Bay Point Studio Villas
Homes for Sale in Panama City Beach, FL

Community in Panama City Beach · Bay County · ZIP 32404
Median sale $206K
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True comps, carrying-cost math, and listings before the portals.

Built fromLive cpar data14 years of closingsUpdated twice daily
Live · Bay Point Studio Villas Housing Pulse cpar + public records Analysis by Momentum Realty · $3.5B+ sold · 8,500+ transactions · Top 1% in Florida (RealTrends)
Price
$206K
Median sold · 12 mo
84.2%
Sale vs ask
Bay median: 94.4%
Tempo
164days
Median DOM · closed
12 days at the 2022 low
6
Sold · last 12 mo
10-yr average: about 7 a year
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Bay Point Studio Villas trades in a narrow band, with a median price of $205,500 and a sample of just 6 closings in the current window. That's a thin data set, so treat the median as directional rather than a precise ceiling or floor for any specific unit.

The median days on market of just over 163 days is the number that matters most here. This is not a market where pricing a listing correctly guarantees a quick sale. Buyers have room to negotiate on timeline, and sellers should plan for a longer marketing period rather than assume a fast close.

The 60-Second Overview

Bay Point Studio Villas market snapshot (as of July 28, 2026): the median sale price is about $206K, and a median 164 days on market for closed sales.

A small studio-villa community in Panama City Beach where the current MLS data reflects a limited number of transactions, so pricing and pace should be read as a general signal rather than a tight benchmark.

Best for

  • A buyer targeting a lower purchase price in Panama City Beach and willing to wait out a longer sale cycle.
  • An investor or secondary-home buyer comfortable evaluating a small, thin market on a unit-by-unit basis.
  • A buyer who has already confirmed what ownership includes and doesn't need advertised community amenities.

Probably not for

  • A buyer who needs a fast, predictable closing timeline.
  • Someone relying on posted community amenities as part of the purchase decision.
  • A buyer uncomfortable making a decision on a small comparable sample and wanting a high-volume, data-rich market instead.

Price History: What Homes Here Have Actually Sold For

Median sale price over the trailing 12 months ending July 28 of each year, from record-level cpar closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($206K) IS the median in the snapshot above.

Windows contain 0 to 12 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$100K$200K20122014201620182020202220242026
Median days on market · closed sales
010020020122014201620182020202220242026
12 days at the 2022 low; 164 now.
Sale price vs original ask · median
80%90%100%20122014201620182020202220242026
84.2% now vs Bay 94.4%.
Homes sold per 12-mo window
051020122014201620182020202220242026
0 to 12 a year; 6 in the current window.

If we were buying in Bay Point Studio Villas today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bay Point Studio Villas.

Best Buy
A buyer looking for a lower-cost entry point into Panama City Beach who isn't in a rush to close.
Biggest Risk
With only 6 closings in the window, pricing signals are less reliable than in higher-volume communities.
Sweet Spot
Buyers comfortable with a longer marketing timeline and doing their own diligence on unit condition and any HOA terms.
Avoid If
You need a fast close or you're relying on community amenities as part of the value proposition.

A thin, patient market

With only 6 closings in the current window, Bay Point Studio Villas doesn't generate the volume of data that larger condo or subdivision markets do. That means each closing can move the median more than it would elsewhere, and buyers or sellers should ask for unit-specific comparables rather than leaning on the community-wide figure alone.

The median days on market, north of 160 days, points to a market where units sit for a while before finding a buyer. That can work in a buyer's favor on price or terms, but sellers need to price with a longer hold in mind and set expectations accordingly. No community amenities were identified from current MLS listings, so buyers evaluating this property should confirm directly what, if anything, is included in ownership.

The location and the amenities are priced into every listing in Bay Point Studio Villas. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a market this thin on transaction volume, the median price and days-on-market figures only tell part of the story. We pull unit-level history and recent comparable closings so you're pricing or offering against real precedent, not just a six-sale average.

Bay Point Studio Villas in 15 seconds.

Best forA buyer looking for a lower-cost entry point into Panama City Beach who isn't in a rush to close.
Biggest advantageThe median price sits well below typical coastal-market figures for the area.
Biggest riskWith only 6 closings in the window, pricing signals are less reliable than in higher-volume communities.
Sweet spotBuyers comfortable with a longer marketing timeline and doing their own diligence on unit condition and any HOA terms.
Avoid ifYou need a fast close or you're relying on community amenities as part of the value proposition.

HOA, CDD & Fees

In short
  • Mandatory HOA — confirm current dues
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bay Point Studio Villas sales matched to your home.

What is your Bay Point Studio Villas home worth?

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Real comps, not an automated estimate.

Frequently Asked Questions

What is the median home price in Bay Point Studio Villas?
The median sale price in Bay Point Studio Villas was $206K over the 12 months ending July 28, 2026 (6 closed sales, cpar).
How long do homes in Bay Point Studio Villas take to sell?
Homes that closed in the 12 months ending July 28, 2026 took a median 164 days on market (6 sales, cpar).
Who is the best real estate agent for Bay Point Studio Villas?
The best agent for Bay Point Studio Villas is one who actively works Panama City Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Bay Point Studio Villas.
How do I find a top Panama City Beach real estate agent who knows Bay Point Studio Villas?
Share a few details in the form on this page. Momentum Realty has 280+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Bay Point Studio Villas and the wider Panama City Beach area.
Can Momentum Realty connect me with an agent for Bay Point Studio Villas?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Bay Point Studio Villas purchase or sale - no call center and no pressure.
A buyer targeting a lower purchase price in Panama City Beach and willing to wait out a longer sale cycle.Excellent fit
An investor or secondary-home buyer comfortable evaluating a small, thin market on a unit-by-unit basis.Excellent fit
A buyer who has already confirmed what ownership includes and doesn't need advertised community amenities.Excellent fit
A buyer who needs a fast, predictable closing timeline.Probably not
Someone relying on posted community amenities as part of the purchase decision.Probably not
A buyer uncomfortable making a decision on a small comparable sample and wanting a high-volume, data-rich market instead.Probably not

Data sources & freshness

Community market statscpar closed sales, 12-month windows ending July 28, 2026
Historical depthClosed-sale records back to 2012 (98 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of cpar records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the cpar member average and 8 days faster, and we’ll price yours against live your area comps.

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