Hearthstone in Pensacola

Hearthstone
Homes for Sale in Pensacola, FL

All 1,043 homes for sale in Pensacola, FL · median $335,000 · Escambia County homes for sale

Community in Pensacola · Escambia - Fl County
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Photo courtesy of KELLER WILLIAMS REALTY GULF COAST · via Pensacola MLS

Built fromLive Pensacola MLS data21 years of closingsUpdated twice daily

Homes listed or recently sold were built 1973–1974; 4 of 4 report an HOA (median $5/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 85 ft). As of September 2026, the MLS records 46 closed sales in Hearthstone in Pensacola, FL since 2005, the most recent in December 2025. Across Pensacola as a whole, 1,220 homes closed in the last 12 months at a median of $330,500, 52 median days on market, with 354 homes for sale today.

Last 30 days in Hearthstone: 1 new listing (median asking $380,000). As of September 21, 2026, Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited.

Live · Hearthstone Housing Pulse Pensacola MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
100%
Under contract
Escambia - Fl: 28% (217 of 765)
0 · 1
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 3 a year
Track record · 21 years of records
2
Failed listings · 2026
peaked at 7 in 2006
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Hearthstone is a thin-data market right now. With zero active listings and only a couple of closings in the recent window, there is no standing inventory to price against and no median to anchor to. What sets value here is the individual home — its condition, updates, and lot — far more than any community-wide trend, because there simply isn't enough current activity to establish one.

For a buyer, that means patience: you may wait for something to list, and when it does, comparable sales are scarce enough that pricing will lean on the specifics of the property and the wider Pensacola market. For a seller, the flip side is real leverage — no competing listings means a well-prepared home doesn't have to fight for attention, though it also means you're setting the reference point rather than following one.

The 60-Second Overview

Hearthstone is a small, quiet pocket of Pensacola in Escambia County with no homes currently on the market and only light recent turnover, so activity here is best measured by the single property rather than the trend line.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Patient buyers who can wait months for the right home to list
  • Sellers who want to market without competing local inventory
  • Buyers comfortable pricing on property specifics rather than trend data

Probably not for

  • Buyers on a tight closing deadline who need available inventory now
  • Anyone wanting a range of homes to compare side by side
  • Buyers seeking shared community amenities as part of the purchase

The market around Hearthstone

Hearthstone is a small community — 27 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.

Across Escambia - Fl County, 548 homes are active and 217 pending (28% under contract).

ZIP and county figures describe the wider market, not Hearthstone specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Hearthstone, Pensacola

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 12 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Deemed reliable but not guaranteed.

How much local inventory is already under contract

33% of homes for sale in ZIP 32514 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-22).

Hearthstone Market Scorecard

Buyer-Leaning Market (limited data)

Hearthstone is currently a buyer-leaning market (limited data). About 4.0 months of supply, a median asking price of $380,000.

4.0
Months supply
$380,000
Median list
$425,000
Median sold
$174
Per sqft
n/a
Days on mkt
1/0/3
Active/Pend/Sold

Typical home value in the 32514 ZIP is $261,923, about 21.0% below the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Homes For Sale Right Now in Hearthstone

Live MLS inventory for Hearthstone. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Hearthstone listings as of 2026-09-21, priced high to low. Copyright© 2026 by the Multiple Listing Service of the Pensacola Association of REALTORS® This information is believed to be accurate but is not guaranteed. Subject to verification by all parties. This data is copyrighted and may not be transmitted, retransmitted, copied, framed, repurposed, or altered in any way for any other site, individual and/or purpose without the express written permission of the Multiple Listing Service of the Pensacola Association of REALTORS®. Florida recognizes single and transaction agency relationships. Information Deemed Reliable But Not Guaranteed. Any use of search facilities of data on this site, other than by a consumer looking to purchase real estate, is prohibited. Tap any home to ask about it.

Every Home for Sale in Hearthstone Right Now (1)

All 1 active and pending Hearthstone listings with a detail page, newest first, refreshed twice a day from the MLS.

  • 4201 Burtonwood Dr · $380,000 · 4 bd / 2 ba · listed Sep 19, 2026 · listed by Eric Gleaton Realty, Inc

Listing locations from Pensacola MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Escambia - Fl County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Ferry Pass · Elementary
  • FERRY PASS · Middle
  • Washington · High

Zoned schools reflect the assignments reported on recent Hearthstone listings and can change; always confirm with Escambia - Fl County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Hearthstone address.

If we were buying in Hearthstone today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Hearthstone.

Best Buy
Buyers willing to wait for the rare listing in a low-turnover pocket.
Biggest Risk
Thin data makes pricing and comps harder to pin down.
Sweet Spot
A well-prepared home listed into an empty field of competitors.
Avoid If
You need to buy on a fixed timeline or want ready selection.

A low-turnover corner of Pensacola

The defining feature of Hearthstone at this snapshot is scarcity of transactions. Two closings in the recent window and nothing active tells you this is a community where homes are held rather than flipped, and where opportunities to buy in surface infrequently. No community amenities are identified from current MLS listings, so the appeal is grounded in the homes and the location within Escambia County rather than shared facilities.

Because inventory is effectively nonexistent, standard pricing signals don't apply cleanly. There's no spread of active listings to read, no median to cite from current stock. That puts the weight on condition and comparables from the surrounding area, and it rewards anyone — buyer or seller — willing to move deliberately when a home does come available.

The location and the amenities are priced into every listing in Hearthstone. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

A market this quiet is exactly where local coverage earns its keep. With no active listings to browse, the value we add is knowing when something is coming, understanding how a specific home stacks up against the broader Pensacola picture, and pricing it honestly when there are no easy comps. We'd rather tell you to wait for the right property than push you into the wrong one.

Hearthstone in 15 seconds.

Best forBuyers willing to wait for the rare listing in a low-turnover pocket.
Biggest advantageSellers face no competing inventory right now.
Biggest riskThin data makes pricing and comps harder to pin down.
Sweet spotA well-prepared home listed into an empty field of competitors.
Avoid ifYou need to buy on a fixed timeline or want ready selection.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Hearthstone homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Hearthstone.
In short
  • HOA dues reported around $5/month · median of 24 MLS listings, most billed annually
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $5 per month — the median AssociationFee across 24 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Hearthstone sales matched to your home.

What is your Hearthstone home worth?

Get a no-obligation home value based on real comparable sales in Hearthstone, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Pensacola →

Real comps, not an automated estimate.
Patient buyers who can wait months for the right home to listExcellent fit
Sellers who want to market without competing local inventoryExcellent fit
Buyers comfortable pricing on property specifics rather than trend dataExcellent fit
Buyers on a tight closing deadline who need available inventory nowProbably not
Anyone wanting a range of homes to compare side by sideProbably not
Buyers seeking shared community amenities as part of the purchaseProbably not

Data sources & freshness

Live listingsPensacola MLS, refreshed twice daily (last: September 21, 2026)
Under-contract sharesPensacola MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2005 (46 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Pensacola MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Pensacola MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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Common questions about Hearthstone

Where is Hearthstone?

Hearthstone is a community in Pensacola, Escambia - Fl County, Florida.

Are there homes for sale in Hearthstone right now?

Yes — 0 active and 1 pending listings as of the last feed refresh (twice daily). They are listed on this page.

Does Hearthstone have an HOA or CDD?

No HOA is on record for Hearthstone in our data. Verify dues, what they cover, and any special assessment for a specific address before you offer.

Answers are generated from county property records, MLS feeds and the figures on this page, as of the page date; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Hearthstone with Momentum Realty’s local guides.

Coventry Estates0.1 mi awayEvergreen0.2 mi away · median $190K, 5 sales/12 moMill Ridge0.4 mi away · 2 for saleMacky Bluffs0.5 mi away · 1 for saleNautical Landing0.5 mi awayRegency Park0.6 mi away · median $250K, 4 sales/12 moLora Point0.7 mi away · median $530K, 4 sales/12 moScenic Ridge0.9 mi away

Browse all neighborhood guides →

Thinking of selling in Hearthstone? 2 recorded closings (window ending 2026-07-13). See the Escambia - Fl County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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