Island Retreat - Sfr in St. Simons Island

Island Retreat - Sfr
Homes for Sale in St. Simons Island, GA

All 302 homes for sale in St. Simons Island, GA · median $849,995

Community in St. Simons Island · Glynn County · ZIP 31520
Median sale $1.15M
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Live Market Pulse
51/100
Market Heat
Near its long-run normal
2013 → 2026 · 79 at the 2022 peak
0 is Island Retreat - Sfr's coldest market since 2013, 100 its hottest. Today: 51. How it's scored

Photo courtesy of Ken Haynes, BHHS Hodnett Cooper Real Estate · via ScoutMLS®

Built fromLive ScoutMLS® data15 years of closingsUpdated twice daily

As of September 2026, Island Retreat - Sfr in St. Simons Island, GA has 2 homes for sale. Over the 12 months ending 2026-09-20, 8 recorded sales closed at a median of $1,154,000, $449 per square foot, a median 75 days on market, sellers accepting 93% of original asking (+5% versus the prior year). Homes listed or recently sold were built 1940–2001. At the median price and Glynn County's 2025 rate of 24.07 mills, annual property tax runs about $11,110.

Island Retreat - Sfr key facts
LocationSt. Simons Island, Glynn County, GA · ZIP 31520, 31522
Home types (current listings and sales)single-family 80%, duplexes 20%
Amenities listed by sellersWalk To Shopping
Sale prices, last 12 months$1,154,000 median across 8 closed sales · $449 per sq ft · +5.1% vs the prior 12 months
Days on market (closed sales)75 median
For sale right now2 active, 0 pending · median asking $2,072,000 · 3.0 months of supply

Data as of September 20, 2026. Listing data provided by ScoutMLS® (Golden Isles Association of REALTORS®). The data is deemed reliable but is not guaranteed to be accurate by ScoutMLS. Market figures describe homes, not residents. Cite as: Momentum Realty, “Island Retreat - Sfr key facts,” movewithmomentum.com/neighborhoods/island-retreat-sfr, data as of September 20, 2026.

Last 30 days in Island Retreat - Sfr: 2 closed sales (median $742,500). As of September 26, 2026, Listing data provided by ScoutMLS® (Golden Isles Association of REALTORS®). The data is deemed reliable but is not guaranteed to be accurate by ScoutMLS.

Live · Island Retreat - Sfr Housing Pulse ScoutMLS® + public records Analysis by Momentum Realty · $3.5B+ sold · 10,000+ customers served · Top 1% in Florida (RealTrends)
Price
$1.15M ▲
Median sold · 12 mo
up 5.1% vs the prior 12 months
+5.1% ▲
1-yr price change
n = 8 and 5 sales in the two windows
$449/sf
Sold $/sqft · 12 mo
peak $536 in 2023
93.0%
Sale vs ask
+242%
T12M median vs 2012
from a $338K median in 2012
Tempo
3.0mo
Supply
3 to 6 months is the balanced band
76days
Median DOM · closed
38 days at the 2015 low
0%
Under contract
Glynn: 17% (162 of 949)
2 · 0
For sale · pending
live counts, refreshed twice daily
8
Sold · last 12 mo
10-yr average: about 7 a year
Track record · 15 years of records
2,346sqft
Median sold home size
12-mo windows, closed sales
Jon Brooks, founder of Momentum Realty
Jon's Current Read

Island Retreat - Sfr prices off the water, not off a scorecard. With a median price of $1,299,000 and a median of $548 per square foot, this is a segment where lot position, dock or marsh access, and condition do most of the work — and where the same floor plan can trade at very different numbers depending on what it sits on.

The trailing window shows only six closings, so any single sale can swing the read. Combine that with a median days-on-market north of four months and a market heat score of 36, and the posture is clearly a buyer's-pace market: sellers who price to the property's actual condition and setting move it, and everyone else waits.

Island Retreat - Sfr Housing Pulse · Momentum Research · as of September 20, 2026

Island Retreat - Sfr right now

🟡 Balanced market. 3.0 months of supply and 0% of the inventory already under contract put buyers and sellers on roughly even footing.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of ScoutMLS® records, as of September 20, 2026. Confidence: Medium (2 active and pending listings, 8 closed sales in 12 months).

🟡 Still climbing. The trailing-12-month median ($1.15M) is up 5.1% from the prior 12 months ($1.10M) and up 242% since 2012. With about 7 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level ScoutMLS® closed sales, 12-month windows ending September 20. Confidence: Low (8 and 5 sales in the two windows).

Jump to: Price history & scorecard · Homes for sale · Schools · FAQ

· Updated September 27, 2026 · Live data: ScoutMLS®, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness

The 60-Second Overview

Island Retreat - Sfr market snapshot (as of September 20, 2026): the median sale price is about $1.15M ($449 per sq ft over the trailing 12 months of closed sales), a median 76 days on market for closed sales, and 3.0 months of supply, a balanced market. The trailing-12-month median is up 5% from the prior 12 months and up 242% since 2012, computed from record-level ScoutMLS® closed sales (8 closings in the current window).

In ZIP 31520 (St. Simons Island), 445 homes closed in the last 12 months at a median of $352K ($182/sq ft), up 2.5% year over year, with a median 84 days on market. Right now 148 active and 31 pending listings put supply at about 5.1 months — a buyer's market. See the live ZIP 31520 housing market.

SCOUT sales records identify 70 homes in Island Retreat - Sfr that have changed hands since 2011, built between 1940 and 2020 (median 1966), with a median living area of about 2,375 sq ft and a typical 4-bedroom, 3-bath layout; 97% are single-family homes. Source: SCOUT closed-sale history compiled by Momentum Research; counts reflect homes with a recorded MLS sale, not every home in the community.

This is a low-volume, high-value corner of St. Simons Island real estate, where price is set less by comparable sales and more by what each specific lot and structure offers.

Best for

  • Purchasing with a longer timeline and willingness to wait through a median days-on-market well over four months.
  • Prioritizing a specific waterfront or marsh setting over matching a strict per-square-foot budget.
  • Holding for the long term, where the multi-year appreciation trend is more relevant than this month's list price.

Probably not for

  • Needing a fast close in a market currently posting a cool market heat score and a slow median days-on-market.
  • Relying on a tight, predictable per-square-foot comparison, given how few closings are available to benchmark against.
  • Expecting community-level amenities, since none are identified from current MLS listings for this specific property type.

Windows contain 4 to 12 sales each (8 in the current window); every figure carries its sample size, and thin markets swing on single closings. Listing data provided by ScoutMLS® (Golden Isles Association of REALTORS®). The data is deemed reliable but is not guaranteed to be accurate by ScoutMLS. Deemed reliable but not guaranteed.

Median sale price · trailing 12 mo
$500K$1M$1.5M20122014201620182020202220242026
Up 5.1% year over year; up 242% since 2012.
Every sale since 2011 · price vs size
$0$1M$2M$3M2k4k
110 closed sales; green = recent. Size sets the floor, condition and lot set the rest.
Sold $ per sq ft · trailing 12 mo
$200$40020122014201620182020202220242026
Up from $138 in 2012 to a $536 peak in 2023; $449 now.
Median days on market · closed sales
10020020122014201620182020202220242026
38 days at the 2015 low; 76 now.
Sale price vs original ask · median
80%90%100%20122014201620182020202220242026
93.0% now.
Homes sold per 12-mo window
051020122014201620182020202220242026
4 to 12 a year; 8 in the current window.
Market Heat · 0 coldest, 100 hottest in the record
20406080seller-leaningbuyer-leaning2014201620182020202220242026
79 at the 2022 peak, 21 in the troughs, 51 now. Same score as the hero card, full history.
How much local inventory is already under contract

15% of homes for sale in ZIP 31522 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-09-27).

Island Retreat - Sfr Market Scorecard

Seller's market

Island Retreat - Sfr is currently a seller's market. About 3.0 months of supply, a median asking price of $2,045,000, and homes go under contract in about 58 days.

3.0
Months supply
$2,045,000
Median list
$1,154,000
Median sold
$502
Per sqft
58
Days on mkt
2/0/8
Active/Pend/Sold

Go deeper: true cost calculator · affordability calculator.

Live data: realMLS, refreshed twice daily. Typical value: Zillow Research. Market metrics only; these describe homes for sale and recent sales, not residents.

Housing distress & ownership in Island Retreat - Sfr, St. Simons Island

Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.

Active inventory in distress
0.0%
0 of 3 listings
Distress share trend — 0.0% now (2026-08-31 → 2026-09-26)

Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Listing data provided by ScoutMLS® (Golden Isles Association of REALTORS®). The data is deemed reliable but is not guaranteed to be accurate by ScoutMLS. Deemed reliable but not guaranteed.

Homes For Sale Right Now in Island Retreat - Sfr

Live MLS inventory for Island Retreat - Sfr. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.

Active and pending Island Retreat - Sfr listings as of 2026-09-26, priced high to low. Listing data provided by ScoutMLS® (Golden Isles Association of REALTORS®). The data is deemed reliable but is not guaranteed to be accurate by ScoutMLS. Tap any home to ask about it.

Listing locations from ScoutMLS®. Map data © OpenStreetMap, tiles © CARTO.

Schools

In short
  • Glynn County School System
  • Verify the zoned schools by address
  • Magnet and choice options may be available

Glynn County School System posted a 99.0% four-year graduation rate and 12,278 students across 17 schools in 2024-25 (Governor’s Office of Student Achievement).

  • St. Simons · Elementary
  • Glynn Middle School · Middle
  • Glynn Academy · High

District figures are official Georgia (GOSA) 2024-25 data. Zoned schools reflect the assignments reported on recent Island Retreat - Sfr listings and can change; always confirm with the Glynn County School System for a specific address.

Buying with schools in mind? We can confirm the exact zoned schools for any Island Retreat - Sfr address.

If we were buying in Island Retreat - Sfr today, this is the order of operations we would run for our clients.

1

Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.

2

Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.

3

Move deliberately, not desperately. Neither side has a decisive edge, so a well-prepared, fairly-priced offer wins without overpaying.

4

Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.

5

Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Island Retreat - Sfr.

Best Buy
Buying for a specific waterfront or marsh-adjacent setting rather than a fast transaction.
Biggest Risk
A thin sales sample and wide condition spread make any single comp an unreliable guide to what a specific home is worth.
Sweet Spot
Homes priced to their actual lot and condition tend to be the ones that move within a reasonable window.
Avoid If
Needing a quick close or a predictable, tightly-banded price is a priority.

A market of one-off properties, not a track record

Six closings in the reporting window is not enough volume to establish a tight price band, and the spread here reflects that — the $548 per-square-foot median is a midpoint across homes that differ meaningfully in age, renovation level, and proximity to water. Buyers should treat any single comp as a data point, not a rule.

The longer view is the more useful one: value here is up 18.3% over the past year and 284% since 2012, a trajectory that speaks to sustained demand for this footprint of St. Simons Island rather than a short-term spike. The current median days-on-market of roughly 134 days signals that demand has not translated into speed — homes here still require patience on both sides of the table, and a market heat score of 36 confirms the pace is unhurried.

“

The location and the amenities are priced into every listing in Island Retreat - Sfr. The deal is won or lost on condition, the comps, and the renovation math.

Jon Brooks · Founder, Momentum Realty
7.4B · Buy Score
Long-Term Appreciation10.0/10
Recent Direction7.3/10
Liquidity & Demand7.0/10
Pricing Power5.4/10

Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (7.4). Basis: Long-Term Appreciation +242% since 2012; Recent Direction +5.1% year-over-year; Liquidity & Demand 3.0 months of supply; Pricing Power 93.0% sale-to-list. Refreshed with each data update.

Why work with Momentum here

With only a handful of closings to draw from and a per-square-foot figure that varies by lot and condition, pricing a home in Island Retreat - Sfr correctly takes someone who will pull the actual comparables — not just the median — and explain what is driving each one. We walk both buyers and sellers through that property-by-property logic rather than leaning on a headline number.

Island Retreat - Sfr in 15 seconds.

Best forBuying for a specific waterfront or marsh-adjacent setting rather than a fast transaction.
Biggest advantageLong-term appreciation here has been substantial, with value up sharply both year-over-year and since 2012.
Biggest riskA thin sales sample and wide condition spread make any single comp an unreliable guide to what a specific home is worth.
Sweet spotHomes priced to their actual lot and condition tend to be the ones that move within a reasonable window.
Avoid ifNeeding a quick close or a predictable, tightly-banded price is a priority.

HOA, CDD & Fees

A note on who we are: Momentum Realty is a real estate brokerage. We are not the Island Retreat - Sfr homeowners association, its management company or its developer, and we cannot help with dues, gate access, violations, amenity bookings or association documents. To reach the association, check your closing package, the recorded declaration at the county clerk, or search the association’s name at sunbiz.org for its registered agent. Call or message us to buy or sell a home in Island Retreat - Sfr.
In short
  • HOA status not on record. Verify any dues before you offer
  • Any club/amenity membership is billed separately

Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.

The takeaway

Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Island Retreat - Sfr sales matched to your home.

What is your Island Retreat - Sfr home worth?

Get a no-obligation home value based on real comparable sales in Island Retreat - Sfr, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.

See all homes for sale in St. Simons Island →

Real comps, not an automated estimate.

Recently off market in Island Retreat - Sfr

Homes in Island Retreat - Sfr that recently left the market. Each address opens its public-record profile: county-recorded value, property taxes, the last recorded sale, community sales history, and what is for sale nearby now. 2 on record.

Frequently Asked Questions

What is the median home price in Island Retreat - Sfr?
The median sale price in Island Retreat - Sfr was $1.15M over the 12 months ending September 20, 2026 (8 closed sales, ScoutMLS®).
How long do homes in Island Retreat - Sfr take to sell?
Homes that closed in the 12 months ending September 20, 2026 took a median 76 days on market (8 sales, ScoutMLS®).
Is Island Retreat - Sfr a buyer's or seller's market right now?
As of September 20, 2026, Island Retreat - Sfr is roughly balanced: 3.0 months of supply at the current sales pace (ScoutMLS® live counts).
Have Island Retreat - Sfr home prices gone up?
The trailing-12-month median is up 242% since 2012, from $338K to $1.15M (ScoutMLS® closed records).
Who is the best real estate agent for Island Retreat - Sfr?
The best agent for Island Retreat - Sfr is one who actively works St. Simons Island and knows the community's pricing, fees, and current inventory. Tell us what you're looking for in the form on this page and Momentum Realty will match you with a local specialist for Island Retreat - Sfr.
How do I find a top St. Simons Island real estate agent who knows Island Retreat - Sfr?
Share a few details in the form on this page. Momentum Realty has 320+ agents and more than $3.5B in closed sales, and we'll connect you with one who knows Island Retreat - Sfr and the wider St. Simons Island area.
Can Momentum Realty connect me with an agent for Island Retreat - Sfr?
Yes. Use the form on this page and we'll introduce you to a local specialist who can guide your Island Retreat - Sfr purchase or sale - no call center and no pressure.
Where is Island Retreat - Sfr, and what county is it in?
Island Retreat - Sfr is in St. Simons Island, Glynn County, GA, ZIP codes 31520, 31522.
Is Island Retreat - Sfr a good place to live?
That depends on your budget, commute and what you want in a home, so here is what the data says about Island Retreat - Sfr: the median sale price over the last 12 months was $1.15M (8 sales), 63% above the St. Simons Island median of $708K; homes took a median 76 days to go under contract; supply is 3.0 months at the current sales pace, which is balanced. The full numbers, price history and the flood and school sections are above.
Purchasing with a longer timeline and willingness to wait through a median days-on-market well over four months.Excellent fit
Prioritizing a specific waterfront or marsh setting over matching a strict per-square-foot budget.Excellent fit
Holding for the long term, where the multi-year appreciation trend is more relevant than this month's list price.Excellent fit
Needing a fast close in a market currently posting a cool market heat score and a slow median days-on-market.Probably not
Relying on a tight, predictable per-square-foot comparison, given how few closings are available to benchmark against.Probably not
Expecting community-level amenities, since none are identified from current MLS listings for this specific property type.Probably not

Data sources & freshness

Live listingsScoutMLS®, refreshed twice daily (last: September 26, 2026)
Community market statsScoutMLS® closed sales, 12-month windows ending September 20, 2026
Under-contract sharesScoutMLS® records, as of 2026-09-20
Historical depthClosed-sale records back to 2011 (110 transactions analyzed)

Verify the primary sources yourself: Georgia DOR · U.S. Census · FEMA flood maps.

Momentum Research figures are our own analysis of ScoutMLS® records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.

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The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum will price yours against live local comps — a real number, not an algorithm’s guess.

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Nearby Communities

Explore more neighborhoods near Island Retreat - Sfr with Momentum Realty’s local guides.

KNKingstowne North Condos0.2 mi awayVOVillage Oaks (Glynn)0.2 mi away · median $1.38M, 4 sales/12 moKTKings Terrace0.3 mi away · median $1.04M, 9 sales/12 moBPBeacon Park Condos0.3 mi away · 1 for saleVGVillage Green Condos0.3 mi away · median $300K, 4 sales/12 moPVPark View0.3 mi away · 2 for saleHOHarbour Oaks Condos0.3 mi away · median $594K, 5 sales/12 moGRGolf Retreat0.3 mi away

Browse all neighborhood guides →

Thinking of selling in Island Retreat - Sfr? 8 recorded closings; median 75 days on market (window ending 2026-09-20). See the Glynn County sell-now-or-wait data, what made 201,552 Florida listings fail in the last 12 months, or compare a cash offer vs. listing. Compiled from MLS records; deemed reliable but not guaranteed.
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