Elliotts Point
Homes for Sale in Fort Walton Beach, FL
All 380 homes for sale in Fort Walton Beach, FL · median $399,950 · 273 homes for sale in 32548 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
Homes listed or recently sold were built 1950–2012; none of the 3 geocoded homes sit in a FEMA special flood hazard zone (median elevation 12 ft). As of November 2026, the MLS records 1 closed sale in Elliotts Point Resub in Fort Walton Beach, FL, the most recent in July 2026. Across Fort Walton Beach as a whole, 56 homes closed in the last 12 months at a median of $337,500, 55 median days on market, with 394 homes for sale today. At that median and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $4,350 ($3,840 with the full homestead exemption).

Price here is driven by condition and lot, not by the calendar. With a median build year of 1955 and structures dating back to 1940, what you pay tracks how much updating a home has already absorbed. The median sits at $220,500, but treat that as a midpoint across a wide condition spread rather than a going rate — a renovated house and a project house can land far apart.
Market posture is tight. A median of 9 days on market means the better-presented listings move quickly, so buyers should come pre-approved and ready to act, and sellers who prep and price to condition have leverage. The thin recent-closings window means every new comp matters, so lean on current data rather than assumptions.
Figures in this note are as of July 26, 2026. The live market numbers elsewhere on this page update nightly and are newer.
Nearby homes for sale
No active listings inside ELLIOTTS POINT RESUB right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Elliotts Point Resub is an established, close-in Fort Walton Beach pocket of mostly mid-century homes on a compact footprint, where the appeal is location and bones rather than new construction. With owner-occupancy just above 60%, it reads as a settled, lived-in area more than an investor churn.
Emerald Coast MLS sales records identify 325 homes in ELLIOTTS POINT that have changed hands since 2001, built between 1945 and 2026 (median 1957), with a median living area of about 1,668 sq ft and a typical 3-bedroom, 2-bath layout; 100% are single-family homes. Source: Emerald Coast MLS closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
County records show 18 qualified sales in ELLIOTTS POINT across 2024–2025 (9 in 2024, 9 in 2025), median $329,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Pre-construction details are compiled from public records, builder announcements and builder listings, and are subject to change without notice; figures are deemed reliable but not guaranteed. Momentum Research figures are our own analysis. This page describes homes, pricing and community attributes, not residents.
The setting & the homes.
Aerial and on-site photos of Elliotts Point. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from Emerald Coast MLS listings in Elliotts Point; content deemed reliable but not guaranteed.
Who Elliotts Point is best for.
Best for
- Owner-occupants prioritizing an established, close-in location over a brand-new build
- Buyers with a renovation budget and the appetite to add value to older stock
- Move-ready buyers who are pre-approved and can act inside a nine-day window
Probably not for
- Buyers set on new construction or a turnkey home with no compromises
- Those wanting HOA amenities like a pool or clubhouse, which this area does not offer
- Anyone needing a slow, low-competition search with room to deliberate
The market around Elliotts Point
Elliotts Point is too small for its own price trend, so here is the market around it.
In ZIP 32548, 307 homes are on the market and 10% are under contract — a slower corner of Fort Walton Beach.
Across Okaloosa County, 1,691 homes are active and 403 pending (19% under contract).
In ZIP 32548 (Fort Walton Beach), 51 homes closed in the last 12 months at a median of $325K, up 10.3% year over year, with a median 57 days on market. Right now 37 active and 10 pending listings put supply at about 8.7 months — a buyer's market. See the live ZIP 32548 housing market and the Okaloosa County market.
ZIP and county figures describe the wider market, not Elliotts Point specifically. Momentum Research analysis of MLS records.
Elliotts Point on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap contributors.
The Elliotts Point buying strategy.
If we were buying in Elliotts Point today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Elliotts Point.
Older stock, condition is everything
The housing here spans 1940 to 2024, but the median year built of 1955 tells you what you'll mostly tour: mid-century homes with a median around 1,783 square feet. That's a workable, mid-size footprint, and the age range means you'll see everything from untouched originals to studs-out renovations and the occasional newer infill build. Inspect accordingly — roof, systems, and any updates are where value lives or dies.
There are no community amenities identified from current MLS listings, so this is not an HOA-and-pool setting. The draw is the neighborhood itself and its position in Fort Walton Beach. Appreciation has been strong over the long run — up 120% since 2012 — but that's history, not a forecast, and it reflects the area's demand rather than any guarantee on a specific home.
The location and the amenities are priced into every listing in Elliotts Point. The deal is won or lost on condition, the comps, and the renovation math.
Why work with Momentum here
In a market this fast and this condition-driven, the median tells you almost nothing about a specific house. We walk the property with you, read the renovation history against the comps, and help you separate a genuine value from a cosmetic flip. With homes moving in about nine days, we keep you positioned to act on the right one without overpaying in the rush.
Elliotts Point in 15 seconds.
Tools for a Elliotts Point buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Elliotts Point sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Elliotts Point, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Elliotts Point home worth?
Get a no-obligation home value based on real comparable sales in Elliotts Point, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fort Walton Beach →
| Location | Fort Walton Beach, Okaloosa County, FL · ZIP 32548 |
|---|---|
| Homes in the community | 389 (FL DOR 2025 assessment roll) |
| Years built | 1940–2024 (median 1955) |
| Typical living area | 1,785 sq ft (median) |
| Amenities listed by sellers | TV Cable |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 62% |
Data as of November 9, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Elliotts Point key facts,” movewithmomentum.com/neighborhoods/elliotts-point-resub, data as of November 9, 2026.
Housing distress & ownership in ELLIOTTS POINT RESUB, Fort Walton Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
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Fort Walton Beach guides & data
- Market data
- Property taxes (Okaloosa County)
- Homestead exemption (Okaloosa County)
- Home insurance cost
- New construction
- New construction (Okaloosa County)
- ZIP codes
- Home builders (Okaloosa County)
Florida buyer guides
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- Florida property tax calculator
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- Florida flood insurance calculator
- Florida housing market map
- Interactive housing market map (county, ZIP and community)
- Save Our Homes tax estimator
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What it really costs to own in Elliotts Point
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| Property tax | Current owners' bills run a median of $2,850/yr across 3 listings here (MLS tax records, 2026-11-12). |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Okaloosa County is $2,644/yr (1,101 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 1951 across 3 listings. An original roof here would be about 75 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Elliotts Point
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Elliotts Point
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Elliotts Point will answer, and the answer is published on this page for the next buyer.
Frequently Asked Questions
How many homes are in Elliotts Point?
What share of Elliotts Point is owner-occupied?
When were the homes in Elliotts Point built?
Who is the best real estate agent for Elliotts Point?
How do I find a top Fort Walton Beach real estate agent who knows Elliotts Point?
Can Momentum Realty connect me with an agent for Elliotts Point?
Where is Elliotts Point, and what county is it in?
Should you buy in Elliotts Point?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: November 11, 2026) |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (6 streets, ZIP 32548)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-11-09 |
| Historical depth | Closed-sale records back to 2026 (1 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
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