Brighton Oaks
Homes for Sale in Panama City, FL
All 258 homes for sale in Panama City, FL · median $349,600 · 299 homes for sale in 32404 · Bay County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via CPAR MLS
As of September 2026, Brighton Oaks in Panama City, FL has 3 homes for sale. Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $289,000, a median 64 days on market, sellers accepting 93% of original asking (-8% versus the prior year). Homes listed or recently sold were built 2020–2021; 5 of 5 report an HOA (median $54/mo); none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 37 ft). At the median price and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $3,550 ($3,060 with the full homestead exemption).
| Location | Panama City, Bay County, FL · ZIP 32404 |
|---|---|
| Homes in the community | 112 (FL DOR 2025 assessment roll) |
| Years built | 2020–2022 (median 2021) |
| Typical living area | 2,033 sq ft (median) |
| Home types (current listings and sales) | singlefamilyresidence 100% |
| Sale prices, last 12 months | $289,000 median across 3 closed sales · -8.3% vs the prior 12 months |
| Days on market (closed sales) | 64 median |
| For sale right now | 3 active, 2 pending · median asking $305,000 |
| Owner-occupied (homestead) share | 64% |
Data as of September 20, 2026. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Brighton Oaks key facts,” movewithmomentum.com/neighborhoods/brighton-oaks, data as of September 20, 2026.
Last 30 days in Brighton Oaks: 1 new listing (median asking $295,000), 2 under contract right now. As of September 26, 2026, Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate.
Homes For Sale Right Now in Brighton Oaks
Live MLS inventory for Brighton Oaks. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Brighton Oaks listings as of 2026-09-26, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.
Every Home for Sale in Brighton Oaks Right Now (5)
All 5 active and pending Brighton Oaks listings with a detail page, newest first, refreshed twice a day from the MLS.
- 4097 Brighton Boulevard, Callaway, Fl 32404 · $295,000 · 4 bd / 2 ba · listed Sep 10, 2026 · listed by Coldwell Banker Realty
- 4068 Silver Spur Road, Panama City, Fl 32404 · $362,000 · 5 bd / 3 ba · pending · listed Jul 17, 2026 · listed by Keller Williams Success Realty
- 4016 Brighton Boulevard, Panama City, Fl 32404 · $320,000 · 4 bd / 2 ba · listed Jun 27, 2026 · listed by Eagle American Realty Group LLC
- 4052 Silver Spur Road, Panama City, Fl 32404 · $279,000 · 3 bd / 2 ba · listed Jun 27, 2026 · listed by Anchor Realty Florida
- 4040 Brighton Boulevard, Panama City, Fl 32404 · $360,000 · 5 bd / 3 ba · pending · listed Jun 27, 2026 · listed by Keller Williams Success Realty

Brighton Oaks is a young community — every home in the current MLS pool was built between 2020 and 2022, with a median year built of 2021. That narrow construction window means the housing stock is unusually consistent in age and finish level, so price here is driven less by renovation condition and more by lot, floor plan, and the small pool of homes actually changing hands.
With only four closings in the current window and a market heat score of 30, this is a thin, slow-moving dataset. A median 65 days on market confirms homes are not moving quickly, and price is down slightly year over year (-1.8%). Sellers should expect buyers to take their time and negotiate; buyers gain leverage but should treat any single closing as one data point rather than a trend.
Brighton Oaks right now
🔴 Off the recent peak. The trailing-12-month median ($289K) is down 8.3% from the prior 12 months ($315K). With about 24 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level CPAR MLS closed sales, 12-month windows ending September 20. Confidence: Low (3 and 13 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 27, 2026 · Live data: CPAR MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Brighton Oaks market snapshot (as of September 20, 2026): the median sale price is about $289K, and a median 64 days on market for closed sales. The trailing-12-month median is down 8% from the prior 12 months, computed from record-level CPAR MLS closed sales (3 closings in the current window).
In ZIP 32404 (Panama City), 1,060 homes closed in the last 12 months at a median of $290K, down 3.3% year over year, with a median 58 days on market. Right now 391 active and 146 pending listings — a balanced market. See the live ZIP 32404 housing market and the Bay County market.
County records show 14 qualified sales in Brighton Oaks across 2024–2025 (7 in 2024, 7 in 2025), median $310,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Brighton Oaks is a community of 112 homes in Panama City, Bay County, built between 2020 and 2022 (median 2021), with a median living area of about 2,033 square feet. 64% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Brighton Oaks in Panama City (Bay County) is a recently built community with 141 homes, all constructed within a tight 2020-2022 window — there is no older or mixed-vintage housing stock to sort through.
The setting & the homes.
Aerial and on-site photos of Brighton Oaks. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from CPAR MLS listings in Brighton Oaks; content deemed reliable but not guaranteed.
Who Brighton Oaks is best for.
Best for
- Buyers who want new or near-new construction (2020-2022) without the premium of a brand-new build elsewhere.
- Buyers comfortable with a slower sales process and willing to negotiate given a median 65 days on market.
- Buyers targeting a mid-size home near 2,041 square feet at a median price around $309,450.
Probably not for
- Buyers wanting a wide range of architectural styles or home ages to choose from.
- Buyers who need a large, fast-moving pool of comparable listings to benchmark against.
- Buyers seeking an amenity-driven community — none are currently identified in MLS listings here.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level CPAR MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($289K) IS the median in the snapshot above, and the move from 2025 ($315K) IS the -8.3% one-year change.
Windows contain 2 to 71 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
29% of homes for sale in ZIP 32404 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-26).
Brighton Oaks Market Scorecard
Brighton Oaks is currently a balanced market., a median asking price of $305,000, and homes go under contract in about 91 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: CPAR MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Brighton Oaks, Panama City
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Brighton Oaks on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from CPAR MLS. Map data © OpenStreetMap, tiles © CARTO.
The Brighton Oaks buying strategy.
If we were buying in Brighton Oaks today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Brighton Oaks.
A new-build pocket with a thin resale market
The math here is straightforward: a median list-to-sale price of $309,450 against a median living area of 2,041 square feet puts this squarely in the newer-construction, mid-size single-family range for the Panama City market. Because every home was built within a three-year span, buyers are not weighing decades-old systems against recent remodels — the variance between homes comes down to layout, lot placement, and any builder upgrades, not age.
The market posture right now is cool. A market heat score of 30 and a median 65 days on market both point to a buyer's environment rather than a competitive one, and the -1.8% year-over-year change reinforces that prices have softened slightly rather than climbed. With just four closings in the most recent window, though, sample size is a real constraint — one or two atypical sales could move the median noticeably, so any pricing decision here should lean on the broader trend, not a single comp.
The location and the amenities are priced into every listing in Brighton Oaks. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Brighton Oaks buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (5.3). Basis: Recent Direction -8.3% year-over-year; Owner Commitment 64% owner-occupied; Pricing Power 93.3% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a community with only a handful of closings per window, interpreting the data correctly matters more than usual — a thin sample can make a normal market look hotter or colder than it is. We track Brighton Oaks closing by closing rather than relying on a rolling average, so pricing guidance reflects what is actually happening now, not a lagging snapshot.
Brighton Oaks in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $54/month (about $648/yr) · median of 85 MLS listings, most billed annually
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $54 per month ($648 a year) — the median AssociationFee across 85 MLS records, normalised to a monthly figure; most are billed annually. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Brighton Oaks buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Brighton Oaks sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Brighton Oaks, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Brighton Oaks home worth?
Get a no-obligation home value based on real comparable sales in Brighton Oaks, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Panama City →
Recently off market in Brighton Oaks
Homes in Brighton Oaks that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 4016 Millicent Lane · off market
Frequently Asked Questions
What is the median home price in Brighton Oaks?
How long do homes in Brighton Oaks take to sell?
How many homes are in Brighton Oaks?
What share of Brighton Oaks is owner-occupied?
When were the homes in Brighton Oaks built?
Who is the best real estate agent for Brighton Oaks?
How do I find a top Panama City real estate agent who knows Brighton Oaks?
Can Momentum Realty connect me with an agent for Brighton Oaks?
Where is Brighton Oaks, and what county is it in?
Should you buy in Brighton Oaks?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | CPAR MLS, refreshed twice daily (last: September 26, 2026) |
| Community market stats | CPAR MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (2 streets, ZIP 32404)) |
| Under-contract shares | CPAR MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2020 (171 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the CPAR MLS member average and 8 days faster, and we’ll price yours against live local comps.
Looking to buy here? Search homes for sale →
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See how Brighton Oaks fits the bigger picture — live prices, inventory, and Momentum Scores:
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