WATERFORD
Homes for Sale in BROOKSVILLE, FL
True comps, carrying-cost math, and listings before the portals.
WATERFORD right now
🔴 Off the recent peak. The trailing-12-month median ($327K) is down 9.2% from the prior 12 months ($360K).Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending August 2. Confidence: Very High (75 and 60 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated August 2, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
WATERFORD market snapshot (as of August 2, 2026): the median sale price is about $327K ($166 per sq ft over the trailing 12 months of closed sales), and a median 79 days on market for closed sales. The trailing-12-month median is down 9% from the prior 12 months, computed from record-level Stellar MLS closed sales (75 closings in the current window).
WATERFORD is a community of 156 homes in BROOKSVILLE, Hernando County, built between 2023 and 2024 (median 2024.0), with a median living area of about 2,636 square feet. 30% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of WATERFORD. Swipe to explore the community.
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WATERFORDPrice History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 2 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($327K) IS the median in the snapshot above, and the move from 2025 ($360K) IS the -9.2% one-year change.
Windows contain 2 to 112 sales each (75 in the current window); every figure carries its sample size. Based on Stellar MLS data distributed by MLS GRID for the period 2023 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Hernando County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Hernando County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Waterford Market Scorecard
Waterford is currently a thin data market. Limited supply, a median asking price of n/a.
Go deeper: true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Schools
- Hernando County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Hernando County Public Schools (verify by address) · Public
- Confirm zoned elementary, middle, and high · By address
- Magnet and choice options may apply · Choice
Zoned schools reflect the assignments reported on recent WATERFORD listings and can change; always confirm with Hernando County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any WATERFORD address.
The WATERFORD buying strategy.
If we were buying in WATERFORD today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in WATERFORD.
A closer look at the WATERFORD market
At a median of $166 per square foot, WATERFORD prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
The trailing-12-month median down 9% year over year. Homes that do trade take a median 79 days on market, useful leverage on any listing that has lingered.
The housing stock is 156 homes built between 2023 and 2024, and 30% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in WATERFORD. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in WATERFORD buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (4.5). Basis: Recent Direction -9.2% year-over-year; Owner Commitment 30% owner-occupied; Pricing Power 95.1% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- Mandatory HOA - confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a WATERFORD buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed WATERFORD sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in WATERFORD, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your WATERFORD home worth?
Get a no-obligation home value based on real comparable sales in WATERFORD, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in WATERFORD on the map →
Frequently Asked Questions
What is the median home price in WATERFORD?
How long do homes in WATERFORD take to sell?
How many homes are in WATERFORD?
What share of WATERFORD is owner-occupied?
When were the homes in WATERFORD built?
Do cash buyers compete in WATERFORD?
What schools serve WATERFORD?
Who is the best real estate agent for WATERFORD?
How do I find a top BROOKSVILLE real estate agent who knows WATERFORD?
Can Momentum Realty connect me with an agent for WATERFORD?
Nearby Communities
Explore more neighborhoods near WATERFORD with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: June 24, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending August 2, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (6 streets, ZIP 34613)) |
| Under-contract shares | Stellar MLS records, as of 2026-08-01 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2023 (249 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
Looking to buy here? Search homes for sale →
What’s your home worth in your area?
A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.
See how WATERFORD fits the bigger picture — live prices, inventory, and Momentum Scores:
More Brooksville & Hernando County guides
Compare before you commit - every guide covers pricing, HOA/CDD, insurance posture, and fit. Browse all of Hernando County or the full Neighborhood Finder.
Buying or selling in Waterford? Find the best agent in Brooksville · Find the best agent in Hernando County · Get a cash offer.