Bay Point Studio Villas
Condos for Sale in Panama City Beach, FL

Bay Point Studio Villas market snapshot (as of September 20, 2026): the median sale price is about $191K, and a median 164 days on market for closed sales. The trailing-12-month median is down 20% from the prior 12 months, computed from record-level CPAR MLS closed sales (8 closings in the current window).

In ZIP 32404 (Panama City Beach), 1,060 homes closed in the last 12 months at a median of $290K, down 3.3% year over year, with a median 58 days on market. Right now 391 active and 146 pending listings — a balanced market. See the live ZIP 32404 housing market and the Bay County market.

CPAR sales records identify 12 homes in Bay Point Studio Villas that have changed hands since 2011, built between 1972 and 1980 (median 1974), with a median living area of about 900 sq ft and a typical 1-bedroom, 1-bath layout; 92% are condominiums. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Flood zones in Bay Point Studio Villas: of 8 listing addresses checked against the FEMA National Flood Hazard Layer, 88% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage; 12% are in a V-series coastal high-hazard zone. Individual parcels vary — verify any specific address at msc.fema.gov. See flood zones by neighborhood in Panama City Beach.

A small studio-villa community in Panama City Beach where the current MLS data reflects a limited number of transactions, so pricing and pace should be read as a general signal rather than a tight benchmark.

With only 6 closings in the current window, Bay Point Studio Villas doesn't generate the volume of data that larger condo or subdivision markets do. That means each closing can move the median more than it would elsewhere, and buyers or sellers should ask for unit-specific comparables rather than leaning on the community-wide figure alone.

The median days on market, north of 160 days, points to a market where units sit for a while before finding a buyer. That can work in a buyer's favor on price or terms, but sellers need to price with a longer hold in mind and set expectations accordingly. No community amenities were identified from current MLS listings, so buyers evaluating this property should confirm directly what, if anything, is included in ownership.

In a market this thin on transaction volume, the median price and days-on-market figures only tell part of the story. We pull unit-level history and recent comparable closings so you're pricing or offering against real precedent, not just a six-sale average.

Listings in this community report association dues of about $467 per month ($5,604 a year) — the median AssociationFee across 149 MLS records, normalised to a monthly figure; most are billed quarterly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.