Homes for Sale Under $300K in Punta Gorda, FL
This page tracks every Punta Gorda listing with an asking price under $300,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.
460 homes listed under $300,000 are for sale or pending in Punta Gorda, FL today across 258 communities. The median asking price is $210,000, from $43,000 to $299,999. Listings in Punta Gorda without that feature have a median of $449,000. Most listings right now: Windmill Village (29), Trop G A (11), Heritage Landing (9). Updated October 2, 2026 from the MLS.
First-time buyers: what Punta Gorda costs at the entry level
268 active single-family homes, townhomes and condos at or below $300,000 — median $225,000, about $1,415/mo principal & interest at 6.95% with 5% down. Live from the MLS, refreshed nightly.
Newest homes under $300K in Punta Gorda
What the payment looks like
| Purchase price | P&I at 6.95%, 5% down | P&I, 20% down | Cash to close at 5% down (est.) |
|---|---|---|---|
| $150,000 | $943 | $794 | $12,000 |
| $200,000 | $1,258 | $1,059 | $16,000 |
| $250,000 | $1,572 | $1,324 | $20,000 |
| $300,000 | $1,887 | $1,589 | $24,000 |
Estimates only; taxes, insurance, HOA and mortgage insurance are on top. Closing costs assumed at 3%.
Down-payment assistance in Charlotte County · First-time buyer guide
Punta Gorda homes under $300K by community
Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most homes under $300K listed are tabled; the rest follow.
| Community | Homes Under $300K | New build | Median list | From |
|---|---|---|---|---|
| Windmill Village | 29 | 0 | $190,000 | $92,900 |
| Trop G A | 11 | 4 | $245,000 | $99,990 |
| Heritage Landing | 9 | 0 | $260,000 | $225,000 |
| Alligator Park Coop | 8 | 0 | $128,250 | $65,500 |
| Heritage Landing Golf & Country Club | 7 | 0 | $269,000 | $239,000 |
| Burnt Store Colony Mhp Coop | 7 | 0 | $165,000 | $140,000 |
| S P G Heights 8Th Add | 7 | 1 | $139,900 | $90,000 |
| Punta Gorda | 6 | 2 | $254,450 | $130,000 |
| Hrbr Heights | 6 | 0 | $234,900 | $129,000 |
| Pelican Harbor Mob Home Estates | 6 | 0 | $161,500 | $99,999 |
| Eagle Point Mhp | 6 | 0 | $120,750 | $94,000 |
| Waterford Estates | 5 | 0 | $295,000 | $269,000 |
| Sea Cove | 5 | 5 | $285,570 | $264,999 |
| Pine Acres | 5 | 1 | $245,000 | $149,900 |
| Maple Leaf Estates | 5 | 0 | $179,000 | $105,000 |
| Emerald Pointe Ph 04 | 5 | 0 | $159,000 | $129,000 |
| River Haven Mob Hme Park | 5 | 0 | $124,900 | $89,500 |
| Parkhill Estates | 5 | 0 | $82,500 | $47,900 |
| Coral Lakes - Coral Creek | 4 | 4 | $292,499 | $269,999 |
| Babcock National | 4 | 0 | $234,950 | $205,000 |
| Banyan Point Ph 03 | 4 | 0 | $229,200 | $220,000 |
| Char Park Sec2 | 4 | 0 | $208,250 | $159,900 |
| Charlotte Park | 4 | 0 | $205,000 | $199,900 |
| Lake Rio Twnhms | 4 | 0 | $179,450 | $155,000 |
| Rolls Landing Ph 07 Amd | 4 | 0 | $158,950 | $144,697 |
| Mary Lu Mhp | 4 | 0 | $84,250 | $43,000 |
| Seagrass | 3 | 3 | $295,520 | $294,885 |
| Rio Villa Lakes | 3 | 0 | $290,000 | $269,000 |
| Punta Gorda Isles Sec 20 | 3 | 0 | $279,900 | $269,000 |
| Punta Gorda Isles Sec 23 | 3 | 0 | $270,000 | $198,800 |
| Emerald Pointe Twnhs Ph 05 | 3 | 0 | $259,000 | $249,900 |
| Tuscany Isles | 3 | 0 | $259,000 | $253,900 |
| Heritage Landing Golf And Country Club | 3 | 0 | $249,000 | $209,000 |
| Harbor Towers At Burnt Store | 3 | 0 | $249,000 | $249,000 |
| Keel Club Condo | 3 | 0 | $199,500 | $170,000 |
| Aqui Estate Unit 01 | 3 | 0 | $199,000 | $129,500 |
| Buena Vista Deep Creek Ph 04 | 3 | 0 | $175,000 | $158,000 |
| Newport 01 Ph 02 Bldg 05 | 3 | 0 | $144,900 | $129,000 |
| River Forest Mhp | 3 | 0 | $135,000 | $130,000 |
| Lazy Lagoon Mob Hme Park Coop | 3 | 0 | $89,000 | $75,900 |
| Palacio Del Sol | 2 | 0 | $294,250 | $289,500 |
| Ridge Harbor | 2 | 0 | $289,900 | $279,900 |
| Dolphin Club Ph 01 | 2 | 0 | $284,450 | $269,900 |
| Tierra Coronado | 2 | 1 | $279,900 | $269,900 |
| Commodore Club Condo | 2 | 0 | $277,500 | $270,000 |
| Peace River Shores | 2 | 0 | $276,937 | $274,875 |
| Points West Ph 02 Bldg 02 | 2 | 0 | $276,000 | $253,000 |
| Charlevoi | 2 | 0 | $262,250 | $229,000 |
| Boca Lago/Vivante 06 | 2 | 0 | $259,800 | $219,700 |
| River Club | 2 | 0 | $254,950 | $210,000 |
| S P G Heights 1St Add | 2 | 1 | $241,900 | $198,900 |
| Heritage Landing Gcc | 2 | 0 | $234,450 | $229,900 |
| Golden Sands | 2 | 0 | $225,000 | $210,000 |
| Charlotte Ranchettes | 2 | 0 | $211,000 | $187,500 |
| Whispering Pines Club | 2 | 0 | $196,000 | $172,500 |
| White Ibis | 2 | 0 | $186,950 | $174,900 |
| Islander Point | 2 | 0 | $179,000 | $179,000 |
| Keel Club Condo | 2 | 0 | $172,450 | $165,000 |
| Lakes Edge Ph 04 | 2 | 0 | $144,950 | $139,900 |
| Lakeshore Charlotte County Ph 01 | 2 | 0 | $139,450 | $129,900 |
Also with homes under $300K for sale
- Lakeshore Charlotte County Ph 03 (2)
- Lakeside Charlotte County Ph 01 (2)
- Rolls Landing Bldg 10 (2)
- Villa Manor Ph 04 Bldg D (2)
- Birchwood 01 & 02 Ph 02 (2)
- Newport 01 Ph 06 Bldg 02 (2)
- Newport 01 Ph 04 Bldg 06 (2)
- La Romana Condo (1)
- Deep Creek Sec 20 (1)
- Turnleaf Phase 1 (1)
- Crescent Lakes (1)
- South Punta Gorda Heights (1)
- Babcock Ranch Community Ph 2A (1)
- Punta Gorda Isles (1)
- Preserve At Charlotte Harbor (1)
- Heritage Landing Golf Cc (1)
- Tropical Gulf Acres Un 02 (1)
- Fountain Court Ph 04 (1)
- Marlin Run Condo (1)
- Tropical Gulf Acres, Unit 7 (1)
- Highland Park (1)
- Town Estates (1)
- Coldway Commons Ph 01 (1)
- Verdanda 2/Heritage Lndg Bldg (1)
- Burnt Store Marina Sec I Ph Ii (1)
- Purdys Acline (1)
- Courtyard Landings (1)
- Seminole Lakes Ph 04 (1)
- S P G Heights 4Th Add (1)
- Babcock Ranch Community-Preser (1)
- Tuckers Cove (1)
- Lake Front Villas At Heritage Lake Park Ph 6 (1)
- Emerald Pointe Ph 06 Bldg E (1)
- Fountain Court Bldg 03 (1)
- Harb Heights (1)
- Tropical Gulf Acres Unit 1 (1)
- Fountain Court Ph 01 (1)
- Deep Creek Sect 20 (1)
- Ridge Harb 1St Add (1)
- Ridge Harbor 2Nd Add (1)
- Terrace 2/Heritage Lndg Ph 2 B (1)
- Rio Golf Villas (1)
- Burnt Store Marina (1)
- Punta Gorda Isles Sec 16 (1)
- Charlotte Park Sec 2 (1)
- Charlotte Park Sec 03 (1)
- Golf Fox Condo (1)
- Banyan Point Condo Ph Iii (1)
- Bridge Point Ph 05 (1)
- Terrace I At Webb'S Reserve (1)
- Savanna Bay Condo (1)
- Ridge Harbor 5Th Add (1)
- Driftwood Bldg A (1)
- Resort At Burnt Store Marina (1)
- Charlotte Ranchettes Tr 498 (1)
- Harbour Heights Sec Nine Pt One (1)
- Char-Hi-Lands (1)
- Terrace 2/Heritage Lndg A Ph 1 (1)
- Turnleaf (1)
- Charlotte Highlands (1)
- Ridge Harbor Add 4 (1)
- Villa Triaunglo (1)
- Emerald Pointe Twnhse Ph 05 (1)
- Spinnaker Point Ph 02 Bldg 02 (1)
- Pine View Villas Deep Creek (1)
- Park Beach Club (1)
- Magdalena Gardens (1)
- Golf Course Villas Ph 02 Bldg (1)
- Rio Villa Lks (1)
- Tropical Gulf Acres Un 09 (1)
- Villa Grande Burnt Store Isles (1)
- Silver Cove (1)
- Veranda 3 At Webbs Resesrve (1)
- Park Bch Club Association Condo (1)
- Acapulco Club (1)
- Lavilla (1)
- Banyan Point Condo Ph Ii (1)
- Terrace 3/Heritage Lndg Ph 2 B (1)
- Acapulco Lakes (1)
- Villas At Cobia Cay Condo (1)
- Terrace Iii At Babcock National Phase 2 Bldg 6 Uni (1)
- Lapunta Park (1)
- Banyan Point Ph 01 (1)
- Thl 002 0002 0237 Terrace I At Heritage Landing Ph (1)
- Villa Grande/Burnt Store Isles (1)
- Venetian Isles Ph 03 Bldg 03 (1)
- Golf Course Villas Ph 8 (1)
- Resort/Burnt Store Marina I (1)
- Rolls Landing Ph 03 Bldg 06 (1)
- Punta Gorda Isles Sec 21 (1)
- Clipper Cove Village (1)
- Terrace 2/Babcock National Ph (1)
- Boca Lago Vivante 03 (1)
- Boca Lago/Vivante V (1)
- Boca Lago/Vivante Vi (1)
- Lake Emma (1)
- Charlotte Ranchettes 479 (1)
- Links Edge Ph 02 Bldg 02 (1)
- Acapulco Place (1)
- Lake Costa Gardens (1)
- Babcock National Ph I Bldg 5 (1)
- Charlotte Ranchettes #507 (1)
- Terrace 3/Babcock National Ph (1)
- San Souci (1)
- Pinecrest (1)
- Loveland Courtyards Ph 01 (1)
- Decosters Add (1)
- Pettit Park (1)
- Allapatchee Manor (1)
- Burnt Store Lakes (1)
- Rolls Landing Ph 02 Bldg 07 (1)
- Northern Lights Bldg 01 (1)
- Spinnaker Point Ph 03 Bldg 01 (1)
- Preserve/Bal Harbor (1)
- Gilberts Add Peace Riv (1)
- Driftwood Bldg B (1)
- Charlotte Acres (1)
- Punta Gorda Isles Sec 23 (1)
- Bimini Run (1)
- Boca Lago/Vivante 02 (1)
- Harbor Towers (1)
- Lyme Terrace Ph 03 (1)
- Lyme Terrace Ph 04 (1)
- South Highlands (1)
- Gorda Heights 2Nd Add (1)
- Villas Cedar Key (1)
- Tala Lakes Ph 01 Bldg C (1)
- Waters Edge Cooperative (1)
- Gilberts Add Pea Riv (1)
- Charlotte Ranchettes Tr 463 (1)
- Lake View V/Heritage Lake Park Ph (1)
- Gateway Point (1)
- Bermuda View (1)
- Mediterranean Court (1)
- Lakes Edge At Deep Creek Bldg 03 (1)
- Charlotte Bay Villas Bldg 01 (1)
- Tee & Green Estates (1)
- Serenity/Deep Crk (1)
- Plum Crk (1)
- Rolls Lndg Ph Iii (1)
- Gilberts Add Peace River (1)
- Lakes Edge Ph Ii (1)
- Aqui Esta Villas (1)
- Lakes Edge At Deep Creek Bldg 02 (1)
- Port Charlotte Village (1)
- Loveland Courtyards Ph 03 (1)
- Lake View 4 Condo/Heritage Lake (1)
- Regency Ph 02 Bldg 04 (1)
- Lake View Ii/Heritage Lake Park (1)
- Townhomes Deep Creek Tr E (1)
- Regency (1)
- Decosters Add Harborview (1)
- Rudder Club Condo (1)
- Riverside Park (1)
- Emerald Pointe Ph 01 (1)
- Loveland Courtyards Ph 02 (1)
- Villa Estate 02 (1)
- Lakes Edge Ph 01 (1)
- Suncoast (1)
- Tala Lake Condo Ph 11 (1)
- Bay Palms Mobile Home Park Un #4 (1)
- Lakeshore Charlotte County Ph 02 (1)
- Deep Creek Gardens Ph 02 (1)
- Meadows Punta Gorda Bldg 03 (1)
- Meadows Punta Gorda Bldg 02 (1)
- Pines At Deep Creek 01 Ph 05 (1)
- Tamiami Mobile Village (1)
- Tala Lakes Ph 10 Bldg L (1)
- Newport 01 Ph 01 Bldg 07 (1)
- Players Club Bldg 02 (1)
- Rolls Landing Ph 05 (1)
- Deep Creek Gardens Ph 10 (1)
- Washington Heights (1)
- Golfers View 04 Bldg B (1)
- Trabues Add (1)
- Agilberts Add Peace River (1)
- Pines At Deep Creek 02 Ph 02 B (1)
- Lake View H Condo/Heritage Lake (1)
- Deep Creek Gardens Ph 06 (1)
- Lakes Edge (1)
- Deep Creek Gardens Ph 07 (1)
- Villa Manor Ph 01 (1)
- Lakeside Charlotte County Ph 04 (1)
- Frst Haven (1)
- Birchwood 01 & 02 (1)
- Lakeshore Charlotte County Ph 04 (1)
- Bimini Run Bldg 01 (1)
- Peace River (1)
- Westchester Woods Ph I (1)
- Pines At Deep Creek 01 Ph 04 (1)
- Villa Manor Ph 05 Bldg E (1)
- Edgewater Village Bldg I (1)
- Newport 02 Ph 02 Bldg 11 (1)
- Lazy Lagoon Un 51B (1)
- Wilson Maze (1)
- Edgewater Village (1)
- Edgewater Village Bldg H (1)
- Newport 01 Ph 05 Bldg 03 (1)
What under $300,000 buys and what to check
In this price band the differences between listings are usually age, size and condition rather than location alone, so read each listing’s year built, square footage and property type (a condo or manufactured home and a single-family home can sit at the same price with very different monthly costs). Budget the full monthly number, not the price: taxes, insurance, and HOA or CDD fees are all on each listing page, and our true cost of ownership calculator puts them into one figure. Insurance quotes on older roofs and older electrical can change which of two similar homes is actually cheaper.
Questions to ask about any listing in this band
How old is the roof, and will insurers write it? Is there a four-point inspection on file? What did the seller pay for insurance last year? In a condo, what are the dues, is there a special assessment or milestone inspection pending, and what do the reserves look like? Is the price a recent reduction, and how long has it been listed? A local agent who works the area will know which communities in this band have the fewest surprises at inspection.
Common questions
How many homes listed under $300,000 are for sale in Punta Gorda?
What do homes under $300K cost in Punta Gorda?
Which Punta Gorda community has the most homes under $300K for sale?
What is the monthly payment on a home under $300,000?
Keep exploring Punta Gorda
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- Punta Gorda homes $300K–$500K
- Homes Under $300K in every city
Homes Under $300K in nearby Charlotte County cities
- Port Charlotte homes under $300K (276 for sale)
- Englewood homes under $300K (208 for sale)
- Rotonda West homes under $300K (43 for sale)
- Placida homes under $300K (19 for sale)
Live data: Florida Gulf Coast MLS, Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Punta Gorda, FL whose MLS record reports an asking price under $300,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.