Hiland Hills in Panama City

Hiland Hills
Homes for Sale in Panama City, FL

All 268 homes for sale in Panama City, FL · median $349,900 · 413 homes for sale in 32404 · Bay County homes for sale

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Built fromLive CPAR MLS dataUpdated twice daily

As of November 2026, Hiland Hills in Panama City, FL has 2 homes for sale. Hiland Hills is a community in Panama City, Bay County, FL. Across Panama City as a whole, 371 homes closed in the last 12 months at a median of $300,000, 84 median days on market. At that median and Bay County's FY2025-26 rate of 12.28 mills, annual property tax runs about $3,680 ($3,200 with the full homestead exemption).

Live · Hiland Hills Housing Pulse CPAR MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
0%
Under contract
Bay: 15% (434 of 2,840)
2 · 0
For sale · pending
live counts, refreshed twice daily
Jon Brooks, Co-Founder of Momentum Realty
Jon's Read · written July 28, 2026

Hiland Hills, in Panama City's Bay County market, is currently a thin-data community — our snapshot shows only two closings in the tracked window, which is too small a sample to draw firm conclusions about pricing trends or pace. What that tells a buyer or seller is simple: this is not a high-volume, high-visibility subdivision right now, and any pricing conversation here has to be built home-by-home rather than off a community-wide curve.

With so little recent transaction volume, posture matters more than timing. A seller here should expect a more individualized marketing push since there is not a steady stream of comparable closings to lean on. A buyer should expect to negotiate off the specific condition and features of the home in front of them, not off a assumed community average.

Figures in this note are as of July 28, 2026. The live market numbers elsewhere on this page update nightly and are newer.

The 60-Second Overview

Hiland Hills sits within Panama City in Bay County, and current MLS activity shows limited closed sales, so the community is best approached as a case-by-case market rather than one with an established, high-volume trend line.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • A buyer prioritizing a specific home's condition and price over a documented neighborhood trend
  • A seller prepared for individualized marketing rather than a high-volume comp set
  • A buyer or seller willing to verify amenities and features directly rather than relying on a community-wide listing

Probably not for

  • A buyer who wants a well-established, high-volume sales history to lean on
  • A buyer relying on a published amenities package as part of the decision
  • A seller expecting a large pool of recent comparable closings to support pricing strategy

The market around Hiland Hills

Hiland Hills is too small for its own price trend, so here is the market around it.

Across Bay County, 2,406 homes are active and 434 pending (15% under contract).

ZIP and county figures describe the wider market, not Hiland Hills specifically. Momentum Research analysis of MLS records.

Homes For Sale Right Now in Hiland Hills

Live MLS inventory for Hiland Hills. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Hiland Hills listings as of 2026-11-12, priced high to low. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Tap any home to ask about it.

If we were buying in Hiland Hills today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Hiland Hills.

Best Buy
Buyers and sellers comfortable pricing a home on its own merits rather than a community-wide trend line.
Biggest Risk
Thin transaction data makes it harder to benchmark price with confidence.
Sweet Spot
A buyer who has already vetted the specific home and wants a straightforward, low-noise negotiation.
Avoid If
You need an established sales trend or amenity list to make your decision.

A market with few data points

Two closings in the current window is not enough to establish a reliable median price, days-on-market pattern, or list-to-sale ratio for Hiland Hills. That is a meaningful fact in itself: it means pricing here should be anchored to the individual home's condition, lot, and recent comparable activity in the broader Panama City market rather than to a Hiland Hills-specific trend, because that trend does not yet exist in the data.

Current MLS listings for the community also do not identify specific community amenities. That does not necessarily mean none exist — it means the listing data available to us right now does not surface them, so any amenity claims should come from direct verification of a specific property rather than a general community assumption.

“

The location and the amenities are priced into every listing in Hiland Hills. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a low-data pocket like Hiland Hills, the value of a broker is in doing the extra legwork the MLS snapshot cannot do on its own — pulling wider Panama City comparables, verifying home-specific condition and features directly, and pricing or negotiating off real evidence instead of a thin community average. That is the work we do before a number ever goes on a listing or into an offer.

Hiland Hills in 15 seconds.

Best forBuyers and sellers comfortable pricing a home on its own merits rather than a community-wide trend line.
Biggest advantageLimited recent closings mean less competition for attention on any single listing.
Biggest riskThin transaction data makes it harder to benchmark price with confidence.
Sweet spotA buyer who has already vetted the specific home and wants a straightforward, low-noise negotiation.
Avoid ifYou need an established sales trend or amenity list to make your decision.
The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Hiland Hills sales matched to your home.

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Real comps, not an automated estimate.
A buyer prioritizing a specific home's condition and price over a documented neighborhood trendExcellent fit
A seller prepared for individualized marketing rather than a high-volume comp setExcellent fit
A buyer or seller willing to verify amenities and features directly rather than relying on a community-wide listingExcellent fit
A buyer who wants a well-established, high-volume sales history to lean onProbably not
A buyer relying on a published amenities package as part of the decisionProbably not
A seller expecting a large pool of recent comparable closings to support pricing strategyProbably not

Data sources & freshness

Live listingsCPAR MLS, refreshed twice daily (last: November 12, 2026)
Under-contract sharesCPAR MLS records, as of 2026-11-11

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of CPAR MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Recent Developments in Hiland Hills

Development, infrastructure, retail, and school activity affecting Hiland Hills, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.

  1. October 2026
    Development

    Panama City rejects marina bids and will rebuild West Basin in phases

    The city rejected all bids earlier this month for the 49-slip West Basin and will rebid in phases focused on wet slips. The boat ramp has been redesigned and will come later. Phase One construction could start within 90 days of selecting a contractor.

    What it may mean for the marketA slower, phased marina rebuild delays new downtown waterfront boating capacity but keeps the project moving toward construction. The site is about 2 miles west of Hiland Hills.

    Source: WJHG
  2. September 2026
    Retail & Dining

    Panama City meets Houston developer interested in part of Panama City Mall site

    Panama City officials met a Houston developer interested in buying a portion of the largely vacant Panama City Mall, owned by Hendon Properties, with a retail focus. Discussions covered rezoning, possible CRA participation and plan submittal. The mayor called the FDOT US 231 widening, planned to six lanes from US 98 to SR 20, the biggest holdup.

    What it may mean for the marketPossible retail redevelopment of a large vacant site could add shopping options near the US 231 corridor, with timing tied to road widening and rezoning. The site is about 3 miles northwest of Hiland Hills.

    Source: WJHG
  3. August 2026
    Development

    Deal reached to redevelop historic Panama City Grammar School into apartments and townhomes

    Panama City reached a deal for developer Zachary Seymour to buy the 1914 Panama City Grammar School on East Seventh Street and convert it to apartments and townhomes. The city would waive about $375,000 in code fines and a $100,000 CRA grant is pending approval. Seymour has one year to finish structural repairs to roofs, windows and doors.

    What it may mean for the marketReuse of a vacant historic building would add downtown-area residential units and remove a long-standing vacant property. The site is about 2 miles west of Hiland Hills.

    Source: WJHG
  4. August 2026
    Infrastructure

    HCA Florida Gulf Coast Hospital announces $125 million expansion

    HCA Florida Gulf Coast Hospital announced a $125 million expansion on its 23rd Street campus, including a new patient tower with 34 additional beds, a 16-bed orthopedic and spine unit, a fourth cath lab, an expanded women's center and a 5,000-square-foot outpatient entrance expansion. The project is in design, with construction of 24 to 36 months and completion targeted for 2029.

    What it may mean for the marketAdded hospital capacity and specialty services would improve local healthcare access and add medical-sector employment along the 23rd Street corridor. The site is about 3 miles northwest of Hiland Hills.

    Source: WJHG
  5. August 2026
    Infrastructure

    Bay County approves $13.5 million water treatment plant expansion

    Bay County commissioners approved a $13.5 million contract with NCMC Construction to add three large sand filters (30 by 50 feet each) to the county water treatment plant, which now runs 11 filters. Construction is expected to start soon and take about a year, and officials say water bills should not rise because of it.

    What it may mean for the marketAdded filtration and backup capacity supports water service reliability for a county where demand has more than doubled in 15 years. The site is about 7 miles north of Hiland Hills.

    Source: WJHG
  6. July 2026
    Civic

    Panama City approves 12-month moratorium on AI data centers

    Panama City commissioners unanimously approved a 12-month pause on AI data centers in certain areas, following a six-month restriction adopted by Bay County the prior week. The city said it will use the period to study data center operations and revisit how they fit into local zoning and land-use rules.

    What it may mean for the marketA temporary pause shapes where data centers can locate while the city reviews zoning and land-use standards. The site is about 2 miles west of Hiland Hills.

    Source: WJHG News Channel 7

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Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.

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Housing distress & ownership in Hiland Hills, Panama City

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 9 listings
Distress share trend — 0.0% now (2026-09-14 → 2026-11-11)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing information provided by the Central Panhandle Association of REALTORS®. Information is deemed reliable but not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Every Home for Sale in Hiland Hills Right Now (2)

All 2 active and pending Hiland Hills listings with a detail page, newest first, refreshed twice a day from the MLS.

Nearby Communities

Explore more neighborhoods near Hiland Hills with Momentum Realty’s local guides.

Plantation Park0.1 mi away · 40 homes, built 2012–13Mill Point0.2 mi away · 2 for saleMill Bayou Estates0.5 mi away · 1 for saleBrook Forest U0.6 mi away · 1 for saleBrighton Oaks0.6 mi away · 112 homes, built 2020–22, 2 for saleHillcrest (Bay)0.7 mi away · 25 homes, built 2004–07The Meadows (Bay)0.8 mi away · 1 for saleGrant S Mill0.8 mi away

Browse all neighborhood guides →

What it really costs to own in Hiland Hills

The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.

Property taxCurrent owners' bills run a median of $1,467/yr across 4 listings here (MLS tax records, 2026-11-12).
Home and flood insuranceThe average Citizens Property Insurance premium in Bay County is $1,928/yr (1,264 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction.
Roof and ageMedian build year 2001 across 4 listings. An original roof here would be about 25 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails.

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