Townhomes for Sale in Fernandina Beach, FL
9 townhomes are for sale in Fernandina Beach, FL as of 2026-09-06. The median list price is $698,500 ($402/sq ft), most townhomes list between $440K to $1.30M, and the median listing has been on the market 94 days. 0 townhomes came on the market this week and 282 sold in the last 12 months at a median of $530,000.
Newest townhomes for sale in Fernandina Beach
The most recently listed homes in Fernandina Beach, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.
Fernandina Beach townhomes for sale by price
Every active listing in Fernandina Beach grouped by price, with the newest listings in each band. The median is $698,500; the busiest band is $500K – $750K.
$400K – $500K: 1 home
$500K – $750K: 4 homes
- $664,900 · 3 bd / 2.5 ba / 1,628 sq ft · 1878 CARNATION Street (Amelia Park)
- $639,900 · 3 bd / 2.5 ba / 1,998 sq ft · 1524 RUSKIN Lane (Amelia Park)
- $698,500 · 3 bd / 3.5 ba / 2,535 sq ft · 94028 HEMLOCK Court (Amelia National)
- $625,000 · 3 bd / 2.5 ba / 1,362 sq ft · 3165 1ST Avenue #15 (Sea Castles)
$750K – $1M: 3 homes
- $799,000 · 3 bd / 2.5 ba / 1,987 sq ft · 96121 HANGING MOSS Drive (Summer Beach)
- $850,000 · 3 bd / 1.5 ba / 1,250 sq ft · 2734 OCEAN Drive (Oceanside)
- $785,000 · 3 bd / 2.5 ba / 2,064 sq ft · 96143 HANGING MOSS Drive (Summer Beach)
$1M and up: 1 home
Townhomes for sale in Fernandina Beach by ZIP code
Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.
| ZIP | Townhomes for sale | Median list price |
|---|---|---|
| 32034 | 9 | $698,500 |
Fernandina Beach communities with the most townhomes for sale
The Fernandina Beach neighborhoods and subdivisions with active listings, the median asking price in each, and what homes there actually sold for over the last 12 months. Community names open the community guide with live inventory, sales history, HOA and schools.
| Community | For sale | Median list | Median sold (12 mo) | Days on market |
|---|---|---|---|---|
| Amelia Park | 2 | $652,400 | — | — |
| Summer Beach | 2 | $792,000 | — | — |
| Amelia National | 1 | $698,500 | — | — |
| Sea Castles | 1 | $625,000 | — | — |
| Ship Watch | 1 | $1.30M | — | — |
| Oceanside | 2 | $645,000 | — | — |
The Fernandina Beach housing market right now
Over the last 12 months 282 homes sold in Fernandina Beach at a median of $530,000 (-1.0% year over year), $243 per square foot. Sellers received 95% of list price and homes took a median 56 days to go under contract. With 9 townhomes for sale against that sales pace, months of supply is 0.4, a seller’s market by the six-month rule. New construction was 19% of sales.
Fernandina Beach supply by price band
| Price band | Active | Sold, 12 mo | Months of supply | DOM |
|---|---|---|---|---|
| Under $300K | 9 | 24 | 4.5 | 57 |
| $300K–$500K | 22 | 89 | 3.0 | 58 |
| $500K–$750K | 27 | 75 | 4.3 | 64 |
| $750K+ | 37 | 94 | 4.7 | 54 |
Fernandina Beach home prices by year
Median sold price, closed sales, days on market and sale-to-list ratio by year, from Momentum’s MLS record.
| Year | Median sold price | Homes sold | Days on market | Sale-to-list |
|---|---|---|---|---|
| 2020 | $382,988 | 600 | 87 | 97% |
| 2021 | $458,957 | 687 | 32 | 99% |
| 2022 | $546,296 | 621 | 16 | 99% |
| 2023 | $592,022 | 496 | 39 | 97% |
| 2024 | $609,030 | 540 | 47 | 95% |
| 2025 | $641,902 | 490 | 48 | 95% |
| 2026 | $597,253 | 478 | 56 | 95% |
What a home in Fernandina Beach costs to own
Take the median $698,500 listing with 20% down at today’s 6.71% 30-year rate: principal and interest run about $3,610/month. Nassau County’s typical millage of 13.28 puts property tax near $8,609/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Nassau County is about $1,159/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $4,424/month plus any HOA or CDD assessment.
Explore Fernandina Beach
- All townhomes for sale in Nassau County, FL
- Fernandina Beach market intelligence: prices, supply and trends
- Moving to Fernandina Beach: the data guide
- Cost of living in Fernandina Beach
- New construction homes in Fernandina Beach
- Best neighborhoods in Fernandina Beach
- Nassau County property tax guide
- Search every Fernandina Beach community
- All Florida cities and counties
Townhomes for sale near Fernandina Beach
- Townhomes for sale in Yulee, FL — 199 listings
- Townhomes for sale in Hilliard, FL — 43 listings
- Townhomes for sale in Callahan, FL — 42 listings
- Townhomes for sale in Bryceville, FL — 11 listings
Common questions
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Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in Fernandina Beach as of 2026-09-06 and refresh as homes list and sell. Source: Data provided by realMLS. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.