Bay Point Studio Villas
Condos for Sale in Panama City Beach, FL
All 696 homes for sale in Panama City Beach, FL · median $368,750 · 662 condos for sale in Panama City Beach · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via CPAR MLS
As of November 2026, Bay Point Studio Villas in Panama City Beach, FL has 8 homes for sale, asking from $184,250 to $339,500 (median $233,700). Over the 12 months ending 2026-09-20, 8 recorded sales closed at a median of $191,250, a median 163 days on market, sellers accepting 84% of original asking. Homes listed or recently sold were built 1974–1980; 8 of 8 report an HOA (median $467/mo); 7 of the 8 geocoded homes sit in a FEMA special flood hazard zone (median elevation 5 ft). At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $2,350 ($1,860 with the full homestead exemption).
Part of the Bay Point master-planned community in Panama City Beach, FL — see all Bay Point homes for sale (61 listings across 8 villages and sections in the MLS).
Last 30 days in Bay Point Studio Villas: 3 new listings (median asking $299,900). As of November 6, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Bay Point Studio Villas
Live MLS inventory for Bay Point Studio Villas. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 71 daysTop listing
Active · 0 days
Active · 0 days
Active · 56 days
Active · 171 days
Active · 162 days
Active · 26 days
Active · 88 daysActive and pending Bay Point Studio Villas listings as of 2026-11-06, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Bay Point Studio Villas trades in a narrow band, with a median price of $205,500 and a sample of just 6 closings in the current window. That's a thin data set, so treat the median as directional rather than a precise ceiling or floor for any specific unit.
The median days on market of just over 163 days is the number that matters most here. This is not a market where pricing a listing correctly guarantees a quick sale. Buyers have room to negotiate on timeline, and sellers should plan for a longer marketing period rather than assume a fast close.
Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Bay Point Studio Villas right now
🔴 Off the recent peak. The trailing-12-month median ($191K) is down 20.3% from the prior 12 months ($240K). With about 7 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level CPAR MLS closed sales, 12-month windows ending September 20. Confidence: Low (8 and 3 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 7, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Bay Point Studio Villas market snapshot (as of September 20, 2026): the median sale price is about $191K, and a median 164 days on market for closed sales. The trailing-12-month median is down 20% from the prior 12 months, computed from record-level CPAR MLS closed sales (8 closings in the current window).
In ZIP 32404 (Panama City Beach), 1,060 homes closed in the last 12 months at a median of $290K, down 3.3% year over year, with a median 58 days on market. Right now 391 active and 146 pending listings put supply at about 4.4 months — a balanced market. See the live ZIP 32404 housing market and the Bay County market.
CPAR sales records identify 12 homes in Bay Point Studio Villas that have changed hands since 2011, built between 1972 and 1980 (median 1974), with a median living area of about 900 sq ft and a typical 1-bedroom, 1-bath layout; 92% are condominiums. Source: CPAR closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
A small studio-villa community in Panama City Beach where the current MLS data reflects a limited number of transactions, so pricing and pace should be read as a general signal rather than a tight benchmark.
The setting & the homes.
Aerial and on-site photos of Bay Point Studio Villas. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Bay Point Studio VillasBay Point Studio VillasBay Point Studio VillasBay Point Studio VillasBay Point Studio VillasBay Point Studio VillasBay Point Studio VillasBay Point Studio VillasPhotos from CPAR MLS listings in Bay Point Studio Villas; content deemed reliable but not guaranteed.
Who Bay Point Studio Villas is best for.
Best for
- A buyer targeting a lower purchase price in Panama City Beach and willing to wait out a longer sale cycle.
- An investor or secondary-home buyer comfortable evaluating a small, thin market on a unit-by-unit basis.
- A buyer who has already confirmed what ownership includes and doesn't need advertised community amenities.
Probably not for
- A buyer who needs a fast, predictable closing timeline.
- Someone relying on posted community amenities as part of the purchase decision.
- A buyer uncomfortable making a decision on a small comparable sample and wanting a high-volume, data-rich market instead.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level CPAR MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($191K) IS the median in the snapshot above, and the move from 2025 ($240K) IS the -20.3% one-year change.
Windows contain 0 to 11 sales each (8 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
9% of homes for sale in ZIP 32408 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-07).
Bay Point Studio Villas Market Scorecard
Bay Point Studio Villas is currently a balanced market., a median asking price of $225,000, and homes go under contract in about 71 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: CPAR MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Bay Point Studio Villas on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from CPAR MLS. Map data © OpenStreetMap contributors.
The Bay Point Studio Villas buying strategy.
If we were buying in Bay Point Studio Villas today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Bay Point Studio Villas.
A thin, patient market
With only 6 closings in the current window, Bay Point Studio Villas doesn't generate the volume of data that larger condo or subdivision markets do. That means each closing can move the median more than it would elsewhere, and buyers or sellers should ask for unit-specific comparables rather than leaning on the community-wide figure alone.
The median days on market, north of 160 days, points to a market where units sit for a while before finding a buyer. That can work in a buyer's favor on price or terms, but sellers need to price with a longer hold in mind and set expectations accordingly. No community amenities were identified from current MLS listings, so buyers evaluating this property should confirm directly what, if anything, is included in ownership.
The location and the amenities are priced into every listing in Bay Point Studio Villas. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this thin on transaction volume, the median price and days-on-market figures only tell part of the story. We pull unit-level history and recent comparable closings so you're pricing or offering against real precedent, not just a six-sale average.
Bay Point Studio Villas in 15 seconds.
Tools for a Bay Point Studio Villas buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Bay Point Studio Villas sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Bay Point Studio Villas, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Bay Point Studio Villas home worth?
Get a no-obligation home value based on real comparable sales in Bay Point Studio Villas, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Bay Point Studio Villas
Homes in Bay Point Studio Villas that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 6 on record.
- 4286 Kingfish Lane 286 · off market
- 4725 Bay Point Road 154 · off market
- 4725 Bay Point Road 166 · off market
- 4725 Bay Point Road 167 · off market
- 4725 Bay Point Road 254 · off market
- 4725 Bay Point Road 258 · off market
| Location | Panama City Beach, Bay County, FL · ZIP 32404, 32408, 32413 |
|---|---|
| Home types (current listings and sales) | condos 88%, attached 12% |
| Sale prices, last 12 months | $191,250 median across 8 closed sales · -20.3% vs the prior 12 months |
| Days on market (closed sales) | 163 median |
| For sale right now | 9 active, 0 pending · median asking $225,000 |
Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Market figures describe homes, not residents. Cite as: Momentum Realty, “Bay Point Studio Villas key facts,” movewithmomentum.com/neighborhoods/bay-point-studio-villas, data as of September 20, 2026.
Housing distress & ownership in Bay Point Studio Villas, Panama City Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Just listed in Bay Point Studio Villas
The newest homes for sale in Bay Point Studio Villas right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 4272 Kingfish Lane 272, Panama City, FL 32408 $330,000 · 1 bd · 1 ba · new today Courtesy of Emerald Coastal Inc
- 4286 Kingfish Lane 286, Panama City, FL 32408 $299,900 · 1 bd · 1 ba · new today Courtesy of Emerald Coastal Inc
- 4725 Bay Point Road 168, Panama City Beach, FL 32408 $185,000 · 1 bd · 1 ba · listed Oct 12, 2026 Courtesy of EXP Realty LLC
- 4725 Bay Point Road 158, Panama City Beach, FL 32408 $249,500 · 1 bd · 1 ba · listed Sep 12, 2026 Courtesy of Epique Realty Inc
- 4277 Kingfish Lane 277, Panama City, FL 32408 $339,500 · 2 bd · 1 ba · listed Aug 28, 2026 Courtesy of Miller & Associates Realty
- 4725 Bay Point Road 270, Panama City Beach, FL 32408 $184,250 · 1 bd · 1 ba · listed Aug 11, 2026 Courtesy of Coastal Palms Real Estate
Checked against the MLS nightly. All new listings in this market.
Every Home for Sale in Bay Point Studio Villas Right Now (8)
All 8 active and pending Bay Point Studio Villas listings with a detail page, newest first, refreshed twice a day from the MLS.
- 4725 Bay Point Road 168, Panama City Beach, Fl 32408 · $185,000 · 1 bd / 1 ba · listed Oct 6, 2026 · listed by EXP Realty LLC
- 4272 Kingfish Lane 272, Panama City, Fl 32408 · $330,000 · 1 bd / 1 ba · listed Sep 11, 2026 · listed by Emerald Coastal Inc
- 4286 Kingfish Lane 286, Panama City, Fl 32408 · $299,900 · 1 bd / 1 ba · listed Sep 11, 2026 · listed by Emerald Coastal Inc
- 4725 Bay Point Road 158, Panama City Beach, Fl 32408 · $249,500 · 1 bd / 1 ba · listed Sep 10, 2026 · listed by Epique Realty Inc
- 4277 Kingfish Lane 277, Panama City, Fl 32408 · $339,500 · 2 bd / 1 ba · listed Aug 10, 2026 · listed by Miller & Associates Realty
- 4725 Bay Point Road 269, Panama City, Fl 32408 · $217,900 · 1 bd / 1 ba · listed Aug 8, 2026 · listed by Coldwell Banker Realty
- 4725 Bay Point Road 262, Panama City Beach, Fl 32408 · $194,000 · 1 bd / 2 ba · listed Aug 8, 2026 · listed by Coldwell Banker Realty
- 4725 Bay Point Road 270, Panama City Beach, Fl 32408 · $184,250 · 1 bd / 1 ba · listed Aug 8, 2026 · listed by Coastal Palms Real Estate
More Panama City Beach home searches
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- Panama City Beach home values: what is my house worth?
- ZIP 32404 housing scorecard
- 5 coming-soon communities in Bay County
Panama City Beach guides & data
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Florida buyer guides
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- Save Our Homes tax estimator
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What it really costs to own in Bay Point Studio Villas
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $1,517/yr across 12 listings here (MLS tax records, 2026-11-07). |
|---|---|
| HOA dues | Median $467/month across 10 MLS listings (most billed quarterly; 2026-11-07). Dues cover what the documents say they cover; ask for the budget and reserve study. |
| Home and flood insurance | The average Citizens Property Insurance premium in Bay County is $1,928/yr (1,264 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1974 across 16 listings. An original roof here would be about 52 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Estimated carrying cost at the median asking price, before the mortgage: about $754/month (tax $126, HOA $467, insurance $161). An estimate from the sources above, not a quote.
Email me new listings in Bay Point Studio Villas
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Bay Point Studio Villas Condos for Sale
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Bay Point Studio Villas Condos for Sale will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
What is the median home price in Bay Point Studio Villas?
How long do homes in Bay Point Studio Villas take to sell?
Who is the best real estate agent for Bay Point Studio Villas?
How do I find a top Panama City Beach real estate agent who knows Bay Point Studio Villas?
Can Momentum Realty connect me with an agent for Bay Point Studio Villas?
Where is Bay Point Studio Villas, and what county is it in?
Should you buy in Bay Point Studio Villas?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: November 6, 2026) |
| Community market stats | CPAR MLS closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2012 (101 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. A Momentum agent can price yours against live local comps.
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See how Bay Point Studio Villas fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Bay Point Studio Villas Condos for Sale in Panama City Beach
- Home values · What homes in Bay Point Studio Villas Condos for Sale in Panama City Beach actually sell for
- Find an agent · How to choose the best real estate agent in Bay Point Studio Villas Condos for Sale in Panama City Beach
