Pool Homes for Sale in Fernandina Beach, FL

Buyers who want a pool search for the pool first. This page tracks every Fernandina Beach listing whose MLS record reports a private pool, by community, with live counts and asking prices, and what the pool adds to the cost of ownership.

38 homes with a private pool are for sale or pending in Fernandina Beach, FL today across 24 communities. The median asking price is $942,450, from $425,000 to $7,950,000. Listings in Fernandina Beach without that feature have a median of $915,000. Most listings right now: Amelia National (4), Flora Parke (3), Crane Island (2). Updated September 8, 2026 from the MLS.

Fernandina Beach pool homes by community

Click a community for its full guide: prices, HOA reality, insurance posture and the homes for sale.

CommunityPool HomesNew buildMedian listFrom
Amelia National42$1,035,275$569,000
Flora Parke30$554,900$425,000
Crane Island20$6,425,000$4,900,000
Amelia Island20$2,687,500$1,975,000
North Hampton20$932,500$715,000
High Pointe20$882,000$839,000
Villages of Woodbridge20$472,000$457,000
Long Point10$4,850,000$4,850,000
Sheffield Bluff10$2,800,000$2,800,000
City Of Fernandina Beach10$2,500,000$2,500,000
Plantation Oaks10$1,600,000$1,600,000
Rainbow Acres10$1,455,000$1,455,000
Ocean Oaks10$1,425,000$1,425,000
Ocean Walk10$1,299,999$1,299,999
Isle De Mai at Amelia10$975,000$975,000
Oyster Bay Harbours10$965,000$965,000
Amelia Bay Estates10$959,900$959,900
Fernandina Beach10$814,900$814,900
Amelia Riverwalk10$800,000$800,000
Glyn Woods Court10$799,000$799,000
Rosewood Meadows10$749,000$749,000
Amelia Walk10$649,900$649,900
Island Subdivision10$599,900$599,900
Nassauville Woods10$470,000$470,000

What a private pool actually costs to own

Budget three things beyond the price: the pool itself (chemicals, pump electricity and a service if you do not want to do it yourself typically run $150 to $300 a month), the screen enclosure where there is one (a full re-screen every 8 to 12 years; a replacement enclosure is a five-figure job after a storm), and insurance, where a pool adds liability exposure and many carriers require a fence, self-latching gate or approved alarm. Florida’s Residential Swimming Pool Safety Act requires at least one safety feature on a new pool, and lenders and insurers ask about it on older ones. Have the pool inspected separately from the house: the pump, heater, surface finish and deck are the expensive items. Our true cost of ownership calculator puts insurance, taxes and upkeep into one monthly number.

Questions to ask about any pool listing

How old are the pump, filter and heater, and is there a warranty? When was the surface last refinished? Is the enclosure permitted and when was it last re-screened? Is there a barrier or alarm that satisfies the insurer? What did the seller pay for homeowners insurance last year, and did the carrier require anything for the pool? A local agent who works the area will know which enclosures came through the last storm.

Common questions

How many homes with a private pool are for sale in Fernandina Beach?
As of September 8, 2026, 38 Fernandina Beach, FL listings whose MLS record reports a private pool are active or pending, across 24 communities. The count updates with every MLS refresh.
What do pool homes cost in Fernandina Beach?
The median asking price today is $942,450, with listings from $425,000 to $7,950,000. Fernandina Beach listings without that feature have a median of $915,000.
Which Fernandina Beach community has the most pool homes for sale?
Amelia National has the most right now (4), followed by Flora Parke (3), Crane Island (2), Amelia Island (2).
Does a pool raise homeowners insurance in Florida?
Usually modestly on premium but meaningfully on requirements: most carriers want a barrier, self-latching gate or approved alarm, and a screen enclosure is often excluded or sub-limited for wind. Get the quote before you offer and ask specifically how the enclosure is covered.

Keep exploring Fernandina Beach

Live data: realMLS, refreshed with every MLS pull; this page rebuilds on every ship. Community-level aggregates only: active and pending residential listings in Fernandina Beach, FL whose MLS record reports a private pool. Prices are asking prices, not values. Property features and prices only; nothing on this page describes residents. Equal Housing Opportunity.

Listing data courtesy of realMLS (Northeast Florida Multiple Listing Service). IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed.

Hiring an agent in Duval County, FL?

Get matched with the right local expert.

Tell us your goal in Duval County, FL and we’ll connect you with the Momentum agent who knows it best — backed by a RealTrends 500 brokerage. No pressure, no obligation.

Prefer to talk now? Call (904) 351-6461.

Work with a local Duval County, FL expert

A real conversation with a local specialist, usually within one business day.

or call (904) 351-6461