How to Find the Best Real Estate Agent in Charter Point, Jacksonville

In Charter Point: Top Realtors & Agents, recent sales run a median of about $409,000 ($163/sq ft), typically closing in about 35 days — so accurate local pricing and comparable-sales knowledge are what separate a strong Charter Point: Top Realtors & Agents agent from an average one.

Buying here? See Charter Point homes for sale and the Charter Point community guide (Jacksonville).

Charter Point recorded 10 closings in the last 12 months at a median of $409,000, averaging 35 days on market — the numbers any agent you interview here should already know. This guide covers how to find the top realtors in Charter Point, what makes a great Charter Point real estate agent, the questions to ask before you hire, the current Charter Point market in detail, and how to connect with a proven local expert. See the Charter Point neighborhood guide for homes and lifestyle.

Top realtors in Charter Point: what “top Charter Point real estate agents” actually means

The best Charter Point agents share four things: local sales experience (they’ve actually closed deals here), pricing accuracy built on real comps, marketing that reaches the right buyers, and negotiation that protects your money. In Charter Point, homes sell in a median of about 35 days, a balanced pace where pricing and presentation both matter, and values have softened about 7% over the past year, so a disciplined pricing strategy is key.

That local nuance is why a Charter Point specialist beats a generalist: they know the streets, the HOAs, the school zones, and what buyers here will and won’t pay for. New to the process? Start with what a real estate agent actually does.

Recent market activity in Charter Point

A great agent works from data, not guesswork. Here’s the current snapshot for Charter Point (from Momentum’s MLS data, as of 2026-10-28):

$409,000
Median sale price
$163/sq ft
Price per sq ft
35 days
Median days on market
1.2 mo
Months of supply
-7%
1-year price change
10
Recent closings

Market read: Balanced Market (limited data). Use these numbers to pressure-test any agent you interview — a true local will know them cold.

Recent sales in Charter Point

Real homes recently closed in Charter Point — the kind of comps a great local agent prices from:

AddressDetailsSold
4526 Oak Bay Drive4 bd / 3 ba · 2,728 sqft · closed 2026-09-25$560,000
5454 River Trail Road3 bd / 2.5 ba · 2,718 sqft · closed 2026-08-26$460,000
4309 Maywood Drive4 bd / 2.5 ba · 2,236 sqft · closed 2026-08-21$435,000
4375 Maywood Drive4 bd / 3 ba · 2,329 sqft · closed 2026-07-15$300,000
4316 Sage Oak Court3 bd / 3 ba · 2,042 sqft · closed 2026-04-22$352,700
4308 Sage Oak Court4 bd / 3.5 ba · 2,986 sqft · closed 2026-03-16$453,000

Source: Data provided by realMLS. Recent closed sales shown for market context.

How Charter Point compares to its neighbors

Pricing a home means knowing the alternatives buyers are weighing. The five nearest tracked communities, side by side:

CommunityMedian$/sq ftDOMMomentum Score
Charter Point$409,000$16335 d69
University Park$289,000$16793 d74
Buffalo Gardens$171,000$130.7351 d–
Stockton$65,000$73.116 d–
Colony Cove$400,000$185–50
Hawthorn at Bartram Park$292,000$15810 d62

Momentum Score is Momentum Realty’s proprietary 0-100 community market rating. Figures from Momentum’s MLS data, as of 2026-10-28.

The Charter Point housing stock, from the live feed

From the live MLS feed as of 2026-10-29: The homes listed or recently sold were built between 1974 and 1985 (median 1977); 13 of 13 listed or recently sold homes report an HOA, median $23/mo; 1 of 13 geocoded listed or recently sold homes sit inside a FEMA special flood hazard zone (A/V), which buyers’ lenders will price into insurance; median elevation 8 ft. See the current Charter Point listings →

Which way this market is moving

Active inventory across Duval County has fallen over the past year (-13%). About 29% of county listings currently carry a price cut, which tells you how much negotiating room the average seller has already conceded. Charter Point itself has appreciated about 125% over the period Momentum’s MLS data tracks — a community-level trend, not the county average. A strong local agent will reconcile these numbers with what is happening on your exact street before recommending a price.

What it costs to own in Charter Point

On a median-priced Charter Point home ($409,000), property taxes at Duval County’s typical millage of 17.865 run roughly $6,414 a year with the homestead exemption applied — before any CDD or special-district charges, which vary by community.

The average Citizens Property Insurance premium in Duval County is about $1,315 a year (April 2026 filings); private-market quotes differ, and a good agent will tell you which carriers are actually writing here.

Run the real numbers before you commit: what selling nets you, whether your Save Our Homes benefit moves with you, and rent vs buy in Duval County.

At Charter Point’s $409,000 median and Duval County’s adopted 17.86 mills (FY2025-26), a home assessed at that price carries roughly $7,310 a year in property tax before exemptions, or about $6,570 with the full Florida homestead exemption — a buyer’s first-year figure; a long-time owner’s Save Our Homes cap can be far lower, which is one reason resale taxes jump at closing. Municipal and special-district millage varies inside the county; see the Duval County tax page.

Rents and the investor math

Typical asking rent across Duval County sits near $1,603 a month (Zillow’s rent index). Rents are moving about 2.5% year over year. County-level yield math pencils to roughly a 6.54% cap rate on typical numbers, before expenses. Home prices run about 4.3x the county’s median household income, the affordability backdrop every buyer here negotiates inside. If you are weighing an investment purchase in Charter Point, ask your agent for community-level rent comps rather than county averages — the spread between communities is wide.

Who is moving to Duval County, and what they earn

The county gained a net 912 people in the latest IRS county-migration year. Households moving IN average $67,296 in income versus $68,273 for those moving out — movers arriving here earn less than those leaving, which shapes what sellers can ask and what buyers compete against. The biggest out-of-state feeder markets are GA, CA, VA. Median household income in Duval County has grown about 28% since 2018 ($68,447 now). Population is up about 9% over the same stretch. An agent who knows these flows can tell you which way demand in Charter Point is actually pointing, not just where prices have been.

Sources: IRS SOI county-to-county migration; U.S. Census income and population estimates. County-level data for context; community demand varies within the county.

School context you can verify: the Duval County school district earned a district grade of A from the Florida Department of Education (2025-26) and has held an A since 2025. Attendance zones vary by address, so confirm the zoned schools for any specific home with the district.

Recent developments in Charter Point, Jacksonville

Roads, retail, schools and new construction change what homes in Charter Point, Jacksonville are worth. Ask any agent you interview about the projects below — how they answer tells you whether they actually work this area. Last updated November 2026.

October 2026 · Market
Northeast Florida home sales dip in September as inventory tightens

Closed sales across the six-county Northeast Florida Association of Realtors area fell 7.7% year over year to 1,608, with the median price at $398,566, up 2.8%. Active inventory dropped 18.4% to 6,348 homes. Median prices were $344,000 in Duval, $575,000 in St. Johns, $355,000 in Clay and $496,500 in Nassau.

Why it matters Lower inventory with softer sales volume points to a thinner supply of listings across all four counties, with Clay the only one of the four showing a year-over-year price decline. The site is about 5 miles southwest of Charter Point.

Source: Clay Today ›
October 2026 · Development
FSCJ opens large automated semiconductor training lab, a first for Florida

Florida State College at Jacksonville has built a fully automated lab it describes as the first of its kind in Florida for its size. Students train on electrical, robotics, mechatronics, AI inspection and control systems used in chip manufacturing. The college says it aims to help draw semiconductor companies to Northeast Florida and prepare workers for local manufacturers.

Why it matters A regional technical-training pipeline can support recruitment of advanced manufacturers, which would widen the local employment base. The site is about 5 miles southwest of Charter Point.

Source: News4JAX ›
October 2026 · Retail & Dining
Council committee defers vote on incentives for Downtown Publix at 119 W. Beaver St.

The Finance Committee deferred a $49.65 million incentive package for Gateway Jax's $140.15 million high-rise anchored by a Publix at 119 W. Beaver St. The tower is planned with 259 apartments and about 400 parking spaces. The committee is scheduled to revisit the bill Nov. 4, the day after the Amendment 3 vote.

Why it matters The timing of the first full-size grocery store in the Downtown core depends on the incentive vote, affecting nearby retail access. The site is about 5 miles southwest of Charter Point.

Source: Jacksonville Today ›
September 2026 · Development
Gateway Jax seeks more than $70 million in city incentives for Riverfront Plaza tower and Hotel Merrydelle

Gateway Jax is requesting about $55.4 million in incentives for a 17-story, roughly $271.5 million Riverfront Plaza tower with 130 to 170 hotel rooms and 50 to 150 residences on Independent Drive. It also seeks a $15 million loan for the nearly $50 million renovation of the former Ambassador Hotel at 420 Julia Street. The Downtown Investment Authority board votes Sept. 16 and City Council has the final say.

Why it matters If approved, the projects would add hotel rooms, residences and restaurants along the Downtown riverfront. The site is about 5 miles southwest of Charter Point.

Source: Jacksonville Today ›
April 2026 · Development
Southeast Toyota opens $170M vehicle-processing facility at JAXPORT's Blount Island, adding 400-plus jobs

Southeast Toyota Distributors dedicated a new vehicle processing facility at JAXPORT's Blount Island Marine Terminal in April 2026. The company put the investment at $170 million and said the facility created more than 400 full-time jobs, most of them hired locally.

Why it matters A large new employment center on Blount Island adds sustained local job demand, a factor that has historically supported nearby housing absorption. The site is about 6 miles east of Charter Point.

Source: JAXPORT ›
February 2026 · Infrastructure
JAXPORT details $250M Blount Island modernization and record cargo in 2026 State of the Ports

At its February 2026 State of the Ports address, JAXPORT outlined a $250 million modernization of Blount Island's container and vehicle-handling capabilities and reported record fiscal-2025 cargo volumes. The port also said an air-draft expansion to accommodate larger ships is on track to finish by the end of 2026.

Why it matters Continued heavy investment in the Blount Island port complex anchors long-term industrial employment on the northeast side, a structural demand driver for the surrounding area. The site is about 6 miles east of Charter Point.

Source: News4Jax ›

Full Charter Point, Jacksonville news timeline & guide ›

Summaries reflect public reporting and official sources linked above as of the dates shown; details and timelines can change. General observation, not investment advice.

Homes for sale right now in Charter Point, Jacksonville

2 for sale · 2 pending — the inventory any agent you interview should already know street by street.

5394 OAK BAY Drive, Jacksonville 32277 home for saleActive · 9 days
$605,000
4 bd · 4 ba · 4,111 sqft · built 1985
5394 OAK BAY Drive, Jacksonville 32277
Listed by ZALLOUM REALTY LLC
4575 OAK BAY Drive, Jacksonville 32277 home for saleActive · 44 days
$569,000
4 bd · 3 ba · 3,186 sqft · built 1981
4575 OAK BAY Drive, Jacksonville 32277
Listed by REAL BROKER LLC
4375 MAYWOOD Drive, Jacksonville 32277 home for salePending
$482,500
4 bd · 3 ba · 2,329 sqft · built 1979
4375 MAYWOOD Drive, Jacksonville 32277
Listed by FLORIDA HOMES REALTY & MTG LLC
4463 RIVER TRAIL Road, Jacksonville 32277 home for salePending
$225,000
4 bd · 4 ba · 2,589 sqft · built 1977
4463 RIVER TRAIL Road, Jacksonville 32277
Listed by SOUND INVESTMENTS REAL ESTATE

See every 2 listing, with full data ›

Source: Data provided by realMLS. Deemed reliable but not guaranteed. Listings shown as of 2026-11-07; prices and availability change.

If you’re buying in Charter Point

Come pre-approved, not pre-qualified, and be ready to move within days of a new listing. In a market like Charter Point’s, your agent’s job is speed and terms: escalation strategy, appraisal-gap planning, and knowing which contingencies you can safely keep. Ask any agent you interview how their last three Charter Point buyers won.

If you’re selling in Charter Point

You have leverage, but overpricing still kills momentum — homes that sit past the median days on market start fielding lowball offers. Price at the data, prep properly, and make buyers compete in week one. Your listing agent’s first-week marketing plan matters more than their commission number.

Questions to ask before you hire a Charter Point agent

Why community expertise matters in Charter Point

Two homes a mile apart can sell on completely different terms. A Charter Point expert prices to the micro-market, knows which upgrades buyers reward, and has the relationships to get deals done.

Top listing agents vs. buyer’s agents in Charter Point

If you’re selling in Charter Point, a top listing agent’s pricing, staging, and marketing are what win top dollar — the same skills behind a strong home sale. If you’re buying, a sharp buyer’s agent protects you in negotiation and inspections. The best Charter Point Realtors do both well; ask any agent you interview which side they’re strongest on and how they’d handle yours.

Momentum’s record in Charter Point

In Jacksonville, Momentum Realty listed and closed 297 homes in the last 12 months at a median sale price of $310,000 (most recent closing November 2026). The communities we close most often in: The Woods (5), Arlington Hills (4), Victoria Lakes (3), Osprey Landing (3), Winchester Ridge (3), Bartram Springs (3), Mill Creek North (3), Lake Mandarin (3). Source: Momentum Realty list-side closings in the MLS record, trailing 12 months; the brokerage’s own figures, not a market-share claim. Counting both sides of the table, Momentum agents closed 691 transactions in Jacksonville in the 12 months to November 2026: 302 as the listing brokerage, 353 representing the buyer, 36 on both sides; median sale $308,000 (brokerage closed records; full sales record).

Momentum agents who work Jacksonville

Service areas are self-reported by each agent; see the agent’s page for current listings and recent closings. All Momentum agents.

Meet your local expert

Brittany Brooks, Co-Founder of Momentum Realty
Your local expert
Brittany Brooks — Co-Founder, Momentum Realty

Brittany co-founded Momentum Realty, a RealTrends 500 brokerage (ranked #440 in the U.S.) with 320+ agents and $3.5B+ in closed sales across Florida. Tell her what you’re looking for and she’ll connect you with the right local Momentum specialist — and make sure you’re taken care of from first call to closing.

★★★★★ 5.0 · 12 reviews on Zillow
“If we could give Brittany and Jon Brooks a ten-star review we would. This couple is amazing at what they do.” — Jake S., Zillow
“I have now worked with Brittany and the Brooks Group / Momentum Realty to both buy and sell a property over the past 3 years. I had an outstanding experience.” — A. Lloyd, Zillow
Talk to Brittany →

Related Charter Point resources

Common questions

How do I find the best real estate agent in Charter Point?
Look for an agent with real, recent sales in the community, a clear marketing plan, strong negotiation skills, and responsive communication. Ask for their track record and references, and make sure they actually know Charter Point, not just the metro.
What questions should I ask a Charter Point agent before hiring them?
Ask how many homes they've sold in or near Charter Point, how they price, how they market, how they handle negotiations and inspections, how they communicate, and how they get paid. The answers reveal local expertise fast.
Does Momentum Realty cover Charter Point?
Yes. Momentum Realty serves Charter Point and Duval County, and can match you with the local specialist who knows it best.
What happens after I ask to be matched?
A local agent who works Charter Point reaches out to talk through your goal and timing. There is no obligation to list or buy with anyone; you decide whether they are the right fit.
What is the median home price in Charter Point?
About $409,000 based on recent closed sales in Momentum MLS data, with homes averaging 35 days on market. Ask an agent for live comps, since community medians move month to month.
Is Charter Point a buyer market or a seller market right now?
Momentum data currently reads Charter Point as a Balanced Market (limited data). Days on market and months of supply on this page show how much negotiating room each side has.
What should I budget beyond the mortgage in Charter Point?
Property taxes at the county typical millage, insurance, any HOA or CDD charges specific to Charter Point, and maintenance. The cost-to-own section on this page puts numbers on each.
Is Charter Point in a flood zone?
Of 13 recently listed or sold Charter Point homes with a geocoded location, 1 sit inside a FEMA special flood hazard zone (A or V zones); the median elevation of those listings is 8 ft. Zones are checked per address, not per community; confirm any specific parcel on FEMA's map before relying on it.
Does Charter Point have an HOA, and how much is it?
13 of the 13 homes recently listed or sold in Charter Point report an HOA, with a median fee of $23 per month as entered by the listing agents. Fees vary by sub-association and product type; verify with the association's current budget.
How much are property taxes in Charter Point?
Using the Duval County FY2025-26 rate of 17.86 mills and Charter Point's recorded median sold price of $409,000, a home assessed at that price would owe roughly $7,310 a year before exemptions, or about $6,570 with the full homestead exemption. Long-time owners under Save Our Homes usually pay less; taxes reset toward this level when a home sells. Actual bills depend on the parcel's municipality and special districts.

Market figures are aggregates from Momentum Realty’s MLS data for Charter Point, as of 2026-10-28, and will change over time. This is general guidance on how to choose an agent, not a ranking or endorsement of any individual. Equal Housing Opportunity.

Hiring an agent in Charter Point?

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