Waterford Lakes in Orlando

Waterford Lakes
Homes for Sale in Orlando, FL

All 4,065 homes for sale in ORLANDO, FL · median $380,000 · 174 homes for sale in 32828 · Orange County homes for sale

Community in Orlando · Orange County · ZIP 32828
157 homesBuilt 1994–2000
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True comps, carrying-cost math, and listings before the portals.

Built fromLive Stellar MLS data12 years of closingsFL DOR public recordsUpdated twice daily

Nearby homes for sale

No active listings inside Waterford Lakes Tr N31B right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.

13637 EMERALDVIEW DRIVE
$405K · 0.3 mi away
3 bd · 2 ba · 1,601 sqft
13637 EMERALDVIEW DRIVE
Listed by COLDWELL BANKER REALTY
646 CEDAR FOREST CIRCLE
$498K · 0.3 mi away
4 bd · 2 ba · 2,188 sqft
646 CEDAR FOREST CIRCLE
Listed by U S GLORY REALTY
13617 EMERALDVIEW DRIVE
$415K · 0.3 mi away
3 bd · 2 ba · 1,598 sqft
13617 EMERALDVIEW DRIVE
Listed by EMPIRE NETWORK REALTY
630 RIOMAR AVENUE
$465K · 0.4 mi away
3 bd · 2 ba · 2,032 sqft
630 RIOMAR AVENUE
Listed by BALDWIN PARK REALTY LLC
13686 CRYSTAL RIVER DRIVE
$616K · 0.4 mi away
4 bd · 3 ba · 2,392 sqft
13686 CRYSTAL RIVER DRIVE
Listed by EASY REALTY
617 LAKESCAPE COURT
$535K · 0.4 mi away
4 bd · 2.5 ba · 2,439 sqft
617 LAKESCAPE COURT
Listed by EXP REALTY LLC

Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.

As of October 2026, the MLS records 34 closed sales in Waterford Lakes Tr N31B in Orlando, FL since 2014, the most recent in October 2025. Recorded prices since 2024 ran from $409,500 to $610,000 (median $515,000), on homes of 2,018 to 2,732 sq ft. Across Orlando as a whole, 6,171 homes closed in the last 12 months at a median of $415,000, 42 median days on market, with 1,694 homes for sale today. At that median and Orange County's FY2025-26 rate of 16.67 mills, annual property tax runs about $8,590 ($7,910 with the full homestead exemption).

Part of Waterford Lakes, Orlando, FL — see all Waterford Lakes homes for sale (9 listings across 20 sections in the MLS).

Waterford Lakes Tr N31B key facts
LocationORLANDO, Orange County, FL · ZIP 32828
Homes in the community157 (FL DOR 2025 assessment roll)
Years built1994–2000 (median 1996)
Typical living area2,350 sq ft (median)
Amenities listed by sellersBasketball Court, Deed Restrictions, Dog Park, Park, Playground, Pool
For sale right now0 active, 0 pending
Owner-occupied (homestead) share85%

Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2014 through 2025; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Waterford Lakes Tr N31B key facts,” movewithmomentum.com/neighborhoods/waterford-lakes-tr-n31b-orlando, data as of September 20, 2026.

Live · Waterford Lakes Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 2 a year
Ownership and context
85%
Owner-occupied · Waterford Lakes
134 of 157 parcels homesteaded (FL DOR 2025)
15%
Non-owner-occupied · Waterford Lakes
incl. 5% trust or LLC-held · 100% out-of-state
157
Homes in the community
157 residential parcels (FL DOR 2025)
Track record · 12 years of records
7
Recorded sales · 2024-2025
median $505K · qualified sales on the county roll (FL DOR 2025)
Est. 1994
Community established
homes built 1994-2000, median 1996 (FL DOR 2025)
1.3%/yr
Turnover rate
about 2 of 157 homes trade a year

The market around Waterford Lakes

Waterford Lakes is too small for its own price trend, so here is the market around it.

In ZIP 32828, 227 homes are on the market and 24% are under contract — a steady corner of Orlando.

Across Orange County, 5,774 homes are active and 1,755 pending (23% under contract).

ZIP and county figures describe the wider market, not Waterford Lakes specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Waterford Lakes Tr N31B, ORLANDO

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 3 listings
Distress share trend - 0.0% now (2026-08-12 → 2026-09-21)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.

If we were buying in Waterford Lakes today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Waterford Lakes.

A closer look at the Waterford Lakes market

The housing stock is 157 homes built between 1994 and 2000, and 85% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.

“

The location and the amenities are priced into every listing in Waterford Lakes. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Waterford Lakes homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Waterford Lakes.
In short
  • HOA dues reported around $51/month (about $612/yr) · median of 44 MLS listings, most billed quarterly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $51 per month ($612 a year) - the median AssociationFee across 44 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Waterford Lakes sales matched to your home.

What is your Waterford Lakes home worth?

Get a no-obligation home value based on real comparable sales in Waterford Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Orlando →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Orange County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,471/mo
Orange County typical true cost to own
$117/mo
Orange County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Frequently Asked Questions

How many homes are in Waterford Lakes?
The Florida DOR 2025 assessment roll shows 157 homes in Waterford Lakes (public records).
What share of Waterford Lakes is owner-occupied?
85% of Waterford Lakes parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Waterford Lakes built?
Homes in Waterford Lakes were built between 1994 and 2000, with a median year built of 1996 (FL DOR 2025 roll).
Who is the best real estate agent for Waterford Lakes?
The best agent for Waterford Lakes is one who actively works Orlando and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Waterford Lakes.
How do I find a top Orlando real estate agent who knows Waterford Lakes?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Waterford Lakes and the wider Orlando area.
Can Momentum Realty connect me with an agent for Waterford Lakes?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Waterford Lakes purchase or sale - no call center and no pressure.
Where is Waterford Lakes, and what county is it in?
Waterford Lakes is in ORLANDO, Orange County, FL, ZIP 32828. The community's center is about 12 miles east of the center of ORLANDO (straight-line).

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: October 1, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (5 streets, ZIP 32828))
Under-contract sharesStellar MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2014 (34 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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CallFree valuation →
Thinking of selling in Waterford Lakes Tr N31B? 2 recorded closings (window ending 2026-09-20). See the Orange County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Waterford Lakes with Momentum Realty’s local guides.

LLLakeshore Landing0.2 mi away · 80 homes, built 1994–99WLWaterford Lakes0.3 mi away · 129 homes, built 1994–00SSherwood0.3 mi away · median $445K, 5 sales/12 moWCWaterford Chase Village0.3 mi away · median $695K, 3 sales/12 moWCWaterford Chase West0.4 mi away · 60 homes, built 2000–02V0Villages 02 At Eastwood0.4 mi away · median $584K, 4 sales/12 mo

Browse all neighborhood guides →

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