Homes for Sale $300K to $500K in Punta Gorda, FL

This page tracks every Punta Gorda listing with an asking price between $300,000 and $500,000, by community, with live counts and asking prices. Prices are asking prices from the MLS, not values, and the list changes with every refresh.

386 homes listed between $300,000 and $500,000 are for sale or pending in Punta Gorda, FL today across 172 communities. The median asking price is $369,900, from $300,000 to $499,999. Listings in Punta Gorda without that feature have a median of $264,949. Most listings right now: Turnleaf (26), Punta Gorda Isles Sec 20 (22), Coral Lakes - Coral Creek (16). Updated September 11, 2026 from the MLS.

Punta Gorda homes $300K–$500K by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale. The 60 communities with the most homes $300K–$500K listed are tabled; the rest follow.

Community	Homes $300K–$500K	New build	Median list	From
	26	26	$379,719	$304,919
Punta Gorda Isles Sec 20	22	5	$391,950	$315,000
	16	16	$354,137	$311,985
	13	5	$349,900	$300,000
	11	5	$339,000	$314,999
Punta Gorda Isles Sec 23	10	2	$395,000	$345,000
	9	3	$359,900	$309,000
	9	0	$359,000	$300,000
	8	8	$359,900	$339,900
	7	0	$330,000	$304,900
	7	7	$317,380	$302,885
Punta Gorda Isles Sec 21	6	2	$432,450	$325,000
	6	0	$364,450	$339,000
Trop G A	6	2	$334,000	$325,000
	5	4	$429,000	$352,990
Turnleaf	5	0	$398,155	$371,595
	5	0	$349,400	$300,000
Punta Gorda Isles Sec 18	4	0	$394,950	$337,900
	4	0	$382,000	$335,000
	4	0	$325,000	$309,000
	4	0	$320,000	$310,000
	3	3	$455,990	$430,374
	3	0	$421,000	$340,000
	3	0	$419,000	$399,900
	3	0	$410,000	$359,000
	3	0	$400,000	$349,500
	3	0	$399,900	$379,500
Punta Gorda Isles Sec 16	3	2	$364,900	$339,900
Burnt Store Marina	3	0	$345,000	$339,000
	3	0	$324,900	$300,000
	2	0	$494,500	$490,000
	2	1	$462,500	$450,000
Punta Gorda Isles Sec 05	2	0	$452,450	$435,000
	2	0	$448,000	$447,000
	2	0	$442,250	$429,500
	2	2	$439,500	$380,000
	2	0	$436,500	$375,000
	2	1	$432,500	$415,000
	2	1	$417,450	$359,900
	2	0	$398,600	$339,900
Punta Gorda Isles Sec 07	2	0	$387,500	$350,000
	2	0	$382,450	$369,900
	2	0	$380,000	$315,000
Seminole Lakes Ph 01	2	0	$375,000	$315,000
	2	1	$374,010	$310,000
	2	0	$373,450	$324,900
	2	0	$371,900	$364,900
	2	0	$364,900	$349,900
	2	0	$362,000	$339,000
	2	0	$337,200	$324,500
	2	0	$334,900	$319,900
	2	0	$334,000	$320,000
	2	0	$312,000	$309,000
	2	2	$309,200	$308,500
	1	0	$499,999	$499,999
	1	0	$499,609	$499,609
Punta Gorda Isles Sec 02	1	0	$499,000	$499,000
	1	0	$499,000	$499,000
Prosperity Point	1	0	$495,000	$495,000
	1	0	$495,000	$495,000

Also with homes $300K–$500K for sale

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Seminole Lakes (1)
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Suncoast Lakes (1)
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Harbor Towers (1)
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Marina North Shore Condo (1)
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Babcock Ranch (1)
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Calusa Crk (1)
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Where this band sits in the market

The answer block above shows how the median of this band compares with the rest of the city’s listings, which tells you whether $300,000–$500,000 is the middle of the market here or the top of it. Within the band, compare on price per square foot and year built: newer subdivisions usually price higher per foot with lower expected maintenance, older ones the reverse. Each community page carries the HOA and CDD picture, the year-built range and the sales history, so two homes at the same price can be told apart in a few minutes.

Questions to ask about any listing in this band

What are the total monthly carrying costs (taxes, insurance, HOA, CDD) and how do they compare with a similar home two communities over? What is the age of the roof, HVAC and water heater? Is the community’s HOA financially healthy (reserves, no pending assessment)? How many days has the listing been on the market and has the price moved? A local agent who works the area will know which communities in this band are trading at asking and which are negotiating.

Common questions

How many homes listed between $300,000 and $500,000 are for sale in Punta Gorda?

As of September 11, 2026, 386 Punta Gorda, FL listings whose MLS record reports an asking price between $300,000 and $500,000 are active or pending, across 172 communities. The count updates with every MLS refresh.

What do homes $300K–$500K cost in Punta Gorda?

The median asking price today is $369,900, with listings from $300,000 to $499,999. Punta Gorda listings without that feature have a median of $264,949.

Which Punta Gorda community has the most homes $300K–$500K for sale?

Turnleaf has the most right now (26), followed by Punta Gorda Isles Sec 20 (22), Coral Lakes - Coral Creek (16), Hrbr Heights (13).

What is the monthly payment on a $400,000 home?

At today’s rates with 20% down, principal and interest on a $400,000 purchase runs roughly $2,000–$2,300 a month before taxes, insurance and any HOA; each listing page shows the property tax and fees for that home, and the true-cost calculator turns them into one monthly figure.

Keep exploring Punta Gorda

Live data: Florida Gulf Coast MLS, Stellar MLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Punta Gorda, FL whose MLS record reports an asking price between $300,000 and $500,000. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listing information provided by the Florida Gulf Coast Multiple Listing Service, Inc. Information is deemed reliable but not guaranteed by the MLS to be accurate. Listings courtesy of Stellar MLS as distributed by MLS GRID.