2013, Urban Lake Estates 2nd Add doesn't read as a single-era subdivision — it's a blend of original mid-century construction and later infill or rebuilds. The median year built of 1974 puts the typical home past the half-century mark, meaning updates to systems, roofs, and interiors are a real factor buyers should investigate on a house-by-house basis rather than assume are uniform across the community.
No community amenities are listed in current MLS data for this neighborhood, so the appeal here is the individual home and its lot rather than a shared clubhouse, pool, or recreational package. That keeps carrying costs simpler but also means buyers evaluating this community are pricing the house itself — its size, its updates, its land — not a lifestyle package layered on top.
The location and the amenities are priced into every listing in Urban Lake Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a neighborhood with a five-decade build-year range and a 4-day median time on market, pricing and presentation decisions have to be made fast and correctly the first time — there's little room to test the market and adjust. We track condition-adjusted comparables inside communities like this one so sellers price to what's actually moving and buyers know what they're paying a premium for versus what still needs work.
Urban Lake Estates in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Urban Lake Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Urban Lake Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Urban Lake Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Urban Lake Estates home worth?
Get a no-obligation home value based on real comparable sales in Urban Lake Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Urban Lake Estates?
How long do homes in Urban Lake Estates take to sell?
Who is the best real estate agent for Urban Lake Estates?
How do I find a top Seminole real estate agent who knows Urban Lake Estates?
Can Momentum Realty connect me with an agent for Urban Lake Estates?
Where is Urban Lake Estates, and what county is it in?
Should you buy in Urban Lake Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 19, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2015 (16 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Urban Lake Estates Add fits the bigger picture — live prices, inventory, and Momentum Scores:
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