Waterset Ph 3A-3 & Covington G
Homes for Sale in Apollo Beach, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Price here is driven by size and newness more than anything else. This is a newer-construction pocket, built between 2015 and 2024 with a median year of 2017, and the typical home runs a little over 2,580 square feet. At a median of $491,000 and about $199 per square foot, you are paying for space and recent build quality rather than location scarcity. The spread around that median is condition- and floorplan-driven, so two homes on the same street can price very differently.
Market posture is soft. A median of 89 days on market and a heat score of 29 tell you this is a slow, negotiation-friendly setting, not a bidding-war one. Year-over-year the median is up 3.6%, so values have held rather than slid. For buyers, that means time to inspect, compare, and negotiate. For sellers, it means pricing to the current comps from day one and preparing for a longer marketing window is the honest expectation.
Waterset Ph 3A-3 & Covington G right now
🟡 Still climbing. The trailing-12-month median ($491K) is up 3.6% from the prior 12 months ($474K). With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending July 15. Confidence: Medium (11 and 7 sales in the two windows).
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Updated July 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Waterset Ph 3A-3 & Covington G market snapshot (as of July 15, 2026): the median sale price is about $491K ($199 per sq ft over the trailing 12 months of closed sales), and a median 89 days on market for closed sales. The trailing-12-month median is up 4% from the prior 12 months, computed from record-level Stellar MLS closed sales (11 closings in the current window).
Waterset Ph 3A-3 & Covington G is a community of 510 homes in Apollo Beach, Hillsborough County, built between 2015 and 2024 (median 2017.0), with a median living area of about 2,584 square feet. 71% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Waterset Ph 3A-3 & Covington G is a newer-construction section of the larger Waterset community in Apollo Beach, roughly 510 homes strong, where most owners occupy their homes — the homestead share sits at 71%, which points to a stable, owner-heavy section rather than an investor-churn one.
Who Waterset Ph 3A-3 & Covington G is best for.
Best for
- Buyers prioritizing newer construction and space, comfortable around the $491,000 median
- Patient buyers who want room to negotiate and time for due diligence
- Owner-occupants planning to stay a while in an owner-heavy section
Probably not for
- Sellers who need to move quickly and cannot absorb a longer marketing window
- Buyers hunting for a small or older-home footprint
- Investors counting on quick turnover in an owner-occupied, low-volume section
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending July 15 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($491K) IS the median in the snapshot above, and the move from 2025 ($474K) IS the +3.6% one-year change.
Windows contain 4 to 21 sales each (11 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period %s through %s. Deemed reliable but not guaranteed.
The Waterset Ph 3A-3 & Covington G buying strategy.
If we were buying in Waterset Ph 3A-3 & Covington G today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Waterset Ph 3A-3 & Covington G.
A newer-build section that rewards patience
The building window here is tight and recent — 2015 to 2024, clustered around 2017 — so you are largely buying homes still in their first decade, with the maintenance profile that implies. Typical living space is generous at about 2,583 square feet, which is a big part of why the median lands at $491,000. If square footage and a modern floorplan are your priorities, the inventory is built for you.
The slower pace is the real story for pricing. With a median 89 days on market and only 11 closings in the measured window, this is a thin, unhurried market. That works in a buyer's favor on negotiation and due diligence. Sellers should read the same numbers as a mandate to price sharply and stage well, because homes that sit tend to sit here.
The location and the amenities are priced into every listing in Waterset Ph 3A-3 & Covington G. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Waterset Ph 3A-3 & Covington G buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (6.8). Basis: Recent Direction +3.6% year-over-year; Owner Commitment 71% owner-occupied; Pricing Power 94.4% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a section this slow and this driven by floorplan and condition, comp selection is everything — the median tells you the middle, not what your specific home should list at. We work the individual comps street by street, price to the current window rather than last year's, and set a realistic marketing timeline so neither side is surprised by the pace.
Waterset Ph 3A-3 & Covington G in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA — confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Waterset Ph 3A-3 & Covington G buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Waterset Ph 3A-3 & Covington G sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Waterset Ph 3A-3 & Covington G, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Waterset Ph 3A-3 & Covington G home worth?
Get a no-obligation home value based on real comparable sales in Waterset Ph 3A-3 & Covington G, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Frequently Asked Questions
What is the median home price in Waterset Ph 3A-3 & Covington G?
How long do homes in Waterset Ph 3A-3 & Covington G take to sell?
How many homes are in Waterset Ph 3A-3 & Covington G?
What share of Waterset Ph 3A-3 & Covington G is owner-occupied?
When were the homes in Waterset Ph 3A-3 & Covington G built?
Do cash buyers compete in Waterset Ph 3A-3 & Covington G?
Who is the best real estate agent for Waterset Ph 3A-3 & Covington G?
How do I find a top Apollo Beach real estate agent who knows Waterset Ph 3A-3 & Covington G?
Can Momentum Realty connect me with an agent for Waterset Ph 3A-3 & Covington G?
Should you buy in Waterset Ph 3A-3 & Covington G?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Community market stats | Stellar MLS closed sales, 12-month windows ending July 15, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (13 streets, ZIP 33572)) |
| Under-contract shares | Stellar MLS records, as of 2026-07-12 |
| Historical depth | Closed-sale records back to 2021 (61 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.
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