Wall Street Lofts in Daytona Beach

Wall Street Lofts

Established 1988 · Intracoastal West · ZIP 32224

A downtown loft conversion a block off Beach Street and the Riverfront Esplanade, polished-concrete live-work condos in the heart of Daytona's reviving core.

Downtown loftsWalk to Beach StreetThree month minimum rental
Live Market Pulse
53/100
Momentum
Buyer-Leaning Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
Free · No obligation
Unlock Off-Market Wall Street Lofts

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive DBAAR data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulseDBAAR
$212K
Median Price
0mo
Supply
57days
Avg DOM
Soft
Seller Leverage
$188/sf
Median $/Sqft
-6%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Wall Street Lofts is downtown Daytona Beach's true loft building, a 2006 mixed-use conversion a block off Beach Street and the new Riverfront Esplanade, where the residences sit above ground-floor offices and shops with polished concrete, exposed ductwork, and a rooftop terrace. The read is urban-and-walkable: a rare downtown loft product in a core that is finally reinvesting, with a three month minimum lease that keeps it residential. The trade is a small building with modest amenities and a downtown flood and school picture, so the homework is the association budget, the exact fee, and the flood zone rather than a view premium."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Wall Street Lofts is a mixed-use loft condominium at 208 Wall Street in downtown Daytona Beach, Volusia County (ZIP 32114), built in 2006 by developer Jack White, at the corner of Magnolia Avenue and Wall Street one block west of Beach Street (daytona-condos.com and Zillow, 2026). The three-story building has commercial offices and shops on the ground floor and about 18 residential loft condos on the second and third floors; some sources count 22 total units including the commercial space.

This is a mainland, downtown building, not beachside or directly riverfront. It sits one block from the Halifax River and the Riverfront Esplanade and a short walk from Beach Street's shops, restaurants, and City Island, with the Atlantic a short drive east over the bridge (daytona-condos.com and Walk Score, 2026). The setting is genuinely walkable, with a reported Walk Score around 78.

The units are true lofts, with polished concrete floors, exposed ductwork and brick, high ceilings, and large windows, in roughly the 975 to 1,170 square foot range for the one-bedroom plans (Zillow and daytona-condos.com, 2026). The minimum lease is three months, so it is a residential building rather than a nightly short-term rental. Reported monthly dues run in the area of $186 to $306 depending on the unit and source; confirm the current figure with the association.

Amenities are urban and modest: a rooftop terrace with a covered lounge, fire pit, bar, and grill and panoramic downtown views, an elevator, secured building access, and a gated covered parking garage with one assigned space per unit, plus in-unit laundry; there is no pool or gym, and a limited pet policy applies (daytona-condos.com, 2026). Pricing is accessible, with recent one-bedroom sales generally in the $210,000 to $225,000 range (Redfin and Zillow, 2021 to 2025).

Best for

  • Buyers who want a genuine downtown loft within a walk of Beach Street and the Riverfront Esplanade
  • Urban-minded owner-occupants and long-term-lease investors who value walkability over amenities
  • Buyers drawn to live-work character and the reviving downtown core

Probably not for

  • Buyers who want a pool, gym, or large amenity set
  • Anyone who wants a beachside or directly waterfront unit
  • Buyers unwilling to verify the downtown flood zone and the association budget

How Wall Street Lofts is performing right now

53/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
65Median days on marketdays
1 : 0Under contract vs for salestrong demand
2Sold in last 12 monthsliquidity
+127%Median price since 2012appreciation
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from DBAAR, as of June 10, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Wall Street Lofts listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Wall Street Lofts buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Wall Street Lofts

Live MLS inventory for Wall Street Lofts. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

No homes are actively for sale in Wall Street Lofts right now, so its recent closed sales are shown, as of 2026-06-10, priced high to low. © 2026 Daytona Beach Area Association of REALTORS®, Inc.. Tap any home to ask about it.

Listing locations from DBAAR; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Beach Street and Riverfront Esplanade~2 min walk · one block east
Halifax River / City Island~2 to 5 min walk · downtown waterfront
Atlantic Ocean beach~5 to 8 min · east over the bridge
Daytona International Speedway~7 to 10 min · west via ISB
Daytona Beach International Airport (DAB)~11 min · about 5 miles
Interstate 95~10 to 12 min · west via ISB
Orlando~60 to 70 min · about 60 miles southwest

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Wall Street Lofts with Momentum Realty’s local guides.

Riverplace One HundredDaytona Beach · 0.7 miMarina Grande on the HalifaxHolly Hill · 1.9 miBDBayshore Bath and Tennis ClubDaytona Beach · 2.0 miIndigo LakesDaytona Beach · 3.1 miGDGeorgetowneDaytona Beach · 3.3 miHalifax LandingSouth Daytona · 3.5 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Wall Street Lofts (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Volusia County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Wall Street Lofts is served by Volusia County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Wall Street Lofts address.

The takeaway

What is actually moving around Wall Street Lofts, sourced and dated. We do not publish rumor.

Recent Developments in Wall Street Lofts

Our read on what is being built around Wall Street Lofts, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe defining story is the multi-year transformation of the downtown Daytona waterfront, with the Riverfront Esplanade open and a major new riverfront apartment project under construction a block away.

Riverfront Esplanade open

BullishThe 22.5 acre Riverfront Esplanade linear park along the Halifax River, a block east, is complete and anchors the downtown's revival. impact
SignificanceRadius: Downtown / Beach Street

Riverfront Esplanade open

400 Beach riverfront apartments

BullishA new multi-story, roughly 294 unit riverfront apartment project on Beach Street is adding downtown density and activity steps away. impact
SignificanceRadius: Beach Street

400 Beach riverfront apartments

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Wall Street Lofts, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2024
    Development

    400 Beach apartments break ground downtown

    In 2024, construction began on 400 Beach, a multi-story, roughly 294 unit apartment complex along the Riverfront Esplanade on Beach Street, with units expected in 2026. Why it matters: New downtown housing and activity a block away strengthen the walkable core around Wall Street Lofts. Source

  2. 2025
    Public space

    Riverfront Esplanade and Beach Street reinvestment

    The City of Daytona Beach completed the Riverfront Esplanade and continued Community Redevelopment Agency investment in the Beach Street corridor through 2024 and 2025. Why it matters: Sustained public investment in the downtown waterfront is a durable positive for downtown residential. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

If we were buying in Wall Street Lofts, this is the order of operations we would run, and the one we run for our clients.

1

Read the association budget and reserves. In a small mixed-use building, the budget, reserve funding, and the split of costs between residential and commercial owners matter; ask for them before you offer.

2

Confirm the exact dues. Reported dues run about $186 to $306; get the current figure and what it covers for the specific unit from the association.

3

Pull the FEMA flood zone for the parcel. The building is a block from the Halifax River downtown; confirm the zone at msc.fema.gov and get an insurance quote.

4

Confirm the residential versus commercial structure. Understand how the mixed-use building governs and bills, and the parking assignment for the specific unit.

5

Comp within downtown. Price off recent Wall Street Lofts sales and comparable downtown and riverfront condos, since true downtown lofts are a niche product.

Best Buy
A well-kept loft with a clean reserve picture and a confirmed parking space, priced off recent Wall Street Lofts and downtown comps.
Biggest Risk
A small mixed-use building with modest amenities; the budget and the downtown flood zone are the variables.
Best Lot
There is no lot or view premium; the loft finishes, the floor, and the parking drive the spread.
Smart Timing
Downtown loft inventory is thin and trades occasionally; a prepared buyer who moves when one lists has the advantage (Redfin and Zillow data, 2026).
The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

The Homes

Gating

Dual-gated, with attended North and South entrances.

Styles & age

Traditional, ranch, and contemporary single-family, built 1987-2000.

Lots & sizes

Golf, lake, preserve, and interior lots (~0.25-0.5+ acres); homes ~2,400-4,000 sq ft.

Builder

Arvida (with JMB Partners).

Costs & Governance

CDD

None. No Community Development District bond on the tax bill.

POA dues

Quarterly POA dues (separate from the club) vary by lot size and include Hotwire internet and cable TV. Confirm the current amount.

Amenities & Lifestyle

Golf

18-hole course and a 26,000 sq ft member-owned clubhouse (membership optional).

Pool & fitness

Heated club pool, a fitness center, and ten lighted clay tennis courts.

Kids

In-community Woodland Park with a playground, basketball court, and sports field.

Getting around

Sidewalks on some roads; a golf-cart-friendly community.

Location & Nearby

Setting

Intracoastal West Jacksonville, ZIP 32224, off Hunt Club Road.

Nearby

Under 15 minutes to the beaches, St. Johns Town Center, and Mayo Clinic; UNF about 8 minutes.

Schools

Duval County: Chets Creek, Kernan Middle, Atlantic Coast (ratings below).

Homes & Architecture

Wall Street Lofts homes were built largely between 1987 and 2000 in traditional, ranch, and contemporary styles, on a mix of golf frontage, lakefront, preserve, and interior lots. Because the community is built out, you are buying into a spectrum that runs from original 1990s condition to fully renovated, and the price gap between the two is enormous. A dated home and a beautifully renovated one a few doors apart can differ by hundreds of thousands of dollars, which is exactly where buyers overpay or find value.

This makes Wall Street Lofts a renovation market as much as a resale market. Many of the best buys are homes in great locations that need updating, where an honest budget for roof, HVAC, pool, and modernization turns a dated house into a strong long-term hold. The risk is underestimating that budget, which is why reading the renovation math is the core skill here.

More on Living in Wall Street Lofts

The depth without the wall of text. Open what matters to you.

Location and commute
Wall Street Lofts's Intracoastal West position is a big part of its appeal. It is about four miles from the Atlantic beaches, roughly a 10 to 15 minute drive, and about ten minutes from the St. Johns Town Center for shopping and dining. The UNF and Mayo Clinic corridor is close, and Downtown and the Southside job centers are an easy reach via Beach and JT Butler boulevards.
Traffic reality
The community itself is quiet and gated, but the surrounding Hodges, Beach, and JT Butler boulevard corridors are busy and commercial, and continue to develop. That is the trade-off for the central, convenient location, with everyday shopping and dining minutes away. Test-drive your real commute at your real departure time.
Shopping and dining
The St. Johns Town Center, one of the region's largest shopping and dining destinations, is about ten minutes away, and the Beach Boulevard and Hodges corridors cover everyday needs. The beaches at Atlantic, Neptune, and Ponte Vedra are a short drive east for dining and recreation.
Insurance and flood
As an Intracoastal West community a few miles inland with 26 community lakes, flood exposure varies lot by lot, so pull the exact FEMA flood zone for a specific address rather than assuming. On the homeowners side, roof age is the biggest swing on a 1990s home, so a recently re-roofed house is far easier and cheaper to insure. Always get a real insurance quote on the specific home.
Wall Street Lofts Buyer Due Diligence

Before you write an offer on any Wall Street Lofts home, run this list. Missing any one of these is how buyers overpay or inherit a problem.

Property Systems

  • Roof and HVAC age, and the resulting insurance quote
  • Pool equipment age and condition
  • An honest renovation budget for roof, HVAC, pool, and updates

Financial

  • POA dues and inclusions (Hotwire internet and cable, access control) in writing
  • The club decision and the true cost of the membership you would use
  • Total carrying cost: HOA, optional club, insurance, near-term repairs

Resale Strength

  • Lot quality and view, and whether the premium is fair
  • Golf, lake, or preserve frontage versus an interior lot
  • The interior-lot warning: where buyers overpay

Verification

  • Flood zone for the specific parcel, given the community lakes
  • School zoning by address, confirmed with the district
  • True closed comps by condition and lot, not a Zestimate

Questions we ask on a specific home

The questions a local who knows Wall Street Lofts asks are different from the ones a portal answers. On any specific home, we want to know:

  • Homes along the fairways at Wall Street Lofts

    How old are the roof, HVAC, and pool equipment, and what does that do to the insurance quote?

  • Clubhouse entrance at Wall Street Lofts

    What is the honest renovation budget to bring this home current?

  • Lakes and amenities at Wall Street Lofts

    What does the view back to: golf, lake, preserve, or another home?

  • Clubhouse at Wall Street Lofts

    What exactly do the POA dues include (Hotwire internet and cable, access control), and what would the club cost at the tier we would use?

  • Gated entrance at Wall Street Lofts

    Is this one of the stronger resale lots, or a base lot priced like a premium one?

  • Aerial of Wall Street Lofts

    How does this home compare to the closest active and sold listings in Glen Kernan?

Jon Brooks · Co-Founder, Momentum Realty

Wall Street Lofts is a condition game. The gates, the course, and the location are priced into every listing, so the money is made or lost on the renovation math, the lot and view, and the club decision. A dated interior home and a renovated golf-frontage home are completely different buys at very different true costs, even when the list prices look close. The listing agent works for the seller. Our job is to read the renovation honestly, verify the POA inclusions and the full carrying costs, pull the true comparable sales, and structure an offer that protects you.

Our advice to Wall Street Lofts buyers is to cross-shop it against Glen Kernan and Deerwood on location, lot, and total cost of ownership, and to move decisively on the right golf or lakefront home, since the best views still sell fast. With no CDD and an optional, affordable club, Wall Street Lofts is one of the strongest values among Jacksonville's gated golf communities for the buyer who reads it right.

Wall Street Lofts vs. Comparable Communities

How Wall Street Lofts cross-shops against the communities buyers most often weigh against it, on the factors that actually decide the buy.

CommunityEntryNo CDD?ClubTo BeachBest ForThe Watch-Out
Jacksonville G&CC$$YesMember-owned, optional~15 minGated golf without Ponte Vedra pricing1990s resale condition
Glen Kernan$$$$YesMember-owned~15 minAll-custom estate buyersHigher entry, thin market
Deerwood$$$YesPrivate country club~25 minEstablished prestige, larger lotsOlder stock, farther from beach
Queens Harbour$$$YesYacht & country club~15 minBoating & Intracoastal accessMarina/club fees, higher entry
Pablo Creek Reserve$$$$YesLuxury enclave (no on-site club)~10 minNewer custom luxuryTop-of-market pricing
Nocatee$$NoMaster-planned amenities~20-25 minNew construction & amenitiesFull CDD, longer drive
Sawgrass Country Club$$$YesResort golf & tennis~10 minPonte Vedra resort lifestyleHigher priced

Cross-shop read from Momentum. Entry tiers ($$ from the high $600s, $$$ around $1M+, $$$$ estate-level), club style, and drive times are approximate orientation, not quotes. Confirm CDD status, fees, and current pricing per community and parcel.

Who Wall Street Lofts Fits Best

We would rather tell you the truth than sell you the wrong house. Here is who Wall Street Lofts fits, and who should look elsewhere. It is a property question, not a personal one.

Great fit if you want

  • A gated, established golf community in a central, convenient location.
  • An optional, relatively affordable member-owned club.
  • No CDD and a strong resale story on the right lot.
  • Renovation upside on a well-located 1990s home.
  • Minutes to the Town Center, beaches, UNF, and Mayo Clinic.

Probably not ideal if you want

  • A brand-new build with the latest finishes and a builder warranty.
  • The lowest possible entry price; this is a seven-figure market on average.
  • A turnkey home with zero renovation, with no premium to pay for it.
  • No HOA structure and none of the rules that come with a gated community.
  • Estate-size acreage; lots here are master-planned, not sprawling.

The honest trade-offs

Pros

  • Gated, established golf community in a central Intracoastal West location.
  • 18-hole course and a member-owned club with optional, relatively affordable dues.
  • NO CDD, a real carrying-cost edge over newer master plans.
  • Minutes from the St. Johns Town Center, beaches, UNF, and Mayo Clinic.
  • Dual attended gates and 26 lakes give it a mature, private character.
  • Renovation upside on well-located 1990s homes.

Cons

  • A seven-figure market on average; not an entry-level community.
  • All-resale 1990s housing stock that often needs updating.
  • HOA dues plus optional club costs to budget separately.
  • The best golf and lakefront lots command premiums and sell fast.
  • Busy surrounding Hodges, Beach, and JT Butler corridors.
  • No new construction; every purchase is a resale.
The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Entry: standard one-bedroom loft
$200K to $200K

The core product: a one-bedroom loft roughly 975 to 1,170 square feet. Recent sales have run in the $210,000 to $225,000 range (Redfin and Zillow, 2021 to 2025). Verify the dues and reserve picture before you write.

Lowest entry
Mid: updated or two-bedroom loft
$200K to $225K

An updated loft or a larger two-bedroom layout where available, commanding a premium over a standard one-bedroom for the finishes and space (Zillow listing data, 2026). Price off the closest comparable loft.

Most inventory
High: best-positioned top-floor loft
$225K to $225K

A top-floor or best-positioned loft with the strongest light and downtown outlook, at the top of the building's range (Zillow estimates, 2026). Confirm the dues and parking for the specific unit.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

$200K to $200K
Entry: standard one-bedroom loft
The core product: a one-bedroom loft roughly 975 to 1,170 square feet. Recent sales have run in the $210,000 to $225,000 range (Redfin and Zillow, 2021 to 2025). Verify the dues and reserve picture before you write.
$200K to $225K
Mid: updated or two-bedroom loft
An updated loft or a larger two-bedroom layout where available, commanding a premium over a standard one-bedroom for the finishes and space (Zillow listing data, 2026). Price off the closest comparable loft.
$225K to $225K
High: best-positioned top-floor loft
A top-floor or best-positioned loft with the strongest light and downtown outlook, at the top of the building's range (Zillow estimates, 2026). Confirm the dues and parking for the specific unit.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Wall Street Lofts

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Wall Street Lofts sells genuine downtown loft living a block from Beach Street and the Esplanade. The deal is found in the association budget, the exact fee, and the flood zone, plus the walkable downtown, not in amenities it does not have.

Jon Brooks · Founder, Momentum Realty
6.7B- · Buy Score
Resale Strength6.6/10
Renovation Risk6.2/10
Location Efficiency7.8/10
Long-Term Defensibility6.4/10
Carrying Cost Advantage6.6/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Why our read on Wall Street Lofts is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live DBAAR feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live DBAAR feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.

Which Lots & Views Hold Value Best

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium

Fill = price per square foot; ring = by realized $/sqft per unit. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from DBAAR; for orientation, not an appraisal.

15-Second Take
  • There is no lot or view premium; the loft finishes, the floor, and the parking drive the spread.
  • An updated or top-floor loft holds a premium; comp like-for-like.
  • The walkable downtown location is the durable value driver.

At Wall Street Lofts, value comes from the loft itself and the location rather than a lot or a view. The quality of the loft finishes, the floor, the light, and a confirmed covered parking space drive the spread, and a top-floor or updated loft holds a premium over a standard one. The durable value driver is the walkable downtown location a block from Beach Street and the Riverfront Esplanade, which is exactly what a downtown loft buyer is paying for. Comp like-for-like on finishes, floor, and parking against the thin set of downtown loft and condo sales.

Wall Street Lofts in 15 seconds.

Best forBuyers who want a genuine downtown loft within a walk of Beach Street and the Riverfront Esplanade.
Strong onWalkability and character: true loft finishes, a rooftop terrace, and a block to the downtown waterfront.
WatchA small mixed-use building with no pool or gym, plus the downtown flood and school picture.
Not forBuyers who want amenities or a beachside or waterfront unit.
The edgeA reviving downtown core with the Esplanade and new housing supports the long-term appeal of a scarce loft product.

HOA, CDD & Fees

15-Second Take
  • The draw is the rooftop terrace and the walkable downtown, not a pool or gym.
  • It is a mixed-use building; understand the residential-versus-commercial cost split.
  • The minimum lease is three months, so it is residential, not a nightly rental.

Reported monthly dues run in the area of $186 to $306 depending on the unit and source (Zillow and daytona-condos.com, 2026). Confirm the exact current figure for the specific unit with the association, and understand how the mixed-use building splits costs between residential and commercial owners.

Reported inclusions vary by listing and typically cover building insurance, structure and grounds maintenance, pest control, sewer, trash, and water, with some units citing internet and management (listing data, 2026). Confirm the inclusion list in writing.

Amenities are urban and modest: a rooftop terrace with a covered lounge, fire pit, bar, and grill, an elevator, secured building access, a gated covered parking garage with one assigned space per unit, and in-unit laundry; there is no pool or gym, and a limited pet policy (two pets under about 22 pounds) applies (daytona-condos.com, 2026).

The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across the Jacksonville metro for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the Jacksonville metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Wall Street Lofts, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Riverplace One Hundred, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Wall Street Lofts home worth?

Get a no-obligation home value based on real comparable sales in Wall Street Lofts matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Wall Street Lofts year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

Wall Street Lofts Market Scorecard

Buyer-Leaning Market (limited data)

Wall Street Lofts is currently a buyer-leaning market (limited data). Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
$212,500
Median sold
$188
Per sqft
n/a
Days on mkt
0/1/2
Active/Pend/Sold

Typical home value in the 32114 ZIP is $185,053, about 6.6% below the Florida norm (Zillow Home Value Index).

Zoom out for the wider market: ZIP market scorecard · county scorecard.

Live data: © 2026 Daytona Beach Area Association of REALTORS®, Inc. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Where is Wall Street Lofts?
It is at 208 Wall Street in downtown Daytona Beach, Volusia County, at Magnolia Avenue and Wall Street, one block west of Beach Street and the Riverfront Esplanade (daytona-condos.com and Zillow, 2026). It is a mainland, downtown building.
When was it built and what is it?
It was built in 2006 by developer Jack White as a mixed-use loft conversion, with ground-floor offices and shops and about 18 residential loft condos on the second and third floors (daytona-condos.com, 2026).
What are the lofts like?
True lofts with polished concrete floors, exposed ductwork and brick, high ceilings, and large windows, roughly 975 to 1,170 square feet for the one-bedroom plans (Zillow and daytona-condos.com, 2026).
What is the minimum rental period?
Three months. Wall Street Lofts is a residential building, not a nightly or weekly short-term rental (daytona-condos.com, 2026). Confirm the current leasing rules with the association.
What are the HOA dues and what do they cover?
Reported dues run about $186 to $306 per month depending on the unit and source, covering building insurance, structure and grounds maintenance, and common-area utilities, with some units citing internet (Zillow and daytona-condos.com, 2026). Confirm the exact figure with the association.
Is there a pool or gym?
No. The amenities are a rooftop terrace with a covered lounge, fire pit, bar, and grill, an elevator, secured access, and gated covered parking; there is no pool or gym (daytona-condos.com, 2026).
What does it cost to buy here?
Recent one-bedroom loft sales have generally run in the $210,000 to $225,000 range (Redfin and Zillow, 2021 to 2025). Confirm current pricing with an agent, since the building trades occasionally.
What schools serve the building?
The address falls in Volusia County Schools, with the pattern running toward Turie T. Small Elementary, Campbell Middle, and Mainland High School (Zillow and GreatSchools, 2026). The elementary and middle ratings are modest; verify current assignments by address with the district.
What is the flood situation?
The building is a block from the Halifax River downtown, so flood exposure should be checked. Pull the FEMA zone for the specific parcel at msc.fema.gov and get an insurance quote; downtown riverfront-corridor parcels can carry a high-risk designation (City of Daytona Beach flood context, 2026).
What is happening downtown?
The Riverfront Esplanade is open a block away, and a new multi-story riverfront apartment project, 400 Beach, is under construction on Beach Street, part of a multi-year downtown revival (City of Daytona Beach and Hometown News, 2024 to 2025).
Is it walkable?
Yes. The building has a reported Walk Score around 78, with Beach Street, the Esplanade, City Island, restaurants, and transit within a short walk (Walk Score, 2026).
Do I need my own agent to buy here?
Yes. Your own agent confirms the exact dues and the mixed-use cost split, reads the association budget and reserves, checks the flood zone, verifies the parking, and comps the right downtown sales before you offer.
You want a genuine downtown loft within a walk of Beach Street and the Riverfront EsplanadeExcellent fit
You value walkability and live-work character over amenitiesExcellent fit
You will verify the dues, the association budget, and the downtown flood zoneExcellent fit
You want a pool, gym, or large amenity setProbably not
You want a beachside or directly waterfront unitProbably not
You are not willing to check the downtown flood and school pictureProbably not

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