Elliotts Point
Homes for Sale in Fort Walton Beach, FL
All 408 homes for sale in Fort Walton Beach, FL · median $396,000 · 280 homes for sale in 32548 · Okaloosa County homes for sale
True comps, carrying-cost math, and listings before the portals.
Photo via Emerald Coast MLS
Over the 12 months ending 2026-09-20, 3 recorded sales closed at a median of $220,500, a median 9 days on market, sellers accepting 101% of original asking. Homes listed or recently sold were built 1950–2012. At the median price and Okaloosa County's FY2025-26 rate of 12.89 mills, annual property tax runs about $2,840 ($2,330 with the full homestead exemption).
| Location | Fort Walton Beach, Okaloosa County, FL · ZIP 32548 |
|---|---|
| Homes in the community | 389 (FL DOR 2025 assessment roll) |
| Years built | 1940–2024 (median 1955) |
| Typical living area | 1,785 sq ft (median) |
| Amenities listed by sellers | TV Cable |
| Sale prices, last 12 months | $220,500 median across 3 closed sales |
| Days on market (closed sales) | 9 median |
| For sale right now | 0 active, 0 pending |
| Owner-occupied (homestead) share | 62% |
Data as of September 20, 2026. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “ELLIOTTS POINT RESUB key facts,” movewithmomentum.com/neighborhoods/elliotts-point-resub, data as of September 20, 2026.
Price here is driven by condition and lot, not by the calendar. With a median build year of 1955 and structures dating back to 1940, what you pay tracks how much updating a home has already absorbed. The median sits at $220,500, but treat that as a midpoint across a wide condition spread rather than a going rate — a renovated house and a project house can land far apart.
Market posture is tight. A median of 9 days on market means the better-presented listings move quickly, so buyers should come pre-approved and ready to act, and sellers who prep and price to condition have leverage. The thin recent-closings window means every new comp matters, so lean on current data rather than assumptions.
Nearby homes for sale
No active listings inside ELLIOTTS POINT RESUB right now. These are the 6 closest homes on the market, by straight-line distance from the community's center; some may sit just outside its boundary.
Listing data from the MLS feeds named on each listing page; deemed reliable but not guaranteed. Refreshed nightly.
The 60-Second Overview
Elliotts Point market snapshot (as of September 20, 2026): the median sale price is about $220K, and a median 9 days on market for closed sales.
In ZIP 32548 (Fort Walton Beach), 338 homes closed in the last 12 months at a median of $325K, up 11.9% year over year, with a median 41 days on market. Right now 112 active and 32 pending listings put supply at about 5.0 months — a balanced market. See the live ZIP 32548 housing market and the Okaloosa County market.
County records show 18 qualified sales in ELLIOTTS POINT across 2024–2025 (9 in 2024, 9 in 2025), median $329,000 — the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Elliotts Point is a community of 389 homes in Fort Walton Beach, Okaloosa County, built between 1940 and 2024 (median 1955), with a median living area of about 1,785 square feet. 62% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
Elliotts Point Resub is an established, close-in Fort Walton Beach pocket of mostly mid-century homes on a compact footprint, where the appeal is location and bones rather than new construction. With owner-occupancy just above 60%, it reads as a settled, lived-in area more than an investor churn.
The setting & the homes.
Aerial and on-site photos of Elliotts Point. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Elliotts Point
Elliotts Point
Elliotts PointPhotos from Emerald Coast MLS listings in Elliotts Point; content deemed reliable but not guaranteed.
Who Elliotts Point is best for.
Best for
- Owner-occupants prioritizing an established, close-in location over a brand-new build
- Buyers with a renovation budget and the appetite to add value to older stock
- Move-ready buyers who are pre-approved and can act inside a nine-day window
Probably not for
- Buyers set on new construction or a turnkey home with no compromises
- Those wanting HOA amenities like a pool or clubhouse, which this area does not offer
- Anyone needing a slow, low-competition search with room to deliberate
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Emerald Coast MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($220K) IS the median in the snapshot above.
Windows contain 0 to 3 sales each (3 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
15% of homes for sale in ZIP 32548 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).
Elliotts Point Market Scorecard
Elliotts Point is currently a balanced market..
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Emerald Coast MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in ELLIOTTS POINT RESUB, Fort Walton Beach
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by the Emerald Coast Association of REALTORS®. Information is deemed reliable but is not guaranteed by the MLS to be accurate. Deemed reliable but not guaranteed.
Elliotts Point on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Emerald Coast MLS. Map data © OpenStreetMap, tiles © CARTO.
The Elliotts Point buying strategy.
If we were buying in Elliotts Point today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Elliotts Point.
Older stock, condition is everything
The housing here spans 1940 to 2024, but the median year built of 1955 tells you what you'll mostly tour: mid-century homes with a median around 1,783 square feet. That's a workable, mid-size footprint, and the age range means you'll see everything from untouched originals to studs-out renovations and the occasional newer infill build. Inspect accordingly — roof, systems, and any updates are where value lives or dies.
There are no community amenities identified from current MLS listings, so this is not an HOA-and-pool setting. The draw is the neighborhood itself and its position in Fort Walton Beach. Appreciation has been strong over the long run — up 120% since 2012 — but that's history, not a forecast, and it reflects the area's demand rather than any guarantee on a specific home.
The location and the amenities are priced into every listing in Elliotts Point. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Elliotts Point buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (8.0). Basis: Long-Term Appreciation +120% since 2012; Owner Commitment 62% owner-occupied; Pricing Power 100.7% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a market this fast and this condition-driven, the median tells you almost nothing about a specific house. We walk the property with you, read the renovation history against the comps, and help you separate a genuine value from a cosmetic flip. With homes moving in about nine days, we keep you positioned to act on the right one without overpaying in the rush.
Elliotts Point in 15 seconds.
HOA, CDD & Fees
- HOA status not on record. Verify any dues before you offer
- Any club/amenity membership is billed separately
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Elliotts Point buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Elliotts Point sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Elliotts Point, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Elliotts Point home worth?
Get a no-obligation home value based on real comparable sales in Elliotts Point, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Fort Walton Beach →
Frequently Asked Questions
What is the median home price in Elliotts Point?
How long do homes in Elliotts Point take to sell?
How many homes are in Elliotts Point?
What share of Elliotts Point is owner-occupied?
When were the homes in Elliotts Point built?
Have Elliotts Point home prices gone up?
Who is the best real estate agent for Elliotts Point?
How do I find a top Fort Walton Beach real estate agent who knows Elliotts Point?
Can Momentum Realty connect me with an agent for Elliotts Point?
Where is Elliotts Point, and what county is it in?
Should you buy in Elliotts Point?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | Emerald Coast MLS, refreshed twice daily (last: September 22, 2026) |
| Community market stats | Emerald Coast MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (6 streets, ZIP 32548)) |
| Under-contract shares | Emerald Coast MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 1997 (35 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Emerald Coast MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Emerald Coast MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how ELLIOTTS POINT RESUB fits the bigger picture — live prices, inventory, and Momentum Scores:
Nearby Communities
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