Charter Point
Homes for Sale in Jacksonville, FL
All 4,458 homes for sale in Jacksonville, FL · median $299,900 · 69 homes for sale in 32277 · Duval County homes for sale
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo courtesy of BRONCO DEVELOPMENT, LLC · via realMLS
As of November 2026, Charter Point in Jacksonville, FL has 1 home for sale. Over the 12 months ending 2026-11-12, 10 recorded sales closed at a median of $408,700 (-17% versus the prior year's median), $163 per square foot, a median 13 days on market, sellers accepting 97% of original asking. Homes listed or recently sold were built 1974–1985; 13 of 13 report an HOA (median $23/mo); 1 of the 13 geocoded homes sit in a FEMA special flood hazard zone (median elevation 7 ft). At the median price and Duval County's FY2025-26 rate of 17.86 mills, annual property tax runs about $7,300 ($6,570 with the full homestead exemption).
Last 30 days in Charter Point: 1 new listing (median asking $605,000), 3 under contract right now. As of November 13, 2026, realMLS.
Charter Point's pricing story is set by its age spread as much as by size: homes here run from 1951 construction to homes built as recently as 2024, with a median year built of 1978 and a median living area of 2,902 square feet. At a median of $417,700 and $154.41 per square foot, buyers are largely paying for space and lot maturity rather than uniform new-build finishes, and condition varies enough between the oldest and newest homes that per-square-foot comparisons only hold up within similar-vintage sections of the community.
The current posture favors buyers: months of supply sits at 9.0, the median home is spending just over 75 days on market, and pricing is down 15.6% year over year. With only 6 active listings against 293 total homes and 8 closings in the recent window, volume is thin on both sides, so a seller who prices sharply and presents a well-maintained home can still move it, while a patient buyer has real room to negotiate.
Figures in this note are as of July 14, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Charter Point right now
🟡 Balanced market. 1.2 months of supply and 75% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of realMLS records, as of November 12, 2026. Confidence: Medium (4 active and pending listings, 10 closed sales in 12 months).
🔴 Off the recent peak. The trailing-12-month median ($409K) is down 17.4% from the prior 12 months ($495K) and up 100% since 2012. With about a dozen sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level realMLS closed sales, 12-month windows ending November 12. Confidence: Medium (10 and 9 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated November 13, 2026 · Live data: realMLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Charter Point market snapshot (as of November 12, 2026): the median sale price is about $409K ($163 per sq ft over the trailing 12 months of closed sales), a median 14 days on market for closed sales, and 1.2 months of supply, a balanced market. The trailing-12-month median is down 17% from the prior 12 months and up 100% since 2012, computed from record-level realMLS closed sales (10 closings in the current window).
In ZIP 32277 (Jacksonville), 206 homes closed in the last 12 months at a median of $290K ($177/sq ft), down 1.9% year over year, with a median 30 days on market. Right now 41 active and 16 pending listings put supply at about 2.4 months — a healthy market. See the live ZIP 32277 housing market and the Duval County market.
County records show 11 qualified sales in Charter Point across 2024–2025 (7 in 2024, 4 in 2025), median $540,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Flood zones in Charter Point: of 11 listing addresses checked against the FEMA National Flood Hazard Layer, 91% sit outside the FEMA Special Flood Hazard Area (Zone X); 9% are in an A-series high-risk zone where flood insurance is required with a federally backed mortgage. Individual parcels vary - verify any specific address at msc.fema.gov. See flood zones by neighborhood in Jacksonville.
Charter Point is a community of 171 homes in Jacksonville, Duval County, built between 1973 and 2024 (median 1979), with a median living area of about 3,082 square feet. 89% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Charter Point in Jacksonville's Duval County spans decades of construction — from 1951 to 2024 — and currently sits in buyer-leaning territory, with pricing down from a year ago even as values remain up sharply since 2012.
The setting & the homes.
Aerial and on-site photos of Charter Point. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Charter PointPhotos from realMLS listings in Charter Point; content deemed reliable but not guaranteed.
Who Charter Point is best for.
Best for
- Buyers who want more living space per dollar and are comfortable with homes built anywhere from 1951 to 2024.
- Buyers with flexible timelines who can use a buyer-leaning market and 9.0 months of supply to negotiate on price or terms.
- Buyers prioritizing a largely owner-occupied community with amenities like a pool, verified directly with the HOA.
Probably not for
- Buyers who need a fast close in a competitive bidding environment — only 6 active listings limit choice.
- Buyers who want uniform, recently built construction throughout — the median build year here is 1978.
- Sellers expecting last year's pricing — values are down 15.6% year over year in this market band.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending November 12 of each year, from record-level realMLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($409K) IS the median in the snapshot above, and the move from 2025 ($495K) IS the -17.4% one-year change.
Windows contain 6 to 19 sales each (10 in the current window); every figure carries its sample size, and thin markets swing on single closings. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
27% of homes for sale in ZIP 32277 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-11-13).
Charter Point Market Scorecard
Charter Point is currently a balanced market. About 1.2 months of supply, a median asking price of $605,000, and homes go under contract in about 15 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Homes For Sale Right Now in Charter Point
Live MLS inventory for Charter Point. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active · 15 daysTop listing
Under Contract · 50 days
Pending · 6 days
Pending · 7 daysActive and pending Charter Point listings as of 2026-11-13, priced high to low. Source: Data provided by realMLS. Tap any home to ask about it.
Every Home for Sale in Charter Point Jacksonville Right Now (4)
All 4 active and pending Charter Point Jacksonville listings with a detail page, newest first, refreshed twice a day from the MLS.
- 5394 Oak Bay Drive · $605,000 · 4 bd / 4 ba · listed Oct 28, 2026 · listed by Zalloum Realty Llc
- 4463 River Trail Road · $225,000 · 4 bd / 4 ba · pending · listed Oct 3, 2026 · listed by Sound Investments Real Estate
- 4375 Maywood Drive · $482,500 · 4 bd / 3 ba · pending · listed Sep 27, 2026 · listed by Florida Homes Realty & Mtg Llc
- 4575 Oak Bay Drive · $569,000 · 4 bd / 3 ba · pending · listed Sep 24, 2026 · listed by Real Broker Llc
Charter Point on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from realMLS. Map data © OpenStreetMap contributors.
Life at Charter Point
- Entry Phone/Intercom · reported on 1 of 4 listings
- Pool · reported on 1 of 4 listings
Community amenities as reported across realMLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
How far is everything?
Everyday stops around Charter Point are close: the nearest dining is about 2 minutes away.
- Tasty Seafood Chicken and Sub · Dining2 min
- Aldi · Groceries3 min
- Dames Pointe Plaza · Shopping5 min
- Blue Cypress Park · Parks5 min
- Baptist Medical Center South · Health7 min
- Starbucks · Coffee7 min
Approximate drive times via Mapbox Search + Directions, 2026-07-03. Verify for a specific address.
Nearby Communities
Explore more neighborhoods near Charter Point with Momentum Realty’s local guides.
Schools
- Duval County Public Schools
- Verify the zoned schools by address
- Magnet and choice options may be available
- Fort Caroline Elementary SchoolFLDOE grade C · Public PreK-5
- Arlington Middle SchoolFLDOE grade C · Public 6-8
- Terry Parker High SchoolFLDOE grade C · Public 9-12
Grades are official Florida Department of Education school grades for 2025-26. Assignments are reported as of the 2025-26 year and can change; always confirm with Duval County Public Schools for a specific address.
Buying with schools in mind? We can confirm the exact zoned schools for any Charter Point address.
Recent Developments in Charter Point
Development, infrastructure, retail, and school activity affecting Charter Point, tracked by our team and summarized from public reporting and official sources, with links to the original coverage. Last updated November 2026.
- October 2026Market
Northeast Florida home sales dip in September as inventory tightens
Closed sales across the six-county Northeast Florida Association of Realtors area fell 7.7% year over year to 1,608, with the median price at $398,566, up 2.8%. Active inventory dropped 18.4% to 6,348 homes. Median prices were $344,000 in Duval, $575,000 in St. Johns, $355,000 in Clay and $496,500 in Nassau.
What it may mean for the marketLower inventory with softer sales volume points to a thinner supply of listings across all four counties, with Clay the only one of the four showing a year-over-year price decline. The site is about 5 miles southwest of Charter Point.
Source: Clay Today - October 2026Development
FSCJ opens large automated semiconductor training lab, a first for Florida
Florida State College at Jacksonville has built a fully automated lab it describes as the first of its kind in Florida for its size. Students train on electrical, robotics, mechatronics, AI inspection and control systems used in chip manufacturing. The college says it aims to help draw semiconductor companies to Northeast Florida and prepare workers for local manufacturers.
What it may mean for the marketA regional technical-training pipeline can support recruitment of advanced manufacturers, which would widen the local employment base. The site is about 5 miles southwest of Charter Point.
Source: News4JAX - October 2026Retail & Dining
Council committee defers vote on incentives for Downtown Publix at 119 W. Beaver St.
The Finance Committee deferred a $49.65 million incentive package for Gateway Jax's $140.15 million high-rise anchored by a Publix at 119 W. Beaver St. The tower is planned with 259 apartments and about 400 parking spaces. The committee is scheduled to revisit the bill Nov. 4, the day after the Amendment 3 vote.
What it may mean for the marketThe timing of the first full-size grocery store in the Downtown core depends on the incentive vote, affecting nearby retail access. The site is about 5 miles southwest of Charter Point.
Source: Jacksonville Today - September 2026Development
Gateway Jax seeks more than $70 million in city incentives for Riverfront Plaza tower and Hotel Merrydelle
Gateway Jax is requesting about $55.4 million in incentives for a 17-story, roughly $271.5 million Riverfront Plaza tower with 130 to 170 hotel rooms and 50 to 150 residences on Independent Drive. It also seeks a $15 million loan for the nearly $50 million renovation of the former Ambassador Hotel at 420 Julia Street. The Downtown Investment Authority board votes Sept. 16 and City Council has the final say.
What it may mean for the marketIf approved, the projects would add hotel rooms, residences and restaurants along the Downtown riverfront. The site is about 5 miles southwest of Charter Point.
Source: Jacksonville Today - April 2026Development
Southeast Toyota opens $170M vehicle-processing facility at JAXPORT's Blount Island, adding 400-plus jobs
Southeast Toyota Distributors dedicated a new vehicle processing facility at JAXPORT's Blount Island Marine Terminal in April 2026. The company put the investment at $170 million and said the facility created more than 400 full-time jobs, most of them hired locally.
What it may mean for the marketA large new employment center on Blount Island adds sustained local job demand, a factor that has historically supported nearby housing absorption. The site is about 6 miles east of Charter Point.
Source: JAXPORT - February 2026Infrastructure
JAXPORT details $250M Blount Island modernization and record cargo in 2026 State of the Ports
At its February 2026 State of the Ports address, JAXPORT outlined a $250 million modernization of Blount Island's container and vehicle-handling capabilities and reported record fiscal-2025 cargo volumes. The port also said an air-draft expansion to accommodate larger ships is on track to finish by the end of 2026.
What it may mean for the marketContinued heavy investment in the Blount Island port complex anchors long-term industrial employment on the northeast side, a structural demand driver for the surrounding area. The site is about 6 miles east of Charter Point.
Source: News4Jax
Summaries reflect public reporting and official sources linked above as of the dates shown. Project details, timelines, and approvals can change. Commentary on potential market effects is general observation, not investment advice or a prediction for any specific property. For the freshest items across the whole region, see This Week in Northeast Florida.
The Charter Point buying strategy.
If we were buying in Charter Point today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Charter Point.
Price by vintage, not by average
Charter Point's 293 homes carry a median price of $417,700 and a median $154.41 per square foot, but those figures blend construction from 1951 through 2024 around a median build year of 1978. Median living space runs large at 2,902 square feet, so per-square-foot math only tells part of the story — a buyer comparing two listings here should weigh year built and updates as heavily as square footage.
Roughly 81.9% of homes in the community carry a homestead exemption, pointing to a largely owner-occupied base rather than a rental-heavy mix. Listed community amenities include an entry phone/intercom system and a pool (reported across this community's MLS listings — verify current amenities and access with the HOA), and with a market heat score of 38 and 9.0 months of supply, this is not a community where homes are moving quickly.
The location and the amenities are priced into every listing in Charter Point. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Charter Point buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 5 factors (6.9). Basis: Long-Term Appreciation +100% since 2012; Recent Direction -17.4% year-over-year; Liquidity & Demand 1.2 months of supply; Owner Commitment 89% owner-occupied; Pricing Power 97.0% sale-to-list. Refreshed with each data update.
Why work with Momentum here
Momentum works Duval County markets like Charter Point where the numbers require interpretation rather than a quick glance — a 1951-to-2024 build spread, a 75.5-day median time on market, and a supply picture that favors buyers all change how a home should be priced or how an offer should be structured, and we walk clients through that math before they commit.
Charter Point in 15 seconds.
Tools for a Charter Point buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Charter Point sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Charter Point, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Charter Point home worth?
Get a no-obligation home value based on real comparable sales in Charter Point, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
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Recently off market in Charter Point
Homes in Charter Point that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 11 on record.
- 4308 Sage Oak Court · off market
- 4309 Maywood Drive · off market
- 4316 Sage Oak Court · off market
- 4346 Bay Forest Terrace · off market
- 4420 Fern Creek Drive · off market
- 4448 Charter Point Boulevard · off market
- 4526 Oak Bay Drive · off market
- 5454 River Trail Road · off market
| Location | Jacksonville, Duval County, FL · ZIP 32277 |
|---|---|
| Homes in the community | 171 (FL DOR 2025 assessment roll) |
| Years built | 1973–2024 (median 1979) |
| Typical living area | 3,082 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Entry Phone/Intercom |
| Sale prices, last 12 months | $408,700 median across 10 closed sales · $163 per sq ft · -17.4% vs the prior 12 months |
| Days on market (closed sales) | 13 median |
| For sale right now | 1 active, 3 pending · median asking $605,000 · 1.2 months of supply |
| Owner-occupied (homestead) share | 89% |
| Zoned public schools | Fort Caroline Elementary School (C, FLDOE 2025-26); Arlington Middle School (C, FLDOE 2025-26); Terry Parker High School (C, FLDOE 2025-26) |
Data as of November 12, 2026. Data provided by realMLS; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Charter Point key facts,” movewithmomentum.com/neighborhoods/charter-point-jacksonville, data as of November 12, 2026.
Housing distress & ownership in Charter Point, Jacksonville
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Source: Data provided by realMLS. Deemed reliable but not guaranteed.
Recently sold in Charter Point Jacksonville
- 4526 Oak Bay Drive · sold $560,000
- 5454 River Trail Road · sold $460,000
- 4309 Maywood Drive · sold $435,000
- 4375 Maywood Drive · sold $300,000
- 4316 Sage Oak Court · sold $352,700
- 4308 Sage Oak Court · sold $453,000
- 4346 Bay Forest Terrace · sold $382,400
- 4420 Fern Creek Drive · sold $345,500
- 4420 Fern Creek Drive · sold $302,500
Closed sales from the MLS; each page shows the sold price, taxes and value history.
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Streets in this community
Street-level pages: every home on record, what sold and what is for sale on each street.
- Charter Point Boulevard (17 homes on record)
- Fern Creek Drive (15 homes on record)
- Fern Creek Drive (15 homes on record)
- Oak Bay Drive W (10 homes on record)
- Oak Bay Drive W (8 homes on record)
- Oak Bay Drive W (8 homes on record)
- Fern Creek Drive (4 homes on record)
- Charter Point Boulevard (2 homes on record)
- Casitas Drive (1 homes on record)
- Jiggermast Avenue (1 homes on record)
What it really costs to own in Charter Point
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | MLS listings here mostly enter dues as billed annually, but the median entry is only $275/year across 11 listings (2026-11-13), which usually means a quarterly or monthly amount was entered as annual. Ask the association for the current dues. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Duval County is $1,315/yr (2,001 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. Flood: of 11 listing addresses checked against the FEMA flood map, 91% sit outside the high-risk zone and 9% inside one, where flood insurance is required with a federally backed mortgage. Statewide, a Zone X flood policy runs about $500-$700/yr and a high-risk zone $1,200-$2,500/yr (FEMA Risk Rating 2.0 averages, not quotes). |
Email me new listings in Charter Point
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Ask an agent about Charter Point
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Charter Point will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
What is the median home price in Charter Point?
How long do homes in Charter Point take to sell?
Is Charter Point a buyer's or seller's market right now?
How many homes are in Charter Point?
What share of Charter Point is owner-occupied?
When were the homes in Charter Point built?
Have Charter Point home prices gone up?
What schools serve Charter Point?
Who is the best real estate agent for Charter Point?
How do I find a top Jacksonville real estate agent who knows Charter Point?
Can Momentum Realty connect me with an agent for Charter Point?
Where is Charter Point, and what county is it in?
How far is Charter Point from downtown Jacksonville and the beach?
Is Charter Point in a flood zone?
Is Charter Point a good place to live?
Should you buy in Charter Point?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | realMLS, refreshed twice daily (last: November 13, 2026) |
| Community market stats | realMLS closed sales, 12-month windows ending November 12, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (5 streets, ZIP 32277)) |
| Under-contract shares | realMLS records, as of 2026-11-12 |
| Schools | 2025-26 district assignments + FLDOE school grades; verify with the district |
| Historical depth | Closed-sale records back to 2011 (186 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of realMLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum listings in Northeast Florida sold at 99.1% of final list price vs. 98.6% for the market, in a median 31 days vs. 41 (realMLS, 12 months to Nov 2026). A Momentum agent can price yours against live local comps.
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