Townhomes for Sale in Fernandina Beach, FL

9 townhomes are for sale in Fernandina Beach, FL as of 2026-09-25. The median list price is $698,500 ($402/sq ft), most townhomes list between $440K to $1.30M, and the median listing has been on the market 94 days. 0 townhomes came on the market this week and 281 sold in the last 12 months at a median of $480,000.

9
Townhomes for sale
$698,500
Median list price
$440K to $1.30M
Typical range
94
Median days on market
0
New this week
$4,513
Est. monthly cost at median
0.4
Months of supply

Newest townhomes for sale in Fernandina Beach

The most recently listed homes in Fernandina Beach, newest first, with photos. Each card opens the full listing with every photo, the community’s sales history and a tour request. Homes marked New listed in the last seven days.

96121 HANGING MOSS Drive, home for sale in Fernandina Beach
$799,000
3 bd · 2.5 ba · 1,987 sq ft · built 2020
96121 HANGING MOSS Drive, 32034
Summer Beach
Listing courtesy of BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS
1878 CARNATION Street, home for sale in Fernandina Beach
$663,500
3 bd · 2.5 ba · 1,628 sq ft · built 2000
1878 CARNATION Street, 32034
Amelia Park
Listing courtesy of FERNANDINA BEACH REALTY
2734 OCEAN Drive, home for sale in Fernandina Beach
$850,000
3 bd · 1.5 ba · 1,250 sq ft · built 1991
2734 OCEAN Drive, 32034
Oceanside
Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS
2734B OCEAN Drive, home for sale in Fernandina Beach
$440,000
3 bd · 1.5 ba · 1,252 sq ft · built 1986
2734B OCEAN Drive, 32034
Oceanside
Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS
96143 HANGING MOSS Drive, home for sale in Fernandina Beach
$785,000
3 bd · 2.5 ba · 2,064 sq ft · built 2021
96143 HANGING MOSS Drive, 32034
Summer Beach
Listing courtesy of BERKSHIRE HATHAWAY HOME SERVICES HEYMANN WILLIAMS
1524 RUSKIN Lane, home for sale in Fernandina Beach
$625,000
3 bd · 2.5 ba · 1,998 sq ft · built 2005
1524 RUSKIN Lane, 32034
Amelia Park
Listing courtesy of KELLER WILLIAMS REALTY ATLANTIC PARTNERS
94028 HEMLOCK Court, home for sale in Fernandina Beach
$698,500
3 bd · 3.5 ba · 2,535 sq ft · built 2023
94028 HEMLOCK Court, 32034
Amelia National
Listing courtesy of COASTAL REALTY JAX
3165 1ST Avenue #15, home for sale in Fernandina Beach
$595,000
3 bd · 2.5 ba · 1,362 sq ft · built 1982
3165 1ST Avenue #15, 32034
Sea Castles
Listing courtesy of EXP REALTY LLC
1302 SHIPWATCH Circle, home for sale in Fernandina Beach
$1.30M
3 bd · 3.5 ba · 2,131 sq ft · built 1975
1302 SHIPWATCH Circle, 32034
Ship Watch
Listing courtesy of BEYCOME OF FLORIDA LLC

Fernandina Beach townhomes for sale by price

Every active listing in Fernandina Beach grouped by price, with the newest listings in each band. The median is $698,500; the busiest band is $500K – $750K.

$400K – $500K: 1 home

$500K – $750K: 4 homes

$750K – $1M: 3 homes

$1M and up: 1 home

Every home for sale in Fernandina Beach right now (9)

All 9 active Fernandina Beach listings with a detail page, newest first, refreshed twice a day from the MLS.

Townhomes for sale in Fernandina Beach by ZIP code

Where the inventory is: active listings and the median asking price by ZIP. ZIPs link to their housing scorecard.

ZIPTownhomes for saleMedian list price
320349$698,500

Fernandina Beach communities with the most townhomes for sale

The Fernandina Beach neighborhoods and subdivisions with active listings, the median asking price in each, and what homes there actually sold for over the last 12 months. Community names open the community guide with live inventory, sales history, HOA and schools.

CommunityFor saleMedian listMedian sold (12 mo)Days on market
Amelia Park2$644,250——
Summer Beach2$792,000——
Amelia National1$698,500——
Sea Castles1$595,000——
Ship Watch1$1.30M——
Oceanside2$645,000——

The Fernandina Beach real estate market right now

Over the last 12 months 281 homes sold in Fernandina Beach at a median of $480,000 (-2.4% year over year), $229 per square foot. Sellers received 95% of list price and homes took a median 49 days to go under contract. With 9 townhomes for sale against that sales pace, months of supply is 0.4, a seller’s market by the six-month rule. New construction was 14% of sales.

Fernandina Beach supply by price band

Price bandActiveSold, 12 moMonths of supplyDOM
Under $300K9244.552
$300K–$500K26903.558
$500K–$750K33814.961
$750K+37865.252

Fernandina Beach home prices by year

Median sold price, closed sales, days on market and sale-to-list ratio by year, from Momentum’s MLS record.

YearMedian sold priceHomes soldDays on marketSale-to-list
2020$377,4286178097%
2021$460,8406663199%
2022$546,3076171799%
2023$601,8775044097%
2024$611,5145484695%
2025$650,5924844995%
2026$522,8706035495%

What a home in Fernandina Beach costs to own

Take the median $698,500 listing with 20% down at today’s 6.95% 30-year rate: principal and interest run about $3,699/month. Nassau County’s typical millage of 13.28 puts property tax near $8,609/year after the $50,000 homestead exemption — and that is the reset bill a buyer pays, not the seller’s capped one. Citizens’ average premium in Nassau County is about $1,159/year; newer roofs and inland addresses usually quote below it. All in, plan on roughly $4,513/month plus any HOA or CDD assessment.

Explore Fernandina Beach

Townhomes for sale near Fernandina Beach

Recently off market in Fernandina Beach

Homes in Fernandina Beach that left the market most recently, with their last list price and a public-record page for each address. Off-market pages keep the community, tax and sales-history context after a listing closes or expires.

Common questions

How many townhomes are for sale in Fernandina Beach, FL?
As of 2026-09-25, Momentum's MLS record shows 9 townhomes actively listed for sale in Fernandina Beach. 0 of them came on the market in the last 7 days.
What is the median home price in Fernandina Beach?
The median list price of townhomes for sale in Fernandina Beach is $698,500, about $402 per square foot for a typical 1,987-square-foot home. Ten percent of listings are under $440K and ten percent are above $1.30M. Over the last 12 months the median SOLD price was $480,000, -2.4% year over year.
How long do homes take to sell in Fernandina Beach?
Homes currently listed have been on the market a median of 94 days. Homes that sold in the last 12 months took a median of 49 days and sold at 95% of list price. At today's inventory that is 0.4 months of supply, a seller's market by the usual six-month rule.
What does a $698,500 home in Fernandina Beach cost per month?
Roughly $4,513 a month with 20% down at 6.95%: principal and interest of $3,699, Nassau County property tax of about $717/month after the $50,000 homestead exemption, and insurance near $97/month at the Citizens county average. HOA or CDD fees, where they apply, come on top.
Which Fernandina Beach neighborhoods have the most townhomes for sale?
The communities with the most active listings right now are Amelia Park (2), Summer Beach (2), Oceanside (2), Amelia National (1), Sea Castles (1). Each community page carries its own sales history, live inventory and schools.
How do I see a home for sale in Fernandina Beach?
Every listing on this page opens a full page with all photos, the community's data and a tour request. A Momentum agent who works Fernandina Beach can show any home here, whether it is our listing or another brokerage's, at no cost to a buyer. Call (904) 351-6461 or use the form below.
Where is Fernandina Beach, FL, and what county is it in?
Fernandina Beach is in Nassau County, Florida. Townhomes for sale there today carry the ZIP codes 32034. Nearby cities in the same county with townhomes for sale: Yulee, Hilliard, Callahan, Bryceville.
What ZIP codes are in Fernandina Beach, FL?
Listings in Fernandina Beach are currently in 1 ZIP code: 32034. The ZIP table above shows how many townhomes are for sale in each and the median asking price.
How do I buy a house in Fernandina Beach, FL?
Start with the numbers: 9 townhomes are for sale in Fernandina Beach today at a median asking price of $698,500, so a 20% down payment on the median home is about $139,700 and principal and interest run near $3,699/month at today's 6.95% 30-year rate. Get pre-approved first, sign a written buyer agreement with your agent (required before touring since August 2024), then search by price band, ZIP or community above. Our Florida buyer closing-cost calculator itemizes the cash to close, and the Florida first-time buyer guide covers programs and down-payment help.

Listings, counts and prices are from Momentum Realty’s MLS record of active residential listings in Fernandina Beach as of 2026-09-25 and refresh as homes list and sell. Source: Data provided by realMLS. The data relating to real estate for sale on this page comes in part from the Internet Data Exchange (IDX) program of the MLS(s) named above; listings held by brokerages other than Momentum Realty are marked with the listing brokerage’s name. Information is deemed reliable but not guaranteed. Estimates are not guarantees. Equal Housing Opportunity.

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