Townhome Communities in Collier County, FL

Looking for townhome communities in Collier County, FL? Momentum Realty tracks 6 Collier County communities with evidence of townhome and villa living, each with MLS-derived pricing and market pace below — plus the local questions worth asking before you buy, and a direct line to an agent who works these communities.

Collier County townhome communities at a glance

Communities tracked

$392,000

Median sale price

58 days

Median days on market

Recent closings

The communities, by recent sales activity

Community	City	Median price	1-yr change	Days on mkt
Summit Place · agent	Naples	$394,000	-6.1%	48.5 d
Vanderbilt Reserve · agent	Naples	$425,000	-14.6%	46.5 d
Meadowood · agent	Naples	$390,000	-5.1%	53 d
Milano · agent	Naples	$375,000	-0.7%	129 d
The Vistas · agent	Naples	$285,000	-1.7%	22 d
The Cove · agent	Naples	$420,000	-9.7%	52 d

Communities are listed by recent closing volume in Momentum’s MLS data. Figures are aggregates, change over time, and are deemed reliable but not guaranteed.

What a townhome actually buys you in Florida

Townhomes and villas sit between condos and single-family homes: you typically own the structure and the lot beneath it, with the HOA maintaining exteriors, roofs, or grounds depending on the documents. That split is the whole game — read the declaration to learn exactly which parts of the building are yours to insure and repair. Ask specifically about roof responsibility and age: in Florida, who replaces the roof (you, the HOA, or shared) changes both your insurance quote and your reserves risk.

Fees and insurance are the comparison that matters

Compare townhome communities on the fee-to-coverage ratio: what the monthly fee actually maintains, the association’s master insurance versus what your HO-6 or HO-3 policy must cover, and the reserve balance behind shared roofs and exteriors. Our buyer closing costs calculator turns price plus dues into the real monthly number.

What it costs to own here

At Collier County’s typical combined millage of 11.05 mills, a purchase at $392,000 (the median across these townhome communities) generates roughly $4,333 a year in property tax before exemptions — about $361 a month. Florida resets the assessed value to roughly your purchase price, so the seller’s current bill is not a preview of yours; a homesteaded owner then gets the $25,000–$50,000 exemption and the 3% Save Our Homes cap going forward. Citizens Property Insurance policies in Collier County average about $2,147 a year ($179 a month) — private-market quotes vary with roof age and wind mitigation, so price coverage before your inspection window closes. All-in, our county model puts the typical monthly cost of ownership in Collier County near $3,291 (principal and interest on the typical home, tax, and insurance).

Run your exact numbers: the property tax after purchase calculator uses Collier County’s verified millage, and the buyer closing costs calculator builds the full cash-to-close.

Demand and supply in Collier County right now

In the most recent IRS migration data (2022-2023), Collier County gained a net 2,411 people to relocation, with the largest inbound flows from IL, NY, MA. Households moving IN reported average incomes of $283,468 versus $126,379 for those leaving — the income mix of demand, straight from tax filings. Population is up about 6.5% over the recent multi-year window. On the supply side, builders pulled 2,736 residential permits in Collier County in 2025 (1,945 single-family), down 22.4% year over year — against 6,766 at the 2021 peak. Permits are tomorrow’s inventory: a shrinking pipeline supports prices, a swelling one hands buyers leverage. Our valuation model reads the county as overvalued by about 30.9% versus its income-and-rent fundamentals.

The Collier County market, in context

Collier County is Naples — Florida's wealthiest large county and a luxury Gulf resort market with more golf courses per capita than almost anywhere in the country. It spans Port Royal's ultra-prime waterfront, Marco Island, and the fast-growing Ave Maria new town, with prices and insurance among the highest in the state.

The economy behind the market: {'drivers': 'healthcare, tourism and hospitality, real estate and construction, agriculture (east Collier), and wealth management', 'summary': "Collier's economy blends a luxury hospitality-and-real-estate engine with serious anchors. NCH Healthcare System is the largest private employer, and Arthrex — a global orthopedic-device manufacturer — is a major high-wage presence and one of the region's most important companies. Tourism and the seasonal wealth economy run year-round in Naples and on Marco Island, while east Collier remains a large agricultural producer and the site of the Ave Maria new town.", 'employers': ['NCH Healthcare System', 'Arthrex (global orthopedics manufacturer)', 'Collier County Public Schools', 'Collier County government', 'Ritz-Carlton / Naples luxury resorts', 'Publix', 'Ave Maria University', 'Barron Collier Companies'], 'jobNote': "Arthrex (global orthopedic devices) and NCH Healthcare are the county's private-sector anchors."}

What could change it: Collier carries the highest prices and least affordability in Southwest Florida, plus severe hurricane and storm-surge exposure — Hurricane Ian (2022) struck Naples and Marco Island hard — and some of the highest insurance costs in the state. Flood-zone status is decisive on the coast, and the economy's seasonality is a factor for service-dependent areas.

Near-term outlook: Expect the luxury and waterfront tiers to stay resilient on continued wealth and seasonal demand, while Ave Maria and the inland communities capture brisk value-and-family growth. Affordability and insurance cap broader demand, so the high end and the new-town corridor lead, with overall price growth modest.

Run the numbers in Collier County

Explore more Florida communities

Common questions

How many townhome communities does Collier County, FL have?

Momentum Realty currently tracks 6 communities in Collier County with evidence of townhome and villa living in MLS or verified amenity records. Others exist; these are the ones with active market data.

What do homes in Collier County townhome communities cost?

The median sale price across tracked townhome communities in Collier County is about $392,000, and it varies widely by community. Use the table above for community-level medians.

How does Momentum classify a community as one of the townhome communities?

A community appears here when we find a majority of the community’s MLS-recorded listings carrying a townhouse or villa property type. We do not guess from names alone. Verify any specific amenity or restriction with the association before you rely on it.

Can Momentum connect me with an agent for these communities?

Yes. Momentum serves Collier County and matches you with an agent who works these specific communities. Matching is free and no-obligation.

How much is home insurance in Collier County?

Citizens Property Insurance policies in Collier County average about $2,147 a year, per Citizens filings. Private quotes vary widely with roof age, construction and wind mitigation - a wind-mitigation inspection often unlocks meaningful credits.

What are property taxes like in Collier County?

Typical combined millage in Collier County is about 11.05 mills - roughly 1.11% of assessed value a year before exemptions. Florida resets assessed value to about your purchase price when you buy, then homestead exemptions and the 3% Save Our Homes cap apply.

Community classifications are compiled from MLS-reported amenities, verified amenity records and MLS build-year data, as of 2026-09-11; they are informational, change over time, and are deemed reliable but not guaranteed — verify details with each association. Not an offer of housing to any protected class to the exclusion of others. Equal Housing Opportunity.