Lakes
Homes for Sale in Lady Lake, FL
All 184 homes for sale in Lady Lake, FL · median $339,325 · 190 homes for sale in 32159 · Lake County homes for sale
True comps, carrying-cost math, and listings before the portals.
As of October 2026, Lakes in Lady Lake, FL has 3 homes for sale. Over the 12 months ending 2026-09-20, 4 recorded sales closed at a median of $424,000, $196 per square foot, a median 66 days on market, sellers accepting 93% of original asking (-2% versus the prior year). Homes listed or recently sold were built 1996 - 2024; 7 of 7 report an HOA (median $100/mo); 2 of the 7 geocoded homes sit in a FEMA special flood hazard zone (median elevation 70 ft). At the median price and Lake County's FY2025-26 rate of 16.65 mills, annual property tax runs about $7,060 ($6,390 with the full homestead exemption).
Homes For Sale Right Now in Lakes
Live MLS inventory for Lakes. Every active listing, what is under contract right now, and the last 12 months of closed sales, refreshed twice a day. Closed comps beat an algorithm's guess every time.
Active and pending Lakes listings as of 2026-10-15, priced high to low. Based on Stellar MLS data distributed by MLS GRID for the period 2016 through 2026. Tap any home to ask about it.
Lakes right now
🟢 Buyer-leaning market. 9.0 months of supply and 0% of the inventory already under contract give buyers above-average negotiating leverage.Why it matters: months of supply is how long today's inventory would last at today's sales pace; under-contract share is the portion of homes for sale that already have a buyer.Momentum Research analysis of Stellar MLS records, as of September 20, 2026. Confidence: Medium (3 active and pending listings, 4 closed sales in 12 months).
🟡 Off the recent peak. The trailing-12-month median ($424K) is down 2.2% from the prior 12 months ($434K). With about 2 sales a year, a single closing can swing this number, so read the level and the decade, not one year's move.Momentum Research, record-level Stellar MLS closed sales, 12-month windows ending September 20. Confidence: Low (4 and 6 sales in the two windows).
Jump to: Price history & scorecard · Homes for sale · Schools · FAQ
· Updated October 15, 2026 · Live data: Stellar MLS, refreshed twice daily · MLS facts carry their source; interpretation lines are Momentum Research · Data sources & freshness
The 60-Second Overview
Lakes market snapshot (as of September 20, 2026): the median sale price is about $424K ($196 per sq ft over the trailing 12 months of closed sales), a median 66 days on market for closed sales, and 9.0 months of supply, a buyer-leaning market. The trailing-12-month median is down 2% from the prior 12 months, computed from record-level Stellar MLS closed sales (4 closings in the current window).
In ZIP 32159 (Lady Lake), 1,681 homes closed in the last 12 months at a median of $360K ($237/sq ft), down 1.8% year over year, with a median 43 days on market. Right now 114 active and 44 pending listings put supply at about 5.4 months - a balanced market. See the live ZIP 32159 housing market and the Lake County market.
County records show 10 qualified sales in Lakes across 2024 - 2025 (8 in 2024, 2 in 2025), median $448,900 - the last recorded sale per parcel on the Florida DOR 2025 assessment roll, independent of the MLS.
Lakes is a community of 61 homes in Lady Lake, Lake County, built between 1996 and 2024 (median 2005), with a median living area of about 2,104 square feet. 67% of parcels are homesteaded, the owner-occupancy proxy in the Florida DOR assessment roll (2025 roll, public records).
The setting & the homes.
Aerial and on-site photos of Lakes. Swipe to explore the community.
Swipe or use the arrows → tap any photo to enlarge
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LakesPhotos from Stellar MLS listings in Lakes; content deemed reliable but not guaranteed.
Price History: What Homes Here Have Actually Sold For
Median sale price over the trailing 12 months ending September 20 of each year, from record-level Stellar MLS closed sales. Same methodology as every appreciation figure on this page: the 2026 point ($424K) IS the median in the snapshot above, and the move from 2025 ($434K) IS the -2.2% one-year change.
Windows contain 0 to 6 sales each (4 in the current window); every figure carries its sample size, and thin markets swing on single closings. Based on Stellar MLS data distributed by MLS GRID for the period 2016 through 2026. Deemed reliable but not guaranteed.
29% of homes for sale in ZIP 32159 are already under contract (under contract ÷ under contract + active listings) — a read on how much of the available inventory buyers have already claimed. Source: MLS data (2026-10-13).
Lakes Market Scorecard
Lakes is currently a buyer-leaning market. About 9.0 months of supply, a median asking price of $390,000, and homes go under contract in about 134 days.
Go deeper: ZIP market scorecard · county scorecard · true cost calculator · affordability calculator.
Live data: Stellar MLS, refreshed twice daily. Market metrics only; these describe homes for sale and recent sales, not residents.
Lakes on the map.
Every active, pending, and recently sold home, plotted. Toggle the layers and tap a home for the details.
Listing locations from Stellar MLS. Map data © OpenStreetMap contributors.
Life at Lakes
- Golf · reported on 5 of 5 listings
- Gated Community - No Guard · reported on 4 of 5 listings
- Golf Course · reported on 3 of 5 listings
- Deed Restrictions · reported on 3 of 5 listings
- Gated · reported on 2 of 5 listings
- Golf Carts OK · reported on 2 of 5 listings
- Clubhouse · reported on 1 of 5 listings
- Gated Community · reported on 1 of 5 listings
Community amenities as reported across Stellar MLS listings in this community; deemed reliable but not guaranteed. Verify current amenities and access with the HOA.
The Lakes buying strategy.
If we were buying in Lakes today, this is the order of operations we would run for our clients.
Underwrite the condition first. Price the roof, HVAC, and systems honestly before judging any list price; condition swings value here more than square footage alone.
Match the home to real comps. Recent sales of similar condition and lot, not the asking price, tell you what a home is worth.
Use your leverage. With inventory sitting, there is room to negotiate on anything dated or overpriced and to ask for repairs or a rate buydown.
Line up financing and inspection early. A pre-approval and an inspection plan let you act fast and negotiate from evidence.
Keep an agent in your corner. The listing agent works for the seller; we represent you and prepare a hand-built valuation before any offer in Lakes.
A closer look at the Lakes market
At a median of $196 per square foot, Lakes prices sit in a fairly defined band, so condition and updates — more than the list price — tend to separate one home from the next.
Inventory runs at 9.0 months of supply, a buyer-leaning market and the trailing-12-month median down 2% year over year. Homes that do trade take a median 66 days on market, useful leverage on any listing that has lingered.
The housing stock is 61 homes built between 1996 and 2024, and 67% of parcels are homesteaded — the owner-occupancy proxy in the Florida DOR assessment roll.
The location and the amenities are priced into every listing in Lakes. The deal is won or lost on condition, the comps, and the renovation math.
Momentum Buy Score.
Our proprietary 0 to 10 read across the factors that decide how a home in Lakes buys, holds, and resells. Momentum Research; not an appraisal.
Momentum Intelligence Scores are our proprietary, qualitative assessment on a 0 to 10 scale, built from the record-level market data on this page. They are a framework for comparing communities, not a guarantee of future value and not advice on a specific home; unlike an automated value estimate they do not price your home, they grade the community on evidence you can inspect. Composite is the plain average of the 4 factors (4.6). Basis: Recent Direction -2.2% year-over-year; Liquidity & Demand 9.0 months of supply; Owner Commitment 67% owner-occupied; Pricing Power 92.9% sale-to-list. Refreshed with each data update.
What it really costs to own in Lakes
The parts of the monthly number a mortgage calculator leaves out, from the tax roll, the MLS, Citizens and FEMA. Property facts only.
| HOA dues | Median $100/month across 225 MLS listings (most billed monthly; 2026-10-15). Dues cover what the documents say they cover; ask for the budget and reserve study. |
|---|---|
| Home and flood insurance | The average Citizens Property Insurance premium in Lake County is $1,756/yr (3,500 policies, Citizens detail by county, April 2026); private-market quotes depend on roof age, wind mitigation and construction. |
| Roof and age | Median build year 2009 across 7 listings. An original roof here would be about 17 years old; under Florida's 2022 reform (SB 2-D) carriers may require an inspection past 15 years, so budget for a roof report, and for replacement where it fails. |
Email me new listings in Lakes
One e-mail a day, only when a home lists here, with price, beds, baths and a link to every listing. Straight from the MLS feed; no account needed.
Ask an agent about Lakes
Have a question about the homes, fees, rules or commute here? A Momentum agent who works Lakes will answer, and the answer is published on this page for the next buyer.
HOA, CDD & Fees
- HOA dues reported around $100/month (about $1,200/yr) · median of 225 MLS listings, most billed monthly
- Any club/amenity membership is billed separately
Listings in this community report association dues of about $100 per month ($1,200 a year) - the median AssociationFee across 225 MLS records, normalised to a monthly figure; most are billed monthly. Dues change with budgets and can differ by section or product type; confirm the current figure with the association before you offer. Source: MLS listing records, 2026-10.
Confirm the current HOA dues, exactly what they cover, and any CDD bond or special assessment for a specific address before you offer.
Tools for a Lakes buy.
Free calculators to pressure-test the real cost before you tour.
Selling here is won on condition and pricing to real comps, not an automated estimate. The right number comes from closed Lakes sales matched to your home.
Price it to the comps and condition, not an automated estimate.
If you are thinking about selling in Lakes, the right list price comes from recent comparable sales matched to your home's condition and location, not an automated estimate.
What is your Lakes home worth?
Get a no-obligation home value based on real comparable sales in Lakes, not an automated guess. Tell us about your home and we will personally prepare your numbers and a pricing strategy. No obligation, no spam.
See all homes for sale in Lady Lake →
| Location | Lady Lake, Lake County, FL · ZIP 32159 |
|---|---|
| Homes in the community | 61 (FL DOR 2025 assessment roll) |
| Years built | 1996–2024 (median 2005) |
| Typical living area | 2,104 sq ft (median) |
| Home types (current listings and sales) | single-family 100% |
| Amenities listed by sellers | Golf, Deed Restrictions, Gated Community - No Guard, Golf Course, Golf Carts OK, Clubhouse |
| Sale prices, last 12 months | $424,000 median across 4 closed sales · $196 per sq ft · -2.2% vs the prior 12 months |
| Days on market (closed sales) | 66 median |
| For sale right now | 3 active, 0 pending · median asking $390,000 · 9.0 months of supply |
| Owner-occupied (homestead) share | 67% |
Data as of September 20, 2026. Based on Stellar MLS data distributed by MLS GRID for the period 2016 through 2026; housing-stock figures from Florida Department of Revenue public records. Market figures describe homes, not residents. Cite as: Momentum Realty, “Lakes key facts,” movewithmomentum.com/neighborhoods/lakes-lady-lake-lady-lake, data as of September 20, 2026.
Housing distress & ownership in Lakes, Lady Lake
Who owns here, how much is not owner-occupied, and how much for-sale inventory is under distress.
Source: Momentum Realty Research. Ownership & parcels from the FL DOR 2025 tax roll; distress from MLS active-listing status/remarks; price from MLS closed sales. Based on Stellar MLS data distributed by MLS GRID for the period October 2026 through October 2026. Deemed reliable but not guaranteed.
Just listed in Lakes
The newest homes for sale in Lakes right now, newest first. Each link opens the full listing with every photo, the price history and a tour request.
- 555 Dowling Circle $389,900 · 3 bd · 2 ba · 1,833 sq ft · 43 days on market Courtesy of GAILEY ENTERPRISES REAL ESTATE
- 535 Dowling Circle $390,000 · 3 bd · 2.5 ba · 1,850 sq ft · 134 days on market Courtesy of LISTWITHFREEDOM.COM
- 507 Dowling Circle $349,900 · 3 bd · 2 ba · 2,063 sq ft · 213 days on market Courtesy of EXIT REALTY TRI-COUNTY
Checked against the MLS Oct 15, 2026. All new listings in this market.
Every Home for Sale in Lakes Lady Lake Lady Lake Right Now (3)
All 3 active and pending Lakes Lady Lake Lady Lake listings with a detail page, newest first, refreshed twice a day from the MLS.
- 555 Dowling Circle · $389,900 · 3 bd / 2 ba · listed Aug 27, 2026 · listed by Gailey Enterprises Real Estate
- 535 Dowling Circle · $390,000 · 3 bd / 2.5 ba · listed Jul 16, 2026 · listed by Listwithfreedom.Com
- 507 Dowling Circle · $349,900 · 3 bd / 2 ba · listed Jul 16, 2026 · listed by Exit Realty Tri-County
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- ZIP 32159 housing scorecard
Frequently Asked Questions
What is the median home price in Lakes?
How long do homes in Lakes take to sell?
Is Lakes a buyer's or seller's market right now?
How many homes are in Lakes?
What share of Lakes is owner-occupied?
When were the homes in Lakes built?
Who is the best real estate agent for Lakes?
How do I find a top Lady Lake real estate agent who knows Lakes?
Can Momentum Realty connect me with an agent for Lakes?
Where is Lakes, and what county is it in?
Data sources & freshness
| Live listings | Stellar MLS, refreshed twice daily (last: October 15, 2026) |
| Community market stats | Stellar MLS closed sales, 12-month windows ending September 20, 2026 |
| Housing stock & ownership | Florida DOR assessment roll (street-list match (3 streets, ZIP 32159)) |
| Under-contract shares | Stellar MLS records, as of 2026-09-20 |
| Historical depth | Closed-sale records back to 2016 (21 transactions analyzed) |
Verify the primary sources yourself: Florida DOR · U.S. Census · FEMA flood maps · Citizens Property Insurance.
Momentum Research figures are our own analysis of Stellar MLS records; MLS data is deemed reliable but not guaranteed. Methodology: how Momentum market scores are computed. Market metrics describe homes for sale and recent sales, not residents.
Own a home here?
You just read the data. Now see what your home is worth.
The numbers on this page move markets in the aggregate. The number that matters to you is what a buyer pays for your address. Momentum sells for 1.25% above the Stellar MLS member average and 8 days faster, and we’ll price yours against live local comps.
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See how Lakes fits the bigger picture — live prices, inventory, and Momentum Scores:
More on Lakes
- Home values · What homes in Lakes actually sell for
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