Hearthstone
Homes for Sale in Pensacola, FL
All 957 homes for sale in Pensacola, FL · median $339,000 · Escambia County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo courtesy of KELLER WILLIAMS REALTY GULF COAST · via Pensacola MLS
Homes listed or recently sold were built 1973–1974; 3 of 3 report an HOA (median $5/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 91 ft). As of November 2026, the MLS records 46 closed sales in Hearthstone in Pensacola, FL since 2005, the most recent in December 2025. Across Pensacola as a whole, 1,192 homes closed in the last 12 months at a median of $330,500, 52 median days on market, with 1,075 homes for sale today.
Hearthstone is a thin-data market right now. With zero active listings and only a couple of closings in the recent window, there is no standing inventory to price against and no median to anchor to. What sets value here is the individual home — its condition, updates, and lot — far more than any community-wide trend, because there simply isn't enough current activity to establish one.
For a buyer, that means patience: you may wait for something to list, and when it does, comparable sales are scarce enough that pricing will lean on the specifics of the property and the wider Pensacola market. For a seller, the flip side is real leverage — no competing listings means a well-prepared home doesn't have to fight for attention, though it also means you're setting the reference point rather than following one.
Figures in this note are as of July 15, 2026. The live market numbers elsewhere on this page update nightly and are newer.
The 60-Second Overview
Hearthstone is a small, quiet pocket of Pensacola in Escambia County with no homes currently on the market and only light recent turnover, so activity here is best measured by the single property rather than the trend line.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Hearthstone. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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HearthstonePhotos from Pensacola MLS listings in Hearthstone; content deemed reliable but not guaranteed.
Who Hearthstone is best for.
Best for
- Patient buyers who can wait months for the right home to list
- Sellers who want to market without competing local inventory
- Buyers comfortable pricing on property specifics rather than trend data
Probably not for
- Buyers on a tight closing deadline who need available inventory now
- Anyone wanting a range of homes to compare side by side
- Buyers seeking shared community amenities as part of the purchase
The market around Hearthstone
Hearthstone is a small community — 27 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.
Across Escambia - Fl County, 548 homes are active and 217 pending (28% under contract).
ZIP and county figures describe the wider market, not Hearthstone specifically. Momentum Research analysis of MLS records.
Hearthstone Market Scorecard
Hearthstone is currently a buyer-leaning market (limited data). About 6.0 months of supply, a median asking price of $380,000, and homes go under contract in about 44 days.
Typical home value in the 32514 ZIP is $259,011, about 21.2% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Hearthstone
Live MLS inventory for Hearthstone. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Hearthstone listings as of 2026-11-05, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Tap any home to ask about it.
Hearthstone on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Pensacola MLS. Map data © OpenStreetMap contributors.
Schools
- Escambia - Fl County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Ferry Pass · Elementary
- FERRY PASS · Middle
- Washington · High
Zoned schools reflect the assignments reported on recent Hearthstone listings and can change; always confirm with Escambia - Fl County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Hearthstone address.
Recent Developments in Hearthstone
Development, infrastructure, retail, and school activity affecting Hearthstone, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated October 2026.
- October 2026Development
Escambia Planning Board to hear rezoning for 540-acre Outlying Fields site in Beulah
The Escambia County Planning Board was set to hear rezoning and land-use changes on October 6 for the former Navy Outlying Landing Field 8 next to the Navy Federal Credit Union campus. The roughly 540-acre plan includes 1,000 to 1,500 housing units, 23 acres for health-related facilities along Nine Mile Road, retail and restaurants, and an Employment, Technology and Innovation district. County staff found the changes consistent with the comprehensive plan, and FDOT expects no added trip generation.
What it may mean for the marketThe plan would add housing, commercial space and employer land in the Beulah area near Nine Mile Road, which could change local retail access, commute patterns and housing supply. The site is about 8 miles north of Hearthstone.
Source: Rick's Blog - September 2026Infrastructure
Pensacola mayor says new airport terminal construction starts next week
At a September 17 briefing, Mayor D.C. Reeves said the notice to proceed for the new terminal at Pensacola International Airport would be issued the following week, with site preparation starting shortly after. He described it as a nine-figure investment. A separate 600-space parking expansion still needs construction funding.
What it may mean for the marketTerminal construction signals added air-travel capacity at the airport and construction activity near the airport corridor. The site is about 8 miles east of Hearthstone.
Source: Rick's Blog
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Hearthstone buying strategy.
If we were buying in Hearthstone today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Hearthstone.
A low-turnover corner of Pensacola
The defining feature of Hearthstone at this snapshot is scarcity of transactions. Two closings in the recent window and nothing active tells you this is a community where homes are held rather than flipped, and where opportunities to buy in surface infrequently. No community amenities are identified from current MLS listings, so the appeal is grounded in the homes and the location within Escambia County rather than shared facilities.
Because inventory is effectively nonexistent, standard pricing signals don't apply cleanly. There's no spread of active listings to read, no median to cite from current stock. That puts the weight on condition and comparables from the surrounding area, and it rewards anyone — buyer or seller — willing to move deliberately when a home does come available.
The location and the amenities are priced into every listing in Hearthstone. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
A market this quiet is exactly where local coverage earns its keep. With no active listings to browse, the value we add is knowing when something is coming, understanding how a specific home stacks up against the broader Pensacola picture, and pricing it honestly when there are no easy comps. We'd rather tell you to wait for the right property than push you into the wrong one.
Hearthstone in 15 seconds.
Tools for a Hearthstone buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Hearthstone sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Hearthstone, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Hearthstone home worth?
Get a no-obligation home value based on real comparable sales in Hearthstone, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Pensacola →
Should you buy in Hearthstone?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Pensacola MLS, refreshed twice daily (last: November 5, 2026) |
| Under-contract shares | Pensacola MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2005 (46 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
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See how Hearthstone fits the bigger picture — live prices, inventory, and Momentum Scores:
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Ask an agent about Hearthstone
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Hearthstone will answer, and the answer is published on this page for the next buyer.