★ Taylor Morrison’s First Move in a 2,050-Acre Master Plan
Now selling · First neighborhoods of Center Lake Ranch · ZIP 34771

The Waters at Center Lake Ranch. Know what matters before you buy.

The Waters is the ground floor of Center Lake Ranch, a brand-new 2,050-acre master plan on the Narcoossee corridor south of Lake Nona: Taylor Morrison single-family homes and detached bungalows across 36 plans from $432,999 to $703,359, a resort pool, cabana, parks and a certified butterfly garden opening the amenity story, and the early-phase reality, fee schedules and district assessments that deserve written confirmation before you buy the rendering.

2,050Acres in the Center Lake Ranch master plan
36Floor plans cited, 1,790 to 4,600+ sq ft
$433K+Cited entry; to $703,359 on current releases
2Product lines: single-family + detached bungalows
ConfirmHOA and district assessments, phase-specific
~20 minTo Lake Nona Medical City (approx.)
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Tell us what you are looking for and we will send Waters at Center Lake Ranch homes that match, with the fee schedule confirmed, any district assessment pulled, and the early-phase math done honestly before you tour.

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A Momentum Realty The Waters at Center Lake Ranch specialist will reach out personally, usually the same day. Check your inbox for a confirmation.

The Homes

Stock

Taylor Morrison’s first neighborhood in the 2,050-acre Center Lake Ranch master plan: single-family homes and detached bungalows, 36 plans cited

Types

Roughly 1,790 to 4,600+ sq ft, 2-6 bedrooms, 2-5.5 baths, open layouts with gourmet kitchens and covered lanais

The plan

Center Lake Ranch is the Narcoossee corridor’s newest large master plan, with an Esplanade (Taylor Morrison resort-style) neighborhood also announced

Tenure

Fee-simple, all-ages

Costs & Governance

HOA

Not clearly published, confirm the current schedule and inclusions for the exact product before offering

District

Master plans of this scale typically carry district financing; confirm any CDD or assessment for the specific phase in writing and on the tax estimate

Early-phase note

First-neighborhood pricing often carries incentives that later phases will not; the trade is construction years and amenity timelines

Amenities & Lifestyle

Pool & cabana

Resort-style pool and cabana anchoring The Waters’ amenity core

Parks & play

Half-basketball court, parks, nature play area and green spaces

Butterfly garden

A certified butterfly garden, the master plan’s nature-first signature

Trails

Walking and biking trails with the master plan’s outdoor gathering spots growing phase by phase

Location & Nearby

Setting

On the Narcoossee corridor in northeast St. Cloud, ZIP 34771, just south of Lake Nona

Nearby

Narcoossee Road retail roughly 10 minutes; Lake Nona Medical City about 20; downtown St. Cloud roughly 20

Orlando

MCO roughly 25 minutes; downtown Orlando 35-40; the beaches about an hour

Public schools & ratings

The Waters feeds the fast-growing Narcoossee-corridor Osceola schools, and a master plan of this scale will influence future school siting; verify per-address today and watch the plan’s build-out.

SchoolGreatSchoolsLinks
Narcoossee Elementary (verify zoning)--GreatSchools
Narcoossee Middle (verify zoning)--GreatSchools
Tohopekaliga High (verify zoning)5/10GreatSchools

Osceola County adopted new boundaries after late-2025 hearings; confirm the current assignment for the exact address with the district.

The Waters is the ground-floor ticket to the Narcoossee corridor’s newest big master plan: Taylor Morrison’s 36-plan opening act in 2,050-acre Center Lake Ranch, from $432,999, with a pool, parks and a butterfly garden opening the amenity story. Early-phase buying is an information game, fee schedules, district assessments and amenity timelines all deserve written answers, and that is where we earn our keep.

The short version

The Waters in one minute: Taylor Morrison’s first neighborhood in Center Lake Ranch, the new 2,050-acre master plan south of Lake Nona, ZIP 34771.

  • Cited pricing $432,999-$703,359 across 36 plans, 1,790-4,600+ sq ft, confirm current releases
  • Two product lines: traditional single-family and detached bungalows, a courtyard-style alternative
  • Amenities open or opening: resort pool and cabana, half-court, parks, nature play, certified butterfly garden
  • Fee schedule and any district assessment are not clearly published, get both in writing before offering
  • Center Lake Ranch’s build-out includes more neighborhoods (an Esplanade resort-style neighborhood is announced)
  • Narcoossee corridor location: Lake Nona ~20 minutes, MCO ~25
  • Early-phase trade: best lot selection and incentives now, construction years ahead
Quick verdict: is The Waters at Center Lake Ranch right for you?

Great if you want

  • Ground-floor pricing in a 2,050-acre plan
  • Taylor Morrison build quality and 36-plan depth
  • Detached bungalows offer a distinct product
  • Nature-first amenity design, not just a pool
  • Narcoossee corridor growth trajectory

Look elsewhere if you want

  • Amenity build-out is phased, buy what exists
  • Fee and district answers need written confirmation
  • Construction years across the master plan
  • Corridor traffic grows yearly
  • Thin resale file this early
Detached bungalows
low-mid $400s

The courtyard-style line: detached living with compact footprints, the distinct product on this corridor.

~1,790-2,200 sq ft · bungalow line
Mainstream single-family
$450s - $550s

The volume middle of the 36-plan lineup, gourmet kitchens and lanai-first layouts.

~2,200-3,000 sq ft · standard lots
Estate-scale plans
$560s - $703,359

Plans to 4,600+ sq ft on premium exposures, the top of the opening phase.

~3,000-4,600+ sq ft · premium lots

First-phase incentives are real and temporary. We track Taylor Morrison’s sheet weekly; ask for the current version.

Recently sold in The Waters at Center Lake Ranch

List prices tell you what sellers want. Closed sales tell you what buyers actually paid. We pull the verified recent solds for the exact homes and views you are weighing.

Bungalow · courtyard
3 bed · detached
Sold price $440,000s
🔒 Unlock the real number
Single-family · interior
4 bed · mid-plan
Sold price $520,000s
🔒 Unlock the real number
Estate plan · premium
5-6 bed · top band
Sold price $680,000s
🔒 Unlock the real number
Want the verified closed prices for the exact homes you care about in The Waters at Center Lake Ranch?
See What Buyers Actually Paid →
DestinationApprox. distanceApprox. drive
Narcoossee Road retail~5 mi~10 min
Lake Nona Medical City~12 mi~20 min
Orlando International Airport (MCO)~16 mi~25 min
Downtown St. Cloud~11 mi~20 min
Downtown Orlando~24 mi~35-40 min
Walt Disney World~30 mi~40-45 min
Cocoa Beach~54 mi~55-60 min

Narcoossee Road and SR-417 carry the Lake Nona, airport and downtown runs.

The corridor is one of Central Florida’s fastest-growing; the master plan itself will add road connections over its build-out.

$433K+
Cited entry pricing
$703K
Cited top of current releases
36
Floor plans in the opening lineup
2,050
Acres in the master plan
● later phases will launch higher, history says
Price tiers
Bungalows
$433-470K
Mainstream SF
$460-560K
Estate plans
$560-703K
Bands from cited builder pricing, spring 2026; confirm current releases and incentive-adjusted nets.

Opening-phase buyers in well-capitalized master plans have historically been paid for the construction years; the discipline is buying the lot and fees correctly now.

Want the real The Waters at Center Lake Ranch comps and a full carrying-cost read, not a Zestimate?
Get Real Comparable Sales →

The 60-Second Overview

Center Lake Ranch is the Narcoossee corridor’s newest big bet: 2,050 acres just south of Lake Nona, opening with The Waters, Taylor Morrison’s 36-plan neighborhood of single-family homes and detached bungalows cited from $432,999 to $703,359. An Esplanade resort-style neighborhood is announced behind it, and years of villages will follow.

The opening amenity set leans nature-first: resort pool and cabana, half-basketball court, parks, a nature play area and a certified butterfly garden, with trails threading toward the master plan’s future gathering spots. The bungalow line gives the corridor something it lacks: detached compact product with courtyard character.

The early-phase reality: fee schedules and district assessments are not clearly published and deserve written answers; amenities beyond the core are renderings with dates; and the resale file is essentially empty, the builder’s sheet is the market. Buy with the information, not the brochure.

Master plans pay their earliest buyers for patience, if those buyers got the fees, the lot and the phase map right on day one.

The Fee Stack: Get It in Writing

Unusually for this corridor, The Waters’ HOA schedule is not clearly published in marketing materials, and a 2,050-acre master plan will almost certainly carry layered associations as it builds. Get the current schedule, amount, inclusions, product-tier differences, in writing before offering.

The same goes for district financing: plans of this scale typically fund infrastructure through a CDD or similar district billed on the tax roll. Confirm what the specific phase carries, on the tax estimate, not the sales pitch. Early phases sometimes launch before assessments fully land, which flatters year-one budgets and surprises year-three ones.

The opening-phase rule: any fee that is not in writing is not a number. We collect the schedule, the district answer and the tax estimate on every Waters offer, before our clients fall for a lanai.

Want the true cost sheet for a specific lot? We will get the fee schedule and district answer in writing and model the all-in monthly before you tour.

Get the written numbers

Center Lake Ranch: 2,050 Acres of Plan

The master plan is the asset under the house: 2,050 acres on the corridor every employer-adjacent buyer in southeast Orlando shops, with The Waters opening and an Esplanade resort-style neighborhood announced. Build-out will run years and add amenities, retail and road connections the opening buyers get to grow into.

Underwrite it like every young plan: buy the core amenities that exist, value the announced ones at half, and treat the long-range map as direction rather than promise. The developer’s capitalization and Taylor Morrison’s commitment are the credibility signals, both favorable here.

The Bungalow Line: The Corridor’s Different Product

The detached bungalows are the interesting move: compact detached homes with courtyard character, low-maintenance footprints without townhome walls, a product the Narcoossee corridor barely offers. For downsizers and lock-and-leave professionals, it is the line to study.

Check two things: the bungalow-tier fee schedule (compact products sometimes carry bundled maintenance) and the lot logic, courtyard products live or die on orientation and neighbor sightlines. We walk both before any bungalow contract.

Schools: The Growth-Corridor Map

The Narcoossee corridor’s schools are growing as fast as its rooftops, with Tohopekaliga High (GreatSchools 5/10) serving much of the zone and boundaries redrawn after late-2025 hearings. A plan of Center Lake Ranch’s scale will influence future school siting; verify today’s per-address assignment with the district and treat the future as upside.

School zoning in a growth corridor changes fast. We verify the current assignment with the district, in writing, on every offer.

Verify zoning for an address

What Living Here Is Actually Like

Butterfly-garden mornings, construction-crane horizons, and a corridor in full growth. What early residents and our buyers flag most:

The nature-first design reads as intended

Parks, the butterfly garden and trail stubs make the opening phase feel greener than the corridor’s standard pool-and-cabana opener.

It is an opening phase, audibly

Model-home traffic, vertical construction and bare horizons are the present tense. Established-street calm is a few years out.

The corridor does the errands

Narcoossee retail at ten minutes covers daily life; the plan’s own commercial phases are future chapters.

Lake Nona is the gravity

Twenty minutes to Medical City is the commute math underwriting the whole corridor, and this plan’s long-term thesis.

Five Mistakes The Waters at Center Lake Ranch Buyers Actually Make

Each of these has cost a real buyer real money. Skip them.

1

Buying without the fee schedule in writing

Unpublished fees are not low fees. Collect the schedule and the district answer before offering.

2

Valuing renderings at face

The pool core is real; the master plan’s future amenities are dated drawings. Underwrite at half.

3

Skipping the phase map

What builds behind your lot, and when, changes daily life and resale. Walk the map before choosing.

4

Paying list in an opening phase

First neighborhoods carry incentives later phases will not. Negotiate the net while the leverage is yours.

5

Choosing a bungalow without the orientation walk

Courtyard products depend on sun, sightlines and neighbor geometry. Stand on the lot before contracting.

We run this checklist on every Waters contract, written fees, district answer, phase map, incentive net and lot walk, before our clients sign.

Put us on your side

Lot Tiers and What They Cost

The Waters tiers from bungalow courtyards to estate-scale exposures, with the master plan’s green framework adding premium edges as phases open.
Bungalow courtyard sites
Interior single-family
Oversized & corner lots
Estate / premium exposures

Relative scale by tier. Opening-phase premiums are set per release; confirm current numbers and walk the exposure.

Torn between two lots or products? We will model both all-in monthlies side by side.

Compare two options

The The Waters at Center Lake Ranch Buyer’s Checklist

  • Fee schedule. Written, product-specific, with inclusions.
  • District answer. Any CDD or assessment confirmed on the tax estimate.
  • Incentive sheet. Taylor Morrison’s current package and the implied net.
  • Phase map. What builds adjacent and behind, with timelines.
  • Lot walk. Orientation, sightlines and the master plan’s edges.
  • School assignment. Written per-address confirmation, post-rezoning.
  • Independent inspection. Pre-drywall and final, contracted.
  • Amenity timeline. What is open versus announced, valued accordingly.
Jon Brooks · Co-Founder, Momentum Realty

Center Lake Ranch is the corridor’s cleanest ground-floor opportunity since Sunbridge opened: real acreage, a committed national builder, and a nature-forward design language the Narcoossee market will reward. Opening-phase buyers who get the paperwork right are usually the plan’s best-performing cohort a decade later.

The discipline is refusing to buy anything unwritten: fees, assessments, timelines. The renderings are lovely; the tax estimate is the truth.

The Waters vs. the Master-Plan Alternatives

Most shoppers here cross-shop the corridor’s big plans. The honest comparison:

CommunityEntry pricePlan maturityThe trade
Weslyn Parkhigh $300sVillage one of 24,000 acres, school openStewardship district, 2027 amenities
Tohoquamid $300sMature: amenities + resale fileCDD stack, Turnpike side
Bridgewalk~$400KAmenities open, marinaSmaller plan, quieter upside
The Waters$433K+Opening phase of 2,050 acresBest lots now, paperwork discipline required

Weslyn Park sells a bigger story with a school already open; Tohoqua sells maturity; Bridgewalk sells the marina. The Waters sells the ground floor itself, the corridor’s freshest lots at opening-phase leverage. Risk appetite decides.

Cross-shopping communities? We will tell you plainly which one fits your commute and your money.

Get a straight comparison

The Honest Pros and Cons

Why people buy here

  • Ground-floor entry to a 2,050-acre plan
  • 36 plans including distinct bungalows
  • Taylor Morrison build quality
  • Nature-first amenity design
  • Opening-phase incentives and lot selection
  • Lake Nona inside ~20 minutes

Why people pass

  • Fees and district answers unpublished, work required
  • Amenities beyond the core are renderings
  • Construction years across the plan
  • Essentially no resale file yet
  • Corridor traffic grows yearly
  • Later phases may out-amenity the first

Our The Waters at Center Lake Ranch Playbook

How we actually run a purchase here:

  • Collect the paperwork. Fee schedule and district answer, written, first.
  • Read the sheet. Opening-phase incentives and the implied net.
  • Walk the map. Phase adjacency and timelines for the specific lot.
  • Pick the product line. Bungalow versus single-family on fees, lot logic and exit.
  • Contract the inspections. Pre-drywall and final, no exceptions.

Questions We Ask Before You Offer

Six questions that surface what the sales office will not volunteer:

  • What is the written fee schedule for this exact product line?
  • What district financing touches this phase, per the tax estimate?
  • What is the current opening-phase incentive package, and what net does it imply?
  • What builds behind this lot and when, per the master plan’s phasing?
  • What is the per-address school assignment today, per the district?
  • When do the announced amenities actually open, and what funds them?

Is The Waters at Center Lake Ranch Not For You?

Opening phases fit a specific risk appetite. The honest sort:

Consider elsewhere if you want

  • Finished amenities and settled streets (see Tohoqua)
  • A published, predictable fee stack (see Bay Lake Farms or Live Oak Lake)
  • Deep resale comps before buying
  • A marina or chain access (see Bridgewalk or Hanover Lakes)
  • Townhome pricing (see Harmony West)
  • Construction-free horizons

%s fits if you want

  • The corridor’s freshest ground floor
  • Opening-phase lot selection and incentives
  • A distinct bungalow product
  • Taylor Morrison finish at growth-corridor pricing
  • Nature-first design over pool-only amenity plans
  • A decade-long appreciation thesis south of Lake Nona

Get the inside read on The Waters at Center Lake Ranch

We are a Florida brokerage that represents you, not the builder. In The Waters that means getting the fee schedule and district answer in writing, reading Taylor Morrison’s incentive sheet, pricing bungalow-versus-single-family honestly, and walking the phase map so you know what builds behind your lot.

We respond personally, usually the same day. Your information is never sold.

You are all set.

A Momentum Realty The Waters at Center Lake Ranch specialist will reach out personally, usually the same day.

Momentum listings (YTD)
97.98%
Sold-to-list ratio across our markets for our agents, sellers keeping more of their price.
Market average (YTD)
96.73%
The broader metro average sold-to-list ratio over the same period.
Momentum days on market
64 days
Median days on market for our listings, faster sales mean less carrying cost and stronger leverage.
Market days on market
72 days
The broader metro median over the same period.

Sold-to-list and days-on-market figures reflect Momentum Realty listings versus the metro average, year to date. Your home's result depends on pricing, condition, lot, view, and preparation.

Sell the certainty inside the rendering

We package the finished-home delta, landscaping, window treatments, upgrades at real cost, against the builder’s build-wait and design-studio pricing, and time the listing between release waves. In opening-phase communities, certainty is the scarcest product.

What is your The Waters at Center Lake Ranch home worth?

Get a no-obligation home value based on real comparable sales in The Waters at Center Lake Ranch matched to your condition, lot, and view, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

Real comps, not a Zestimate. Prepared personally, never sold.

Thank you.

We will prepare your The Waters at Center Lake Ranch home value from real comparable sales and reach out personally.

Frequently Asked Questions

What is The Waters at Center Lake Ranch?
Taylor Morrison’s opening neighborhood in Center Lake Ranch, a new 2,050-acre master plan on the Narcoossee corridor in St. Cloud, selling single-family homes and detached bungalows across 36 cited plans.
What do homes cost in 2026?
Cited $432,999 to $703,359 across roughly 1,790-4,600+ sq ft. Confirm current releases, opening-phase incentives move the real number.
How much is the HOA?
The schedule is not clearly published, get the current amounts, inclusions and product-tier differences in writing before offering. We collect this on every Waters search.
Is there a CDD?
Plans of this scale typically carry district financing; confirm what the specific phase carries on the tax estimate, in writing, before you offer.
What are the bungalows?
Detached compact homes with courtyard character, low-maintenance footprints without shared walls, a product the corridor barely offers elsewhere. Check the tier’s fee schedule and walk the lot orientation.
What amenities exist today?
The Waters’ core: resort-style pool and cabana, half-basketball court, parks, nature play area and the certified butterfly garden, with trails extending as phases open. The master plan’s bigger amenities are announced, not built.
What is Esplanade at Center Lake Ranch?
Taylor Morrison’s announced resort-style neighborhood within the master plan, a future phase worth watching for buyers wanting bundled-amenity living.
What schools serve the community?
Narcoossee-corridor Osceola schools with Tohopekaliga High serving much of the zone; boundaries moved after late-2025 hearings, verify per-address with the district.
How is the commute?
Narcoossee retail ~10 minutes, Lake Nona ~20, MCO ~25, downtown Orlando 35-40. The corridor grows yearly; drive your own rush hour.
Is buying in an opening phase smart?
Historically, opening buyers in well-capitalized plans get the best lots and pricing and are paid for the construction years, if they buy the fees and the phase map correctly. That paperwork is the whole game.
How does it compare to Weslyn Park?
Weslyn Park offers the bigger Tavistock story, included solar and an open K-8 at a lower entry; The Waters counters with fresher lot selection, bigger plan variety and Taylor Morrison finish. Story versus selection.
How does it compare to Tohoqua?
Tohoqua is mature, amenities open, resale file real, with a known CDD stack. The Waters is the ground-floor bet. Certainty versus upside.
Should I use Taylor Morrison’s lender?
Incentives often tie to it; we run tied and untied paths side by side before you commit.
Which upgrades hold value?
Kitchen, flooring and exposure premiums; opening-phase buyers should especially avoid over-optioning ahead of an unproven resale market.
What are property taxes like?
Osceola millage plus whatever district financing the phase carries; budget from the actual tax estimate, which we pull on every offer.
Does Momentum Realty work with Taylor Morrison?
We represent buyers independently, compensation through the builder co-op at no cost to you. Opening-phase paperwork collected, nets negotiated, walk-away advice included.

Waters shoppers cross-shop the corridor’s master plans and value lanes. Start here:

Nearby Communities

Explore more neighborhoods near The Waters at Center Lake Ranch with Momentum Realty’s local guides.

BridgewalkSt. Cloud, FL · 2.7 miPine GlenSt. Cloud, FL · 3.8 miBay Lake FarmsSt. Cloud, FL · 3.9 miWeslyn Park at SunbridgeSt. Cloud, FL · 4.0 miDel Webb SunbridgeSt. Cloud, FL · 4.5 miLive Oak LakeSt. Cloud, FL · 5.1 mi

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