Esplanade at Center Lake Ranch
Homes for Sale in St. Cloud, FL
True comps, carrying-cost math, and listings before the portals.
As of September 2026, esplanade at center lake ranch in St Cloud, FL has 6 homes for sale and 7 pending, asking from $357,900 to $999,768 (median $635,702). Over the 12 months ending 2026-09-12, 44 recorded sales closed at a median of $517,500, $234 per square foot, a median 117 days on market, sellers accepting 97% of original asking (+52% versus the prior year). Homes listed or recently sold were built 2025 - 2026 with 25 new construction; 24 of 25 report an HOA (median $410/mo); none of the 24 geocoded homes sit in a FEMA special flood hazard zone (median elevation 74 ft). At the median price and Osceola County's FY2025-26 rate of 15.23 mills, annual property tax runs about $7,880 ($7,280 with the full homestead exemption).
Part of the Center Lake Ranch master-planned community in St Cloud, FL — see all Center Lake Ranch homes for sale (34 listings across 4 villages and sections in the MLS).
Homes For Sale Right Now in Esplanade at Center Lake Ranch
Live MLS inventory for Esplanade at Center Lake Ranch. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 166 daysTop listing
Active · 166 days
Active · 206 days
Active · 10 days
Active · 342 days
Active · 19 days
Pending · 322 days
Pending · 31 days
Pending · 18 days
Pending · 31 days
Pending · 32 days
Pending · 340 days
Pending · 38 daysActive and pending Esplanade at Center Lake Ranch listings as of 2026-09-14, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2025 through 2026. Tap any home to ask about it.
Esplanade at Center Lake Ranch right now
🔴 Seller-leaning market. 1.6 months of supply and 54% of the inventory already under contract give sellers the pressure advantage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 12, 2026. Confidence: Very High (13 active and pending listings, 44 closed sales in 12 months).
🟢 Still climbing. The trailing-12-month median ($518K) is up 52.2% from the prior 12 months ($340K). With about 26 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 12. Confidence: Medium (44 and 9 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Esplanade at Center Lake Ranch market snapshot (as of September 12, 2026): the median sale price is about $518K ($234 per sq ft over the trailing 12 months of closed sales), a median 117 days on market for closed sales, and 1.6 months of supply, a seller-leaning market. The trailing-12-month median is up 52% from the prior 12 months, computed from record-level Stellar MLS closed sales (44 closings in the current window).
In ZIP 34771 (St Cloud), 2,904 homes closed in the last 12 months at a median of $435K ($211/sq ft), up 0.3% year over year, with a median 45 days on market. Right now 477 active and 202 pending listings put supply at about 3.4 months - a healthy market. See the live ZIP 34771 housing market and the Osceola County market.
Flood zones in esplanade at center lake ranch: of 24 listing addresses checked against the FEMA National Flood Hazard Layer, 100% sit outside the FEMA Special Flood Hazard Area (Zone X). Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in St Cloud.
Esplanade at Center Lake Ranch is a community of 6 homes in St Cloud, Osceola County, built between 2024 and 2024 (median 2024), with a median living area of about 2,772 square feet. 0% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Esplanade at Center Lake Ranch. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Esplanade at Center Lake RanchEsplanade at Center Lake RanchEsplanade at Center Lake RanchEsplanade at Center Lake RanchEsplanade at Center Lake RanchEsplanade at Center Lake RanchEsplanade at Center Lake RanchEsplanade at Center Lake RanchPhotos from Stellar MLS listings in Esplanade at Center Lake Ranch; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($518K) IS the median in the snapshot above, and the move from 2025 ($340K) IS the +52.2% one-year change.
Windows contain 9 to 44 sales each (44 in the current window); every figure carries its sample size. Based on Stellar MLS data distributed by MLS GRID for the period 2025 through 2026. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Osceola County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Osceola County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
Esplanade at Center Lake Ranch Market Scorecard
Esplanade at Center Lake Ranch is currently a strong seller's market. About 1.6 months of supply, a median asking price of $635,702, and homes go under contract in about 173 days.
Typical home value in the 34771 ZIP is $436,543, about 13.8% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, distributed by MLS GRID, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in ESPLANADE AT CENTER LAKE RANCH, ST CLOUD
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.
Esplanade at Center Lake Ranch on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Esplanade at Center Lake Ranch
- Fitness Center · reported on 28 of 28 listings
- Pool · reported on 28 of 28 listings
- Clubhouse · reported on 27 of 28 listings
- Gated · reported on 27 of 28 listings
- Playground · reported on 27 of 28 listings
- Dog Park · reported on 27 of 28 listings
- Pickleball Court(s) · reported on 26 of 28 listings
- Community Mailbox · reported on 26 of 28 listings
- Golf Carts OK · reported on 26 of 28 listings
- Irrigation-Reclaimed Water · reported on 26 of 28 listings
- Park · reported on 26 of 28 listings
- Gated Community · reported on 26 of 28 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
Schools
- Osceola County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Narcoossee Elementary · Elementary
- Narcoossee Middle · Middle
- Harmony High · High
Zoned schools reflect the assignments reported on recent Esplanade at Center Lake Ranch listings and can change; always confirm with Osceola County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Esplanade at Center Lake Ranch address.
Shop the zone: Homes zoned for Harmony High High School
The Esplanade at Center Lake Ranch buying strategy.
If we were buying in Esplanade at Center Lake Ranch today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Come strong and clean. Homes here move, so lead with your best terms and financing ready rather than a low anchor.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Esplanade at Center Lake Ranch.
A closer look at the Esplanade at Center Lake Ranch market
At a median of $234 per square foot, Esplanade at Center Lake Ranch prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 1.6 months of supply, a seller-leaning market and the trailing-12-month median up 52% year over year. Homes that do trade take a median 117 days on market, useful leverage on any listing that has lingered.
The housing stock is 6 homes built around 2024, and 0% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Esplanade at Center Lake Ranch. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Esplanade at Center Lake Ranch buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (6.5). Basis: Recent Direction +52.2% year-over-year; Liquidity & Demand 1.6 months of supply; Owner Commitment 0% owner-occupied; Pricing Power 96.7% sale-to-list. Refreshed with each data update.
HOA, CDD & Fees
- HOA dues reported around $410/month (about $4,920/yr) · median of 69 MLS listings, most billed quarterly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $410 per month ($4,920 a year) - the median AssociationFee across 69 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Esplanade at Center Lake Ranch buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Esplanade at Center Lake Ranch sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Esplanade at Center Lake Ranch, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Esplanade at Center Lake Ranch home worth?
Get a no-obligation home value based on real comparable sales in Esplanade at Center Lake Ranch, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Esplanade at Center Lake Ranch on the map →
Recently off market in esplanade at center lake ranch
Homes in esplanade at center lake ranch that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 4 on record.
- 5394 Spoonflower Court · off market
- 882 Arbor Green Trail · off market
- 919 Tassleflower Trail · off market
- 949 Tassleflower Trail · off market
Frequently Asked Questions
What is the median home price in Esplanade at Center Lake Ranch?
How long do homes in Esplanade at Center Lake Ranch take to sell?
Is Esplanade at Center Lake Ranch a buyer's or seller's market right now?
How many homes are in Esplanade at Center Lake Ranch?
What share of Esplanade at Center Lake Ranch is owner-occupied?
When were the homes in Esplanade at Center Lake Ranch built?
Who is the best real estate agent for Esplanade at Center Lake Ranch?
How do I find a top St Cloud real estate agent who knows Esplanade at Center Lake Ranch?
Can Momentum Realty connect me with an agent for Esplanade at Center Lake Ranch?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: September 14, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 12, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 34771)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 2025 (53 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how esplanade at center lake ranch fits the bigger picture — live prices, inventory, and Momentum Scores:
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