Townhome Communities in Seminole County, FL

Looking for townhome communities in Seminole County, FL? Momentum Realty tracks 57 Seminole County communities with evidence of townhome and villa living, each with MLS-derived pricing and market pace below — plus the local questions worth asking before you buy, and a direct line to an agent who works these communities.

Seminole County townhome communities at a glance

57
Communities tracked
$330,000
Median sale price
51 days
Median days on market
423
Recent closings

The communities, by recent sales activity

CommunityCityMedian price1-yr changeDays on mkt
HICKORY GROVE · agentWinter Springs$412,00023 d
FOUNTAIN PARKE AT LAKE MARY · agentLake Mary$441,00068 d
Skylar Crest · agentSanford$340,00023 d
Grande Oaks at Heathrow · agentLake Mary$448,00057 d
GREYSTONE · agentOviedo$320,00066 d
Emerald Pointe at Beryl Landing · agentSanford$339,00034 d
ISLES OF OVIEDO · agentOviedo$374,0006 d
JESUPS LANDING · agentWinter Springs$397,00038 d
CLAYTON CROSSING TWNHMS SECOND AMD · agentOviedo$345,000
TOWNS AT RIVERWALK · agentSanford$387,000
RETREAT AT TWIN LAKES REP · agentSanford$260,00029 d
REGENCY OAKS UNIT ONE · agentSanford$238,00056 d
JESUPS RESERVE TWNHMS REP · agentWinter Springs$365,00046 d
SAVANNAH PARK · agentSanford$385,00052 d
RESERVE AT LOCH LAKE · agentSanford$294,000122 d
RIVERVIEW TWNHMS · agentSanford$308,000133 d
Towns at White Cedar · agentSanford$314,00023 d
AULIN SQUARE · agentOviedo$455,000117 d
Towns at Greenleaf · agentOviedo$407,00057 d
LAKE MARY LANDINGS · agentLake Mary$340,000
HARBOR WINDS · agentWinter Springs$335,0001 d
CHASE TWNHMS · agentLake Mary$225,0006 d
Townes at Northlake · agentOviedo$494,00060 d
AMBERLEE TWNHMS · agentSanford$233,00076 d
LEGACY PARK RESIDENTIAL TOWNHOME A REP · agentCasselberry$360,000

Communities are listed by recent closing volume in Momentum’s MLS data. Figures are aggregates, change over time, and are deemed reliable but not guaranteed.

Every other tracked townhome communities in Seminole County

What a townhome actually buys you in Florida

Townhomes and villas sit between condos and single-family homes: you typically own the structure and the lot beneath it, with the HOA maintaining exteriors, roofs, or grounds depending on the documents. That split is the whole game — read the declaration to learn exactly which parts of the building are yours to insure and repair. Ask specifically about roof responsibility and age: in Florida, who replaces the roof (you, the HOA, or shared) changes both your insurance quote and your reserves risk.

Fees and insurance are the comparison that matters

Compare townhome communities on the fee-to-coverage ratio: what the monthly fee actually maintains, the association’s master insurance versus what your HO-6 or HO-3 policy must cover, and the reserve balance behind shared roofs and exteriors. Our buyer closing costs calculator turns price plus dues into the real monthly number.

What it costs to own here

At Seminole County’s typical combined millage of 15.18 mills, a purchase at $330,000 (the median across these townhome communities) generates roughly $5,010 a year in property tax before exemptions — about $417 a month. Florida resets the assessed value to roughly your purchase price, so the seller’s current bill is not a preview of yours; a homesteaded owner then gets the $25,000–$50,000 exemption and the 3% Save Our Homes cap going forward. Citizens Property Insurance policies in Seminole County average about $1,572 a year ($131 a month) — private-market quotes vary with roof age and wind mitigation, so price coverage before your inspection window closes. All-in, our county model puts the typical monthly cost of ownership in Seminole County near $2,391 (principal and interest on the typical home, tax, and insurance).

Run your exact numbers: the property tax after purchase calculator uses Seminole County’s verified millage, and the buyer closing costs calculator builds the full cash-to-close.

Demand and supply in Seminole County right now

In the most recent IRS migration data (2022-2023), Seminole County lost a net 99 people to relocation, with the largest inbound flows from NY, NJ, TX. Households moving IN reported average incomes of $62,559 versus $65,990 for those leaving — the income mix of demand, straight from tax filings. Population is up about 4.4% over the recent multi-year window. On the supply side, builders pulled 1,997 residential permits in Seminole County in 2025 (893 single-family), down 12.4% year over year — against 3,476 at the 2022 peak. Permits are tomorrow’s inventory: a shrinking pipeline supports prices, a swelling one hands buyers leverage. Our valuation model reads the county as undervalued by about 0.8% versus its income-and-rent fundamentals.

The Seminole County market, in context

Seminole County is the affluent, top-schools suburb of north metro Orlando — Lake Mary's corporate corridor, Oviedo's family neighborhoods, and an A-rated district make it one of Central Florida's most sought-after places to live. It trades theme-park glitz for quiet, established, high-performing suburbs.

The economy behind the market: {'drivers': 'corporate and professional services, technology, healthcare, and education', 'summary': "Seminole punches above its size economically. Lake Mary/Heathrow hosts one of Central Florida's densest corporate-office concentrations — companies like AAA, Verizon, Deloitte, and financial and tech firms — while AdventHealth and Orlando Health anchor healthcare and the University of Central Florida sits just over the line. Government and the school district round out a white-collar base.", 'employers': ['Seminole County Public Schools', 'AdventHealth', 'AAA (Heathrow national HQ)', 'Verizon', 'Orlando Health', 'Seminole County government', 'Central Florida Regional Hospital'], 'jobNote': "Lake Mary/Heathrow is one of Central Florida's densest corporate-office corridors."}

What could change it: Seminole's risks are modest for Florida: localized flooding along the Wekiva and the lakes, the affordability stretch typical of a top-school suburb, and the usual rate sensitivity. It is inland, so hurricane risk is wind-and-rain rather than surge, and insurance is comparatively reasonable.

Near-term outlook: Expect Seminole to stay one of metro Orlando's most resilient submarkets over the next 12 months — school demand and the corporate base keep a firm floor under prices, with appreciation modest as affordability and rates temper the top of the range.

Run the numbers in Seminole County

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Common questions

How many townhome communities does Seminole County, FL have?
Momentum Realty currently tracks 57 communities in Seminole County with evidence of townhome and villa living in MLS or verified amenity records. Others exist; these are the ones with active market data.
What do homes in Seminole County townhome communities cost?
The median sale price across tracked townhome communities in Seminole County is about $330,000, and it varies widely by community. Use the table above for community-level medians.
How does Momentum classify a community as one of the townhome communities?
A community appears here when we find a majority of the community’s MLS-recorded listings carrying a townhouse or villa property type. We do not guess from names alone. Verify any specific amenity or restriction with the association before you rely on it.
Can Momentum connect me with an agent for these communities?
Yes. Momentum serves Seminole County and matches you with an agent who works these specific communities. Matching is free and no-obligation.
How much is home insurance in Seminole County?
Citizens Property Insurance policies in Seminole County average about $1,572 a year, per Citizens filings. Private quotes vary widely with roof age, construction and wind mitigation - a wind-mitigation inspection often unlocks meaningful credits.
What are property taxes like in Seminole County?
Typical combined millage in Seminole County is about 15.18 mills - roughly 1.52% of assessed value a year before exemptions. Florida resets assessed value to about your purchase price when you buy, then homestead exemptions and the 3% Save Our Homes cap apply.

Community classifications are compiled from MLS-reported amenities, verified amenity records and MLS build-year data, as of 2026-06-16; they are informational, change over time, and are deemed reliable but not guaranteed — verify details with each association. Not an offer of housing to any protected class to the exclusion of others. Equal Housing Opportunity.

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