Charter Point
Homes for Sale in Jacksonville, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Charter Point's pricing story is set by its age spread as much as by size: homes here run from 1951 construction to homes built as recently as 2024, with a median year built of 1978 and a median living area of 2,902 square feet. At a median of $417,700 and $154.41 per square foot, buyers are largely paying for space and lot maturity rather than uniform new-build finishes, and condition varies enough between the oldest and newest homes that per-square-foot comparisons only hold up within similar-vintage sections of the community.
The current posture favors buyers: months of supply sits at 9.0, the median home is spending just over 75 days on market, and pricing is down 15.6% year over year. With only 6 active listings against 293 total homes and 8 closings in the recent window, volume is thin on both sides, so a seller who prices sharply and presents a well-maintained home can still move it, while a patient buyer has real room to negotiate.
Charter Point right now
🟡 Balanced market. 5.3 months of supply and 33% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of August 23, 2026. Confidence: High (6 active and pending listings, 9 closed sales in 12 months).
🔴 Off the recent peak. The trailing-12-month median ($382K) is down 26.1% from the prior 12 months ($518K) and up 70% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending August 23. Confidence: Medium (9 and 10 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated August 23, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Charter Point market snapshot (as of August 23, 2026): the median sale price is about $382K ($152 per sq ft over the trailing 12 months of closed sales), a median 42 days on market for closed sales, and 5.3 months of supply, a balanced market. The trailing-12-month median is down 26% from the prior 12 months and up 70% since 2012, computed from record-level realMLS closed sales (9 closings in the current window).
Charter Point is a community of 171 homes in Jacksonville, Duval County, built between 1973 and 2024 (median 1979), with a median living area of about 3,082 square feet. 89% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Charter Point in Jacksonville's Duval County spans decades of construction — from 1951 to 2024 — and currently sits in buyer-leaning territory, with pricing down from a year ago even as values remain up sharply since 2012.
The setting & the homes.
Aerial and on-site photos of Charter Point. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Charter PointPhotos from realMLS listings in Charter Point; content deemed reliable but not guaranteed.
Who Charter Point is best for.
Best for
- Buyers who want more living space per dollar and are comfortable with homes built anywhere from 1951 to 2024.
- Buyers with flexible timelines who can use a buyer-leaning market and 9.0 months of supply to negotiate on price or terms.
- Buyers prioritizing a largely owner-occupied community with amenities like a pool, verified directly with the HOA.
Probably not for
- Buyers who need a fast close in a competitive bidding environment — only 6 active listings limit choice.
- Buyers who want uniform, recently built construction throughout — the median build year here is 1978.
- Sellers expecting last year's pricing — values are down 15.6% year over year in this market band.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending August 23 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($382K) IS the median in the snapshot above, and the move from 2025 ($518K) IS the -26.1% one-year change.
Windows contain 7 to 21 sales each (9 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Charter Point Market Scorecard
Charter Point is currently a balanced market. About 4.4 months of supply, a median asking price of $556,750, and homes go under contract in about 40 days.
Typical home value in the 32277 ZIP is $286,037, about 4.8% below the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Charter Point, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Homes For Sale Right Now in Charter Point
Live MLS inventory for Charter Point. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 81 daysTop listing
Active · 2 days
Active · 95 days
Active · 308 days
Pending · 42 days
Pending · 44 daysActive and pending Charter Point listings as of 2026-08-23, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Charter Point on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap, tiles © CARTO.
Life at Charter Point
- Entry Phone/Intercom · reported on 1 of 4 listings
- Pool · reported on 1 of 4 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
How far is everything?
Everyday stops around Charter Point are close: the nearest dining is about 2 minutes away.
- Tasty Seafood Chicken and Sub · Dining2 min
- Aldi · Groceries3 min
- Dames Pointe Plaza · Shopping5 min
- Blue Cypress Park · Parks5 min
- Baptist Medical Center South · Health7 min
- Starbucks · Coffee7 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Fort Caroline Elementary SchoolFLDOE grade C · Public PreK-5
- Arlington Middle SchoolFLDOE grade C · Public 6-8
- Terry Parker High SchoolFLDOE grade C · Public 9-12
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Charter Point address.
Recent Developments in Charter Point
Development, infrastructure, retail, and school activity affecting Charter Point, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated August 2026.
- July 2026Development
JWB secures funding for 108 affordable housing units in Jacksonville
Jacksonville Today reported that JWB Real Estate Capital secured about $28.59 million in gap funding for 108 income-restricted units across three Westside sites on Tracy, Justina and Ricker roads. Plans include 38 townhome-style units and two sets of 35 efficiency units, priced at or below 60% of area median income for 50 years. Groundbreaking is expected by September 2026 with completion in 2027.
What it may mean for the marketAdds new income-restricted rental and townhome housing supply on the Westside, increasing the stock of long-term affordable units and drawing public and tax-credit investment into three infill sites. The project is about 13 miles southwest of Charter Point, elsewhere in Duval County.
Source: Jacksonville Today - July 2026Development
Culinary Institute of America selects Jacksonville for Southeast campus
News4Jax reported that the Culinary Institute of America chose downtown Jacksonville for its Southeast hub, to be located at 330 E. Bay Street on the Northbank riverfront. The campus would anchor a $160.5 million hotel and convention center development. The city previously approved up to $35 million in incentives, and the Downtown Investment Authority is finalizing agreements on design and property details.
What it may mean for the marketAnchors a major downtown riverfront redevelopment that pairs an educational campus with hotel and convention space, adding institutional and commercial investment to the urban core alongside Riverfront Plaza and Pearl Square. The project is about 5 miles southwest of Charter Point, elsewhere in Duval County.
Source: News4Jax - June 2026Development
Hillwood contracts with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center
Master developer Hillwood contracted with the City of Jacksonville for 192 acres at AllianceFlorida at Cecil Commerce Center on Jacksonville's Westside, continuing the buildout of the former Naval Air Station Cecil Field into an industrial and logistics park.
What it may mean for the marketContinued absorption of large industrial parcels at Cecil signals sustained employment growth on the Westside, which can support housing demand across nearby communities. The project is about 20 miles southwest of Charter Point, elsewhere in Duval County.
Source: Jax Daily Record - April 2026Development
Southeast Toyota opens $170M vehicle-processing facility at JAXPORT's Blount Island, adding 400-plus jobs
Southeast Toyota Distributors dedicated a new vehicle processing facility at JAXPORT's Blount Island Marine Terminal in April 2026. The company put the investment at $170 million and said the facility created more than 400 full-time jobs, most of them hired locally.
What it may mean for the marketA large new employment center on Blount Island adds sustained local job demand, a factor that has historically supported nearby housing absorption. The site is about 6 miles east of Charter Point.
Source: JAXPORT - April 2026Development
Hillwood seeks to mass-grade an AllianceFlorida site for a possible 1 million-square-foot building
Hillwood asked to mass grade a site at AllianceFlorida at Cecil Commerce Center to prepare for a possible 1 million-square-foot building, a step that typically precedes a large industrial or distribution user committing to the Westside park.
What it may mean for the marketA build-ready million-square-foot pad points to a potential large employer on the Westside, the kind of jobs anchor that can lift demand for nearby housing. The project is about 20 miles southwest of Charter Point, elsewhere in Duval County.
Source: Jax Daily Record - February 2026Infrastructure
JAXPORT details $250M Blount Island modernization and record cargo in 2026 State of the Ports
At its February 2026 State of the Ports address, JAXPORT outlined a $250 million modernization of Blount Island's container and vehicle-handling capabilities and reported record fiscal-2025 cargo volumes. The port also said an air-draft expansion to accommodate larger ships is on track to finish by the end of 2026.
What it may mean for the marketContinued heavy investment in the Blount Island port complex anchors long-term industrial employment on the northeast side, a structural demand driver for the surrounding area. The site is about 6 miles east of Charter Point.
Source: News4Jax
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Charter Point buying strategy.
If we were buying in Charter Point today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Charter Point.
Price by vintage, not by average
Charter Point's 293 homes carry a median price of $417,700 and a median $154.41 per square foot, but those figures blend construction from 1951 through 2024 around a median build year of 1978. Median living space runs large at 2,902 square feet, so per-square-foot math only tells part of the story — a buyer comparing two listings here should weigh year built and updates as heavily as square footage.
Roughly 81.9% of homes in the community carry a homestead exemption, pointing to a largely owner-occupied base rather than a rental-heavy mix. Listed community amenities include an entry phone/intercom system and a pool (reported across this community's MLS listings — verify current amenities and access with the HOA), and with a market heat score of 38 and 9.0 months of supply, this is not a community where homes are moving quickly.
The location and the amenities are priced into every listing in Charter Point. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Charter Point buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (5.1). Basis: Long-Term Appreciation +70% since 2012; Recent Direction -26.1% year-over-year; Liquidity & Demand 5.3 months of supply; Owner Commitment 89% owner-occupied; Pricing Power 94.4% sale-to-list. Refreshed with each data update.
Why work with Momentum here
Momentum works Duval County markets like Charter Point where the numbers require interpretation rather than a quick glance — a 1951-to-2024 build spread, a 75.5-day median time on market, and a supply picture that favors buyers all change how a home should be priced or how an offer should be structured, and we walk clients through that math before they commit.
Charter Point in 15 seconds.
HOA, CDD & Fees
- Mandatory HOA. Confirm current dues
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Charter Point buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Charter Point sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Charter Point, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Charter Point home worth?
Get a no-obligation home value based on real comparable sales in Charter Point, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See homes for sale in Charter Point on the map →
Price History: What Homes Here Have Actually Sold For
Median sale prices in Charter Point Jacksonville year by year since 2012, from closed MLS sales. Long-run history beats any single estimate: it shows what this community has actually done through rate cycles, not what a model guesses.
Frequently Asked Questions
What is the median home price in Charter Point?
How long do homes in Charter Point take to sell?
Is Charter Point a buyer's or seller's market right now?
How many homes are in Charter Point?
What share of Charter Point is owner-occupied?
When were the homes in Charter Point built?
Have Charter Point home prices gone up?
What schools serve Charter Point?
Who is the best real estate agent for Charter Point?
How do I find a top Jacksonville real estate agent who knows Charter Point?
Can Momentum Realty connect me with an agent for Charter Point?
Should you buy in Charter Point?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Charter Point with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: August 23, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending August 23, 2026 |
| Housing stock & ownership | Florida DOR 2025 assessment roll (street-list match (5 streets, ZIP 32277)) |
| Under-contract shares | realMLS records, as of 2026-08-18 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2001 (266 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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See how Charter Point fits the bigger picture — live prices, inventory, and Momentum Scores: