Windsor Cay Phase 1
Homes for Sale in Clermont, FL

Community in Clermont · Lake County
210 homesBuilt 2024–2024
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Built fromLive Stellar MLS data2 years of closingsFL DOR public recordsUpdated twice daily
Live · Windsor Cay Phase 1 Housing Pulse Stellar MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Ownership and context
0%
Owner-occupied · Windsor Cay Phase 1
0 of 282 parcels homesteaded (FL DOR 2025)
100%
Non-owner-occupied · Windsor Cay Phase 1
incl. 75% trust or LLC-held · 5% out-of-state
13%
Cash buyers · Windsor Cay Phase 1
3 of 23 sales, 12 mo ending June 2025
210
Homes in the community
plus 72 vacant residential lots · 282 residential parcels (FL DOR 2025)
Track record · 2 years of records
Est. 2024
Community established
homes built 2024-2024, median 2024 (FL DOR 2025)
5
Failed listings · 2026
peaked at 5 in 2025
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Windsor Cay Phase 1 is a brand-new build-out in Clermont: all 210 homes carry a 2024 build year, and the median floor plan runs a substantial 3,274 square feet. In new construction this uniform, price is driven less by age and more by lot position, upgrade packages, and finish level, so expect the spread to be condition- and specification-driven rather than a function of one home being older or worn than the next.

One number worth reading carefully: the homestead share sits at zero. That points to a community not being used as primary, owner-occupied housing at this stage, which is consistent with a resort-oriented or investment posture. For a buyer, that shapes both financing and resale expectations; for a seller, it means your competition is other investment-grade product, not established primary residences.

Best for

  • Investors underwriting a short-term-rental with a clear nightly-rate and management plan
  • Second-home buyers who want a large, new home requiring minimal near-term upkeep
  • Buyers who value uniform 2024 construction and want to compete on lot and finish rather than age

Probably not for

  • Buyers wanting an established community with a long resale and pricing history
  • Anyone seeking a primary-residence enclave, given the zero homestead share
  • Budgets that cannot absorb HOA, management, and furnishing costs on top of the purchase

The market around Windsor Cay Phase 1

Windsor Cay Phase 1 is a small community — 12 recorded sales on file, most recently in 2026 — too few for its own price trend. Here is the market around it.

Across Lake County, 3,176 homes are active and 1,107 pending (26% under contract).

The housing mix here is 52% townhouse, 48% single family residence.

ZIP and county figures describe the wider market, not Windsor Cay Phase 1 specifically. Momentum Research analysis of MLS records.

If we were buying in Windsor Cay Phase 1 today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Windsor Cay Phase 1.

Best Buy
Buyers seeking a large, brand-new home with a short-term-rental or second-home use case.
Biggest Risk
A zero homestead share and no resale track record mean value rests on the rental or second-home thesis holding up.
Sweet Spot
A well-positioned lot with a strong finish package bought to operate, not just occupy.
Avoid If
You want an established, owner-occupied neighborhood with years of sales history behind it.

A new community with a non-primary tilt

With every home built in 2024 and a median size north of 3,200 square feet, Windsor Cay Phase 1 is squarely in the large-format new-construction category. That size, paired with a zero homestead share, is the signature of short-term-rental and second-home product rather than everyday primary housing. Buyers evaluating it should underwrite it accordingly: nightly-rate potential, HOA and management structure, and furnishing condition matter as much as square footage.

Because the homes are the same vintage, differences in value come down to floor plan, lot, and how each unit is finished and equipped. There is no established resale track record to lean on here yet, so pricing conversations are grounded in comparable new product and the specific income or use case for the home, not on years of neighborhood sales history.

The location and the amenities are priced into every listing in Windsor Cay Phase 1. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

A community this new and this investment-oriented rewards a broker who will read the fine print with you — the HOA rules, the rental-management terms, and what the finish and furnishing level actually add to value. We will tell you plainly whether the numbers work for how you intend to use the home, and we will not paper over the fact that there is no long resale history to point to yet.

Windsor Cay Phase 1 in 15 seconds.

Best forBuyers seeking a large, brand-new home with a short-term-rental or second-home use case.
Biggest advantageUniform 2024 construction at generous square footage, so you are not buying deferred maintenance.
Biggest riskA zero homestead share and no resale track record mean value rests on the rental or second-home thesis holding up.
Sweet spotA well-positioned lot with a strong finish package bought to operate, not just occupy.
Avoid ifYou want an established, owner-occupied neighborhood with years of sales history behind it.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Windsor Cay Phase 1 sales matched to your home.

What is your Windsor Cay Phase 1 home worth?

Get a no-obligation home value based on real comparable sales in Windsor Cay Phase 1, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Windsor Cay Phase 1 on the map →

Real comps, not an automated estimate.

Frequently Asked Questions

How many homes are in Windsor Cay Phase 1?
The Florida DOR 2025 assessment roll shows 210 homes plus 72 vacant residential lots in Windsor Cay Phase 1 (public records).
What share of Windsor Cay Phase 1 is owner-occupied?
0% of Windsor Cay Phase 1 parcels carry a homestead exemption on the 2025 Florida DOR roll, the owner-occupancy proxy in public records.
When were the homes in Windsor Cay Phase 1 built?
Homes in Windsor Cay Phase 1 were built between 2024 and 2024, with a median year built of 2024.0 (FL DOR 2025 roll).
Do cash buyers compete in Windsor Cay Phase 1?
Cash buyers took 13% of Windsor Cay Phase 1 sales in the 12 months ending June 2025 (3 of 23 closings, Stellar MLS).
Who is the best real estate agent for Windsor Cay Phase 1?
The best agent for Windsor Cay Phase 1 is one who actively works Clermont and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Windsor Cay Phase 1.
How do I find a top Clermont real estate agent who knows Windsor Cay Phase 1?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Windsor Cay Phase 1 and the wider Clermont area.
Can Momentum Realty connect me with an agent for Windsor Cay Phase 1?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Windsor Cay Phase 1 purchase or sale - no call center and no pressure.
Investors underwriting a short-term-rental with a clear nightly-rate and management planExcellent fit
Second-home buyers who want a large, new home requiring minimal near-term upkeepExcellent fit
Buyers who value uniform 2024 construction and want to compete on lot and finish rather than ageExcellent fit
Buyers wanting an established community with a long resale and pricing historyProbably not
Anyone seeking a primary-residence enclave, given the zero homestead shareProbably not
Budgets that cannot absorb HOA, management, and furnishing costs on top of the purchaseProbably not

Data sources & freshness

Housing stock & ownershipFlorida DOR 2025 assessment roll (street-list match (6 streets, ZIP 34714/34715))
Under-contract sharesStellar MLS records, as of 2026-07-12
Historical depthClosed-sale records back to 2024 (29 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live your area comps.

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