Waterfront Homes for Sale in Lakeland, FL
This page tracks every Lakeland listing whose MLS record reports waterfront (ocean, bay, Intracoastal, river, canal or lake frontage), by community, with live counts and asking prices, and the costs that come with the water.
61 waterfront homes are for sale or pending in Lakeland, FL today across 49 communities. The median asking price is $362,400, from $99,000 to $3,499,900. Listings in Lakeland without that feature have a median of $325,000. Most listings right now: Saddle Crk Preserve Ph 1 (5), Landings At Heritage On Water (2), Mountain Lake (2). Updated September 27, 2026 from the MLS.
Lakeland waterfront homes by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.
| Community | Waterfront Homes | New build | Median list | From |
|---|---|---|---|---|
| Saddle Crk Preserve Ph 1 | 5 | 0 | $315,000 | $275,000 |
| Landings At Heritage On Water | 2 | 0 | $819,000 | $749,000 |
| Mountain Lake | 2 | 0 | $549,950 | $499,900 |
| Lake James Ph 01 | 2 | 0 | $482,450 | $429,900 |
| Twin Lakes At Christina Ph 01 | 2 | 0 | $394,950 | $389,900 |
| Hunters Greene Ph 03 | 2 | 0 | $334,900 | $329,900 |
| Lakeside Village 01 Condo | 2 | 0 | $142,400 | $139,900 |
| Lake In Woods Tr C | 1 | 0 | $2,790,000 | $2,790,000 |
| Poley Creek | 1 | 0 | $1,100,000 | $1,100,000 |
| Lakes At Christina | 1 | 0 | $950,000 | $950,000 |
| Laurel Glen Ph 01 | 1 | 0 | $839,000 | $839,000 |
| Terralargo Phase 3B | 1 | 0 | $825,000 | $825,000 |
| Hamilton South | 1 | 0 | $779,900 | $779,900 |
| Pineglen Tract 3 | 1 | 0 | $685,000 | $685,000 |
| Glenmar | 1 | 0 | $599,000 | $599,000 |
| Turnberry | 1 | 0 | $485,000 | $485,000 |
| Scott Lake West Add | 1 | 0 | $475,000 | $475,000 |
| Sylvester Shores | 1 | 0 | $455,000 | $455,000 |
| Sherwood Lakes | 1 | 0 | $440,000 | $440,000 |
| Canyon Lake Villas | 1 | 0 | $425,000 | $425,000 |
| Christina Hammock Sub | 1 | 0 | $420,000 | $420,000 |
| Christina Hammock | 1 | 0 | $399,500 | $399,500 |
| Casa Loma Condo | 1 | 0 | $385,000 | $385,000 |
| Saddle Crk Preserve Ph 1 / Saddle Creek | 1 | 0 | $385,000 | $385,000 |
| Lakeside Hills Estates Ph 03 | 1 | 0 | $379,000 | $379,000 |
| Country Oaks Lakeland | 1 | 0 | $370,000 | $370,000 |
| Waterview Sub | 1 | 0 | $362,400 | $362,400 |
| Riverstone Ph 5 & 6 | 1 | 0 | $358,000 | $358,000 |
| Riverstone Phase 2 Pb | 1 | 0 | $350,000 | $350,000 |
| Copper Ridge Oaks | 1 | 0 | $349,900 | $349,900 |
| Stonewater A Condo Amd | 1 | 0 | $349,900 | $349,900 |
| Riverstone Ph 2 | 1 | 0 | $345,000 | $345,000 |
| Saddle Crk Preserve Ph 2 | 1 | 0 | $339,000 | $339,000 |
| Carillon Lakes Ph 02 | 1 | 0 | $335,900 | $335,900 |
| Donovan Trace | 1 | 0 | $335,000 | $335,000 |
| Lake Holloway Heights | 1 | 0 | $329,000 | $329,000 |
| Riverstone Ph 1 | 1 | 0 | $299,999 | $299,999 |
| Towne Park Estates | 1 | 0 | $299,999 | $299,999 |
| Silver Lakes Rep | 1 | 0 | $288,000 | $288,000 |
| Bridgewater Village 9 | 1 | 0 | $285,900 | $285,900 |
| Silver Lakes Replat | 1 | 0 | $275,000 | $275,000 |
| Village Unit 03 Lakeland | 1 | 0 | $194,900 | $194,900 |
| Skyview Drive Sub | 1 | 0 | $177,000 | $177,000 |
| Highlands West | 1 | 0 | $170,000 | $170,000 |
| Lake Bentley Shores Condo Phase One | 1 | 0 | $168,000 | $168,000 |
| Lakeland Harbour | 1 | 0 | $127,000 | $127,000 |
| Lakeland Harbour Apts | 1 | 0 | $119,900 | $119,900 |
| Lakeland Harbour Condominiums | 1 | 0 | $110,000 | $110,000 |
| Claridge House Lakeland Harbour | 1 | 0 | $99,000 | $99,000 |
What waterfront ownership really costs
Waterfront homes carry costs inland homes do not: flood insurance where the parcel sits in a FEMA special flood hazard area, higher windstorm premiums closer to open water, and upkeep for seawalls, docks and lifts. Before you offer, pull the FEMA flood zone for the specific parcel, ask for the seawall’s age and any inspection reports, and get an insurance quote in hand, not an estimate. Our flood insurance calculator and wind mitigation savings calculator show what the parcel will actually cost to insure.
Questions to ask about any waterfront listing
Is the water frontage deeded or association-owned? Is there a fixed bridge between the dock and open water, and what is the clearance? What did the seller pay for flood and wind coverage last year, and with which carriers? Has the seawall or dock been permitted and inspected? What is the finished-floor elevation? A local agent who works waterfront deals will know which canals hold depth at low tide and which carriers are writing in the area.
Common questions
How many waterfront homes are for sale in Lakeland?
What do waterfront homes cost in Lakeland?
Which Lakeland community has the most waterfront homes for sale?
Is a waterfront home always in a flood zone?
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Live data: Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Lakeland, FL whose MLS record reports waterfront. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.