What $500K Buys in Charlotte County, FL
A $500K budget buys a very different house depending on which Charlotte County city you point it at. This page compares every city with at least five active listings within 10% of $500K — size, age, bed and bath count, price per square foot, how much of the inventory is new construction and how long it has been sitting — from today’s live MLS actives, and lists the communities with the most homes at that price. It refreshes every night.
There are 239 homes for sale in Charlotte County, FL priced between $450,000 and $550,000 right now. At $500K, the typical home is 2,018 sq ft, built 2007, at $250/sq ft; 27% of them are new construction and the median has been on the market 56 days. The most house for the money is in Punta Gorda (2,153 sq ft median); the least in Englewood (1,510 sq ft); the newest in Punta Gorda (median build year 2022).
What $500K buys, city by city
| City | Homes for sale | Median sq ft | Beds / baths | Median year built | $ / sq ft | New construction | Median DOM |
|---|---|---|---|---|---|---|---|
| Port Charlotte | 87 | 1,952 | 3 / 2 | 2007 | $255 | 31% | 44 |
| Punta Gorda | 75 | 2,153 | 3 / 2.5 | 2022 | $232 | 36% | 55 |
| Placida | 30 | 2,070 | 3 / 2.5 | 2007 | $254 | 20% | 91 |
| Rotonda West | 26 | 1,913 | 3 / 2.25 | 2011 | $256 | 15% | 70 |
| Englewood | 20 | 1,510 | 2 / 2 | 1982 | $325 | 5% | 46 |
By ZIP code: where $500K goes furthest
The same budget by ZIP — useful where one city covers most of the county.
| ZIP | Homes for sale | Median sq ft | Median year built | $ / sq ft | New construction |
|---|---|---|---|---|---|
| 33981 Port Charlotte | 34 | 1,895 | 2023 | $258 | 41% |
| 33946 Placida | 30 | 2,070 | 2007 | $254 | 20% |
| 33947 Rotonda West | 26 | 1,913 | 2011 | $256 | 15% |
| 33955 Punta Gorda | 23 | 2,227 | 2026 | $229 | 61% |
| 33953 Port Charlotte | 22 | 2,029 | 2025 | $251 | 55% |
| 33982 Punta Gorda | 21 | 2,084 | 2024 | $235 | 38% |
| 33950 Punta Gorda | 18 | 2,117 | 1994 | $240 | 6% |
| 34224 Englewood | 11 | 1,913 | 1993 | $280 | 9% |
| 33952 Port Charlotte | 11 | 1,743 | 1977 | $306 | 0% |
| 33948 Port Charlotte | 10 | 1,867 | 1991 | $285 | 0% |
| 33983 Punta Gorda | 9 | 2,064 | 1993 | $229 | 22% |
| 33954 Port Charlotte | 9 | 2,295 | 2006 | $214 | 11% |
Communities with the most homes near $500K
| Community | City | Homes for sale near $500K | Median sq ft | Median year built |
|---|---|---|---|---|
| Esplanade At Starling | PUNTA GORDA | 3 | 1,843 | 2026 |
| Rotonda West Broadmoor | ROTONDA WEST | 3 | 1,874 | 1999 |
| Trop G A | PUNTA GORDA | 2 | 2,295 | 2025 |
| Rotonda West Oakland Hills | ROTONDA WEST | 2 | 2,205 | 2023 |
| Rotonda Heights | ROTONDA WEST | 2 | 1,709 | 2021 |
| Rotonda West White Marsh | ROTONDA WEST | 2 | 1,926 | 1999 |
| SOUTH GULF Cove | PORT CHARLOTTE | 2 | 1,768 | 2012 |
| Seminole Lakes | PUNTA GORDA | 1 | 2,227 | 2001 |
How to read this
Counts and medians are computed from active MLS listings priced within 10% of $500K ($450,000–$550,000) as of October 13, 2026; property mix at this price: Single-family 82%, Condo 11%, Townhouse 5%. Cities with fewer than five listings in the band are folded out of the city table but still count in the county total. Prices are asking prices, not closings — see the county page for sale-to-list ratios. Source: live MLS feeds compiled by Momentum Research. Other budgets in Charlotte County: $300K, $400K, $750K, $1M. Back to homes for sale in Charlotte County, FL.