Waterset Ph 1D
Homes for Sale in Apollo Beach, FL

Community in Apollo Beach · Hillsborough County
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Built fromLive Stellar MLS data5 years of closingsUpdated twice daily
Live · Waterset Ph 1D Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Track record · 5 years of records
0
Failed listings · 2020
peaked at 1 in 2017
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Waterset Ph 1D sits inside one of Apollo Beach's larger planned communities in Hillsborough County, and pricing here tends to track two things: the age and finish level of the specific home, and how it compares to inventory in neighboring phases of the same master plan. Because this is a phase within a broader development, buyers should expect some variation in lot size and build vintage even within a short drive of each other.

Current MLS activity for this phase does not surface a defined amenity package, which is a data gap worth noting rather than an amenity gap in fact. Waterset as a whole is known for shared community infrastructure, so a buyer's real due diligence here is confirming what this specific phase has access to and under what HOA terms, rather than assuming a blanket amenity set applies.

Best for

  • Buyers who have already toured Waterset broadly and want to narrow in on Ph 1D specifically
  • Buyers comfortable doing HOA and CDD due diligence before committing to a phase
  • Buyers prioritizing an Apollo Beach location within Hillsborough County over a guaranteed amenity list

Probably not for

  • Buyers who need a confirmed amenity package locked in before they will consider a community
  • Buyers unwilling to review phase-specific HOA or CDD documentation
  • Buyers expecting identical terms across every section of a large master-planned community

The market around Waterset Ph 1D

Waterset Ph 1D is a small community — 2 recorded sales on file, most recently in 2020 — too few for its own price trend. Here is the market around it.

Across Hillsborough County, 5,970 homes are active and 2,046 pending (26% under contract).

Homes here are single family residence.

ZIP and county figures describe the wider market, not Waterset Ph 1D specifically. Momentum Research analysis of MLS records.

If we were buying in Waterset Ph 1D today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Waterset Ph 1D.

Best Buy
Buyers targeting a specific home in Apollo Beach's Waterset development who are comfortable confirming amenity and HOA details phase by phase.
Biggest Risk
Amenity access and HOA terms for this specific phase are not confirmed by current listing data and require direct verification.
Sweet Spot
Buyers who have already reviewed Waterset's broader layout and want a specific phase evaluated on its own merits.
Avoid If
You are assuming a standard amenity package applies without checking this phase's actual HOA documents.

A phase, not a standalone read

Buying into a phase like 1D means the home's value story is tied partly to Waterset's broader footprint and partly to the specifics of this pocket: build year, lot orientation, and how close it sits to whatever shared infrastructure the master plan has rolled out to date. Two homes a few streets apart can carry different HOA obligations or amenity access depending on which phase they were platted in.

Because current listing data does not itemize amenities for Ph 1D specifically, this is a community where the paperwork matters more than the marketing. Confirming HOA covenants, any CDD assessments tied to the phase, and what shared facilities are actually deeded to this section is a necessary step before treating this as interchangeable with other parts of Waterset.

The location and the amenities are priced into every listing in Waterset Ph 1D. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a phased community like this, the details that actually affect ownership cost and access are buried in HOA and CDD documents, not in the listing photos. We pull that paperwork early, compare it against what neighboring phases carry, and make sure you know exactly what you are and are not getting before you write an offer.

Waterset Ph 1D in 15 seconds.

Best forBuyers targeting a specific home in Apollo Beach's Waterset development who are comfortable confirming amenity and HOA details phase by phase.
Biggest advantageLocation inside an established Hillsborough County master plan with a track record of build-out.
Biggest riskAmenity access and HOA terms for this specific phase are not confirmed by current listing data and require direct verification.
Sweet spotBuyers who have already reviewed Waterset's broader layout and want a specific phase evaluated on its own merits.
Avoid ifYou are assuming a standard amenity package applies without checking this phase's actual HOA documents.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Waterset Ph 1D sales matched to your home.

What is your Waterset Ph 1D home worth?

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Real comps, not an automated estimate.
Buyers who have already toured Waterset broadly and want to narrow in on Ph 1D specificallyExcellent fit
Buyers comfortable doing HOA and CDD due diligence before committing to a phaseExcellent fit
Buyers prioritizing an Apollo Beach location within Hillsborough County over a guaranteed amenity listExcellent fit
Buyers who need a confirmed amenity package locked in before they will consider a communityProbably not
Buyers unwilling to review phase-specific HOA or CDD documentationProbably not
Buyers expecting identical terms across every section of a large master-planned communityProbably not

Data sources & freshness

Under-contract sharesStellar MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2021 (5 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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