The Cove
Homes for Sale in Naples, FL

The Cove market snapshot (as of September 20, 2026): the median sale price is about $420K ($261 per sq ft over the trailing 12 months of closed sales), and a median 30 days on market for closed sales. The trailing-12-month median is down 8% from the prior 12 months, computed from record-level Florida Gulf Coast MLS closed sales (5 closings in the current window).

In ZIP 34102 (Naples), 1,157 homes closed in the last 12 months at a median of $570K ($327/sq ft), up 3.3% year over year, with a median 69 days on market. Right now 606 active and 131 pending listings — a buyer's market. See the live ZIP 34102 housing market and the Collier County market.

Florida Gulf Coast MLS sales records identify 13 homes in The Cove that have changed hands since 2013, built between 1998 and 2000 (median 1999), with a median living area of about 1,611 sq ft and a typical 3-bedroom, 2.5-bath layout; 92% are townhomes. Source: Florida Gulf Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

The Cove is a Naples community in Collier County trading in low volume, which means pricing here should be read property-by-property rather than off broad averages.

With only 5 closings feeding the current snapshot, The Cove does not yet show the kind of consistent trading pattern you'd lean on for a confident comp set. The median price of $420,000 and $260.71 per square foot are real, but they represent a small handful of transactions, and the next sale could shift either figure meaningfully. Treat any given listing here on its own condition and layout rather than assuming it tracks the community median.

The math backs up a slower posture: a median days on market of 52, a year-over-year change of -9.7%, and a market heat score of 11 all point the same direction. That's not a market rewarding aggressive list prices or bidding urgency. It's one where a well-prepared, correctly priced listing still moves, but sellers should expect negotiation and buyers should expect room to ask for it.

In a market this thin on closings, the difference between a fair price and an overreach is easy to miss without someone tracking every transaction as it lands. We watch The Cove's data in real time so a listing is priced to what is actually happening on the ground, and so a buyer's offer is built on current comps rather than a stale median.

Listings in this community report association dues of about $247 per month ($2,964 a year) — the median AssociationFee across 20 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.