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Waterford Place in Pensacola

Waterford Place

Established 1988 · Intracoastal West · ZIP 32224

An established all-brick neighborhood in Ferry Pass, low crime, right off I-10.

All-brick homesRight off I-10No CDD
Live Market Pulse
50/100
Momentum
Buyer-Leaning Market (limited data)
Tight supply keeps sellers in control, but dated interiors still trade at a discount, so condition is where buyers win.
Free · No obligation
Unlock Off-Market Waterford Place

Listings before the portals, true comps, and the renovation and carrying-cost math, before you tour.

Built fromLive Pensacola MLS data14 years of closingsLocal renovation analysisUpdated twice daily
LiveMarket PulsePensacola MLS
$848K
Median Price
0mo
Supply
58days
Avg DOM
Soft
Seller Leverage
n/a
Median $/Sqft
-6%
1-Yr Price Change
0now
Distress
Jon Brooks, founder of Momentum Realty
Jon's Current Read

"Waterford Place is an established all-brick single-family neighborhood in northeast Pensacola (Ferry Pass), platted as Country Ridge and marketed under the Waterford Place HOA. Its appeal is solid late-1980s/early-1990s brick construction in one of the metro's better ZIP codes (32514, an A-minus crime score), with exceptional I-10 access and quick airport and downtown reach. Homes trade roughly $230,000 to $335,000. The honest reads are an HOA whose dues were not publicly posted (verify them, and not to be confused with a same-named Maryland HOA), 35-to-40-year-old homes needing a systems audit, and a longer NAS Pensacola commute. Buy it for the brick bones, the low crime, and the I-10 access; confirm the HOA, inspect the systems, and comp within the neighborhood."

Jon Brooks, founder, Momentum Realty · Updated June 2026

The 60-Second Overview

Waterford Place is an established single-family neighborhood in the Ferry Pass area of northeast Pensacola (unincorporated Escambia County, 32514), on Waterford Drive and Waterford Lane near the North Davis Highway and Nine Mile Road corridor, immediately off I-10.

The homes are all-brick single-family houses, generally three-bedroom, roughly 1,360 to 2,450 square feet, built predominantly from the mid-1980s into the early 1990s. The platted subdivision name on county records is Country Ridge; Waterford Place is the HOA's community name.

There is an HOA (Waterford Place of Pensacola HOA, incorporated 1999), though the dues amount was not publicly posted, and no CDD. Confirm the dues and any deed restrictions, and note a same-named Maryland HOA whose fees should not be applied here.

The appeal is solid brick construction in a low-crime, central ZIP with exceptional I-10 access (the on-ramp is 2 to 3 minutes away), and the airport and downtown a short drive. The trade-offs are the unconfirmed HOA, 35-to-40-year-old homes needing inspection, and a longer NAS Pensacola commute across the metro.

Quick Match

Who Waterford Place is best for.

Best for

  • Buyers who want a solid all-brick home with exceptional I-10 access
  • Buyers who value a low-crime, central ZIP near the airport
  • Navy Federal and I-10 corridor commuters

Probably not for

  • Daily NAS Pensacola commuters (it is across the metro)
  • Buyers who want new construction or large lots
  • Buyers unwilling to inspect 35-to-40-year-old homes
Market Pulse

How Waterford Place is performing right now

50/100
momentum
Buyer-Leaning Market (limited data)
Seller's marketBalancedBuyer's market
0Months of supplytight
66Median days on marketdays
0 : 0Under contract vs for salestrong demand
0Sold in last 12 monthsliquidity
+127%Median price since 2012appreciation
+0%Asking vs recent sold $/sqftroom to negotiate

Tight supply and strong demand favor sellers here. Homes still take about two months to sell, though, and with asking prices running above recent sales per square foot, a prepared buyer has room on anything overpriced. Reading each home against the real comps, not the headline trend, is where the edge is.

Live from Pensacola MLS, as of June 11, 2026. Refreshed twice daily. Months of supply, days on market, and the contract-to-listing ratio are computed from current Waterford Place listings and the trailing twelve months of closed sales.

8.6A- score
Momentum intelligence
Momentum buy score

Our proprietary read on how a home in Waterford Place buys, holds, and resells. See the five factors.

Homes For Sale Right Now in Waterford Place

Live MLS inventory for Waterford Place. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Waterford Place listings as of 2026-06-11, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited.. Tap any home to ask about it.

Interactive Map

Waterford Place on the map.

Every active, pending, and recently sold home, plotted. Toggle the layers, color the dots by status or lot type, and tap a home for the details.

Listing locations from Pensacola MLS; lot type inferred from listing descriptions. Destination pins are approximate. Map data © OpenStreetMap, tiles © CARTO. Flood, school, and commute overlays are on the roadmap.

Nearby & Commute

How far is everything?

The takeaway

The location is the everyday-convenience case: shopping, schools, and the major roads are all a manageable drive.

Drive times from Waterford Place. They are approximate and vary with traffic and your exact start point.

I-10 (nearest on-ramp)~3-5 min · ~1-2 miles
Pensacola International Airport (PNS)~15-18 min · ~9-11 miles
Downtown Pensacola~18-22 min · ~11-13 miles
Navy Federal (Beulah campus)~20-28 min · via I-10 west
NAS Pensacola~25-30 min · across the metro
University of West Florida~10-15 min · nearby

Distances and drive times are approximate and vary with traffic. Confirm your real commute at your real departure time.

Nearby Communities

Explore more neighborhoods near Waterford Place with Momentum Realty’s local guides.

ODO'Daniel AcresPensacola, FL · 0.7 miCECoventry EstatesPensacola, FL · 1.0 miMKMackey KeyPensacola, FL · 1.2 miBMBelle MeadowPensacola, FL · 1.2 miRiver GardensRiver GardensPensacola, FL · 1.4 miTippinTippinPensacola, FL · 1.4 miMPMazurek PlantationPensacola, FL · 1.4 miCMCambridge MillsPensacola, FL · 1.4 miQuail RunQuail RunPensacola, FL · 1.5 mi

Browse all Florida neighborhood guides →

Carrying cost · the no-CDD edge

No CDD bond means thousands less per year than newer master plans.

Typical CDD community~$2,500/yr
Waterford Place (no CDD)$0/yr

Roughly $25,000 saved over 10 years in carrying cost, before resale.

Illustrative. NE Florida CDD assessments commonly run $1,500-$3,500+/yr and vary by community; verify per property.

Schools

15-Second Take
  • Escambia County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Confirm current ratings before relying on them
  • Private and parochial options nearby

Waterford Place is served by Escambia County Public Schools. Assignment is by address and can change, so confirm the exact zoned elementary, middle, and high schools for any specific home, plus any magnet or choice options. Treat published ratings as a starting point, not the full story.

Buying with schools in mind? We can confirm the exact zoned schools for any Waterford Place address.

The takeaway

What is actually shaping value at Waterford Place, sourced and dated. The brick construction, low crime, and I-10 access are the practical facts.

Recent Developments in Waterford Place

Development Intelligence

Our read on what is being built around Waterford Place, scored for direction, significance, and how close the effect lands. The full sourced timeline follows below.

Net OutlookBullishThe backdrop is a stable, built-out 32514 ZIP with strong I-10 access and a low crime profile. The recurring items are the unconfirmed HOA and the age of the homes.

Exceptional I-10 access

BullishThe I-10 on-ramp is 2 to 3 minutes away, a genuine commuter asset reaching all of Pensacola's employment centers. impact
SignificanceRadius: Neighborhood

Exceptional I-10 access

Low-crime, central ZIP

BullishThe 32514 ZIP carries an A-minus crime score and sits near the airport and UWF, supporting steady demand. impact
SignificanceRadius: ZIP 32514

Low-crime, central ZIP

Older all-brick homes

Neutral35-to-40-year-old all-brick homes mean a systems audit (roof, HVAC, plumbing) is essential, though brick construction is durable. impact
SignificanceRadius: Neighborhood

Older all-brick homes

Direction, significance, and effect-radius ratings are Momentum's proprietary, qualitative read of the sourced items below, not investment advice or a prediction for any specific home.

Development, infrastructure, retail, and school activity affecting Waterford Place, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated June 2026.

Showing the latest, scroll for all updates ↓

  1. 2024
    Safety

    32514 rated low-crime

    The 32514 ZIP received an A-minus crime score, with Pensacola citywide crime down sharply in 2024, supporting the area's stable, established profile. Why it matters: A low-crime, central ZIP supports demand; the I-10 access is a core part of the value. Source

  2. 2025-2026
    Market

    Northeast Pensacola holds steady

    The 32514 area held a median around $254,000 to $275,000 into 2026 as a stable, built-out neighborhood, with Waterford Place's brick homes at a modest premium. Why it matters: Comp to the neighborhood; the all-brick character carries a premium over the ZIP median. Source

Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

The Strategy

The Waterford Place buying strategy.

If we were buying in Waterford Place, this is the order of operations we would run, and the one we run for our clients.

1

Confirm the HOA dues and rules. The Waterford Place of Pensacola HOA dues were not publicly posted; verify the amount and request an estoppel, and do not apply a same-named Maryland HOA's fees.

2

Inspect the 35-to-40-year-old systems. Get a rigorous inspection of the roof, HVAC, plumbing, and electrical and budget for updates.

3

Confirm there is no CDD. Verify there is no CDD for the specific parcel (the Country Ridge plat predates CDDs) and any deed restrictions.

4

Verify the schools by address. Confirm the assigned elementary, middle, and high school with the district.

5

Comp within the neighborhood. Price to recent Waterford Place / Country Ridge sales, not the broader ZIP median.

The Quick Decision
Best Buy
A sound all-brick home whose roof and systems are addressed, priced to recent in-neighborhood comps, with the HOA confirmed and the I-10 access as the draw.
Biggest Risk
An unconfirmed HOA, or underbudgeting roof and systems on a 35-to-40-year-old home.
Best Lot
Lots are similar; weigh what the home backs to and any I-10-corridor noise by orientation.
Smart Timing
A stable, built-out ZIP rewards a prepared, well-inspected buyer; comp within the neighborhood.
Deep-Dive Intelligence

The full read, only if you want it.

The takeaway

On mobile, tap any heading below to open it. This is the home by home, lot by lot, club and renovation detail, organized so you can jump straight to what matters to you.

Community Details at a Glance

Waterford Place is an established all-brick single-family neighborhood in the Ferry Pass area of northeast Pensacola (unincorporated Escambia County, 32514), on Waterford Drive and Lane immediately off I-10; the platted subdivision name on county records is Country Ridge, and Waterford Place is the HOA's name. The homes are all-brick three-bedroom houses (roughly 1,360 to 2,450 square feet) built mid-1980s to early 1990s. There is an HOA (incorporated 1999) whose dues were not publicly posted, and no CDD. The appeal is solid brick construction in a low-crime, central ZIP with exceptional I-10 access and quick airport and downtown reach; trade-offs are the unconfirmed HOA, 35-to-40-year-old homes needing inspection, and a longer NAS Pensacola commute. Schools are in the Escambia County School District; confirm assignments by address.

Waterford Place Homes For Sale

What your money buys in Waterford Place.

The takeaway

Three honest price bands. Condition and lot, not the square footage alone, decide where a home lands.

Here are the broad resale bands in Waterford Place today. The right home is the one matched to your budget and the renovation math, so seeing fitting listings early is the edge.

Entry: smaller homes needing updates

The lower end is the smaller three-bedroom brick homes needing updates, with sales around $230,000 (Compass, 2024). The renovation budget is the variable.

Lowest entry
Mid: updated three-bedroom homes

The core is updated all-brick homes (around 1,700 to 2,100 square feet), with activity in the $250,000s (Movoto, 2024), at a modest premium to the 32514 ZIP median.

Most inventory
High: larger or fully updated homes

The top is the larger or fully updated homes, with Zestimates toward $335,000 (Zillow, 2026). Condition and size, not new construction, separate these.

Strongest resale

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

See Off-Market & Private Listings
What Your Money Buys

What ~$900K buys here.

Three realistic price bands. Where a home lands comes down to condition and lot, not square footage alone.

Entry: smaller homes needing updates
The lower end is the smaller three-bedroom brick homes needing updates, with sales around $230,000 (Compass, 2024). The renovation budget is the variable.
Mid: updated three-bedroom homes
The core is updated all-brick homes (around 1,700 to 2,100 square feet), with activity in the $250,000s (Movoto, 2024), at a modest premium to the 32514 ZIP median.
High: larger or fully updated homes
The top is the larger or fully updated homes, with Zestimates toward $335,000 (Zillow, 2026). Condition and size, not new construction, separate these.

Approximate 2026 resale bands from third-party listing data and public records, not NEFAR statistics. Confirm pricing for a specific home.

Operator Intelligence

Renovation & Resale Intelligence

The factors that actually move value in Waterford Place, condition, lot, and the renovation math, read from current listings and recent sales.

15-Second Take
  • Renovation math decides the deal
  • Better lots and views resell strongest
  • Roof and HVAC age drive the insurance quote
  • Interior lots are where buyers overpay
Proprietary Data

The renovation premium.

Renovated-listing inventory in Waterford Place is too thin right now to compute a reliable renovation premium. We read condition home by home against real comps before you offer.

Lot Value

The lot premium.

On a preferred homesite (water, preserve, corner, or a larger lot), the homesite is the part of your money the market gives back at resale. The house can be renovated; the lot cannot, so premium lots hold their value better than interior ones. How much more they command varies by frontage, view, and condition, which is why we read it home by home against real comparable sales rather than a single headline figure.

Jon Brooks, Momentum Realty
Operator Note

Most buyers overpay on interior lots in the back half of the community. A sharp renovation can distract you, but the weaker resale position follows the lot, not the finishes. We read the homesite before the kitchen.

Resale Strength Scorecard

How well Waterford Place holds value.

Our read on the factors that protect resale here, and the one to manage.

No CDD on the tax billStrong
Central Intracoastal West locationStrong
Scarce golf and lake homesitesStrong
$30M club reinvestment to 2028Positive
All-resale 1990s conditionManage it

Momentum analysis based on the community's structure, location, lot scarcity, and housing stock. Not a guarantee of future value.

Jon Brooks, Momentum Realty
Operator Note

The strongest value pocket is usually a renovated home on a good lot priced just under the next tier up. Buyers chasing the single biggest house often pay top prices for what is really a renovation project.

5 Mistakes Buyers Make in Waterford Place

15-Second Take
  • Calling the listing agent (who works for the seller)
  • Misjudging the renovation budget
  • Overpaying for an interior lot
  • Underbudgeting the carrying costs
  • Skipping the roof, HVAC, and systems check

The same five mistakes cost buyers the most in any market. Every one is avoidable with the right preparation before you tour.

Waterford Place1

Calling the listing agent

The agent on the sign works for the seller. In a market where condition swings price by hundreds of thousands, negotiating against that agent with no one in your corner is the costliest move of all.

Waterford Place2

Misjudging the renovation math

A dated home looks like a deal until you price the roof, HVAC, pool, and full modernization honestly. Underbudget the reno and the bargain becomes the expensive house.

Waterford Place3

Overpaying for an interior lot

A premium homesite (water, preserve, or a preferred position) carries a real, durable premium. Pay a top price for an interior lot and you are buying the weakest version of the value.

Waterford Place4

Underbudgeting the carrying costs

Two similar homes can cost very differently to own once the HOA, any CDD, insurance, and upkeep are priced in. Buyers who do not run the full monthly carrying cost misread the real number.

Waterford Place5

Skipping the systems check

An older home means older systems unless updated. Roof age, HVAC age, pool equipment, and prior renovations drive both price and insurability, and a thorough inspection matters more here than in a new build.

“

Waterford Place buys solid brick bones in a low-crime ZIP right off I-10. The honest read is the HOA to confirm and an older home's systems, not the location.

Jon Brooks · Founder, Momentum Realty
Momentum Intelligence

Momentum Buy Score.

Our proprietary 0 to 10 read across the five factors that decide how a home here buys, holds, and resells.

7.6B+ · Buy Score
Resale Strength7.8/10
Renovation Risk6.6/10
Location Efficiency8.4/10
Long-Term Defensibility7.6/10
Carrying Cost Advantage8.2/10

Momentum Intelligence Scores are our proprietary, qualitative assessment based on the analysis on this page, on a 0 to 10 scale. They are a framework for comparing communities, not a guarantee of future value or advice on a specific home.

Momentum Housing Intelligence

Why our read on Waterford Place is different.

Most pages on this community are an automated estimate wrapped in stock copy. This one is built from the live Pensacola MLS feed, fourteen years of closed sales, and a renovation-by-renovation read of what actually moves value here, lot by lot. No Zestimate, no guesswork.

Live Pensacola MLS feed14 years of closed salesRenovation-premium analysisLot-by-lot, no automated estimates
Jon Brooks, founder of Momentum Realty. A housing economist with a background in real estate investment banking at Deutsche Bank and consulting at Ernst & Young, who has built and analyzed Northeast Florida real estate from the ground up.
About the analyst · Our methodology

Which Lots & Views Hold Value Best

Proprietary Data · Lot Value Map

Where the value actually sits. Each home is shaded by its price per square foot (a value read, not just a price) and ringed by lot type, so you can see at a glance which pockets carry a real, durable premium and where a renovation play makes sense.

Value ($/sqft)
$261 value$401 premium
Lake / waterPreserveInterior

Fill = price per square foot; ring = lot type, inferred from listing descriptions. Sold homes are shown by realized $/sqft (lot type not always recorded). Asking and recent-sold figures from Pensacola MLS; for orientation, not an appraisal.

15-Second Take
  • Lots are similar; check what each backs to.
  • Weigh any I-10-corridor noise by orientation.
  • Confirm the FEMA flood zone for the specific lot.

Waterford Place's lots are similar Ferry Pass parcels, so the lot read covers what the home backs to, any I-10-corridor noise by orientation, drainage, and the FEMA flood zone for the specific address. On all-brick homes, the lot and the condition of the roof and systems, not square footage alone, separate one home's value from the next.

The 15-Second Verdict

Waterford Place in 15 seconds.

Best forBuyers who want a solid all-brick home with exceptional I-10 access in a low-crime, central ZIP.
Strong onConstruction and location: all-brick homes, a 2-to-3-minute I-10 on-ramp, low crime, and quick airport and downtown reach.
WatchAn unconfirmed HOA (and a same-named Maryland HOA to ignore), 35-to-40-year-old systems, and a longer NAS commute.
Not forDaily NAS Pensacola commuters, buyers wanting new construction or large lots, or those who will not inspect older homes.
The edgeA stable, low-crime ZIP off I-10 rewards a prepared buyer who confirms the HOA and inspects the brick home.

HOA, CDD & Fees

15-Second Take
  • HOA exists (est. 1999); dues not publicly posted, so confirm them.
  • Do not apply a same-named Maryland HOA's fees.
  • No CDD found.
  • All-brick homes, mid-1980s to early 1990s.
  • Exceptional I-10 access; low-crime ZIP.

There is an HOA (Waterford Place of Pensacola HOA, incorporated 1999), but the dues amount was not publicly posted, so confirm it and request an estoppel; no CDD was found. Important: a same-named HOA in Germantown, Maryland publishes a fee history that should not be applied to this Pensacola community. The real costs are taxes, insurance, and the upkeep of an older brick home.

HOA coverage was not publicly posted; confirm exactly what it covers for the specific home.

There is no resort amenity package; the appeal is the brick construction, the low crime, and the I-10 access.

Run Your Numbers

Tools for a Waterford Place buy.

Free calculators to pressure-test the real cost before you tour.

Mortgage paymentPrincipal, interest, taxes, and insurance on a specific price.Property taxEscambia County millage and the homestead picture.Rent vs buyThe breakeven on owning in Waterford Place.Save Our HomesProject your homestead tax cap over time.
The takeaway

Selling here is won on condition and view, not the Zestimate. The right number comes from closed comps matched to your renovation level and lot.

Selling in Waterford Place

Selling in Waterford Place? Lead with the brick bones and the I-10 access.

Your home's edge is solid all-brick construction in a low-crime ZIP right off I-10. Document updated systems and the I-10 access, confirm the HOA, then price to recent in-neighborhood comps.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our market for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus our market average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

In Waterford Place, condition and view decide your number

Because buyers here are weighing your home against renovated comps and cross-shopping Waterford Place, a home priced to the community average instead of its true condition and view either leaves money on the table or sits. A renovated kitchen, newer roof and HVAC, and a golf or lake view all deserve to show up in your price, and a buyer pool reading renovation math needs to be shown why your home is worth it. We build that case with real comps and a pricing strategy for the current market.

What is your Waterford Place home worth?

Get a no-obligation home value based on real comparable sales in Waterford Place matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See the full Waterford Place home value & selling guide, recent comps, fees, and 2026 timing →

Real comps, not a Zestimate.

Price History: What Homes Here Have Actually Sold For

Median sale prices in Waterford Place year by year since 2012, from closed MLS sales. A long track record beats a single estimate, showing what this community has really done through rate cycles rather than what a model predicts.

Waterford Place Market Scorecard

Thin data

Waterford Place is currently a thin data. Limited supply, a median asking price of n/a.

n/a
Months supply
n/a
Median list
n/a
Median sold
n/a
Per sqft
n/a
Days on mkt
0/0/0
Active/Pend/Sold

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Frequently Asked Questions

Is Waterford Place the same as Country Ridge?
Yes, effectively. The platted subdivision name on Escambia County records is Country Ridge; Waterford Place is the HOA's community name for the same homes on Waterford Drive and Lane.
Does Waterford Place have an HOA or CDD?
It has an HOA (Waterford Place of Pensacola HOA, incorporated 1999), but the dues were not publicly posted, so confirm them and request an estoppel; no CDD was found. Do not apply a same-named Maryland HOA's fees.
How old are the homes in Waterford Place?
Most are all-brick three-bedroom homes built from the mid-1980s into the early 1990s, so a thorough inspection of the roof, HVAC, and systems is essential.
How close is Waterford Place to I-10?
Very close, the on-ramp is about 2 to 3 minutes away, which makes the airport (15 to 18 minutes), downtown (18 to 22), and Navy Federal Beulah (20 to 28) all reachable.
How much do homes in Waterford Place cost?
Activity ran roughly $230,000 to $335,000 depending on size and condition (Compass / Movoto / Zillow, 2024-2026), a modest premium over the 32514 ZIP median around $254,000 to $275,000. Confirm current pricing with neighborhood comps.
What schools serve Waterford Place?
It is in the Escambia County School District, with assignments commonly to R.C. Lipscomb Elementary, Ransom Middle, and J.M. Tate High. Confirm the assignment by address.
Is Waterford Place gated?
There is no indication it is gated; it is an established, open neighborhood. Confirm for the specific street.
Is Waterford Place a safe area?
The 32514 ZIP carries an A-minus crime score and is a stable, central, established area near the airport and UWF, which is part of its appeal.
Is Waterford Place in a flood zone?
Flood risk is parcel-specific; the area is at moderate elevation. Confirm the FEMA flood zone and insurance for the specific lot.
What should I check before buying in Waterford Place?
Confirm the HOA dues and request an estoppel, inspect the 35-to-40-year-old systems, confirm there is no CDD, verify the schools, and comp to recent neighborhood sales.
Is Waterford Place a good investment?
Solid brick construction, low crime, and exceptional I-10 access support steady demand, but the unconfirmed HOA and older systems are factors. Confirm the HOA and inspect well; this is not a guarantee of future value.
Should I use the listing agent to buy in Waterford Place?
No. The listing agent works for the seller. Having your own representation to read the comps, the costs, and the inspection is the highest-leverage decision you make.
The Verdict

Should you buy in Waterford Place?

An honest fit check. We will tell you when it is not your community.

You want a solid all-brick home with exceptional I-10 accessExcellent fit
You value a low-crime, central ZIP near the airportExcellent fit
You commute toward Navy Federal or the I-10 corridorExcellent fit
You commute daily to NAS PensacolaProbably not
You want new construction or large lotsProbably not
You will not inspect 35-to-40-year-old homesProbably not

Get the inside read on Waterford Place

Whether you are buying a renovation project, comparing the lots and views, weighing the carrying costs, or selling your Waterford Place home, tell us what you need. Every inquiry comes straight to us. We represent you, not the seller, and what your agent is paid is negotiable and set in a written buyer agreement up front. No obligation, no spam, no high-pressure follow-up.

By pressing Get My Waterford Place Game Plan, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call and text you about your inquiry, which may involve automated means and prerecorded or artificial voices, at the number you provided. You do not need to consent as a condition of buying any property, goods, or services. Message and data rates may apply. Message frequency may vary. Reply STOP to opt out, HELP for help. You also agree to our Privacy Policy and SMS Terms.

We respond personally, usually the same day.

You are all set.

A Momentum Realty Waterford Place specialist will reach out personally, usually the same day.

Waterford Place median home price history from 2012 to 2026 — chart by Momentum Realty
Median sale price in Waterford Place, Florida by year (2012–2026). Source: Momentum Realty.
Photography on this page is sourced from active and recently sold MLS listings in this community and remains the property of the listing brokerage and/or photographer. Source: Listing data provided by the Multiple Listing Service of the Pensacola Association of REALTORS®. Information deemed reliable but not guaranteed.

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