Marina Club Village in Panama City Beach

Marina Club Village
Condos for Sale in Panama City Beach, FL

Community in Panama City Beach · Bay County · ZIP 32408
Median sale $490K
Free · No obligation
Talk to a Marina Club Village Expert

True comps, carrying-cost math, and listings before the portals.

Photo via CPAR MLS

Built fromLive CPAR MLS data14 years of closingsUpdated twice daily

As of September 2026, Marina Club Village in Panama City Beach, FL has 3 homes for sale. Over the 12 months ending 2026-09-12, 3 recorded sales closed at a median of $490,000, a median 102 days on market, sellers accepting 87% of original asking. Homes listed or recently sold were built 1986–1986; 3 of 3 report an HOA (median $897/mo); 3 of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 6 ft). At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $6,020 ($5,530 with the full homestead exemption).

Live · Marina Club Village Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$490K
Median sold · 12 mo
87.3%
Sale vs ask
Bay median: 94.4%
Tempo
102days
Median DOM · closed
14 days at the 2022 low
0%
Under contract
Bay: 18% (585 of 3,161)
3 · 0
For sale · pending
live counts, refreshed twice daily
3
Sold · last 12 mo
10-yr average: about 3 a year

Homes For Sale Right Now in Marina Club Village

Live MLS inventory for Marina Club Village. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Marina Club Village listings as of 2026-09-12, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Marina Club Village is trading on a thin data set right now — the last window in Bay County MLS shows only four closings, so treat any single number here as directional rather than statistical. The median closed price of $547,500 reflects that small sample and likely swings with the specific units that happened to sell, not a broad market consensus.

Median days on market at 65.5 points to a deliberate pace rather than a rush. Buyers here aren't competing in multiple-offer scrums, and sellers should price with the expectation that a home will sit through more than one showing cycle before it lands a contract.

The 60-Second Overview

Marina Club Village market snapshot (as of September 12, 2026): the median sale price is about $490K, and a median 102 days on market for closed sales.

Marina Club Village sits within Panama City Beach in Bay County, with current MLS activity too limited to describe amenities beyond what's on the listing sheet — buyers should confirm any marina, dock, or shared-facility access directly with the HOA rather than assume it from the community name.

Best for

  • Buyers who want time to fully vet HOA documents and unit condition before closing.
  • Buyers targeting a Panama City Beach location without an amenity checklist as a hard requirement.
  • Buyers comfortable pricing off a small, recent closing sample rather than a long sales history.

Probably not for

  • Buyers who need confirmed community amenities (pool, marina access, clubhouse) in writing before shopping.
  • Buyers expecting a fast, competitive-offer sale timeline.
  • Sellers hoping for a large comparable-sales pool to justify an aggressive list price.

Windows contain 0 to 7 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$200K$400K$600K20122014201620182020202220242026
Median days on market · closed sales
020040020122014201620182020202220242026
14 days at the 2022 low; 102 now.
Sale price vs original ask · median
85%90%95%100%20122014201620182020202220242026
87.3% now vs Bay 94.4%.
Homes sold per 12-mo window
024620122014201620182020202220242026
0 to 7 a year; 3 in the current window.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Bay County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,090/mo
Bay County typical true cost to own
$161/mo
Bay County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

Marina Club Village Market Scorecard

Thin data

Marina Club Village is currently a thin data market. Limited supply, a median asking price of $399,000, and homes go under contract in about 244 days.

n/a
Months supply
$399,000
Median list
n/a
Median sold
n/a
Per sqft
244
Days on mkt
3/0/0
Active/Pend/Sold

Typical home value in the 32408 ZIP is $370,292, about 2.6% above the Florida norm (Zillow Home Value Index).

Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Marina Club Village, Panama City Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
1.85%
1 of 54 listings · short sale 1
Distress share trend — 1.85% now (2026-08-12 → 2026-09-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Listing locations from CPAR MLS. Map data © OpenStreetMap, tiles © CARTO.

If we were buying in Marina Club Village today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Marina Club Village.

Best Buy
Buyers comfortable doing their own diligence on HOA and amenity details rather than relying on assumptions.
Biggest Risk
With only four closings in the current window, any single sale can skew the perceived market.
Sweet Spot
Best suited to buyers focused on the unit itself rather than a promised amenity package.
Avoid If
Skip it if you need confirmed on-site amenities locked in before you can commit.

A market still finding its footing

With only four recorded closings in the current window, Marina Club Village doesn't yet offer the kind of pricing pattern you'd see in a higher-volume community. The $547,500 median is a real transacted figure, but it represents a handful of sales rather than a deep pool — condition, unit size, and view exposure likely explain more of the price spread than location alone.

The 65.5-day median days-on-market figure suggests homes here need proper marketing time rather than an aggressive list-and-wait strategy. For sellers, that means pricing accuracy at listing matters more than chasing a quick sale; for buyers, it means there's room to do full diligence — inspections, HOA document review, insurance quotes — without the pressure of a fast-moving bidding environment.

The location and the amenities are priced into every listing in Marina Club Village. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a community with this few recent closings, generic market reports won't tell you much — you need someone pulling the actual comparable sales, checking what amenities and HOA terms are confirmed versus assumed, and pricing off real transaction data instead of averages. That's the work we do before you write or accept an offer.

Marina Club Village in 15 seconds.

Best forBuyers comfortable doing their own diligence on HOA and amenity details rather than relying on assumptions.
Biggest advantageThe slower pace (65.5 median days on market) gives buyers real time for inspections and paperwork.
Biggest riskWith only four closings in the current window, any single sale can skew the perceived market.
Sweet spotBest suited to buyers focused on the unit itself rather than a promised amenity package.
Avoid ifSkip it if you need confirmed on-site amenities locked in before you can commit.

HOA, CDD & Fees

In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Marina Club Village sales matched to your home.

What is your Marina Club Village home worth?

Get a no-obligation home value based on real comparable sales in Marina Club Village, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See homes for sale in Marina Club Village on the map →

Real comps, not an automated estimate.

Recently off market in Marina Club Village

Homes in Marina Club Village that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.

Frequently Asked Questions

What is the median home price in Marina Club Village?
The median sale price in Marina Club Village was $490K over the 12 months ending September 12, 2026 (3 closed sales, CPAR MLS).
How long do homes in Marina Club Village take to sell?
Homes that closed in the 12 months ending September 12, 2026 took a median 102 days on market (3 sales, CPAR MLS).
Who is the best real estate agent for Marina Club Village?
The best agent for Marina Club Village is one who actively works Panama City Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Marina Club Village.
How do I find a top Panama City Beach real estate agent who knows Marina Club Village?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Marina Club Village and the wider Panama City Beach area.
Can Momentum Realty connect me with an agent for Marina Club Village?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Marina Club Village purchase or sale - no call center and no pressure.
Buyers who want time to fully vet HOA documents and unit condition before closing.Excellent fit
Buyers targeting a Panama City Beach location without an amenity checklist as a hard requirement.Excellent fit
Buyers comfortable pricing off a small, recent closing sample rather than a long sales history.Excellent fit
Buyers who need confirmed community amenities (pool, marina access, clubhouse) in writing before shopping.Probably not
Buyers expecting a fast, competitive-offer sale timeline.Probably not
Sellers hoping for a large comparable-sales pool to justify an aggressive list price.Probably not

Nearby Communities

Explore more neighborhoods near Marina Club Village with Momentum Realty’s local guides.

BPBay Point Harbour Villas0.2 mi awayBPBay Point Studio Villas0.2 mi awayBPBay Point Golf Villas0.4 mi awayBPBay Point Grand Residences0.5 mi awayLLLegend Lakes0.5 mi awayR(Reflections (Bay)0.5 mi awayPOPreserve On The Bay0.7 mi awaySBSanctuary Beach0.8 mi away

Browse all neighborhood guides →

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: September 12, 2026)
Community market statsCPAR MLS closed sales, 12-month windows ending September 12, 2026
Under-contract sharesCPAR MLS records, as of 2026-09-08
Historical depthClosed-sale records back to 2012 (41 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

By submitting, you agree that EAB RE INVESTMENTS LLC (Momentum Realty) and its agents may call, email, and text you about your inquiry, which may involve automated means and prerecorded or artificial voices. You do not need to consent as a condition of buying any property, goods, or services. To opt out, reply STOP at any time or reply HELP for assistance. You can also click the unsubscribe link in emails. Message and data rates may apply. Message frequency may vary. See our Privacy Policy and SMS Terms.or call (904) 351-6461
CallFree valuation →
Thinking of selling in Marina Club Village? 3 recorded closings; median 102 days on market (window ending 2026-09-12). See the Bay County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
Talk to a Local Marina Club Village Expert
Call Get Listings