Harbour Oaks
Condos for Sale in St. Simons Island, GA
All 302 homes for sale in St. Simons Island, GA · median $849,995 · 69 condos for sale in St. Simons Island · 344 homes for sale in 31522
True comps, carrying-cost math, and listings before the portals.
Market Heat
Photo courtesy of Keller Williams Realty Golden Isles · via ScoutMLS®
Over the 12 months ending 2026-09-20, 5 recorded sales closed at a median of $594,000, $496 per square foot, a median 98 days on market, sellers accepting 99% of original asking (+25% versus the prior year). Homes listed or recently sold were built 1986–1987; 6 of 6 report an HOA (median $381/mo). At the median price and Glynn County's 2025 rate of 24.07 mills, annual property tax runs about $5,720.
| Location | St. Simons Island, Glynn County, GA · ZIP 31522 |
|---|---|
| Home types (current listings and sales) | condos 100% |
| Amenities listed by sellers | Gated, Landscaping, Pool, Fitness Center, Tennis Court(s), Management |
| Sale prices, last 12 months | $594,000 median across 5 closed sales · $496 per sq ft · +25.1% vs the prior 12 months |
| Days on market (closed sales) | 98 median |
| For sale right now | 0 active, 1 pending |
Data as of September 20, 2026. Listing data provided by ScoutMLS® (Golden Isles Association of REALTORS®). The data is deemed reliable but is not guaranteed to be accurate by ScoutMLS. Market figures describe homes, not residents. Cite as: Momentum Realty, “Harbour Oaks Condos key facts,” movewithmomentum.com/neighborhoods/harbour-oaks-condos, data as of September 20, 2026.
Last 30 days in Harbour Oaks: 3 closed sales (median $615,000). As of September 26, 2026, Listing data provided by ScoutMLS® (Golden Isles Association of REALTORS®). The data is deemed reliable but is not guaranteed to be accurate by ScoutMLS.

Harbour Oaks is a small condo book, and the numbers reflect that: a median of $594,000, a median price per square foot of $473.4, and only three closings in the current window. That thinness means each sale can swing the median more than it would in a larger community, so treat any single data point here as directional, not gospel.
What the data does support is a market that has moved fast and moved up. Median dollar-per-square-foot pricing and a 25.1% year-over-year gain point to buyers competing for a limited number of units, with values up 214% since 2012. A median days-on-market of 33 suggests listings are not sitting long once priced to the current level of demand.
Harbour Oaks Condos right now
🟢 Still climbing. The trailing-12-month median ($594K) is up 25.1% from the prior 12 months ($475K) and up 214% since 2012. With about 8 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level ScoutMLS® closed sales, 12-month windows ending September 20. Confidence: Low (5 and 5 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated September 27, 2026 · Live data: ScoutMLS®, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Harbour Oaks Condos market snapshot (as of September 20, 2026): the median sale price is about $594K ($496 per sq ft over the trailing 12 months of closed sales), and a median 98 days on market for closed sales. The trailing-12-month median is up 25% from the prior 12 months and up 214% since 2012, computed from record-level ScoutMLS® closed sales (5 closings in the current window).
In ZIP 31522 (St. Simons Island), 715 homes closed in the last 12 months at a median of $608K ($320/sq ft), down 1.1% year over year, with a median 89 days on market. Right now 280 active and 59 pending listings put supply at about 5.8 months — a buyer's market. See the live ZIP 31522 housing market.
SCOUT sales records identify 94 homes in Harbour Oaks Condos that have changed hands since 2001, built between 1980 and 1988 (median 1986), with a median living area of about 1,300 sq ft and a typical 3-bedroom, 2-bath layout; 100% are condominiums. Source: SCOUT closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.
Harbour Oaks Condos sits in St. Simons Island within Glynn County, a small-inventory condo market where pricing has moved sharply higher over the past cycle rather than tracking a steady, gradual climb.
The setting & the homes.
Aerial and on-site photos of Harbour Oaks Condos. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
Photos from ScoutMLS® listings in Harbour Oaks Condos; content deemed reliable but not guaranteed.
Who Harbour Oaks Condos is best for.
Best for
- Targeting a specific building or unit type and willing to wait for the right listing rather than needing several options at once.
- Comfortable pricing off a small, fast-moving comp set and confirming unit-level condition and features directly rather than relying on assumed amenities.
- Looking to buy into a St. Simons Island condo market with a strong multi-year appreciation trend rather than a market priced for near-term flipping.
Probably not for
- Needing a large pool of active listings to compare price and condition before committing.
- Expecting confirmed community amenities such as a pool or clubhouse as part of the purchase without independently verifying them.
- Looking for a slow, low-competition negotiation process, given the market's high heat score and short median days on market.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level ScoutMLS® closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($594K) IS the median in the snapshot above, and the move from 2025 ($475K) IS the +25.1% one-year change.
Windows contain 3 to 14 sales each (5 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by ScoutMLS® (Golden Isles Association of REALTORS®). The data is deemed reliable but is not guaranteed to be accurate by ScoutMLS. Deemed reliable but not guaranteed.
15% of homes for sale in ZIP 31522 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-20).
Harbour Oaks Condos Market Scorecard
Harbour Oaks Condos is currently a balanced market..
Go deeper: Georgia property tax by county · mortgage payment calculator · rent vs buy.
Live data: ScoutMLS®, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Housing distress & ownership in Harbour Oaks Condos, St. Simons Island
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by ScoutMLS® (Golden Isles Association of REALTORS®). The data is deemed reliable but is not guaranteed to be accurate by ScoutMLS. Deemed reliable but not guaranteed.
Harbour Oaks Condos on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from ScoutMLS®. Map data © OpenStreetMap, tiles © CARTO.
The Harbour Oaks Condos buying strategy.
If we were buying in Harbour Oaks Condos today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Harbour Oaks Condos.
A thin market with an outsized price move
The closings window here is small — three transactions — which is the first thing to understand before reading the rest of the figures. A median price of $594,000 and per-square-foot figure of $473.4 are real, but with so few sales feeding them, one unusually large or small unit can shift the picture from quarter to quarter. This is a market where you read the trend line, not the single data point.
That said, the trend is unambiguous: values are up 25.1% over the past year and 214% since 2012, and a market heat score of 81 signals active competition for what does come to market. Current MLS listings show no community amenities identified, so any pool, dock, or clubhouse access should be confirmed unit by unit rather than assumed as a blanket community feature.
The location and the amenities are priced into every listing in Harbour Oaks Condos. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Harbour Oaks Condos buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 3 factors (9.7). Basis: Long-Term Appreciation +214% since 2012; Recent Direction +25.1% year-over-year; Pricing Power 98.8% sale-to-list. Refreshed with each data update.
Why work with Momentum here
In a market this thin, pricing a listing or evaluating an offer means knowing which of the last few sales are genuinely comparable and which are outliers skewing the median. We track Harbour Oaks closings individually rather than leaning on a blended average, and we verify unit-level features and any amenity access directly rather than assuming what a listing implies.
Harbour Oaks Condos in 15 seconds.
HOA, CDD & Fees
- HOA dues reported around $381/month (about $4,572/yr) · median of 68 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $381 per month ($4,572 a year) — the median AssociationFee across 68 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-09.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Harbour Oaks Condos buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Harbour Oaks Condos sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Harbour Oaks Condos, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Harbour Oaks Condos home worth?
Get a no-obligation home value based on real comparable sales in Harbour Oaks Condos, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in St. Simons Island →
Recently off market in Harbour Oaks Condos
Homes in Harbour Oaks Condos that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 3 on record.
- 202 Harbour Oaks Drive · off market
- 206 Harbour Oaks Drive · off market
- 512 Harbour Oaks Drive · off market
Frequently Asked Questions
What is the median home price in Harbour Oaks Condos?
How long do homes in Harbour Oaks Condos take to sell?
Have Harbour Oaks Condos home prices gone up?
Who is the best real estate agent for Harbour Oaks Condos?
How do I find a top St. Simons Island real estate agent who knows Harbour Oaks Condos?
Can Momentum Realty connect me with an agent for Harbour Oaks Condos?
Where is Harbour Oaks, and what county is it in?
Should you buy in Harbour Oaks Condos?
An honest fit check. We will tell you when it is not your community.
Data sources & freshness
| Live listings | ScoutMLS®, refreshed twice daily (last: September 26, 2026) |
| Community market stats | ScoutMLS® closed sales, 12-month windows ending September 20, 2026 |
| Under-contract shares | ScoutMLS® records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 1995 (237 transactions analyzed) |
Verify the primary sources yourself: Georgia DOR · U.S. Census · FEMA flood maps.
Momentum Research figures are our own analysis of ScoutMLS® records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum will price yours against live local comps — a real number, not an algorithm’s guess.
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See how Harbour Oaks Condos fits the bigger picture — live prices, inventory, and Momentum Scores:
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