Elliotts Point
Homes for Sale in Fort Walton Beach, FL
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo via Emerald Coast MLS
Over the 12 months ending 2026-09-12, 6 recorded sales closed at a median of $346,500, a median 118 days on market, sellers accepting 93% of original asking (-1% versus the prior year). Homes listed or recently sold were built 1954–2026 with 1 new construction. At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,470 ($3,960 with the full homestead exemption).
Price here is driven by condition and lot, not by any single template. The median home dates to 1957 and runs about 1,712 square feet, but the build range stretches from 1940 to 2024, so what you actually pay tracks how much updating a given house has already absorbed. Treat the $333,000 median as a midpoint across a wide spread, not a sticker price for a specific home.
The current posture favors patient buyers. The median home is taking about 111 days to sell, inventory is thin, and the median price is down 17.8% year over year off a much higher long-run base — up 192% since 2012. That combination — slow days on market, a soft heat score, and few active listings — means sellers need realistic pricing and buyers have room to negotiate, but not much selection at any one moment.
Elliotts Point right now
🟡 Off the recent peak. The trailing-12-month median ($346K) is down 1.0% from the prior 12 months ($350K) and up 204% since 2012. With about 4 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Emerald Coast MLS closed sales, 12-month windows ending September 12. Confidence: Low (6 and 3 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
Updated September 12, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Elliotts Point market snapshot (as of September 12, 2026): the median sale price is about $346K, and a median 119 days on market for closed sales. The trailing-12-month median is down 1% from the prior 12 months and up 204% since 2012, computed from record-level Emerald Coast MLS closed sales (6 closings in the current window).
Elliotts Point Addn is an established, mostly older pocket of Fort Walton Beach where the housing stock is varied and the pace of sales is deliberate. With a homestead share around 63%, this reads as a lived-in neighborhood rather than a rental or flip corridor.
The setting & the homes.
Aerial and on-site photos of Elliotts Point. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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Elliotts PointPhotos from Emerald Coast MLS listings in Elliotts Point; content deemed reliable but not guaranteed.
Who Elliotts Point is best for.
Best for
- Long-hold owners planning to stay put and comfortable maintaining an older home
- Buyers with a renovation budget who want to add value through updates
- Value-focused shoppers who can be patient while inventory is thin and are ready to move when the right house appears
Probably not for
- Buyers who require newer construction or a move-in-ready home with no updating
- Those who want shared community amenities like a pool or clubhouse
- Short-term flippers needing a quick resale in a fast-turning market
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 12 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($346K) IS the median in the snapshot above, and the move from 2025 ($350K) IS the -1.0% one-year change.
Windows contain 1 to 6 sales each (6 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
The real cost & risk here
Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.
Check it for your address: look up your flood zone (FEMA) · insurance by county · true-cost calculator · Okaloosa County scorecard.
County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.
ELLIOTTS POINT 7TH ADDN Market Scorecard
ELLIOTTS POINT 7TH ADDN is currently a no active listings market. Limited supply, a median asking price of n/a.
Typical home value in the 32548 ZIP is $341,402, about 7.2% above the Florida norm (Zillow Home Value Index).
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in ELLIOTTS POINT 7TH ADDN, Fort Walton Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Elliotts Point on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
The Elliotts Point buying strategy.
If we were buying in Elliotts Point today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Elliotts Point.
An older stock rewarding condition
With 606 homes and a median build year of 1957, most of what trades here has some age on it. The 1940-to-2024 range tells you renovations and occasional teardowns/rebuilds happen, which is why two homes of similar size can be priced very differently. Your inspection and renovation math matter more here than in a uniform, newer subdivision.
No community amenities show up in current MLS listings, so value comes from the homes and the location itself rather than shared facilities. With only one active listing at last snapshot and a 111-day median time to sell, timing and readiness to move on the right house both count.
The location and the amenities are priced into every listing in Elliotts Point. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Elliotts Point buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (7.1). Basis: Long-Term Appreciation +204% since 2012; Recent Direction -1.0% year-over-year; Pricing Power 93.3% sale-to-list. Refreshed with each data update.
Why work with Momentum here
A neighborhood this varied in age and condition needs a comp-by-comp read, not a median applied blindly. We price each house on its own updates and lot, tell sellers what the softer year-over-year market will actually bear, and help buyers underwrite renovation cost before the offer — so you know whether a lower number reflects a deal or deferred work.
Elliotts Point in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Elliotts Point buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Elliotts Point sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Elliotts Point, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Elliotts Point home worth?
Get a no-obligation home value based on real comparable sales in Elliotts Point, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fort Walton Beach →
Recently off market in ELLIOTTS POINT 7TH ADDN
Homes in ELLIOTTS POINT 7TH ADDN that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 1 on record.
- 345 NE Okaloosa Road · off market
Frequently Asked Questions
What is the median home price in Elliotts Point?
How long do homes in Elliotts Point take to sell?
Have Elliotts Point home prices gone up?
Who is the best real estate agent for Elliotts Point?
How do I find a top Fort Walton Beach real estate agent who knows Elliotts Point?
Can Momentum Realty connect me with an agent for Elliotts Point?
Should you buy in Elliotts Point?
An honest fit check. We will tell you when it is not your community.
Nearby Communities
Explore more neighborhoods near Elliotts Point with Momentum Realty’s local guides.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 12, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 12, 2026 |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-08 |
| Historical depth | Closed-sale records back to 1994 (92 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how ELLIOTTS POINT 7TH ADDN fits the bigger picture — live prices, inventory, and Momentum Scores: