Waters At Center Lake Ranch St Cloud
Homes for Sale in ST CLOUD, FL
True comps, carrying-cost math, and listings before the portals.
Waters At Center Lake Ranch St Cloud right now
🔴 Seller-leaning market. 2.4 months of supply and 26% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of July 15, 2026. Confidence: Very High (19 active and pending listings, 62 closed sales in 12 months).
🟢 Still climbing. The trailing-12-month median ($518K) is up 8.9% from the prior 12 months ($475K).Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending July 15. Confidence: High (62 and 15 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated July 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Waters At Center Lake Ranch St Cloud market snapshot (as of July 15, 2026): the median sale price is about $518K ($219 per sq ft over the trailing 12 months of closed sales), a median 57 days on market for closed sales, and 2.4 months of supply, a seller-leaning market. The trailing-12-month median is up 9% from the prior 12 months, computed from record-level Stellar MLS closed sales (62 closings in the current window).
Waters At Center Lake Ranch St Cloud is a community of 413 homes in ST CLOUD, Osceola County, built between 2024 and 2024 (median 2024), with a median living area of about 3,062 square feet. 0% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Waters At Center Lake Ranch St Cloud. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Waters At Center Lake Ranch St Cloud
Waters At Center Lake Ranch St Cloud
Waters At Center Lake Ranch St Cloud
Waters At Center Lake Ranch St Cloud
Waters At Center Lake Ranch St Cloud
Waters At Center Lake Ranch St CloudPrice History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 15 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($518K) IS the median in the snapshot above, and the move from 2025 ($475K) IS the +8.9% one-year change.
Windows contain 15 to 62 sales each (62 in the current window); every figure carries its sample size. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
The Waters at Center Lake Ranch Market Scorecard
The Waters at Center Lake Ranch is currently a seller's market. About 2.8 months of supply, a median asking price of $564,500, and homes go under contract in about 25 days.
Go deeper: county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Waters At Center Lake Ranch St Cloud, ST CLOUD
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period August 2026 through August 2026. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Waters At Center Lake Ranch St Cloud
Live MLS inventory for Waters At Center Lake Ranch St Cloud. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 53 daysTop listing
Active · 54 days
Active · 3 days
Active · 530 days
Active · 1 days
Active · 3 days
Active · 29 days
Active · 2 days
Active · 1 days
Active · 86 days
Active · 1 days
Active · 1 days
Pending · 6 days
Pending · 153 daysActive and pending Waters At Center Lake Ranch St Cloud listings as of 2026-08-23, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Tap any home to ask about it.
Waters At Center Lake Ranch St Cloud on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Waters At Center Lake Ranch St Cloud
- Pool · reported on 26 of 28 listings
- Basketball Court · reported on 25 of 28 listings
- Playground · reported on 25 of 28 listings
- Dog Park · reported on 25 of 28 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Osceola County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Narcoossee Elementary · Elementary
- Narcoossee Middle · Middle
- Harmony High · High
Zoned schools reflect the assignments reported on recent Waters At Center Lake Ranch St Cloud listings and can change; always confirm with Osceola County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Waters At Center Lake Ranch St Cloud address.
The Waters At Center Lake Ranch St Cloud buying strategy.
If we were buying in Waters At Center Lake Ranch St Cloud today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Waters At Center Lake Ranch St Cloud.
A closer look at the Waters At Center Lake Ranch St Cloud market
At a median of $219 per square foot, Waters At Center Lake Ranch St Cloud prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 2.4 months of supply, a seller-leaning market and the trailing-12-month median up 9% year over year. Homes that do trade take a median 57 days on market, useful leverage on any listing that has lingered.
The housing stock is 413 homes built around 2024, and 0% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Waters At Center Lake Ranch St Cloud. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Waters At Center Lake Ranch St Cloud buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (5.7). Basis: Recent Direction +8.9% year-over-year; Liquidity & Demand 2.4 months of supply; Owner Commitment 0% owner-occupied; Pricing Power 95.5% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- Mandatory HOA. Confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Waters At Center Lake Ranch St Cloud buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Waters At Center Lake Ranch St Cloud sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Waters At Center Lake Ranch St Cloud, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Waters At Center Lake Ranch St Cloud home worth?
Get a no-obligation home value based on real comparable sales in Waters At Center Lake Ranch St Cloud, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Waters At Center Lake Ranch St Cloud on the map →
Frequently Asked Questions
What is the median home price in Waters At Center Lake Ranch St Cloud?
How long do homes in Waters At Center Lake Ranch St Cloud take to sell?
Is Waters At Center Lake Ranch St Cloud a buyer's or seller's market right now?
How many homes are in Waters At Center Lake Ranch St Cloud?
What share of Waters At Center Lake Ranch St Cloud is owner-occupied?
When were the homes in Waters At Center Lake Ranch St Cloud built?
Do cash buyers compete in Waters At Center Lake Ranch St Cloud?
Who is the best real estate agent for Waters At Center Lake Ranch St Cloud?
How do I find a top ST CLOUD real estate agent who knows Waters At Center Lake Ranch St Cloud?
Can Momentum Realty connect me with an agent for Waters At Center Lake Ranch St Cloud?
Nearby Communities
Explore more neighborhoods near Waters At Center Lake Ranch St Cloud with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: July 16, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 15, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (community parcel extract) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2025 (77 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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