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Built fromLive Stellar MLS data5 years of closingsFL DOR public recordsUpdated twice daily

As of October 2026, Waterset Ph 3A-1 & Waterset in Apollo Beach, FL has 1 home for sale. Homes listed or recently sold were built 2015–2017; 4 of 4 report an HOA (median $264/mo); none of the 4 geocoded homes sit in a FEMA special flood hazard zone (median elevation 39 ft).

Part of the Waterset master-planned community in Apollo Beach, FL — see all Waterset homes for sale (90 listings across 12 villages and sections in the MLS).

Waterset Ph 3A-1 & Waterset key facts
LocationApollo Beach, Hillsborough County, FL · ZIP 33572
Homes in the community155 (FL DOR 2025 assessment roll)
Years built2015–2020 (median 2017)
Typical living area2,305 sq ft (median)
Amenities listed by sellersClubhouse, Pool, Deed Restrictions, Dog Park, Fitness Center, Playground
For sale right now1 active, 0 pending · median asking $850,000 · 3.0 months of supply
Owner-occupied (homestead) share66%

Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Waterset Ph 3A-1 & Waterset key facts,” movewithmomentum.com/neighborhoods/waterset-ph-3a-1-waterset, data as of September 20, 2026.

Live · Waterset Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
3.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Hillsborough: 22% (1,810 of 8,134)
1 · 0
For sale · pending
live counts, refreshed twice daily
2
Sold · last 12 mo
10-yr average: about 3 a year
Ownership and context
66%
Owner-occupied · Waterset
102 of 155 parcels homesteaded (FL DOR 2025)
34%
Non-owner-occupied · Waterset
incl. 8% trust or LLC-held · 12% out-of-state
155
Homes in the community
155 residential parcels (FL DOR 2025)
Track record · 5 years of records
11
Recorded sales · 2024-2025
median $373K · qualified sales on the county roll (FL DOR 2025)
Est. 2015
Community established
homes built 2015-2020, median 2017 (FL DOR 2025)
1.3%/yr
Turnover rate
about 2 of 155 homes trade a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Price here is driven by a fairly consistent inventory: homes built between 2015 and 2020, with a median build year of 2017 and a median of about 2,305 square feet. At a median of $340,000 and roughly $160 per square foot, what you're paying for is relatively young square footage in a planned Apollo Beach community rather than location scarcity. Condition and specific lot advantages will move individual homes off that median in both directions.

The current posture leans toward buyers. With a median of 69 days on market, homes here are not moving quickly, which gives buyers room to negotiate and time to inspect. Sellers should price with that pace in mind and expect to compete on presentation and condition rather than assume speed.

Waterset Housing Pulse · Momentum Research · as of September 20, 2026

Waterset right now

🟡 Balanced market. 3.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Low (1 active and pending listings, 2 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 6, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Waterset Ph 3A-1 & Waterset is a newer-construction pocket of Apollo Beach in Hillsborough County, with a median build year of 2017 and homes sized around 2,305 square feet. The relatively slow sale pace means less urgency than the surrounding metro at its busiest.

Stellar MLS sales records identify 2,153 homes in Waterset that have changed hands since 2012, built between 2011 and 2026 (median 2018), with a median living area of about 2,379 sq ft and a typical 4-bedroom, 3-bath layout; 88% are single-family homes. Source: Stellar MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

County records show 11 qualified sales in Waterset across 2024–2025 (8 in 2024, 3 in 2025), median $372,900 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers targeting a home around the $340,000 median who value newer square footage over an established-area address
  • Owner-occupants planning to hold, comfortable with a market that rewards patience over speed
  • Buyers who want negotiating leverage and time to inspect before committing

Probably not for

  • Sellers who must close quickly and cannot absorb a 69-day median timeline
  • Buyers set on a historic or established neighborhood rather than 2015-2020 construction
  • Investors banking on rapid resale, given the slower absorption pace here

The market around Waterset

Waterset is too small for its own price trend, so here is the market around it.

In ZIP 33572, 400 homes are on the market and 17% are under contract — a slower corner of Apollo Beach.

Across Hillsborough County, 6,324 homes are active and 1,810 pending (22% under contract).

In ZIP 33572 (Apollo Beach), 841 homes closed in the last 12 months at a median of $501K ($215/sq ft), up 0.3% year over year, with a median 72 days on market. Right now 145 active and 27 pending listings put supply at about 5.2 months — a buyer's market. See the live ZIP 33572 housing market and the Hillsborough County market.

ZIP and county figures describe the wider market, not Waterset specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in Waterset Ph 3A-1 & Waterset, Apollo Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
4.35%
1 of 23 listings · short sale 1
Distress share trend — 4.35% now (2026-09-13 → 2026-09-30)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period September 2026 through September 2026. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Waterset

Live MLS inventory for Waterset. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Waterset listings as of 2026-10-01, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2021 through 2026. Tap any home to ask about it.

Every Home for Sale in Waterset Ph 3A 1 Waterset Right Now (1)

All 1 active and pending Waterset Ph 3A 1 Waterset listings with a detail page, newest first, refreshed twice a day from the MLS.

Listing locations from Stellar MLS. Map data © OpenStreetMap, tiles © CARTO.

If we were buying in Waterset today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Waterset.

Best Buy
Buyers wanting newer construction in Apollo Beach without chasing brand-new pricing.
Biggest Risk
A slow median of 69 days on market means sellers need patience and sharp pricing.
Sweet Spot
A well-maintained home near the median of $340,000 and roughly 2,305 square feet.
Avoid If
You need to sell fast or expect bidding-war urgency.

A young subdivision moving at a patient pace

The housing stock is tightly clustered in age, built from 2015 to 2020, so you're generally looking at homes still in their first decade. That narrows the maintenance surprises you'd expect from older inventory and keeps floor plans consistent, with a median living area near 2,305 square feet. The median price of $340,000 works out to roughly $160 per square foot.

A homestead share of about 66% suggests the majority of these homes are owner-occupied rather than held as rentals, which tends to show in upkeep. With a median of 69 days on market across a small recent closings window, the read is qualitative more than statistical: this is a place where buyers can take their time and sellers cannot count on a fast exit.

“

The location and the amenities are priced into every listing in Waterset. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

Because the sale pace is slower than headline-market chatter suggests, pricing and presentation decide outcomes here. We work from the actual snapshot for this subdivision, not a regional average, so sellers price to the 69-day reality and buyers know where negotiating room actually exists.

Waterset in 15 seconds.

Best forBuyers wanting newer construction in Apollo Beach without chasing brand-new pricing.
Biggest advantageConsistent, young housing stock with a median build year of 2017.
Biggest riskA slow median of 69 days on market means sellers need patience and sharp pricing.
Sweet spotA well-maintained home near the median of $340,000 and roughly 2,305 square feet.
Avoid ifYou need to sell fast or expect bidding-war urgency.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Waterset homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Waterset.
In short
  • HOA dues reported around $309/month (about $3,708/yr) · median of 98 MLS listings, most billed monthly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $309 per month ($3,708 a year) — the median AssociationFee across 98 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Waterset sales matched to your home.

What is your Waterset home worth?

Get a no-obligation home value based on real comparable sales in Waterset, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Apollo Beach →

Real comps, not an automated estimate.

Recently off market in Waterset Ph 3A-1 & Waterset

Homes in Waterset Ph 3A-1 & Waterset that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

How much local inventory is already under contract

19% of homes for sale in ZIP 33572 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-06).

Frequently Asked Questions

Is Waterset a buyer's or seller's market right now?
As of September 20, 2026, Waterset is roughly balanced: 3.0 months of supply at the current sales pace (Stellar MLS live counts).
How many homes are in Waterset?
The Florida DOR 2025 assessment roll shows 155 homes in Waterset (public records).
What share of Waterset is owner-occupied?
66% of Waterset parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Waterset built?
Homes in Waterset were built between 2015 and 2020, with a median year built of 2017 (FL DOR 2025 roll).
Who is the best real estate agent for Waterset?
The best agent for Waterset is one who actively works Apollo Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Waterset.
How do I find a top Apollo Beach real estate agent who knows Waterset?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Waterset and the wider Apollo Beach area.
Can Momentum Realty connect me with an agent for Waterset?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Waterset purchase or sale - no call center and no pressure.
Where is Waterset, and what county is it in?
Waterset is in Apollo Beach, Hillsborough County, FL, ZIP 33572. The community's center is about 9 miles north of the center of Apollo Beach (straight-line).
Buyers targeting a home around the $340,000 median who value newer square footage over an established-area addressExcellent fit
Owner-occupants planning to hold, comfortable with a market that rewards patience over speedExcellent fit
Buyers who want negotiating leverage and time to inspect before committingExcellent fit
Sellers who must close quickly and cannot absorb a 69-day median timelineProbably not
Buyers set on a historic or established neighborhood rather than 2015-2020 constructionProbably not
Investors banking on rapid resale, given the slower absorption pace hereProbably not

Data sources & freshness

Live listingsStellar MLS, refreshed twice daily (last: October 1, 2026)
Housing stock & ownershipFlorida DOR assessment roll (street-list match (5 streets, ZIP 33572))
Under-contract sharesStellar MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2021 (20 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Schools serving nearby communities

We do not have a confirmed school assignment for Waterset. These are the public schools most often assigned to other communities in ZIP 33572; zones change and vary by address, so confirm with the district before you buy.

Assignments from district data for neighboring communities; grades are official Florida Department of Education school grades (2025-26).

Thinking of selling in Waterset Ph 3A-1 & Waterset? 2 recorded closings (window ending 2026-09-20). See the Hillsborough County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Waterset with Momentum Realty’s local guides.

Waterset0.3 mi away · 1,399 homes, built 2012–24

Browse all neighborhood guides →

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