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Live Market Pulse
83/100
Market Heat
Hotter than normal
2014 → 2026 · 83 at the 2026 peak
0 is Bay Point Grand Residences's coldest market since 2014, 100 its hottest. Today: 83. How it's scored

Photo via CPAR MLS

Built fromLive CPAR MLS data13 years of closingsUpdated twice daily

As of September 2026, Bay Point Grand Residences in Panama City Beach, FL has 5 homes for sale, asking from $399,000 to $698,900 (median $599,000). Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $640,000, a median 11 days on market, sellers accepting 96% of original asking (+68% versus the prior year). Homes listed or recently sold were built 2007–2007; 5 of 5 report an HOA (median $1,250/mo); none of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 11 ft). At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $7,860 ($7,370 with the full homestead exemption).

Part of the Bay Point master-planned community in Panama City Beach, FL — see all Bay Point homes for sale (61 listings across 8 villages and sections in the MLS).

Bay Point Grand Residences key facts
LocationPanama City Beach, Bay County, FL · ZIP 32408
Home types (current listings and sales)condos 100%
Sale prices, last 12 months$640,000 median across 3 closed sales · +68.4% vs the prior 12 months
Days on market (closed sales)11 median
For sale right now5 active, 0 pending · median asking $599,000

Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Bay Point Grand Residences key facts,” movewithmomentum.com/neighborhoods/bay-point-grand-residences, data as of September 20, 2026.

Last 30 days in Bay Point Grand Residences: 2 new listings (median asking $499,000). As of September 27, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.

Live · Bay Point Grand Residences Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$640K ▲
Median sold · 12 mo
up 68.4% vs the prior 12 months
+68.4% ▲
1-yr price change
n = 3 and 7 sales in the two windows
95.9%
Sale vs ask
Tempo
11days
Median DOM · closed
11 days at the 2026 low
0%
Under contract
Bay: 17% (528 of 3,043)
5 · 0
For sale · pending
live counts, refreshed twice daily
3
Sold · last 12 mo
10-yr average: about 6 a year

Homes For Sale Right Now in Bay Point Grand Residences

Live MLS inventory for Bay Point Grand Residences. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Bay Point Grand Residences listings as of 2026-09-26, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Every Home for Sale in Bay Point Grand Residences Right Now (5)

All 5 active and pending Bay Point Grand Residences listings with a detail page, newest first, refreshed twice a day from the MLS.

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Bay Point Grand Residences is pricing on condition and view line more than anything else right now. With a median close near $587,500 and days on market running just over 34, buyers are moving decisively when a unit is presented well, and sitting on anything that needs work or lacks a strong outlook.

The year-over-year swing of nearly 49% tells you this is a market in transition, not a settled one. A four-closing window is thin enough that a single high-end or discounted sale can move the median significantly, so treat any single data point here as directional, not definitive, and lean on a current comparative analysis before setting a list or offer price.

Bay Point Grand Residences Housing Pulse · Momentum Research · as of September 20, 2026

Bay Point Grand Residences right now

🟢 Still climbing. The trailing-12-month median ($640K) is up 68.4% from the prior 12 months ($380K). With about 6 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level CPAR MLS closed sales, 12-month windows ending September 20. Confidence: Low (3 and 7 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 28, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Bay Point Grand Residences market snapshot (as of September 20, 2026): the median sale price is about $640K, and a median 11 days on market for closed sales. The trailing-12-month median is up 68% from the prior 12 months, computed from record-level CPAR MLS closed sales (3 closings in the current window).

In ZIP 32408 (Panama City Beach), 1,792 homes closed in the last 12 months at a median of $400K, down 0.6% year over year, with a median 75 days on market. Right now 1,195 active and 202 pending listings — a buyer's market. See the live ZIP 32408 housing market and the Bay County market.

CPAR sales records identify 13 homes in Bay Point Grand Residences that have changed hands since 2019, built between 2007 and 2007 (median 2007), with a median living area of about 1,776 sq ft and a typical 3-bedroom, 3-bath layout; 100% are condominiums. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Bay Point Grand Residences sits within the broader Bay Point area of Panama City Beach, a Gulf-adjacent stretch where condo and residence pricing tends to track finish level and view exposure closely. Current MLS data shows no distinct community amenities listed, so buyers should confirm building-specific offerings directly rather than assuming a standard package.

Best for

  • Buyers seeking a Gulf-area residence and willing to move quickly once a well-presented unit hits the market.
  • Buyers comfortable pricing off a small, still-forming comp set rather than years of stable data.
  • Sellers with an updated, view-forward unit who want to capitalize on current buyer responsiveness.

Probably not for

  • Buyers who need a confirmed, published amenity package before committing to a purchase.
  • Buyers looking for a large inventory of active comparables to study before making an offer.
  • Sellers with a unit needing significant updates who expect the current median to apply regardless of condition.

Windows contain 3 to 19 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$400K$600K2014201620182020202220242026
Up 68.4% year over year.
Median days on market · closed sales
01002002014201620182020202220242026
11 days at the 2026 low; 11 now.
Sale price vs original ask · median
85%90%95%100%2014201620182020202220242026
95.9% now.
Homes sold per 12-mo window
010202014201620182020202220242026
3 to 19 a year; 3 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620182020202220242026
83 at the 2026 peak, 8 in the troughs, 83 now. Same score as the hero card, full history.
How much local inventory is already under contract

11% of homes for sale in ZIP 32408 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-21).

Bay Point Grand Residences Market Scorecard

Balanced

Bay Point Grand Residences is currently a balanced market., a median asking price of $599,000, and homes go under contract in about 81 days.

$599,000
Median list
$640,000
Median sold
81
Days on mkt
5/0/0
Active/Pend/Sold

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: CPAR MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Bay Point Grand Residences, Panama City Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
3.12%
1 of 32 listings · short sale 1
Distress share trend — 3.12% now (2026-08-12 → 2026-09-19)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Listing locations from CPAR MLS. Map data © OpenStreetMap, tiles © CARTO.

If we were buying in Bay Point Grand Residences today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bay Point Grand Residences.

Best Buy
Buyers targeting a Gulf-area residence and comfortable pricing off a thin dataset rather than a well-established comp set.
Biggest Risk
A four-sale closing window means the median can move sharply on the next transaction, so treat current figures as a starting point, not a ceiling or floor.
Sweet Spot
Move-in-ready units priced near the current $587,500 median tend to find buyers without a long sit.
Avoid If
You need amenity certainty before you shop, since no community amenities are currently listed in MLS data.

A Small, Fast-Moving Pool

A market heat score of 70 combined with a sub-five-week median days-on-market points to active buyer interest rather than a stalled listing environment. That said, the closings window here is small, only four transactions, which means the market's read on price is still forming rather than fully established.

The nearly 49% year-over-year change is the number worth sitting with. It can reflect a genuine shift in what buyers are willing to pay, but it can also reflect a change in what kind of unit sold this period versus last. Either way, it argues for pricing and offer strategy built around the specific unit in front of you, not the community average alone.

“

The location and the amenities are priced into every listing in Bay Point Grand Residences. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

With only a handful of closings feeding the current numbers, the median and the year-over-year swing can shift with the next sale. We track this building's activity as it happens, not on a quarterly lag, so pricing decisions on either side of a deal are based on what's actually moving right now, not a stale snapshot.

Bay Point Grand Residences in 15 seconds.

Best forBuyers targeting a Gulf-area residence and comfortable pricing off a thin dataset rather than a well-established comp set.
Biggest advantageListings that show well are moving in roughly a month, a sign of active buyer attention when condition and view line up.
Biggest riskA four-sale closing window means the median can move sharply on the next transaction, so treat current figures as a starting point, not a ceiling or floor.
Sweet spotMove-in-ready units priced near the current $587,500 median tend to find buyers without a long sit.
Avoid ifYou need amenity certainty before you shop, since no community amenities are currently listed in MLS data.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Bay Point Grand Residences Condos for Sale in Panama City Be homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Bay Point Grand Residences Condos for Sale in Panama City Be.
In short
  • HOA dues reported around $1,250/month (about $15,000/yr) · median of 85 MLS listings, most billed quarterly
  • Any club/amenity membership is billed separately

Listings in this community report association dues of about $1,250 per month ($15,000 a year) — the median AssociationFee across 85 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bay Point Grand Residences sales matched to your home.

What is your Bay Point Grand Residences home worth?

Get a no-obligation home value based on real comparable sales in Bay Point Grand Residences, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Panama City Beach →

Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Bay Point Grand Residences?
The median sale price in Bay Point Grand Residences was $640K over the 12 months ending September 20, 2026 (3 closed sales, CPAR MLS).
How long do homes in Bay Point Grand Residences take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 11 days on market (3 sales, CPAR MLS).
Who is the best real estate agent for Bay Point Grand Residences?
The best agent for Bay Point Grand Residences is one who actively works Panama City Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Bay Point Grand Residences.
How do I find a top Panama City Beach real estate agent who knows Bay Point Grand Residences?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Bay Point Grand Residences and the wider Panama City Beach area.
Can Momentum Realty connect me with an agent for Bay Point Grand Residences?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Bay Point Grand Residences purchase or sale - no call center and no pressure.
Where is Bay Point Grand Residences, and what county is it in?
Bay Point Grand Residences is in Panama City Beach, Bay County, FL, ZIP 32408. The community's center is about 46 miles northwest of the center of Panama City Beach (straight-line).
Buyers seeking a Gulf-area residence and willing to move quickly once a well-presented unit hits the market.Excellent fit
Buyers comfortable pricing off a small, still-forming comp set rather than years of stable data.Excellent fit
Sellers with an updated, view-forward unit who want to capitalize on current buyer responsiveness.Excellent fit
Buyers who need a confirmed, published amenity package before committing to a purchase.Probably not
Buyers looking for a large inventory of active comparables to study before making an offer.Probably not
Sellers with a unit needing significant updates who expect the current median to apply regardless of condition.Probably not

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: September 26, 2026)
Community market statsCPAR MLS closed sales, 12-month windows ending September 20, 2026
Under-contract sharesCPAR MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 2013 (95 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.

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Nearby Communities

Explore more neighborhoods near Bay Point Grand Residences with Momentum Realty’s local guides.

Reflections (Bay)0.1 mi away · median $412K, 6 sales/12 moLagoon Towers0.2 mi away · 1 for saleBay Point Turtlegrass Villas0.2 mi away · 2 for saleBay Point Harbour Villas0.3 mi away · median $252K, 8 sales/12 moThe Fairways0.3 mi away · 1 for saleBay Point Studio Villas0.4 mi away · median $191K, 8 sales/12 moMarina Club Village0.5 mi away · median $490K, 3 sales/12 moSanctuary Beach0.6 mi away · median $550K, 11 sales/12 mo

Browse all neighborhood guides →

Thinking of selling in Bay Point Grand Residences? 3 recorded closings; median 11 days on market (window ending 2026-09-20). See the Bay County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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