Urban Lake Estates
Homes for Sale in Seminole, FL
All 401 homes for sale in Seminole, FL · median $369,900 · 72 homes for sale in 33776 · Pinellas County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Stellar MLS
Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $459,900, $305 per square foot, a median 6 days on market, sellers accepting 100% of original asking. Homes listed or recently sold were built 1966–1968; none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 51 ft). At the median price and Pinellas County's FY2025-26 rate of 19.39 mills, annual property tax runs about $8,920 ($8,100 with the full homestead exemption).
Price here is driven by condition and lot far more than by any single template. This is an older pocket, with a median build year of 1972 and homes going back to 1948, so what you pay tracks closely to whether a house has been updated or is still original. The median sits at $468,000, but treat that as a midpoint of a wide spread, not a sticker price — two homes of similar size can land far apart depending on renovation work.
The market posture is fast. A median of 6 days on market means well-priced, move-in-ready homes are transacting quickly, and buyers should come pre-approved and ready to decide. For sellers, that speed rewards correct pricing and presentation out of the gate; the same velocity punishes an aspirational list price, because buyers here have comparables and are not waiting around.
Figures in this note are as of July 14, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside Urban Lake Estates right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Urban Lake Estates market snapshot (as of September 20, 2026): the median sale price is about $460K ($305 per sq ft over the trailing 12 months of closed sales), and a median 6 days on market for closed sales.
In ZIP 33776 (Seminole), 239 homes closed in the last 12 months at a median of $451K ($287/sq ft), down 1.6% year over year, with a median 43 days on market. Right now 44 active and 12 pending listings put supply at about 2.8 months — a balanced market. See the live ZIP 33776 housing market and the Pinellas County market.
County records show 16 qualified sales in Urban Lake Estates across 2024–2025 (13 in 2024, 3 in 2025), median $585,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Urban Lake Estates is a community of 210 homes in Seminole, Pinellas County, built between 1948 and 2018 (median 1972.0), with a median living area of about 2,044 square feet. 84% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Urban Lake Estates is a compact, established Seminole community of roughly 210 homes in Pinellas County, spanning mid-century builds through 2018, with a high homestead share that signals a largely owner-occupied stock rather than a rental-heavy block.
The setting & the homes.
Aerial and on-site photos of Urban Lake Estates. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Urban Lake Estates
Urban Lake Estates
Urban Lake EstatesPhotos from Stellar MLS listings in Urban Lake Estates; content deemed reliable but not guaranteed.
Who Urban Lake Estates is best for.
Best for
- Buyers pre-approved and ready to act inside a 6-day market
- Renovation-minded buyers comfortable taking on an original mid-century home
- Long-hold owners wanting an established, largely owner-occupied pocket
Probably not for
- Shoppers who need a large menu of listings to compare at once
- Buyers wanting new-construction uniformity and turnkey finishes across the board
- Anyone unwilling to underwrite an older home's roof, HVAC, and systems
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($460K) IS the median in the snapshot above.
Windows contain 0 to 3 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026. Deemed reliable but not guaranteed.
18% of homes for sale in ZIP 33776 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-17).
Urban Lake Estates Market Scorecard
Urban Lake Estates is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Urban Lake Estates on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
The Urban Lake Estates buying strategy.
If we were buying in Urban Lake Estates today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Urban Lake Estates.
An older stock that trades on condition
With a median build year of 1972 and a range from 1948 to 2018, this is not a single-era subdivision. You will find original mid-century homes alongside later infill and heavily reworked properties. At a median of about 2,044 square feet and roughly $315 per square foot, the pricing reflects size and finish rather than a uniform product, so the real work for a buyer is reading each home's updates, systems, and lot on its own terms.
The homestead share sits near 84 percent, which points to a stable, owner-occupied character and relatively low turnover for its size. Combined with only 210 homes, inventory is thin by nature. When a well-prepared listing appears, it moves — the 6-day median is the evidence — so waiting for the perfect house often means acting decisively when it finally lists.
The location and the amenities are priced into every listing in Urban Lake Estates. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a small, condition-driven market that turns over in days, the edge is knowing what a specific home's finishes and systems are actually worth against a $468,000 median. We help buyers move fast without overpaying on an original home dressed up as a renovated one, and we help sellers price to the velocity the data shows instead of guessing high and stalling.
Urban Lake Estates in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Urban Lake Estates buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Urban Lake Estates sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Urban Lake Estates, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Urban Lake Estates home worth?
Get a no-obligation home value based on real comparable sales in Urban Lake Estates, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Seminole →
Recently off market in Urban Lake Estates
Homes in Urban Lake Estates that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 9956 136Th Street · off market
Last 30 days in Urban Lake Estates: 1 new listing (median asking $699,900). As of October 17, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
| Location | Seminole, Pinellas County, FL · ZIP 33776 |
|---|---|
| Homes in the community | 210 (FL DOR 2025 assessment roll) |
| Years built | 1948–2018 (median 1972.0) |
| Typical living area | 2,044 sq ft (median) |
| Sale prices, last 12 months | $459,900 median across 3 closed sales · $305 per sq ft |
| Days on market (closed sales) | 6 median |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 84% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2005 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Urban Lake Estates key facts,” movewithmomentum.com/neighborhoods/urban-lake-estates, data as of September 20, 2026.
Housing distress & ownership in Urban Lake Estates, Seminole
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
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Seminole guides & data
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Florida buyer guides
- Florida home insurance rates by county
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- Florida property tax calculator
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- The 4-point inspection, explained
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- 100Th Avenue (6 homes on record)
Email me new listings in Urban Lake Estates
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Urban Lake Estates
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Urban Lake Estates will answer, and the answer is published on this page for the next buyer.
Recent Developments in Urban Lake Estates
Development, infrastructure, retail, and school activity affecting Urban Lake Estates, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Development
ClearView apartments complete at $1 billion Echelon City Center in St. Petersburg
The 363-unit ClearView community, with ground-floor retail, is complete within the Echelon City Center development by Third Lake Partners and Echelon. A 3rd & 3rd residential high-rise with ground-floor retail is expected to open in the first quarter of 2027.
What it may mean for the marketNew downtown apartments and walkable retail add rental inventory and amenities in central St. Petersburg. The site is about 5 miles southwest of Urban Lake Estates.
Source: Tampa Bay Business and Wealth - August 2026Infrastructure
Four firms vie to build Tampa International Airport's $150 million control tower
TPA narrowed the field to four builders for a new blast-resistant air traffic control tower on about 2 acres northwest of the main terminal. The budget is about $150 million, with board selection expected Oct. 1 and substantial completion targeted for March 2029.
What it may mean for the marketAirport capital spending supports construction employment and long-term air service capacity for the region. The site is about 11 miles north of Urban Lake Estates.
Source: Tampa Bay Business and Wealth - August 2026Parks & Amenities
Tampa advances $1.999 million design contract for Picnic Island coastal restoration
Tampa selected HDR Engineering to design a nature-based shoreline plan including living breakwaters, a living shoreline and reinforced dunes. The contract covers design and permitting only, over 458 days, funded by a state resiliency grant. Construction is not yet funded or scheduled.
What it may mean for the marketShoreline work aims to reduce flood and erosion exposure for Port Tampa City and add park and trail amenities. The site is about 3 miles northeast of Urban Lake Estates.
Source: Tampa Bay Business and Wealth - July 2026Infrastructure
St. Pete approves temporary downtown dock for Tampa Bay ferry
The St. Petersburg City Council approved a temporary ferry dock on Bayshore Boulevard near the Vinoy in downtown St. Petersburg under a three-year contract costing about 324,200 dollars. Hubbard's Marina will operate cross bay service between downtown St. Petersburg and the Tampa Convention Center, with two vessels running year round. Service is expected to begin in October or November.
What it may mean for the marketEstablishes a temporary downtown dock and cross bay ferry connection, adding a new transit option and waterfront infrastructure serving the downtown St. Petersburg market. The project is about 4 miles southwest of Urban Lake Estates, elsewhere in Pinellas County.
Source: FOX 13 Tampa Bay - July 2026Development
St. Pete advances housing plan for nine vacant city lots
The St. Petersburg City Council unanimously approved a first reading of an ordinance to place a measure on the November 3 ballot that would remove nine vacant city lots in Methodist Town from the city's Charter Park and Waterfront Map. The change would allow up to 41 units of affordable or workforce housing, with four lots planned for single family homes and five larger parcels for multifamily housing. The lots have held park designations since 1984 but have remained vacant.
What it may mean for the marketAdvances a plan to convert nine vacant city lots into new single family and multifamily housing, adding to local housing inventory. Placing the parcels on the ballot could open long dormant land for residential construction. The project is about 5 miles southwest of Urban Lake Estates, elsewhere in Pinellas County.
Source: St Pete Catalyst - July 2026Development
Blake-Related team selected to redevelop 86-acre Historic Gas Plant District
St. Petersburg selected a bid led by Blake Investment Partners, with the Related Group as co-developer, to redevelop the 86-acre Historic Gas Plant District at the Tropicana Field site. The roughly 8.1 billion dollar mixed use plan calls for more than 3,600 income-restricted residential units, a 13-acre central park, and office, retail, hotel and civic space over an estimated 20-year buildout. The developers plan to purchase about 58 acres while the city retains roughly one third.
What it may mean for the marketAdds a large mixed use district with thousands of new residential units, a central park, and office, retail, hotel and civic space to the downtown St. Petersburg market. Redevelopment of the Tropicana Field site reshapes the surrounding property landscape and expands housing supply. The project is about 6 miles southwest of Urban Lake Estates, elsewhere in Pinellas County.
Source: Florida YIMBY
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
Frequently Asked Questions
What is the median home price in Urban Lake Estates?
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How many homes are in Urban Lake Estates?
What share of Urban Lake Estates is owner-occupied?
When were the homes in Urban Lake Estates built?
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Where is Urban Lake Estates, and what county is it in?
Should you buy in Urban Lake Estates?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 14, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 33776)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2005 (15 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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