Elliotts Point in Fort Walton Beach
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Photo via Emerald Coast MLS

Built fromLive Emerald Coast MLS data31 years of closingsUpdated twice daily

As of October 2026, Elliotts Point 4TH Addn in Fort Walton Beach, FL has 4 homes for sale, asking from $359,900 to $699,000 (median $474,450). Homes listed or recently sold were built 1950–1975; none of the 5 geocoded homes sit in a FEMA special flood hazard zone (median elevation 12 ft).

Live · Elliotts Point Housing Pulse Emerald Coast MLS + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Tempo
36.0mo
Supply
3 to 6 months is the balanced band
0%
Under contract
Okaloosa: 23% (551 of 2,441)
3 · 0
For sale · pending
live counts, refreshed twice daily
1
Sold · last 12 mo
10-yr average: about 2 a year

Homes For Sale Right Now in Elliotts Point

Live MLS inventory for Elliotts Point. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Elliotts Point listings as of 2026-10-01, priced high to low. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Tap any home to ask about it.

Jon Brooks, founder of Momentum Realty
Jon's Current Read

Elliotts Point 4th Addn is an established Fort Walton Beach pocket where the housing stock does the talking. With a median build year of 1955 and homes dating back as far as 1940, the differentiator here is condition, not floor plan. A renovated home and an original-condition one on the same street can sit far apart on price, so what sets value is how much work has already been done. The lone reliable number to anchor to is the median living area of roughly 1,739 square feet.

Right now there are only 2 active listings against a base of 486 homes, so this is a thin, low-turnover market. For sellers that scarcity is leverage if the home shows well. For buyers it means patience and a willingness to move when the right condition-and-price combination surfaces, because there is no deep bench of alternatives to negotiate against.

Elliotts Point Housing Pulse · Momentum Research · as of September 20, 2026

Elliotts Point right now

🟢 Buyer-leaning market. 36.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Emerald Coast MLS records, as of September 20, 2026. Confidence: Low (3 active and pending listings, 1 closed sales in 12 months).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated October 2, 2026 · Live data: Emerald Coast MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

This is a mature, built-out enclave of mostly mid-century homes near central Fort Walton Beach, where age and renovation status drive value far more than any single price point. Nearly two-thirds of homes here are homesteaded, which tends to keep turnover slow.

Emerald Coast MLS sales records identify 321 homes in ELLIOTTS POINT that have changed hands since 2001, built between 1945 and 2026 (median 1957), with a median living area of about 1,668 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.

Best for

  • Buyers seeking an established, centrally located Fort Walton Beach home who will vet condition carefully
  • Renovation-minded buyers willing to take on an older home and add value through updates
  • Long-hold owners who value a stable, low-turnover street over rapid resale churn

Probably not for

  • Buyers set on new or near-new construction with modern floor plans
  • Anyone who needs shared amenities like a pool, clubhouse, or gated access
  • Buyers who want a wide, fast-moving selection and cannot wait for the right listing to appear

The market around Elliotts Point

Elliotts Point is too small for its own price trend, so here is the market around it.

In ZIP 32548, 322 homes are on the market and 15% are under contract — a slower corner of Fort Walton Beach.

Across Okaloosa County, 1,890 homes are active and 551 pending (23% under contract).

In ZIP 32548 (Fort Walton Beach), 338 homes closed in the last 12 months at a median of $325K, up 11.9% year over year, with a median 41 days on market. Right now 112 active and 32 pending listings put supply at about 5.0 months — a balanced market. See the live ZIP 32548 housing market and the Okaloosa County market.

ZIP and county figures describe the wider market, not Elliotts Point specifically. Momentum Research analysis of MLS records.

Housing distress & ownership in ELLIOTTS POINT 4TH ADDN, Fort Walton Beach

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 11 listings
Distress share trend — 0.0% now (2026-08-10 → 2026-10-01)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.

Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Okaloosa County Public Schools
  • Verify the zoned schools by address
  • Magnet and choice options may be available
  • Elliott Point · Elementary
  • Meigs · Middle
  • Choctawhatchee · High

Zoned schools reflect the assignments reported on recent Elliotts Point listings and can change; always confirm with Okaloosa County Public Schools for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Elliotts Point address.

If we were buying in Elliotts Point today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Elliotts Point.

Best Buy
Buyers who want an established Fort Walton Beach location and are comfortable with older homes.
Biggest Risk
Wide condition spread across mid-century stock means value hinges on inspection, not list price.
Sweet Spot
A renovated home near the median 1,739 square feet in a settled location.
Avoid If
You need new construction, community amenities, or a deep pool of listings to choose from.

An age-driven market, not a spec-home tract

The build range spans 1940 to 2024, but the median year of 1955 tells the real story: most of what trades here is decades old, with the occasional newer infill or teardown-rebuild mixed in. That spread matters. Two homes of similar size can be very different buys depending on roof, systems, and how much of the interior has been updated. Budget your inspection dollars accordingly, and read every listing for what has actually been touched.

At a median of about 1,739 square feet, these are moderate-footprint homes rather than sprawling new construction. A homestead share of 63 percent signals a stable ownership base and modest listing supply, which is why only 2 homes are active at snapshot. No community amenities were identified from current MLS listings, so the draw here is the homes and the location, not shared facilities.

“

The location and the amenities are priced into every listing in Elliotts Point. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty

Why work with Momentum here

In a thin, condition-sensitive market, pricing and inspection judgment are everything. We help sellers position a well-kept home against scarce competition, and we help buyers separate a cosmetic refresh from a home that has had its systems genuinely renovated. With only a couple of active listings at any given time, knowing the local inventory and moving decisively is the whole game.

Elliotts Point in 15 seconds.

Best forBuyers who want an established Fort Walton Beach location and are comfortable with older homes.
Biggest advantageLow turnover and thin supply give a well-prepared seller real leverage.
Biggest riskWide condition spread across mid-century stock means value hinges on inspection, not list price.
Sweet spotA renovated home near the median 1,739 square feet in a settled location.
Avoid ifYou need new construction, community amenities, or a deep pool of listings to choose from.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Elliotts Point homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Elliotts Point.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Elliotts Point sales matched to your home.

What is your Elliotts Point home worth?

Get a no-obligation home value based on real comparable sales in Elliotts Point, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in Fort Walton Beach →

Real comps, not an automated estimate.

The real cost & risk here

Before the list price, the Florida math the portals skip. These are Okaloosa County typicals — your exact home, flood zone, and insurance quote will vary, so verify each before you offer.

$2,251/mo
Okaloosa County typical true cost to own
$220/mo
Okaloosa County typical home insurance
Check CDD
Confirm before you offer

County typicals from Momentum’s Florida housing data (Zillow & Realtor.com aggregates, Census, FRED), updated monthly; insurance modeled. Flood zone is property-specific — always confirm via FEMA.

How much local inventory is already under contract

16% of homes for sale in ZIP 32548 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-02).

Frequently Asked Questions

Is Elliotts Point a buyer's or seller's market right now?
As of September 20, 2026, Elliotts Point leans toward buyers: 36.0 months of supply at the current sales pace (Emerald Coast MLS live counts).
Who is the best real estate agent for Elliotts Point?
The best agent for Elliotts Point is one who actively works Fort Walton Beach and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Elliotts Point.
How do I find a top Fort Walton Beach real estate agent who knows Elliotts Point?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Elliotts Point and the wider Fort Walton Beach area.
Can Momentum Realty connect me with an agent for Elliotts Point?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Elliotts Point purchase or sale - no call center and no pressure.
Where is Elliotts Point, and what county is it in?
Elliotts Point is in Fort Walton Beach, Okaloosa County, FL, ZIP 32548. The community's center is about 3 miles west of the center of Fort Walton Beach (straight-line).
Buyers seeking an established, centrally located Fort Walton Beach home who will vet condition carefullyExcellent fit
Renovation-minded buyers willing to take on an older home and add value through updatesExcellent fit
Long-hold owners who value a stable, low-turnover street over rapid resale churnExcellent fit
Buyers set on new or near-new construction with modern floor plansProbably not
Anyone who needs shared amenities like a pool, clubhouse, or gated accessProbably not
Buyers who want a wide, fast-moving selection and cannot wait for the right listing to appearProbably not

Data sources & freshness

Live listingsEmerald Coast MLS, refreshed twice daily (last: October 1, 2026)
Under-contract sharesEmerald Coast MLS records, as of 2026-09-20
Historical depthClosed-sale records back to 1995 (68 transactions analyzed)

Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.

Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

Own a home here?

You just read the data. Now see what your home is worth.

The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.

Looking to buy here? Search homes for sale →

What’s your home worth in your area?

A real valuation with real comps from a local listing agent, not an instant algorithm. Response within one business day.

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CallFree valuation →
Thinking of selling in ELLIOTTS POINT 4TH ADDN? 1 recorded closings (window ending 2026-09-20). See the Okaloosa County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.

Nearby Communities

Explore more neighborhoods near Elliotts Point with Momentum Realty’s local guides.

FPFerry Park0.1 mi away · 1 for saleElliotts Point0.2 mi away · median $346K, 6 sales/12 moElliotts Point0.2 mi away · median $425K, 13 sales/12 moElliotts Point0.3 mi away · median $220K, 3 sales/12 moOlde Fort Walton0.3 mi away · median $555K, 3 sales/12 moVilla Russ Park0.3 mi away · median $393K, 8 sales/12 moElliotts Point0.4 mi away · 175 homes, built 1948–24Pryorwood S D0.5 mi away · 5 homes, built 1992–04

Browse all neighborhood guides →

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