Virginia Terrace
Homes for Sale in Tampa, FL
All 3,764 homes for sale in Tampa, FL · median $435,000 · 153 homes for sale in 33609 · Hillsborough County homes for sale
True comps, carrying-cost math, and listings before the portals.
Over the 12 months ending 2026-09-20, 9 recorded sales closed at a median of $1,600,000, $502 per square foot, a median 17 days on market, sellers accepting 94% of original asking (-33% versus the prior year). Homes listed or recently sold were built 1936 - 2026 with 2 new construction; none of the 10 geocoded homes sit in a FEMA special flood hazard zone (median elevation 14 ft). At the median price and Hillsborough County's FY2025-26 rate of 15.73 mills, annual property tax runs about $25,160 ($24,540 with the full homestead exemption).
Last 30 days in Virginia Terrace: 2 closed sales (median $2,037,798). As of October 24, 2026, Listings courtesy of Stellar MLS as distributed by MLS GRID.
Virginia Terrace right now
🔴 Off the recent peak. The trailing-12-month median ($1.60M) is down 32.9% from the prior 12 months ($2.39M). With about 3 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Low (9 and 3 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 24, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Virginia Terrace market snapshot (as of September 20, 2026): the median sale price is about $1.60M ($502 per sq ft over the trailing 12 months of closed sales), and a median 17 days on market for closed sales. The trailing-12-month median is down 33% from the prior 12 months, computed from record-level Stellar MLS closed sales (9 closings in the current window).
In ZIP 33609 (Tampa), 427 homes closed in the last 12 months at a median of $667K ($369/sq ft), up 11.3% year over year, with a median 39 days on market. Right now 60 active and 18 pending listings put supply at about 4.4 months - a balanced market. See the live ZIP 33609 housing market and the Hillsborough County market.
County records show 20 qualified sales in Virginia Terrace across 2024 - 2025 (12 in 2024, 8 in 2025), median $1.57M - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Virginia Terrace is a community of 369 homes in Tampa, Hillsborough County, built between 1920 and 2024 (median 2001), with a median living area of about 2,861 square feet. 84% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Virginia Terrace. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Virginia TerracePhotos from Stellar MLS listings in Virginia Terrace; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($1.60M) IS the median in the snapshot above, and the move from 2025 ($2.39M) IS the -32.9% one-year change.
Windows contain 0 to 19 sales each (9 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Hillsborough County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Hillsborough County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
23% of homes for sale in ZIP 33609 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).
Virginia Terrace Market Scorecard
Virginia Terrace is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Virginia Terrace on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Schools
- Hillsborough County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Hillsborough County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent Virginia Terrace listings and can change; always confirm with Hillsborough County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Virginia Terrace address.
Shop the zone: Homes zoned for Plant-Hb High School
Recent Developments in Virginia Terrace
Development, infrastructure, retail, and school activity affecting Virginia Terrace, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- August 2026Development
AECOM Hunt selected as construction manager for proposed $2.3 billion Rays ballpark in Tampa
AECOM Hunt joined the design team led by Populous for the proposed ballpark on a site that includes Hillsborough College property. The stadium would have at least 28,000 fixed seats, with a construction start targeted for September 2026 and completion by late 2028. Tampa's public contribution is up to $80 million and financing is not finalized.
What it may mean for the marketA large ballpark and surrounding mixed-use district would add construction jobs, event traffic and retail demand on the Dale Mabry corridor. The site is about 8 miles southwest of Virginia Terrace.
Source: Tampa Bay Business and Wealth - August 2026Infrastructure
Four firms vie to build Tampa International Airport's $150 million control tower
TPA narrowed the field to four builders for a new blast-resistant air traffic control tower on about 2 acres northwest of the main terminal. The budget is about $150 million, with board selection expected Oct. 1 and substantial completion targeted for March 2029.
What it may mean for the marketAirport capital spending supports construction employment and long-term air service capacity for the region. The site is about 10 miles southwest of Virginia Terrace.
Source: Tampa Bay Business and Wealth - August 2026Development
ONE Tampa condo tower tops out at 42 stories with nearly 70% of units sold
Kolter Urban's 42-story tower at North Ashley Drive and East Twiggs Street has 225 residences and is capped at 649 feet by aviation limits. Closings are expected to begin in the third quarter of 2027. About 5,000 square feet of ground-floor restaurant space is planned.
What it may mean for the marketNew downtown condo inventory and ground-floor dining add housing choices and walkable amenities near Curtis Hixon Waterfront Park. The project is about 7 miles southwest of Virginia Terrace, elsewhere in Hillsborough County.
Source: Tampa Bay Business and Wealth - July 2026Development
33-story tower planned for Water Street Tampa expansion
Strategic Property Partners plans a 33-story mixed use tower at Water Street and Cumberland Avenue in downtown Tampa on a 1.9-acre site. The building would hold 452 residential units ranging from studios to three bedrooms plus about 37,000 square feet of retail and 645 parking spaces. Construction is scheduled to begin in spring 2027 with completion targeted for 2029.
What it may mean for the marketAdds a 33 story tower with 452 residential units and ground floor retail to the downtown Tampa market, continuing the buildout of the Water Street district and expanding high rise housing supply. The project is about 8 miles southwest of Virginia Terrace, elsewhere in Hillsborough County.
Source: Florida YIMBY - July 2026Development
Mercy Oaks II affordable apartments open on North Florida Avenue
Catholic Charities, with the City of Tampa and Hillsborough County, completed Mercy Oaks II, a 17-unit affordable apartment building on North Florida Avenue in East Tampa built on the site of a former strip mall. The project includes 15 one-bedroom and two two-bedroom units, with seven units serving households up to 80 percent of area median income and ten up to 50 percent. It was supported by 1.25 million dollars in state SHIP funds from the city and sits next to the 20-unit Mercy Oaks I completed in 2022.
What it may mean for the marketAdds 17 income restricted apartments on a former strip mall site, expanding the affordable rental supply and converting vacant commercial land to housing. The project is about 4 miles west of Virginia Terrace, elsewhere in Hillsborough County.
Source: City of Tampa - July 2026Builder Activity
First 3D-printed affordable home nears completion in East Tampa
The nonprofit Corporation to Develop Communities of Tampa is completing Tampa's first 3D-printed affordable home on Lurline Circle in East Tampa, using a gantry-style printer that layers concrete for the walls. The house is expected to be finished within weeks and listed for sale in about two months, with down payment assistance and first time homebuyer programs available. The effort is part of a broader CDC initiative that includes more than 90 multifamily units in East Tampa.
What it may mean for the marketIntroduces 3D concrete printing construction to the local for sale housing market, with a new single family home and additional multifamily units planned. The method signals a new building technique entering the area home supply. The project is about 4 miles south of Virginia Terrace, elsewhere in Hillsborough County.
Source: Bay News 9
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Virginia Terrace buying strategy.
If we were buying in Virginia Terrace today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Virginia Terrace.
A closer look at the Virginia Terrace market
At a median of $502 per square foot, Virginia Terrace prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The trailing-12-month median down 33% year over year. Homes that do trade take a median 17 days on market, useful leverage on any listing that has lingered.
The housing stock is 369 homes built between 1920 and 2024, and 84% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Virginia Terrace. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Virginia Terrace buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (4.8). Basis: Recent Direction -32.9% year-over-year; Owner Commitment 84% owner-occupied; Pricing Power 94.1% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Virginia Terrace buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Virginia Terrace sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Virginia Terrace, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Virginia Terrace home worth?
Get a no-obligation home value based on real comparable sales in Virginia Terrace, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Virginia Terrace
Homes in Virginia Terrace that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.
- 3820 W San Luis Street · off market
- 3907 W Vasconia Street · off market
| Location | Tampa, Hillsborough County, FL · ZIP 33609, 33629 |
|---|---|
| Homes in the community | 369 (FL DOR 2025 assessment roll) |
| Years built | 1920–2024 (median 2001) |
| Typical living area | 2,861 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Security System |
| Sale prices, last 12 months | $1,600,000 median across 9 closed sales · $502 per sq ft · -32.9% vs the prior 12 months |
| Days on market (closed sales) | 17 median |
| For sale right now | 0 active, 2 pending |
| Owner-occupied (homestead) share | 84% |
| Zoned public schools | Hillsborough County Public Schools (verify by address); Confirm zoned elementary, middle, and high; Magnet and choice options may apply |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2004 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Virginia Terrace key facts,” movewithmomentum.com/neighborhoods/virginia-terrace, data as of September 20, 2026.
Housing distress & ownership in Virginia Terrace, Tampa
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
Recently sold in Virginia Terrace
- 3907 W Vasconia Street · sold $2,475,597
- 3820 W San Luis Street · sold $1,600,000
- 3907 W Vasconia Street · sold $750,000
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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Tampa guides & data
- Market data
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- Flood zones
- Property taxes (Hillsborough County)
- Homestead exemption (Hillsborough County)
- Home insurance cost
Florida buyer guides
- Florida home insurance rates by county
- Florida property tax by county
- Florida property tax calculator
- What flood zone X means
- The 4-point inspection, explained
- Florida flood insurance calculator
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Email me new listings in Virginia Terrace
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Virginia Terrace
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Virginia Terrace will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
What is the median home price in Virginia Terrace?
How long do homes in Virginia Terrace take to sell?
How many homes are in Virginia Terrace?
What share of Virginia Terrace is owner-occupied?
When were the homes in Virginia Terrace built?
What schools serve Virginia Terrace?
Who is the best real estate agent for Virginia Terrace?
How do I find a top Tampa real estate agent who knows Virginia Terrace?
Can Momentum Realty connect me with an agent for Virginia Terrace?
Where is Virginia Terrace, and what county is it in?
Is Virginia Terrace a good place to live?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 19, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 33609/33629)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2004 (71 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how Virginia Terrace fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Virginia Terrace
- Home values · What homes in Virginia Terrace actually sell for
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